Pre-Summer Promotion 2022

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EX-AVIVA HK Customers

WeMedi Outpatient Protector

Enjoy discounted first year premium at HK$138 and a special 2-for-1 offer

WeMedi Outpatient Protector offers you a peace of mind to enjoy discounts on 7 types of outpatient services including general practitioner consultation, specialist consultation, Physiotherapy treatment, Chinese Herbalist consultation, Chinese Bone Setting treatment, Acupuncture treatment, and Chiropractor treatment. With “Blue Pre-Summer Promotion 2022”, you can now enjoy a discounted first year premium of “WeMedi Outpatient Protector” at HK$138 while your friend can enjoy a HK$0 first year premium upon your successful application! The plan offers coverage for all ages, from 15 days to age 80. For parents, this helps to minimise their expensive medical expenses on their children.

WeGuard PharmaEASY Protector (Entry Plan)

Enjoy Discounted First Year Premium at HK$38

Been spending lots on rapid test kits, over-the-counter medicine, and supplements recently?

As the first-ever² pharmacy benefit plan in Hong Kong, “WeGuard PharmaEASY Protector” offers claims for a range of pharmaceutical expenses. From getting medicine to ease your flu symptoms to giving a boost to your immune system, you can now claim your actual spending on various pharmaceutical expenses subject to the pharmacy benefit amount. With “Blue Pre-Summer Promotion 2022”, if you never successfully applied for “WeGuard PharmaEASY Protector” , you can apply for the “WeGuard PharmaEASY Protector’s” entry plan at the discounted first year premium of HK$38 and enjoy up to HK$300 pharmacy benefit amount³ for claiming actual expenses per policy year. Act now to protect your health!

“WeSave S3 Insurance Plan (Mini) Promotion” –

Exclusive offer for New Customers⁵

Looking for a low-risk investment option to grow your wealth at ease?

“WeSave S3 Insurance Plan (Mini) Promotion” offers you both flexibility and stable returns. You can enjoy up to 10% p.a. guaranteed crediting interest rate⁶ in the first 3 months of the policy. This promotion allows you to withdraw your funds and guaranteed returns at no charge anytime. Upon successful application with the “Blue Pre-Summer Promotion 2022” promo code, you will also be rewarded a HK$50 Watsons e-Voucher.

Upgraded Offer: Up to 50% off First-Year Premium on Selected WeCare Series Protection Plans^

Enjoy up to 50% off your first year premium^ on 4 selected WeCare series protection plans with the upgraded offer from “Blue Pre-Summer Promotion 2022”. Enjoy a peace of mind with the protection you and your loved ones need, including Term Life, Critical Illness and Personal Accident.

WeCare Term Life Protection Plan 1

(Protection Benefit Term: 1 year)

Tailor your coverage with protection amounts up to HK$8 million⁷

Apply Now

WeCare Term Life Protection Plan 2

(Protection Benefit Term: 5 years)

Good value for money Term Life Insurance

Apply Now

WeCare Critical Illness Protection Plan 1

(Protection Benefit Term: 5 years)

Extended coverage for children⁸
Covers cancer, heart attack and stroke

Apply Now

WeCare Personal Accident Protection Plan 1

(Protection Benefit Term: 1 year)

Double protection amounts of up to HK$4,000,000⁹ coverage
Covers 15 common infectious diseases, including Dengue Fever and Avian Influenza

