Over the past two years, we have launched various initiatives to support our community in combating COVID-19.
To further enhance your protection during this COVID-19 fight, we will be offering below special incentive to you once you have received your first dose of Approved COVID-19 Vaccination¹: You can enjoy a HK$200 ParkNShop eVoucher upon successful application of our “WeCare 109% Refundable Critical Illness Protector”.
“WeCare 109% Refundable Critical Illness Protector” offers a critical illness benefit² in the event of being diagnosed with any of the covered critical illness or gives you a 109% premium refund upon policy maturity if you have not made any critical illness claim throughout the benefit period. A special illness benefit equivalent to 20% of the sum assured will be payable if you are diagnosed with any of the 4 covered special illnesses³, which includes other illnesses (with intensive care unit stay)⁴, during the pandemic period while the policy is in force. You will be covered with the protection you need under most circumstances.
If no claim for covered critical illnesses has been made during the benefit period, the plan guarantees 109% refund of the total premiums paid upon policy maturity.
Receive a critical illness benefit equivalent to 100% of the sum assured² upon the diagnosis of any of the covered 38 common critical illnesses.
Receive a special illness benefit equivalent to 20% of the sum assured upon the diagnosis of any of the 4 covered special illnesses³.
If you become unemployed, you can apply to defer your premium⁵ payment for an extended grace period of up to 1 year.