outpatient insurance

WeMedi Outpatient Protector

Want to spend less on medical care?

Get your e-medical card to enjoy discount¹ on outpatient services with 700+ doctors

Medical expenses become a burden on your wallet? And reluctant to visit the doctor even when feeling sick?

WeMedi Outpatient Protector (“WeMedi”) covers 8 categories of outpatient services anytime throughout the year. With only HK$188 premium for the first year, you can enjoy Preferential Consultation Charge to receive outpatient services right away¹! 

Enjoy your outpatient services with discounted standard charges

No matter which designated clinic you visit, you can enjoy a preferential standard rate for each category of outpatient services under WeMedi plan anytime throughout the year¹, including:

  • General Practitioner consultation (inclusive of 3 days basic medication) 

  • Specialist consultation (inclusive of 4 days basic medication) 

  • Physiotherapy treatment (referral letter is required) 

  • Chinese Herbalist consultation (inclusive of 2 days basic medication) 

  • Chinese Bone Setting treatment 

  • Acupuncture treatment 

  • Chiropractor treatment (referral letter is required) 

  • Dental Service

WeMedi plan minimises your medical expenses and guards the health of yourself and your family.

800+ designated doctors for consultation and no claim is needed

More than 800 designated doctors to serve you throughout Hong Kong Island, Kowloon and New Territories. Simply present your dedicated e-medical card to enjoy the discount without needing to make a claim.

Coverage for all ages alike​

Elderlies and children visit clinics rather more often. Would you like to minimize the medical expenses? Enroll WeMedi plan now to enjoy discounts on the outpatient services. The issue age of WeMedi plan is from 15 days after birth to age 80.

Online Application, Claim Online


Unlimited outpatient services per year³

What’s Covered

Key Summary

Key Coverage

Issue Age

15 days after birth - 80 years old

Maximum Cover Age


Policy Benefit Term

1 year, yearly renewal to Age 85

Premium Payment Term (i.e. payment term)

1 year

Premium Payment Frequency


Compassionate Death Benefit


The product information does not contain the full terms of the policy and the full terms can be found in the policy document.

Consultation Charge​

Outpatient Services

Preferential Consultation Charge#

General Practitioner consultation (Inclusive of 3 days basic medication)


Specialist consultation (Inclusive of 4 days basic medication)


Physiotherapy treatment (Referral letter is needed)


Chinese Herbalist consultation


Chinese Bone Setting treatment


Acupuncture treatment


Chiropractor treatment (Referral letter is needed)


Dental Services

HK$198 up

#The Preferential Consultation Charge for each category (“The Charge”) may be increased within 10% every calendar year due to medical inflation. We will notify you The Charge in advance of such an increase.


This FAQ is provided for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Blue Insurance Limited reserves the right of final approval and decision on all matters.

Terms and conditions of the “WeMedi Outpatient Protector’s 1st year discounted premium”
  1. The “WeMedi Outpatient Protector’s 1st year discounted premium” entitles applicants to the discounted 1st year premium of “WeMedi Outpatient Protector” (this “Promotion").

  2. This Promotion is offered by Blue Insurance Limited (the “Company”).

  3. The doctor network of “WeMedi Outpatient Protector” (the “Plan”) is provided by Health Maintenance Medical Practice Limited (HMMP Ltd.).

  4. This Promotion is available between 12 June 2021 to 30 June 2022 (both dates inclusive) (“Promotional Period”). To be eligible for this Promotion, applicant must successfully complete the application and payment for the Plan through the Company’s website within the Promotional Period ("Eligible Applicant").

  5. This Promotion is subject to a limited quota for the first 1,000 Eligible Applicants within the Promotional Period.

  6. This Promotion is only applicable to new customers of "WeMedi Outpatient Protector". Each Eligible Applicant can only enjoy this Promotion once.

  7. This Promotion is only applicable to the premium during the first policy year of the Plan. Automatic renewal will be applied at the expiry of the benefit term and the policyholder is required to pay the premium at the original price of $338.

  8. Cancellation of the Plan’s policy, except for reason under clause 9, will not result in any premium refunds.

  9. If the policyholder cancels the Plan’s policy within the cooling-off period from the policy issue date, the Company will only refund the policyholder the actual premium paid under the Promotion.

  10. This Promotion cannot be exchanged for cash, credit or any other value in part or in whole or its equivalent.

  11. All policy provisions of the Plan remain unchanged. Please see the policy provisions for details.

  12. The total premium includes insurance levy to be collected by the Insurance Authority.

  13. This Promotion is only applicable to the policies issued in Hong Kong.

  14. This Promotion cannot be enjoyed in conjunction with any other promotion or discount offers for the same insurance product.

  15. The Company reserves the right to amend the terms and conditions of this Promotion or discontinue them at any time without prior notice.

  16. The above information is for general reference only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of the Company. Details of the coverage of the Plan are subject to the policy provisions stipulated in the policy by the Company.

  17. This Promotion is subject to these terms and conditions. The Company has the right to reject any applications. If there are any disputes, the Company's decision is final and conclusive.

  18. Should there be any discrepancy between the English and Chinese versions, the English version shall prevail.