2.1 We will not be liable for any defect or default including Computer Virus in any equipment, computer or system interferences that may interfere with your use of the website, your telecommunication or computer system as well as ours, any certification authority provided by Internet Service Provider, telecommunication service provider or other service provider.
2.2 We do not accept responsibility unless arising under Hong Kong law for any loss or damage, however caused (including through negligence), which you may directly or indirectly suffer in connection with your use of the website, nor do we accept any responsibility for any such loss arising out of your use of or reliance by you on the accuracy or currency of any material or information contained on or accessed through our website.
2.3 We shall not be liable to you under any circumstance, in contract, tort (including negligence or breach of statutory duty) or otherwise regardless of the cause for (i) any increased costs or expenses, (ii) any loss of profit, business, contracts, revenues, (iii) any loss of use or (iv) any special indirect or consequential damage of any nature whatsoever suffered by you in the course of using the website.
2.4 The information and materials available on our website, including text, graphic, recommendations, models, illustrations, links or other items (collectively, the “Content”) is provided for general information only, and is provided without regard to the investment objectives, financial situation or particular needs of any particular person. You should not rely on nor use the Content as a basis for making decisions relating to your insurance and/or investment portfolio (as the case may be) without first assessing and verifying the data and information independently and/or consulting your independent Financial Adviser. We do not accept liability for any loss or damage arising directly or indirectly from the reliance on any Content contained on or accessed through our website.
2.5 The Content is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, either express or implied, statutory or otherwise, except for information provided to you or information personal to you in your capacity as our customer.
2.6 Where Hong Kong law implies any condition or warranty, and that law prevents us from excluding or modifying our liability, we shall only be responsible for supplying the service again or paying reasonable costs for supplying that service again to you.