Respective terms and conditions apply to above product.

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Respective terms and conditions apply to above product.

Get a quote

When Less is more!

Whether you are looking for a standard plan with basic protection, or a plan to supplement your existing insurance coverage, WeCare Term Life Protection Plan 2 ( “WeCare TL2”) provides you and your family with an all-round protection at an affordable premium, safeguarding your family for you.
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Best value for money, great coverage
The Plan is simple and easy to understand. With the amount of premium paid, it offers the maximum benefits that you are entitled to, up to HK$5.5 million insured.
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Guaranteed policy renewal
A hassle-free experience with automatic renewal guaranteed1 upon the expiry of the policy term, no additional health proof is required, giving you a total peace of mind.
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All settled in 5 minutes
The application process can be completed in just 5 minutes. Just answer three simple questions about your health and you could get approval instantly.

Why do you need “WeCare Term Life Protection Plan 2”?

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A newbie to life insurance
insufficient coverage by company policy
Insufficient coverage by the company policy
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Enhanced coverage for existing plan as life changes

Key Features and Benefits2

Get to know more about the Plan
Key SummaryKey Coverage / Options
Sum Assured (i.e. protection amount)HK$250,000 – 5,500,000
Issue Age18 - 55
Maximum Cover Age85
Policy Benefit Term (i.e. protection period)5 / 10 / 15 / 20 years
Premium Payment Term (i.e. payment term)Same as the Policy Benefit Term chosen
What’s also include?
Premium remains unchanged during the payment period.
Guaranteed policy renewal without further health proof is required.
What’s not covered?
Suicide within 12 months from the policy issue date or reinstatement date will not be covered. The total premiums paid for the current protection period will be refunded.

Life is full of changes. You may want a more flexible policy to suit your needs.

Get to know other protection plans we offer now!

I want a basic protection!
WeCare Term Life Protection Plan 2
I want a flexible protection!
WeCare Term Life Protection Plan 1
Sum Assured Amount (i.e. protection amount)HK$250,000 – 5,500,000HK$250,000 - 8,000,000
Issue Age18 - 5518 - 65
Maximum Cover Age8585
Policy Benefit Term  (i.e. protection period)5 / 10 / 15 / 20 years1 – 30 years, or up to 65
Premium Payment Term (i.e. payment term)Monthly premium or yearly premiumMonthly premium or yearly premium
Plan change on Sum Assured, Policy Benefit Term and Premium Payment TermNot applicableYou can make a maximum of two changes anytime within 12 months from the effective date of the policy/the previous anniversary date of the policy.
Refund of premium not yet usedNot applicablePremiums can be partially refunded due to changes of the plan, termination of the policy or inability to pay the premium resulting in policy termination


Blue Claim Easy TM」Claim services

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Claims Pre-Assessment
We offer ‘Claims Pre-Assessment’ to assist you if you are in doubt
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Blue’s Promise
Blue promises to reply within 2 working days
Frequently Asked Questions

Product features & Benefits

Policy Application & Payment

For all FAQS, please click here.
This FAQ is provided for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Blue Insurance Limited reserves the right of final approval and decision on all matters.