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Big on coverage. Small on cost.

Covering the three leading critical illnesses 1 – cancer, heart attack and stroke – our WeCare Critical Illness Protection Plan 1 (“WeCare CI1”) cuts down on the unnecessary to keep you focused on what matters most at a low cost, without any savings elements.
critical illness insurance with simple terms
Simple Terms
Don’t worry about what is or isn’t covered. We are here to pay if you have cancer, a heart attack or stroke – it’s as simple as that.
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No body check is needed
You just need to answer a few health questions to complete the application. No additional health proof is required, all can be done in as fast as 5 minutes.
critical illness insurance covers your children
Extended Coverage
We know how important your kids are to you. We offer complimentary protection to each of your children under the same plan with up to HK$300,000 coverage.

Key Features and Benefits 3

Get to know more about our plan
Key Summary Key Coverage / Options
Sum Assured (i.e. protection amount) HK$100,000 – HK$2,500,000
Issue Age 18 - 65
Maximum Cover Age 85
Policy Benefit Term (i.e. protection period) 5 years / 10 years
Premium Payment Term (i.e. payment period) Same as the selected Policy Benefit Term
Types of Critical Illness Covered Cancer, Heart Attack, Stroke
Critical Illness Benefit 100% of Sum Assured
Children’s Critical Illness Benefit 50% of Sum Assured (subject to a maximum of HK$300,000 per child)
Compassionate Death Benefit 105% of total premiums paid for the current Policy Benefit Term
What’s also included?
Guaranteed policy renewal without answering any further health questions.
Premium remains unchanged during the payment period.
What's not covered2?
Medical conditions that exist prior to plan commencement and any inborn conditions will be excluded. Any conditions caused by alcohol and drugs that are not prescribed by a doctor will be excluded as well.
Suicide within 1 year from the policy issue date will not be covered. The total premiums paid for the current protection period will be refunded.

“Blue Claim EasyTMService

claims pre-assessment
Claims Pre-Assessment
We offer ‘Claims Pre-Assessment’ to assist you if you are in doubt
blue critical illness insuranc claims gurantee
Blue’s Promise
Blue promises to reply within 2 working days
Frequently Asked Questions
This FAQ is provided for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Blue Insurance Limited reserves the right of final approval and decision on all matters.
Buy Now & Get Protected Instantly
Safeguard against critical illness today.
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