WeMedi Outpatient Protector

Want to spend less on medical care?

Enjoy 8 types of outpatient services anytime with 800+ doctors at up to 70% off*


Medical expenses become a burden on your wallet? And reluctant to visit the doctor even when feeling sick?

WeMedi Outpatient Protector (“WeMedi”) covers 8 categories of outpatient services anytime throughout the year. With only HK$388 premium for the first year, you can enjoy Preferential Consultation Charge to receive outpatient services right away¹! 

Enjoy your outpatient services with discounted standard charges

No matter which designated clinic you visit, you can enjoy a preferential standard rate for each category of outpatient services under WeMedi plan anytime throughout the year¹, including:

  • General Practitioner consultation (inclusive of 3 days basic medication) 

  • Specialist consultation (inclusive of 4 days basic medication) 

  • Physiotherapy treatment (referral letter is required) 

  • Chinese Herbalist consultation (inclusive of 2 days basic medication) 

  • Chinese Bone Setting treatment 

  • Acupuncture treatment 

  • Chiropractor treatment (referral letter is required) 

  • Dental Service

WeMedi plan minimises your medical expenses and guards the health of yourself and your family.

800+ designated doctors for consultation and no claim is needed

More than 800 designated doctors to serve you throughout Hong Kong Island, Kowloon and New Territories. Simply present your dedicated e-medical card to enjoy the discount without needing to make a claim.

The information in the above network doctor map is for reference only. Detailed doctor list could be found on our mobile app after the policy inforced.

Coverage for all ages alike​

Elderlies and children visit clinics rather more often. Would you like to minimize the medical expenses? Enroll WeMedi plan now to enjoy discounts on the outpatient services. The issue age of WeMedi plan is from 15 days after birth to age 80.

What’s Covered

Key Summary

Key Coverage

Issue Age

15 days after birth - 80 years old

Maximum Cover Age


Policy Benefit Term

1 year, yearly renewal to Age 85

Premium Payment Term (i.e. payment term)

1 year

Premium Payment Frequency


Compassionate Death Benefit


The product information does not contain the full terms of the policy and the full terms can be found in the policy document.

More Features

What’s not covered

  • Guaranteed renewal for the first 3 policy years
  • Can apply for your spouse, children and parents²
  • Any expense charged for treatment or medications not covered under the policy, and any conditions caused by alcohol and drugs that are not prescribed by a doctor
  • The Compassionate Death Benefit is not payable due to suicide within 24 months from (i) the Policy Issue Date or (ii) the date of reinstatement. The total premiums paid for the current protection period will be refunded

The product information does not contain the full terms of the policy and the full terms can be found in the policy documen.

Consultation Charge​

Outpatient Services

Preferential Consultation Charge#

General Practitioner consultation (Inclusive of 3 days basic medication)


Specialist consultation (Inclusive of 4 days basic medication)


Physiotherapy treatment (Referral letter is needed)


Chinese Herbalist consultation


Chinese Bone Setting treatment


Acupuncture treatment


Chiropractor treatment (Referral letter is needed)


Dental Services

HK$198 up

#The Preferential Consultation Charge for each category (“The Charge”) may be increased within 10% every calendar year due to medical inflation. We will notify you The Charge in advance of such an increase.


This FAQ is provided for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Blue Insurance Limited reserves the right of final approval and decision on all matters.