Birthday Reward 1:Savings Insurance Plan

Wish to boost your wealth? WeSave S3 Insurance Plan (Mini) Promotion rewards you with 10% p.a. guaranteed crediting interest rate in the first 3 months of the policy and an extra HK$50 coffee cash coupon!

High interest rate, flexibility, guaranteed return – all in one go!

Key Benefits

WeSave S3 Insurance Plan (Mini) Promotion

  • With Birthday Reward 1, you can enjoy 10% p.a. of guaranteed crediting interest rate in the first 3 months of the policy (Guaranteed Crediting Interest Rate of 2% p.a. in the first policy year, plus an extra 8% p.a. of Bonus Guaranteed Crediting Interest Rate in the first 3 months).
  • The guaranteed average crediting interest rate of Birthday Reward 1 is up to 2.69% p.a.*. The minimum premium requirement is as low as USD200.
  • Withdraw your funds and interest by policy surrender at anytime at no charge.
  • Successful application within the promotion period can enjoy an extra HK$50 coffee cash coupon.
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*“Up to 2.69% p.a.” refers to the guaranteed average annualised rate of return, in which the extra 8% p.a. Bonus Guaranteed Crediting Rate for the first 3 months has been included in the calculation, should the policy be held for its entire five years benefit term subject to the policy effective date.

Respective terms and conditions apply to the above product and offer.

Above information is for reference only, for details, please refer to the WeSave S3 Insurance Plan (Mini) Promotion – Limited Offer’s web page.

Birthday Reward 2:Clinical Protection Plan

Wish to visit doctors at a lower cost or with subsidies?
WeMedi Series^ rewards you with a 70% off premium discount for the first year of the policy!

Visiting doctors can be expensive, group medical plans may not cover the expense fully. It is even worse for your wallet if you didn’t have one. What can you do?

WeMedi Outpatient Protector covers 7 types of outpatient services anytime throughout the year+, namely General Practitioner consultation, Specialist consultation, Physiotherapy treatment, Chinese Herbalist consultation, Chinese Bone Setting treatment, Acupuncture treatment and Chiropractor treatment. With a discounted premium of HK$101, you can enjoy Preferential Consultation Charge to receive designated outpatient services right away!

WeMedi Top Up (Outpatient) Protector is designed to top up your current group / personal outpatient reimbursement insurance plan(s) by other insurer(s). Once you have made a successful claim from other insurer(s), this plan would subsidise your medical expense, subject to the benefit limits of your selected plan level.

Key Benefits

WeMedi Outpatient Protector

  • No matter which designated clinic you visit, you can enjoy a preferential consultation charge for each covered category of the outpatient services.
  • Over 700 designated doctors to serve you throughout Hong Kong Island, Kowloon and New Territories.
  • Simply show your e-medical card to enjoy your discount anytime throughout the year+ without needing to make a claim.
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Key Benefits

WeMedi Top Up (Outpatient) Protector

  • Subsidise the outpatient expenses in excess of the claim amount paid by other insurer(s), subject to the benefit limits of your selected plan level.
  • Apart from General Practitioner consultation and Specialist consultation, Premium Plan allows you to be reimbursed for consultation fees from Chinese Herbalists, Acupuncturists and Chiropractors, maximum limit up to HK$2,000 per year.
  • Easy and simple online application process takes as fast as 5 minutes, and no medical report is required. With our simple claim procedures, claims can be settled through FPS as fast as one hour.
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^ “WeMedi Series” includes “WeMedi Outpatient Protetctor” and “WeMedi Top Up (Outpatient) Protector”.

+ You can use the outpatient services for an unlimited number of times per year. You can only visit each category of outpatient services once per day.

Respective terms and conditions apply to the above product and offer.

Above information is for reference only, for details about WeMedi Outpatient Protector and WeMedi Top Up (Outpatient) Protector, please refer to the WeMedi Outpatient Protector and WeMedi Top Up (Outpatient) Protector product introduction web page.

Birthday Reward 3:Life and Critical Illness
Protection Reward

Wish to safeguard yourself and your family? WeCare Series designated life and critical illness plan# rewards you with a HK$300 instant premium discount for the first policy year!

Big on coverage, small on cost. Protect yourself, safeguard your family.

WeCare Term Life Protection Plan 1 /2 provide you and your family with a suitable and comprehensive protection at an affordable premium, safeguarding your family for you!

WeCare Critical Illness Protection Plan 1 covers the 3 leading critical illnesses1, cancer, heart attack and stroke. It cuts down on the unnecessary to keep you focused on what matters most at a low cost, without any saving elements. It also offers critical illness protection to each of your children up to HK$300,000 coverage.

