Question 1

Why should I buy the WeCare 3-in-1 Protector?

Accepted Answer

Life can change suddenly when you are least expecting it. This is why we have launched the WeCare 3-in-1 Protector to provide you with critical illness, death, and personal accident benefits at affordable premium that you can easily factor into your budget. Our 3-in-1 plan can satisfy all your basic protection needs even as you enter different life stages.

Question 2

What are the benefits of the WeCare 3-in-1 Protector?

Accepted Answer

The WeCare 3-in-1 Protector offers critical illness, death and personal accident benefits.The critical illness benefit covers 3 major critical illnesses including cancer, heart attack, and stroke. It is equal to 100% of the sum assured of this policy and will be paid out if the life assured is diagnosed with one of the covered critical illnesses during the policy benefit term. The death benefit is equal to 100% of the sum assured of this policy. It will be paid if the life assured dies during the policy benefit term. The personal accident benefit is equal to 200% of the sum assured of this policy. It will be paid if the life assured sustains an injury that results in accidental death, accidental dismemberment or a total permanent disability within 180 days from the date of the accident. The policy will be terminated when the policyholder successfully claims one of the above benefits (critical illness benefit, death benefit or personal accident benefit).

Question 3

Who can buy the WeCare 3-in-1 Protector?

Accepted Answer

The WeCare 3-in-1 Protector is available to any Hong Kong identity card holder aged 18 to 55 with a residential address in Hong Kong.

Question 4

Does the WeCare 3-in-1 Protector offer auto-renewal?

Accepted Answer

Yes, the WeCare 3-in-1 Protector offers auto-renewal with no further health questions asked during the renewal process. The premium will be adjusted at a rate determined by Blue at the time of the policy renewal.

Question 5

Do I need to notify Blue of my occupational change?

Accepted Answer

Yes, we will need to be notified of any changes in your occupation within 30 working days. Changes of occupation may result in the termination of personal accident benefit and no premium will be refunded.