WeCare Critical Illness Protection Plan 1

Up to HK$300,000 complimentary coverage to your children^

5th Anniversary Exclusive Offers: Apply now to enjoy 50% off for the first-year premium & 100 HealthCoin + free first year WeMedi Outpatient Protector!


WeCare Critical Illness Protection Plan 1

Big Coverage. Small Cost.

Covering the three leading critical illnesses¹ – cancer, heart attack and stroke – our WeCare Critical Illness Protection Plan 1 (“Critical Illness Protection”) cuts down on the unnecessary to keep you focused on what matters most at a low cost, without any savings elements.

🎂 5th Anniversary Exclusive Offers: From now to 11 November, apply to enjoy 50% off for the first-year premium, and get a 100 HealthCoin plus a free first-year WeMedi Outpatient Protector as rewards! Let’s celebrate with Blue! (T&Cs apply)

Simple Terms

Don’t worry about what is or isn’t covered. We are here to pay if you have cancer, a heart attack or stroke – it’s as simple as that.

No body check is needed

You just need to answer a few health questions to complete the application. No additional health proof is required, all can be done in as fast as 5 minutes.

Extended Coverage

We know how important your kids are to you. We offer complimentary protection to each of your children under the same plan with up to HK$300,000 coverage.

Key Features and Benefits³

Key Summary

Key Coverage / Options

Sum Assured (i.e.protection amount)

HK$100,000 – HK$2,500,000

Issue Age


Maximum Cover Age


Policy Benefit Term

5 years / 10 years

Premium Payment Term (i.e. payment term)

Same as the selected Policy Benefit Term

Types of Critical Illness Covered

Cancer, Heart Attack, Stroke

Critical Illness Benefit

100% of Sum Assured

Children’s Critical Illness Benefit

50% of Sum Assured (subject to a maximum of HK$300,000 per child)

Compassionate Death Benefit

105% of total premiums paid for the current Policy Benefit Term

What’s also included?

What's not covered²?

  • Guaranteed policy renewal without answering any further health questions.
  • Premium remains unchanged during the payment period.
  • Medical conditions that exist prior to plan commencement and any inborn conditions will be excluded. Any conditions caused by alcohol and drugs that are not prescribed by a doctor will be excluded as well.
  • Suicide within 1 year from the policy issue date will not be covered. The total premiums paid for the current protection period will be refunded.

"Blue Claim Easy™️” Service

Claims Pre-Assessment

We offer ‘Claims Pre-Assessment’ to assist you if you are in doubt

Blue’s Promise

Blue promises to reply within 2 working days

Frequently Asked Questions

This FAQ is provided for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Blue Insurance Limited reserves the right of final approval and decision on all matters.