WeSave E1 Insurance Plan
WeSave S3 Insurance Plan
WeCare Term Life Protection Plan 1
WeCare Term Life Protection Plan 2
WeGuard PharmaEASY Protector
WeGuard Eye Disease Protector
WeMedi Top Up (Outpatient) Protector
WeMedi Outpatient Protector
WeCare 109% Refundable Critical Illness Protector
WeCare Cancer All-in-One Protector
WeCare Carcinoma-in-situ (CIS) Protector
WeCare Critical Illness Protection Plan 1
WeCare Accidental Hospital Cash Protector
WeCare Accidental Emergency Cash Protector
WeCare Accidental Joint & Bones Protector
WeCare Personal Accident Protection Plan 1
WeSave E1 Insurance Plan
WeSave S3 Insurance Plan
WeCare Term Life Protection Plan 1
WeCare Term Life Protection Plan 2
WeGuard PharmaEASY Protector
WeGuard Eye Disease Protector
WeMedi
Top Up (Outpatient) Protector
WeMedi
Outpatient Protector
WeCare 109% Refundable Critical Illness Protector
WeCare Cancer All-in-One Protector
WeCare Carcinoma-in-situ (CIS) Protector
WeCare Critical Illness Protection Plan 1
WeCare Accidental Hospital Cash Protector
WeCare Accidental Emergency Cash Protector
WeCare Accidental Joint & Bones Protector
WeCare Personal Accident Protection Plan 1
WeMedi
Top Up (Outpatient) Protector
WeSave S3 Insurance Plan
WeCare Term Life Protection Plan 1
WeGuard PharmaEASY Protector
WeSave E1 Insurance Plan
WeMedi
Outpatient Protector
WeGuard Eye Disease Protector
WeCare Term Life Protection Plan 2
WeCare Critical Illness Protection Plan 1
WeCare Personal Accident Protection Plan 1
WeCare Accidental Hospital Cash Protector
WeCare Accidental Emergency Cash Protector
WeCare Accidental Joint & Bones Protector
WeCare 109% Refundable Critical Illness Protector
WeCare Cancer All-in-One Protector
WeCare Carcinoma-in-situ (CIS) Protector
WeCare Accidental Emergency
Cash Protector
Get timely treatment
when
accident
happened
The Premium starting at
HK$0.7 per
day^
Respective terms and conditions apply to above product.
Get a quoteWeCare Accidental Emergency
Cash Protector
Get timely treatment
when
accident
happened
The Premium starting at
HK$0.7 per
day^
Respective terms and conditions apply to above product.
Get a quoteIn the event of accidents, you may have to use Accident and Emergency (A&E) services – but are they covered by your current plan? WeCare Accidental Emergency Cash Protector (the "Plan") offers you a lump sum cash payment whether you choose to receive A&E treatment from private or public hospitals in Hong Kong. This standalone protection can minimize your private hospital cost.
Cash protection for emergency outpatient services
Whether you choose to receive A&E treatment from private or public hospitals in Hong Kong, a lump sum cash payment will be granted a subsidy.
Cost-effective protection
The monthly premium of the entry plan is as low as HK$20.6^ with the Benefit Amount of HK$500 (Private Hospitals). Coverage up to 2 accidents per year.
Coverage for all ages alike
Minimum issue age is 15 days after birth, maximum issue age is 65 years old1.
^Premium shown is for a Hong Kong female life assured aged 13, you apply the entry plan of “WeCare Accidental Emergency Cash Protector” for her, with 1 year policy benefit term, and the monthly premium is HK$20.6. The daily cost of HK$0.7 is achieved by spreading the monthly premium (HK$20.6) for the aforementioned conditions over 30 days.
Simply fill in your gender and age for an instant quote!
Entry Plan
Benefit Amount (Private Hospital)
HK$500/Visit
Benefit Amount (Public Hospital)
HK$180/Visit
Monthly premium as low as
HK$
Standard Plan
Benefit Amount (Private Hospital)
HK$800/Visit
Benefit Amount (Public Hospital)
HK$250/Visit
Monthly premium as low as
HK$
We will assess your occupation as part of our underwriting process, and we may add loading premium based on the underwriting result.
Premium is for reference only, actual premium may change based on the underwriting result.
Get to know more about the Plan
Entry Plan | Standard Plan | ||
Benefits | A lump sum cash payment
will be granted as a subsidy according to your selected plan upon your
emergency outpatient treatment due to accidents Provide different plan levels for both private and public hospitals in Hong Kong Coverage up to 2 accidents per Policy Year | ||
Benefit Amount | Private Hospital Public Hospital | HK$500/visit HK$180/visit | HK$800/visit HK$250/visit |
Issue Age | 15 days to age 65 | ||
Maximum Cover Age | 80 | ||
Policy Benefit Term | 1 year, yearly renewal to age 80 | ||
Premium Payment Term | Same as selected Policy Benefit Term | ||
Premium Payment Frequency | Monthly | ||
Compassionate Death Benefit | 105% of total premiums paid in the current Policy Benefit Term |
More Benefits | |||
Change of Plan Coverage | Anytime. The change of plan will be effective on the next monthiversary3 | ||
Renewal | Guaranteed policy renewal without providing further proof of health conditions |
What's not covered4? | |||||||||
Medical conditions that exist prior to plan commencement and any inborn conditions will be excluded. Any conditions caused by alcohol and drugs that are not prescribed by a doctor will be excluded as well. | |||||||||
The Compassionate Death Benefit is not payable due to suicide within 1 year from the policy issue date. The total premiums paid for the current protection period will be refunded. |
Who can buy this Plan?
If you are the policyholder, you must be a Hong Kong identity card holder aged 18 or above with a residential address in Hong Kong in order to be eligible to buy this Plan. You must be in Hong Kong when you are applying for the Plan.
Is medical examination or any health proof required when I apply for the Plan?
No. You are only required to answer all questions during the online application process for our assessment.
Can I purchase the Plan for my family?
Yes, you can purchase the Plan for your spouse and your children. The Life Assured must be a Hong Kong identity card holder with a residential address in Hong Kong. He/She must be in Hong Kong when applying for the Plan.
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