Question 1

What is critical illness insurance?

Accepted Answer

Critical illness insurance provides a lump sum payment if you are diagnosed with a covered critical illness during your policy benefit term. This payment can be used to pay for your treatments, provide support during recovery, and help your family whilst you are unwell.

Question 2

Which critical illnesses does your plan cover?

Accepted Answer

We cover cancer, heart attack and stroke. Our Critical Illness Benefit equals 100% of the Sum Assured, and you are also entitled to a death benefit amounting to 105% of premium paid for the current protection period if you die during the policy benefit term. We also offer complimentary protection to each of your eligible children under the same plan with up to HK$300,000 coverage.For more plan details, please refer to our Product Summary .

Question 3

Why should I choose WeCare Critical Illness 1?

Accepted Answer

Our product is designed to be accessible and simple to understand. It covers Hong Kong’s three leading critical illnesses —the essential coverage you need. It even covers your kids. You are just three assessment questions away from enjoying high coverage at an affordable cost.

Question 4

Who can buy WeCare Critical Illness 1?

Accepted Answer

Hong Kong permanent residents with a permanent Hong Kong address. You must be in Hong Kong when you purchase the plan.

Question 5

How can I tailor the plan to my needs?

Accepted Answer

You can choose the amount of coverage to fit your budget. It is up to you to decide how much coverage you need and for how long. If you are diagnosed with a critical illness, you may no longer be able to work, and a loved one may need to be away from work to take care of you. You can choose an amount that will help take care of your bills and medical expenses when you are sick. It should make life easier for you and your family, so you can concentrate on getting better.