WeMedi Outpatient Protector (the “Plan”) offers a great discount on your policy excess, covering 7 types of outpatient services anytime throughout the year, namely General Practitioner consultation, Specialist consultation, Physiotherapy treatment, Chinese Herbalist consultation, Chinese Bone Setting treatment, Acupuncture treatment and Chiropractor treatment. With a discounted premium of HK$238, you can enjoy Preferential Consultation Charge to receive outpatient services right away!
No matter which designated clinic you visit, you will be charged at a standard rate for each category of outpatient services under the Plan. After enrollment, you are eligible to receive outpatient services with discount. Our outpatient services cover General Practitioner consultation (inclusive of 3 days basic medication), Specialist consultation (inclusive of 4 days basic medication), Physiotherapy treatment , Chinese Herbalist consultation, Chinese Bone Setting treatment, Acupuncture treatment and Chiropractor treatment. You can now minimize the medical expenses and guard the health of yourself and your family.
There are 700+ designated doctors to serve you throughout Hong Kong Island, Kowloon and New Territories. You will receive your dedicated e-medical card via email. Simply show your e-medical card to enjoy your discount anytime throughout the year without needing to make a claim.
Elderlies and children visit clinics rather more often. Would you like to minimize the medical expenses ? Enroll the Plan now for designated family members2 to enjoy discounts on outpatient services. The issue age of the Plan is 15 days to age 80.
Want to enjoy outpatient services at a discount? Apply now!
Discounted first-year premium
Invalid promo code
Unlimited outpatient services per year3
Key features and benefits4
Get to know more about our plan
|Key Summary||Key Coverage|
|Issue Age||15 days - 80|
|Maximum Cover Age||85|
|Policy Benefit Term||1 year|
|Premium Payment Term||1 year|
|Frequency of Payment||Annual, yearly renewal to age 85 (guaranteed renewal for the first 3 policy years).|
|Compassionate Death Benefit||HK$1,000|
|What's not covered4?|
The product information does not contain the full terms of the policy and the full terms can be found in the policy document.
|Outpatient Services||Preferential Consultation Charge*|
|General Practitioner consultation
(Inclusive of 3 days basic medication)
(Inclusive of 4 days basic medication)
(Referral letter is needed)
|Chinese Herbalist consultation||HK$180|
|Chinese Bone Setting treatment||HK$250|
(Referral letter is needed)
*The Preferential Consultation Charge for each category (“The Charge”) will be increased within 10% in May 2022 due to medical inflation. Please note that The Charge may be increased within 10% every calendar year starting from 1 January 2023 due to medical inflation. We will notify you The Charge in advance of such an increase.
Who can buy WeMedi Outpatient Protector?
Can I purchase WeMedi Outpatient Protector for my family?
Does the Preferential Consultation Charge vary if I visit different clinics?
Is there any cost borne by the Life Assured?
Under the Plan, are there any limits on the number of times you can use the outpatient services per year?
How do I make use of the outpatient services?
How can I find a network doctor?
Can I pay the Preferential Consultation Charge with Health Care Voucher?
How do I use iAM Smart authentication for policy application?
Answer: Select the insurance product which you want to apply for and answer few simple questions, please choose the “ iAM Smart” function to conduct authentication.
After select “iAM Smart” option,
Please follow the instruction on the screen to complete the verification process, and continue your online policy application.
For the registration methods and to download "iAM Smart", please visit the "iAM Smart" website for more information.
Click for important notes and disclaimers
This FAQ is provided for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Blue Insurance Limited reserves the right of final approval and decision on all matters.
Terms and conditions of the “WeMedi Outpatient Protector’s 1st year discounted premium”