Apply Now

Promo Code: 22SWWC50

Important Notes and Disclaimers

Blue Insurance Limited
1 One visit per each category of Outpatient Services per day.
2 The statement we have made about this feature being ‘first-ever’ is based on comparing it with other available publicity of life insurance plans issued by Hong Kong’s major life insurance companies for individual customers as at 9 October, 2020.
3 The maximum claim amount for each claim of “WeGuard PharmaEASY Protector” (Entry Plan) is HK$100 and the pharmacy benefit amount per policy year is HK$300.
4 The list of designated dealers cover Licensed Drug Dealers from Drug Office of Department of Health, and also our designated merchants.
5 Only applies to customers who have never successfully applied WeSave S3 Insurance Plan (Mini) – Limited Offer. Each applicant can only enjoy the promotion once.
6 Guaranteed Crediting Interest Rate of 2% p.a. in the first policy year, plus an extra 8% p.a. of Bonus Guaranteed Crediting Interest Rate in the first 3 months of the policy. The interest shall accumulate from the premium received date and be calculated on a daily compound basis; and be credited to the account value on the third monthiversary of the policy. The extra 8% p.a. Bonus Guaranteed Crediting Interest Rate will not be paid if you terminate the policy within the first 3 months from policy effective date.
7 The Plan can be changed twice annually after the first policy anniversary. HK$8 million sum assured only applies to applicant aged 18-45.
8 Applicant’s children will be offered a complimentary critical illness protection 50% of sum assured (subject to a maximum of HK$300,000 per policy), A child is defined as he or she that is the biological or step or adopted child and has a lawful parent-child relationship with the Life Assured, and is below age 18.
9 Your benefit amount of the accidental death benefit will be doubled if the death is the result of an injury in these three scenarios within 180 days of the accident:
(i) when you are travelling overseas for no more than 30 days,
(ii) travelling in a public common carrier as a fare paying passenger, or
(iii) you and your spouse both die in the same accident.
^ Subject to a maximum first-year premium discount of HK$2,500 per policy.

*Calculated based on the standard annual premium for a 30-year-old non-smoker male applying for “WeCare Term Life Protection Plan 1”, “WeCare Term Life Protection Plan 2”, “WeCare Critical Illness Protection Plan 1” or “WeCare Personal Accident Protection Plan 1” with HK$1,000,000 sum assured for each protection, the premiums are for reference only and may be subject to a range of factors including but not limited to protection amount, protection period, and the health conditions of the life assured. You may refer to the promotion page for details of the latest promotion offers. For the full terms and benefits of the policy, key product risks, full lists of exclusions, please refer to the respective product summary and policy provision.
# Calculated based on the standard annual premium for a 40-year-old non-smoker male applying for “WeCare Term Life Protection Plan 1”, “WeCare Term Life Protection Plan 2”, “WeCare Critical Illness Protection Plan 1” or “WeCare Personal Accident Protection Plan 1” with HK$1,000,000 sum assured for each protection, the premiums are for reference only and may be subject to a range of factors including but not limited to protection amount, protection period, and the health conditions of the life assured. You may refer to the promotion page for details of the latest promotion offers. For the full terms and benefits of the policy, key product risks, full lists of exclusions, please refer to respective product summary and policy provision.
WeSave S3 Insurance Plan is a savings insurance plan, not a bank savings product.
Respective terms and conditions apply to the above products and offers.
Above information is for reference only. For details, please refer to respective Product Summary and Policy Provisions.

Terms and Conditions of “Blue Pre-Summer Promotion 2022: WeMedi Outpatient Protector Promotion”:

“Blue Pre-Summer Promotion 2022: WeMedi Outpatient Protector” (“Promotion 1”) entitles applicants to:
1.
a) Apply for “WeMedi Outpatient Protector” at HK$138 discounted first year premium (refer to the table below) within the Promotion Period.
b) Receive a transferable designated promo code (the “Gift 1”) for “WeMedi Outpatient Protector” at discounted premium of HK$0 first year premium for a friend.
Discounted premium of “WeMedi Outpatient Protector” under the Promotion 1 and the Gift 1, with details as below:

Annual Premium	Applying "WeMedi Outpatient Protector" via Promotion 1	Applying "WeMedi Outpatient Protector" via Gift 1
First year	HK$138	HK$0
Second and following years	HK$338（Original Annual Premium）	HK$338（Original Annual Premium）

