Who says life insurance policies are all rigid? Flexible, simple, and affordable, WeCare Term Life Protection Plan 1 (“WeCare TL1”) is the term life insurance plan that you can adjust as your life changes.
Longer or shorter period, higher or lower amount - you can change the plan as you need without any penalties. Get back a portion of what you pay if you change your mind¹.
Answer three health assessment questions. Get instant approval. Ditch the troublesome paperwork.
Tailor your coverage at an affordable cost to cover what you need — up to HK$8 million!
Take a look at what the plan can offer as Tom advanced in life
Tom was a 25-year-old aspiring accountant when he bought a WeCare TL1 policy for HK$1,000,000 for 10 years' coverage. Five years later Tom got a promotion. With a higher salary, he increased the protection amount to HK$2,000,000. Tom changed the plan by just answering a few simple questions online.
Key Coverage / Options
Sum Assured (i.e.protection amount)
HK$ 250,000 - HK$ 8,000,000
Maximum Cover Age
Policy Benefit Term
1-30 years, or to age 65
Premium Payment Term (i.e. payment term)
Same as the selected Policy Benefit Term
Plan change on Sum Assured, Policy Benefit Term and Premium Payment Term
Anytime, and you can change your policies twice within 12 months from the policy effective date or the last policy anniversary
What's not covered²?
We offer ‘Claims Pre-Assessment’ to assist you if you are in doubt
Blue promises to reply within 2 working days
This FAQ is provided for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Blue Insurance Limited reserves the right of final approval and decision on all matters.
Remarks: Premium shown is for a Hong Kong non-smoking female aged 18, with a Sum Assured of HK$250,000 with a yearly renewable term. The daily cost of HK$0.22 is achieved by spreading the annual premium (HK$80) for these conditions over a 12-month period.