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Focus on what is important to you. We take care of the rest.

Imagine accidents happen, and there is an amount ready for use as a financial support for you and your family. Our WeCare Personal Accident Protection Plan 1 (the “Plan” or “WeCare PA1”) will be the choice for you to ease your worries when unfortunate events occur.
personal accident insurance double protection
Double Protection
Double protection amount up to HK$4,000,000!
personal accident insurance skin burn coverage
Skin Burn Coverage
Receive whole protection amount if you suffer from third degree burns to 20% of your body.
personal accident insurance infectious disease benefits >
Infectious Diseases Benefits
15 infectious diseases are covered, including Dengue Fever and Avian Influenza.

Key Features and Benefits1

Get to know more about our plan
Key SummaryKey Coverage / Options
Double Indemnity Benefit (i.e. double protection amount per life)200% of Sum Assured (Up to HK$4,000,000)
Accidental Death Benefit100% of Sum Assured
Accidental Dismemberment Benefit100% of Sum Assured
Total Permanent Disability Benefit100% of Sum Assured
Serious Skin Burn Benefit100% of Sum Assured
Infectious Diseases Benefit2% of Sum Assured on 15 diseases:
  • Dengue Fever
  • Avian Influenza
  • Mumps
  • Rubella
  • Measles
  • Malaria
  • Yellow Fever
  • Plague
  • Melioidosis
  • Rabies
  • Chikungunya
  • Nipah Viral Encephalitis
  • Japanese Viral Encephalitis
  • Mad Cow Disease
  • Zika
Compassionate Death Benefit105% of total premiums paid in the current Policy Benefit Term
Maximum Sum Assured (i.e. protection amount per life)HK$2,000,000
Minimum Sum Assured (i.e. protection amount per policy)HK$100,000
Issue Age18 - 65
Maximum Cover Age75
Policy Benefit Term (i.e. protection period)1 year
Premium Payment Term (i.e. payment period)1 year
EligibilityHong Kong permanent resident with permanent address in Hong Kong
What’s also included1?
Automatic policy renewal before attaining age 75.
Increase in the Sum Assured can be requested in advance of renewal (only the month before premium due date) and take effect from the next premium due date.
What’s not covered1?
Suicide (except Compassionate Death Benefit) and self-inflicted injuries.
Participation in semi or professional sport, whether practice, training or competition.

“Blue Claim EasyTMService

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Claims Pre-Assessment
We offer ‘Claims Pre-Assessment’ to assist you if you are in doubt
blue personal accident insurance claims gurantee
Blue’s Promise
Blue promises to reply within 2 working days
Frequently Asked Questions
This FAQ is provided for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Blue Insurance Limited reserves the right of final approval and decision on all matters.