WeCare Personal Accident Protection Plan 1

Protection against 15 infectious diseases^ including Dengue Fever and Avian Influenza

Double protection amount up to HK$4 million#

WeCare Personal Accident Protection Plan 1

Focus on what is important to you. We take care of the rest.

Imagine accidents happen, and there is an amount ready for use as a financial support for you and your family. Our WeCare Personal Accident Protection Plan 1 (the “Plan” or “WeCare PA1”) will be the choice for you to ease your worries when unfortunate events occur.

Double Protection

Double protection amount up to HK$4,000,000!

Serious Skin Burn Benefit

Receive whole protection amount if you suffer from third degree burns to 20% of your body.

Infectious Diseases Benefit

15 infectious diseases are covered, including Dengue Fever and Avian Influenza.

Key Features and Benefits¹

Key Summary

Key Coverage / Options

Double Indemnity Benefit (i.e. double protection amount per life)

200% of Sum Assured (Up to HK$4,000,000)

Accidental Death Benefit

100% of Sum Assured

Accidental Dismemberment Benefit

100% of Sum Assured

Total Permanent Disability Benefit

100% of Sum Assured

Serious Skin Burn Benefit

100% of Sum Assured

Infectious Diseases Benefit

2% of Sum Assured on 15 diseases: .Dengue Fever .Avian Influenza .Mumps .Rubella .Measles .Malaria .Yellow Fever .Plague .Melioidosis .Rabies .Chikungunya .Nipah Viral Encephalitis .Japanese Viral Encephalitis .Mad Cow Disease .Zika

Compassionate Death Benefit

105% of total premiums paid in the current Policy Benefit Term

Maximum Sum Assured (i.e. protection amount per life)

HK$2,000,000

Minimum Sum Assured (i.e. protection amount per policy)

HK$100,000

Issue Age

18-65

Maximun Cover Age

75

Policy Benefit Term (i.e. protection period)

1 year

Premium Payment Term (i.e. payment period)

1 year

Eligibility

A Hong Kong identity card holder with a residential address in Hong Kong

What’s also included¹?

What’s not covered¹?

  • Automatic policy renewal before attaining age 75.
  • Increase in the Sum Assured can be requested in advance of renewal (only the month before premium due date) and take effect from the next premium due date.
  • Suicide (except Compassionate Death Benefit) and self-inflicted injuries.
  • Participation in semi or professional sport, whether practice, training or competition.

"Blue Claim Easy™️” Service

Claims Pre-Assessment

We offer ‘Claims Pre-Assessment’ to assist you if you are in doubt

Blue’s Promise

Blue promises to reply within 2 working days

Frequently Asked Questions

This FAQ is provided for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Blue Insurance Limited reserves the right of final approval and decision on all matters.