Affordable medical care that won’t break the bank

There is only minimum requirement on the number of employees, it requires at least 3 employees for applying this Plan.

Yes, dental coverage is applicable for Entry Plan and Standard Plan of this Plan. Dental examination, scaling and polishing are available for all dental clinics stated in the doctor list. Dental coverage for every Life Assured is limited to 1 visit per policy year. Please refer to the doctor list for details.

The Plan has a transparent cost structure. For Outpatient Services (except dental coverage) of each category is fixed no matter which designated clinic you visit. For dental coverage, the Preferential Consultation Charge may vary in different clinics. Life Assured is recommended to check the Preferential Consultation Charge of relevant clinics before the outpatient visit. The Preferential Consultation Charge of different dental clinic can be referred to the network doctor list.

Except for dental coverage, Life Assured can use the Outpatient Services for an unlimited number of times per policy year, but only one visit per day for each category of Outpatient Services. For dental coverage, it is limited to one visit per policy year.

Hospital Cash Benefit is only applicable for Standard Plan. This benefit is eligible for the confinement in both public hospitals or private hospitals in Hong Kong. For the avoidance of doubt, Hospital Cash Benefit does not cover confinement in nursing, rest or convalescent home, rehabilitation hospital, or community isolation and treatment facility.

Yes, the spouse (age under 65) and children (age 15 days to age under 18) of the employee are eligible to be covered under the Entry Plan of this Plan.

For Outpatient Services, pre-existing conditions will be covered from the effective date of the insurance of the Life Assured.

For Hospital Cash Benefit, pre-existing conditions will not be covered.

No, medical underwriting is not required for this Plan.

For details, please refer to the Product Summary and Policy Provisions.

1. Except for dental coverage, Life Assured can use the Outpatient Services for an unlimited number of times per policy year, but only one visit per day for each category of Outpatient Services.

2. Blue Insurance Limited (the “Company”) is not the network doctor’s service supplier. The Company gives no representation, warranty and guarantee of whatsoever nature (whether express or implied) to any person on or in connection with the service and shall have no liability relating to any aspect of the service by the network doctors, including but not limited to service quality or diagnosis result or consultation service provided by the network doctors and/or collection and use of the service user's personal data by the network doctors. Should there be any dispute or complaint or claim (if any) with regards to the service, you should make such demand or complaint or claim directly to the network doctors.

3. Premium shown is based on the calculation for 3 full-time employees who are male aged 18, being entitled to the entry plan of “WeMedi Group Medical Protector”, and the annual premium is HK$200 (per employee). The presented for reference monthly premium calculation of HK$16.7 (per employee), rounding off to HK$17, is achieved by spreading the annual premium (HK$200, per employee) for the aforementioned conditions over 12 months.

4. The premiums are for reference only and determined by the age and gender of the Life Assured, the selection of benefits and its corresponding plan levels at policy commencement and at the time of renewal upon each anniversary date of the policy. The above-mentioned premium is calculated based on the scenario of 3 full-time employees who are male aged 18.

5. Applicable to the confinement in hospitals in Hong Kong only. Max. 10 days per confinement and 182 days per policy year.

6. Standard Plan is only applicable for eligible employees.

7. The Preferential Consultation Charge for each category (“The Charge”) may be increased within 10% every calendar year starting from 1 January 2023 due to medical inflation. We will notify you The Charge in advance of such an increase.

8. The Preferential Consultation Charge for the dental coverage may be varied in different dental clinics, please refer to the doctor list for relevant Preferential Consultation Charge.

9. For the full terms and benefits of the policy, key product risks, full lists of exclusions, please refer to product summary and policy provision.

10. Age means age of last birthday of the Life Assured.