Key Benefits

WeCare Term Life Protection Plan 1

  • Tailor the plan which suits you most by selecting the benefit term and premium payment term from 1-30 years, or to age 65 etc.
  • You can change your plan by lengthening or shortening the period, increasing or reducing the coverage as you need without any penalties.
  • Simple application process takes as fast as 5 minutes to complete.
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Key Benefits

WeCare Term Life Protection Plan 2

  • The plan is simple and easy to understand. It provides you great coverage with best value for money. You can choose 5/10/15/20 years as benefit term and premium payment term.
  • Automatic and guaranteed renewal without additional health proof.
  • Simple application process takes as fast as 5 minutes to complete.
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Key Benefits

WeCare Critical Illness Protection Plan 1

  • Don’t worry about what is or isn’t covered. We are here to pay if you have cancer, a heart attack or stroke – it’s as simple as that.
  • Offering critical illness protection to each of your children up to HK$300,000 coverage
  • Simple application process takes as fast as 5 minutes to complete.
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# “WeCare Series Designated life and critical illness protection plan” includes “WeCare Term Life Protection Plan 1”, “WeCare Term Life Protection Plan 2” and “WeCare Critical Illness Protection Plan 1”.

Respective terms and conditions apply to the above product and offer.

Above information is for reference only, for details about WeCare Term Life Protection Plan 1, WeCare Term Life Protection Plan 2 and WeCare Critical Illness Protection Plan 1, please refer to the WeCare Term Life Protection Plan 1, WeCare Term Life Protection Plan 2 and WeCare Critical Illness Protection Plan 1 product introduction web page.

Extra Free Reward:WeCare Term Life Protection Plan 1

Wish to have free protection? Here’s your reward - WeCare Term Life Protection Plan 1 (HK$300,000 of sum assured) at HK$0 premium for the first policy year!

An extra reward for you! You can apply WeCare Term Life Protection Plan 1 (HK$300,000 of sum assured) at HK$0 premium for the first policy year if you have applied for at least 3 policies issued by Blue Insurance Limited during the promotion period.

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Respective terms and conditions apply to the above product and offer.

For details about WeCare Term Life Protection Plan 1, please refer to the WeCare Term Life Protection Plan 1 product introduction web page.

Notes

1 Cancer was the number one cause for admittance to hospital in Hong Kong in 2015. Circulatory diseases (including heart attacks) were the fourth highest. (Source: The 2015-2016 Hospital Authority Statistical Report)

Cancer, Heart Attack and Strokes were three of the four biggest killers in 2019. (Source: Department of Health)

Terms and conditions of “Blue 3 Years Old Birthday Rewards”

Terms and conditions of “Blue 3 Years Old Birthday Rewards”:

  1. “Blue 3 Years Old Birthday Rewards” entitles applicants to the following Birthday Rewards from Blue Insurance Limited (the “Company”) if the applicant successfully applies for “WeSave S3 Insurance Plan”, “WeMedi Outpatient Protector”, “WeMedi Top Up (Outpatient) Protector”, “WeCare Term Life Protection Plan 1”, “WeCare Term Life Protection Plan 2” and/or “WeCare Critical Illness Protection Plan 1” (“Designated Plans”) within the period from now to 31 October, 2021 (both dates inclusive)(“Promotional Period”), subject to the following terms and conditions (“Birthday Rewards”).

Birthday Reward 1: Savings Insurance Plan

  1. “Birthday Reward 1: Savings Insurance Plan: WeSave S3 Insurance Plan (Mini) Promotion” entitles applicants to a Bonus Guaranteed Crediting Interest Rate of 8% p.a. in the first 3 months of the policy and an extra HK$50 coffee cash coupon upon successful application of “WeSave S3 Insurance Plan” (“WeSave S3”) within the Promotional Period (“Birthday Reward 1”).
  2. Under the Birthday Reward 1, the minimum premium amount (per policy) is USD200; the maximum premium amount (per policy) is USD3,999. Each applicant can apply for WeSave S3 under this Birthday Reward 1 for up to 3 times only.
  3. WeSave S3 is a savings insurance plan, not a bank savings product.
  4. During the first three months from the policy effective date, the Bonus Guaranteed Crediting Interest Rate of 8% p.a. will be applied to the policy account value. The interest shall be accumulated from the premium received date and be calculated on a daily compound basis. The extra 8% p.a. Bonus Guaranteed Crediting Interest Rate will not be paid if you terminate the policy within the first 3 months from policy effective date.
  5. HK$50 coffee cash coupon will be sent by email within 3 months after the 21-day cooling off period.
  6. All policy provisions of WeSave S3 remain unchanged. Please see the policy provisions for details.