2.The Promotion 1 is only applicable to the premium during the first policy year of “WeMedi Outpatient Protector”. Automatic renewal will be applied at policy anniversary. The policyholder is required to pay the premium according to the table above upon policy renewal.
3.To be eligible for Promotion 1, applicant must successfully complete the application and payment for the “WeMedi Outpatient Protector”, using the designated promo code through the Company’s website within the Promotion Period (the "Eligible Application").
4. The Gift 1 will be sent by email to the applicant of the Promotion 1 after 21 working days from the effective date of the insurance policy under the Promotion 1. Policy under the Promotion 1 must be in-force at the time when issuing the Gift 1.
5. Gift 1 is valid for 30 calendar days after the Company sent out the email, and the applicant using the Gift 1 must insert the promo code of Gift 1 to apply for “WeMedi Outpatient Protector”.
6. Promotion 1 is subject to a limited quota for the first 1,000 successful applications within the Promotion Period.
7.Under the Promotion 1, the premium discount will not be refunded if the policy of “WeMedi Outpatient Protector” is cancelled during the first year of the policy, except for reason under clause 8.
8. If the policyholder of the Promotion 1 cancels the “WeMedi Outpatient Protector” policy within the cooling-off period from the policy issue date, the Company will only refund the policyholder the actual premium paid under the Promotion 1.
9. The Gift 1 is transferrable but not resellable, the Promotion 1 could be invalid if any applicant violates this clause.
10. During the application process, HK$1 (the “Payment of the Gift 1”) will be charged and rebated to the credit card of the applicant using the Gift 1 for electronic direct debit authorization (the “eDDA”) purpose. The Payment of the Gift 1 is required to be paid by the applicant using the Gift 1.
11. The total premium includes insurance levy to be collected by the Insurance Authority.
12.Promotion 1 is only applicable to policies issued in Hong Kong.
13.The Company reserves the right to amend the terms and conditions of Promotion 1 or discontinue them at any time without prior notice.
14.The above information is for general reference only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of the Company. Details of the coverage of “WeMedi Outpatient Protector” are subject to the policy provisions stipulated in the policy by the Company.
15.Promotion 1 is subject to these terms and conditions. The Company has the right to reject any applications and if there are any disputes, the Company's decision is final and conclusive.
16. All policy provisions of “WeMedi Outpatient Protector” remain unchanged. Please see the policy provisions for details.
17. Should there be any discrepancy between the English and Chinese versions, the English version shall prevail.

“Blue Pre-Summer Promotion 2022 : WeGuard PharmaEASY Protector (Entry Plan) Promotion”

1.“Blue Pre-Summer Promotion 2022 : WeGuard PharmaEASY Protector (Entry Plan) Promotion”(the Promotion 2) entitle applicants to apply for “WeGuard PharmaEASY Protector” (Entry Plan) (“PharmaEASY”) at HK$38 discounted first year premium within the Promotion Period.
Discounted premium of PharmaEASY under the Promotion 2, with details as below:

Annual premium	Apply PharmaEASY(Entry Plan) via Promotion 2
First year	HK$38
Second year	HK$158
Third and following years	HK$538（Original Annual Premium）

2.To be eligible for Promotion 2, applicant must successfully complete the application and payment for the PharmaEASY, using the designated promo code through the Company’s website within the Promotion Period (the "Eligible Application").
3.Each applicant can apply for PharmaEASY under Promotion 2 once only.
4.Promotion 2 is subject to a limited quota for the first 1,000 Eligible Applications within the Promotion Period.
5.Promotion 2 only applies to customers who have never successfully applied for “WeGuard PharmaEASY Protector”.
6.The discounted premiums as illustrated in the table above are only applicable to the premiums for the first two policy years of PharmaEASY. Automatic renewal will be applied at policy anniversary. The policyholder is required to pay the premium according to the table above upon policy renewal.
7.Under Promotion 2, the premium paid will not be refunded if the policy of PharmaEASY is cancelled during the first year of the policy, except for reason under clause 8.
8.If the policyholder of Promotion 2 cancels the PharmaEASY policy within the cooling-off period from the policy issue date, the Company will only refund the policyholder the actual premium paid under Promotion 2.
9.The total premium includes insurance levy to be collected by the Insurance Authority.
10.Promotion 2 is only applicable to policies issued in Hong Kong.
11.The Company reserves the right to amend the terms and conditions of Promotion 2 or discontinue them at any time without prior notice.
12.The above information is for general reference only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of the Company. Details of the coverage of “WeGuard PharmaEASY Protector” are subject to the policy provisions stipulated in the policy by the Company.
13.Promotion 2 is subject to these terms and conditions. The Company has the right to reject any applications and if there are any disputes, the Company's decision is final and conclusive.
14.All policy provisions of “WeGuard PharmaEASY Protector” remain unchanged. Please see the policy provisions for details.
15.Should there be any discrepancy between the English and Chinese versions, the English version shall prevail.

