WeMedi Outpatient Protector

For each consultation, you have to pay for the Preferential Consultation Charge. If you need to receive treatment or medications outside the scope of your contract, you will be responsible for the fees incurred. 

You will receive an email within 4 working days after policy issuance, informing you to activate your medical card account and download Blue WeMedi APP. You may login to the APP to check your e-medical card and network doctor list. 

Before visiting the clinic, please contact relevant clinic to inquire whether they accept paying the Preferential Consultation Charge with Health Care Voucher.

Select the insurance product which you want to apply for and answer few simple questions, please choose the “ iAM Smart” function to conduct authentication. 

After select “iAM Smart” option, 

for desktop version, scan the QR code on the webpage by the mobile device which has been logged in with "iAM Smart" account. 

for mobile version, open the "iAM Smart" app installed in the same mobile device directly. 

Please follow the instruction on the screen to complete the verification process, and continue your online policy application. 

For the registration methods and to download "iAM Smart", please visit the "iAM Smart" website for more information. 

¹ One visit per each category of Outpatient Services per day. The discount may vary per network doctor and category of Outpatient Services.

² Family members refer to your spouse, your children and your parents. The Life Assured and Policyholder must be a Hong Kong identity card holder with a residential address in Hong Kong, and must be in Hong Kong when applying for the Plan.

1. Promotion entitles applicants to apply for “WeMedi Outpatient Protector” at HK$188 discounted first year premium (refer to the table below) from now to June 30, 2023 (the "Promotion Period").

   • Discounted premium of “WeMedi Outpatient Protector” under the Promotion with details as below:

   • First year: HK$188

   • Second and following years: HK$ 388 (Original Annual Premium)

2. Promotion is only applicable to the premium during the first policy year of “WeMedi Outpatient Protector”. Automatic renewal will be applied at policy anniversary. The policyholder is required to pay the premium according to the table above upon policy renewal.

3. To be eligible for Promotion, applicant must successfully complete the application and payment for the “WeMedi Outpatient Protector”, using the designated promo code through the Company’s website within the Promotion Period (the "Eligible Application").

4. Promotion is subject to a limited quota for the first 1,000 successful applications within the Promotion Period.

5. Under the Promotion, the premium discount will not be refunded if the policy of “WeMedi Outpatient Protector” is cancelled during the first year of the policy, except for reason under clause 6.

6. If the policyholder of the Promotion cancels the “WeMedi Outpatient Protector” policy within the cooling-off period from the policy issue date, the Company will only refund the policyholder the actual premium paid under the Promotion.

7. The total premium includes insurance levy to be collected by the Insurance Authority.

8. Promotion is only applicable to policies issued in Hong Kong

9. The Company reserves the right to amend the terms and conditions of Promotion or discontinue them at any time without prior notice.

10. The above information is for general reference only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of the Company. Details of the coverage of “WeMedi Outpatient Protector” are subject to the policy provisions stipulated in the policy by the Company.

11. Promotion is subject to these terms and conditions. The Company has the right to reject any applications and if there are any disputes, the Company's decision is final and conclusive.

12. All policy provisions of “WeMedi Outpatient Protector” remain unchanged. Please see the policy provisions for details.

13. Should there be any discrepancy between the English and Chinese versions, the English version shall prevail.