Birthday Reward 2: Clinical Protection Plan

  1. “Birthday Reward 2: Clinical Protection Plan” entitles applicants to enjoy 70% off the original first year premium upon successful application of “WeMedi Outpatient Protector” and/or “WeMedi Top Up (Outpatient) Protector” (“WeMedi Series”) within the Promotional Period (“Birthday Reward 2”).
  2. This Birthday Reward 2 is only applicable to the premium during the first policy year of the WeMedi Series. Automatic renewal will be applied at policy anniversary. The policyholder is required to pay the premium at the original price upon policy renewal.
  3. Under this Birthday Reward 2, no plan changes are permitted during the first policy year of WeMedi Series. Cancellation of the WeMedi Series’ policy, except for reason under clause 4, will not result in any premium refunds.
  4. If the policyholder cancels the WeMedi Series’ policy within the cooling-off period, the Company will only refund the policyholder the actual premium paid under the Birthday Reward 2.
  5. All policy provisions of WeMedi Series remain unchanged. Please see the policy provisions for details.

Birthday Reward 3: Life and Critical Illness Protection Plan

  1. “Birthday Reward 3: Life and Critical Illness Protection Plan” entitles applicants to enjoy HK$300 instant premium discount for the first year of the policy upon successful application of “WeCare Term Life Protection Plan 1”, “WeCare Term Life Protection Plan 2” and/or “WeCare Critical Illness Protection Plan 1” (“WeCare Series”) within the Promotional Period (“Birthday Reward 3”).
  2. This Birthday Reward 3 is only applicable to the premium during the first policy year of WeCare Series and the policy which is paid annually. Automatic renewal will be applied at policy anniversary. The policyholder is required to pay the premium at the original price upon policy renewal.
  3. Each applicant can apply for WeCare Series under this Birthday Reward 3 for up to 3 times only.
  4. Under this Birthday Reward 3, if the first-year premium of the policy is HK$0 after the instant premium discount, during the application process, HK$1 (the “Payment”) will be charged and rebated to the applicant’s credit card for electronic direct debit authorization (the “eDDA”) purpose. The Payment is required to be paid by the policy applicant.
  5. Under this Birthday Reward 3, this HK$300 premium discount will not be refunded if the policy of WeCare Series is cancelled during the first year of the policy.
  6. If the policyholder cancels WeCare Series’ policy within the cooling-off period, the Company will only refund the policyholder the actual premium paid under the Birthday Reward 3.
  7. If there is any unused balance of the HK$300 premium discount, it cannot be exchange for cash or any equivalent. The unused balance will be forfeited.
  8. All policy provisions of WeCare Series remain unchanged. Please see the policy provisions for details.

Extra Free Reward

  1. “Extra Free Reward” entitles applicants to apply “WeCare Term Life Protection Plan 1” (HK$300,000 of sum assured and policy benefit term is one year) (“WeCare TL1”) at HK$0 premium for the first policy year upon successful application for at least 3 polices issued by the Company (“Eligible Policies”)(“Extra Free Reward”).
  2. This Extra Free Reward is only applicable to the premium during the first policy year of WeCare TL1. Automatic renewal will be applied at policy anniversary. The policyholder is required to pay the premium at the original price upon policy renewal.
  3. The promo code of Extra Free Reward will be sent via email within 3 months after 21-day cooling off period of all Eligible Policies. All Eligible Policies must be in-force at the time when issuing the promo code.
  4. The promo code must be used within 28 days after the date of the email, and you must insert the promo code to apply for WeCare TL1 to enjoy the Extra Free Reward.
  5. During the application process, HK$1 (the “Payment”) will be charged and rebated to the applicant’s credit card for electronic direct debit authorization (the “eDDA”) purpose. The Payment is required to be paid by the policy applicant.
  6. Under this Extra Free Reward, no plan changes are permitted during the first policy year of WeCare TL1. And no premium will be refunded for policy cancellation.
  7. All policy provisions of WeCare TL1 remain unchanged. Please see the policy provisions for details.

General Provisions

  1. Applicant must successfully complete the application and payment for relevant Designated Plans using the designated promo code through the Company’s website within the Promotional Period (“Eligible Application”)
  2. Birthday Rewards is subject to limited quota for the first 1,500 Eligible Application within the Promotional Period.
  3. The total premium includes insurance levy to be collected by the Insurance Authority.
  4. This Birthday Rewards is only applicable to the policies issued in Hong Kong.
  5. This Birthday Rewards is non-transferable and cannot be exchanged for cash or its equivalent.
  6. This Birthday Rewards cannot be enjoyed in conjunction with any other promotions or discount offers for the same insurance product.
  7. The Company reserves the right to amend the terms and conditions of this Birthday Rewards or discontinue them at any time without prior notice.
  8. The above information is for general reference only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of the Company. Details of the coverage of the Designated Plans are subject to the policy provisions stipulated in the policy by the Company.
  9. Birthday Rewards is subject to these terms and conditions. The Company has the right to reject any applications and if there are any disputes, the Company's decision is final and conclusive.
  10. Should there be any discrepancy between the English and Chinese versions, the English version shall prevail.