Terms and Conditions of “Blue Pre-Summer Promotion 2022 : WeSave S3 Insurance Plan (Mini) Promotion – Exclusive offer for New Customers Promotion” :

1. “Blue Pre-Summer Promotion 2022 : WeSave S3 Insurance Plan (Mini) Promotion – Exclusive offer for New Customers Promotion” entitles applicants to a Bonus Guaranteed Crediting Interest Rate of 8% p.a. in the first 3 months of the policy and a HK$50 Watsons eVoucher (“eVoucher”) upon successful application of “WeSave S3 Insurance Plan (Mini) Promotion” (“WeSave S3 Mini”) within the Promotion Period (the “Promotion 3”).

2. Promotion 3 only applies to customers who have never successfully applied WeSave S3 Mini. To be eligible for Promotion 3, applicant must successfully complete the application and payment for the WeSave S3 Mini, using the designated promo code through the Company’s website within the Promotion Period (the "Eligible Application").

3. Each applicant can apply for WeSave S3 Mini under Promotion 3 once only.

4. Promotion 3 is subject to a limited quota for the first 1,500 Eligible Applications within the Promotion Period.

5. WeSave S3 Insurance Plan is a savings insurance plan, not a bank savings product.

6. Under Promotion 3, the minimum premium amount of WeSave S3 Mini (per policy) is US$200; the maximum premium amount (per policy) is USD3,999. The aggregate premium limit across all WeSave S series policies (total amount of “WeSave S1 Insurance Plan”, “WeSave S2 Insurance Plan” and “WeSave S3 Insurance Plan”) is limited to a maximum of US$1,000,000.

7. The Bonus Guaranteed Crediting Interest Rate of 8% p.a. only applies to the first 3 months of the policy. During the first 3 months from the policy effective date the Bonus Guaranteed Crediting Interest Rate of 8% p.a. will be applied to the policy account value. The interest shall accumulate from the premium received date and be calculated on a daily compound basis; and be credited to the account value on the third monthiversary of the policy. The extra 8% p.a. Bonus Guaranteed Crediting Interest Rate will not be paid if you terminate the policy within the first 3 months from policy effective date.

8. The eVoucher will be sent by email within 6 months after the cooling off period (21 calendar days) of WeSave S3 Mini. The policy applied for under Promotion 3 must be in-force at the time when issuing the eVoucher.

9. The total premium includes insurance levy to be collected by the Insurance Authority.

10. Promotion 3 is only applicable to the policies issued in Hong Kong.

11. The eVoucher cannot be transferred, sold or exchanged for cash or its equivalent. Promotion 3 could be invalid if any applicant violates this clause.

12. The Company reserves the right to amend the terms and conditions of Promotion 3 or discontinue them at any time without prior notice.

13. The above information is for general reference only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of the Company. Details of the coverage of the “WeSave S3 Insurance Plan” are subject to the policy provisions stipulated in the policy by the Company.

14. Promotion 3 is subject to these terms and conditions. The Company has the right to reject any applications and if there are any disputes, the Company's decision is final and conclusive.

15. All policy provisions of “WeSave S3 Insurance Plan” remain unchanged. Please see the policy provisions for details.

16. Should there be any discrepancy between the English and Chinese versions, the English version shall prevail.

Terms and Conditions of “Upgraded Offer: Up to 50% off for First-Year Premium on Selected WeCare Series Protection Plans Promotion”

1. “Upgraded Offer: Up to 50% off for First-Year Premium on Selected WeCare Series Protection Plans Promotion” entitles applicants to enjoy up to 50% off the first-year premium of the policy upon successful application of “WeCare Term Life Protection Plan 1”, “WeCare Term Life Protection Plan 2”, “WeCare Critical Illness Protection Plan 1” and/or “WeCare Personal Accident Protection Plan 1” (“Selected Plans of WeCare Series”) between May 25, 2022 and June 30, 2022 (“Promotion Period of the Upgraded Offer”), subject to a maximum first-year premium discount of HK$2,500 per policy (“Upgraded Offer”).

