Covering the three leading critical illnesses¹ – cancer, heart attack and stroke – our WeCare Critical Illness Protection Plan 1 (“Critical Illness Protection”) cuts down on the unnecessary to keep you focused on what matters most at a low cost, without any savings elements.
Don’t worry about what is or isn’t covered. We are here to pay if you have cancer, a heart attack or stroke – it’s as simple as that.
You just need to answer a few health questions to complete the application. No additional health proof is required, all can be done in as fast as 5 minutes.
We know how important your kids are to you. We offer complimentary protection to each of your children under the same plan with up to HK$300,000 coverage.
Key Coverage / Options
Sum Assured (i.e.protection amount)
HK$100,000 – HK$2,500,000
Maximum Cover Age
Policy Benefit Term
5 years / 10 years
Premium Payment Term (i.e. payment term)
Same as the selected Policy Benefit Term
Types of Critical Illness Covered
Cancer, Heart Attack, Stroke
Critical Illness Benefit
100% of Sum Assured
Children’s Critical Illness Benefit
50% of Sum Assured (subject to a maximum of HK$300,000 per child)
Compassionate Death Benefit
105% of total premiums paid for the current Policy Benefit Term
What’s also included?
What's not covered²?
We offer ‘Claims Pre-Assessment’ to assist you if you are in doubt
Blue promises to reply within 2 working days
This FAQ is provided for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Blue Insurance Limited reserves the right of final approval and decision on all matters.