Personal accident insurance provides a lump sum payment if you suffer an injury and that injury results in death, dismemberment, permanent disability or third degree serious skin burn. You may consider buying personal accident insurance because the lump sum payment can be used to help provide some financial security for you and your loved ones if you suffer an injury or death due to an accident.

Our plan does not just offer protection for injury, accidental death, dismemberment, permanent disability or third degree serious skin burn due to an accident. We will double your accidental death protection amount at no additional cost in these three scenarios: (1) when you are travelling overseas for no more than 30 days, (2) travelling in a public common carrier as a fare paying passenger, or (3) you and your spouse both die in the same accident. Our cover also offers a lump sum payment if you get an infectious disease such as Malaria or Dengue Fever.

Hong Kong permanent resident with a permanent address in Hong Kong.

You can click here to get a quotation and purchase a policy.