2. To be eligible for Upgraded Offer, applicant must successfully complete the application and payment for Selected Plans of WeCare Series, using the designated promo code through the Company’s website within the Promotion Period of the Upgraded Offer (the "Eligible Application").

3. Upgraded Offer is subject to limited quota for the first 1,000 Eligible Application within the Promotion Period.

4. Upgraded Offer is only applicable to the premium during the first policy year of Selected Plans of WeCare Series where the premium is paid annually. Automatic renewal will be applied at policy anniversary. The policyholder is required to pay the premium at the original premium upon policy renewal.

5. Each applicant of the Upgraded Offer can apply for Selected Plans of WeCare Series under the Upgraded Offer for up to 4 times only.

6. The “WeCare Term Life Protection Plan 1” applied under Upgraded Offer, its sum assured is not adjustable before the first policy anniversary.

7. Under the Upgraded Offer, the premium paid will not be refunded if the policy of Selected Plans of WeCare Series is cancelled during the first year of the policy, except for reason under clause 8.

8. If the policyholder cancels the policy of Selected Plans of WeCare Series within the cooling-off period (21 Calendar Days), the Company will only refund the policyholder the actual premium paid under the Upgraded Offer.

9. The Upgraded Offer cannot be transferred, sold or exchanged for cash or its equivalent. The Upgraded Offer could be invalid if any applicant violates this clause.

10. All policy provisions of Selected Plans of WeCare Series remain unchanged. Please see the policy provisions for details.

11. The total premium includes insurance levy to be collected by the Insurance Authority.

12. The Upgraded Offer is only applicable to policies issued in Hong Kong.

13. The Company reserves the right to amend the terms and conditions of the Upgraded Offer or discontinue them at any time without prior notice.

14. The above information is for general reference only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of the Company. Details of the coverage of Selected Plans of WeCare Series are subject to the policy provisions stipulated in the policy by the Company.

15. The Upgraded Offer is subject to these terms and conditions. The Company has the right to reject any applications and if there are any disputes, the Company's decision is final and conclusive.

16. Should there be any discrepancy between the English and Chinese versions, the English version shall prevail.

Blue

Welcome the season with our fabulous offers!

WeMedi Outpatient Protector

Enjoy discounted first year premium at HK$138 and a special 2-for-1 offer

WeMedi Outpatient Protector

WeGuard PharmaEASY Protector (Entry Plan)

Enjoy Discounted First Year Premium at HK$38

WeGuard PharmaEASY Protector

“WeSave S3 Insurance Plan (Mini) Promotion” –

Exclusive offer for New Customers⁵

WeSave S3 Insurance Plan (Mini) Promotion

Upgraded Offer: Up to 50% off First-Year Premium on Selected WeCare Series Protection Plans^

WeCare Term Life Protection Plan 1

WeCare Term Life Protection Plan 2

WeCare Critical Illness Protection Plan 1

WeCare Personal Accident Protection Plan 1

Promo Code: 22SWWC50

Important Notes and Disclaimers

Terms and Conditions of “Blue Pre-Summer Promotion 2022”:

Terms and Conditions of “Blue Pre-Summer Promotion 2022: WeMedi Outpatient Protector Promotion”:

“Blue Pre-Summer Promotion 2022 : WeGuard PharmaEASY Protector (Entry Plan) Promotion”

Terms and Conditions of “Blue Pre-Summer Promotion 2022 : WeSave S3 Insurance Plan (Mini) Promotion – Exclusive offer for New Customers Promotion” :

Terms and Conditions of “Upgraded Offer: Up to 50% off for First-Year Premium on Selected WeCare Series Protection Plans Promotion”