WeCare Cancer All-in-One Protector

One protection for all stages and organs¹

The Premium as low as HK$ 1 per day^

WeCare Cancer All-in-One Protector

Cancers of any stage and organ are all covered¹

Cancer could be one of the deadliest diseases in Hong Kong with an enormous cost of treatment. Do you have a cancer protection covering all stages of cancers? WeCare Protector Cancer All-in-One (the “Plan”) offers you a cancer protection covering carcinoma-in-situ (CIS), early-stage cancer and serious cancer. A lump sum of cash benefit equivalent to 100% of the Benefit Amount will be granted regardless of stages of cancer to provide you living and medical support.

Truly all-round cancer protection

Most cancer protection plans in the market are exclusive for certain stages of cancer and few specific organs. The Plan offers a truly all-round cancer protection — regardless of the stages and organ affected¹.

100% Benefit Amount available for all stages

Medical expenses for cancer treatment could be daunting. Under the Plan, a lump sum of cash equivalent to 100% of the Benefit Amount will be granted upon diagnosis of cancer at any stage.

Seamless application in as fast as 5 minutes

No medical examinations or additional documents are required for the Plan. Answer a few health assessment questions and the online application can be completed in as fast as 5 minutes.

^Premium shown is for a Hong Kong non-smoking male aged 18, apply for the entry plan of “WeCare Cancer All-in-One Protector” with 1 year policy benefit term, and the monthly premium is HK$29.5. The daily cost of HK$1 is achieved by spreading the monthly premium (HK$29.5) for the aforementioned conditions over 30 days.

Want to enjoy an all-inclusive cancer protection? Choose the protection plan that best suits you.

Simply fill in gender, age and smoking habit for an instant quote!

Gender
Age
Smoking Status
18
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Entry Plan

Monthly premium as low as

HK$
/month

Discount Code

--

Your age cannot purchase this product.

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Standard Plan

Monthly premium as low as

HK$
/month

Discount Code

--

Your age cannot purchase this product.

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Premium Plan

Monthly premium as low as

HK$
/month

Discount Code

--

Your age cannot purchase this product.

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We will assess your health conditions as part of our underwriting process, and we may add loading premium based on the underwriting result. Premium is for reference only, actual premium may change based on the underwriting result.

Key Features and Benefits²

Entry Plan

Standard Plan

Premium Plan

Benefits

  • An extensive cancer benefit covering carcinoma in situ (CIS), early-stage cancer and serious cancer
  • A lump sum cash payment equivalent to 100% of Benefit Amount will be granted upon diagnosis of any stage of cancer

Benefit Amount

HK$200,000

HK$400,000

HK$500,000

Issue Age

18-65

Maximum Cover Age

85

Policy Benefit Term

1 year, yearly renewal to age 85

Premium Payment Term (i.e. payment term)

Same as selected Policy Benefit Term

Premium Payment Frequency

Monthly

Compassionate Death Benefit

105% of total premiums paid in the current Policy Benefit Term

More Benefits

Change of Plan Coverage

Anytime. The change of plan will be effective on the next monthiversary³

Renewal

Guaranteed policy renewal without providing further proof of health conditions

What's not covered?⁴

.Medical conditions that exist prior to plan commencement and any inborn conditions will be excluded. Any conditions caused by alcohol and drugs that are not prescribed by a doctor will be excluded as well.
.The Compassionate Death Benefit is not payable due to suicide within 1 year from the policy issue date. The total premiums paid for the current protection period will be refunded.
.Waiting period is 60 days. No benefit for CIS, early-stage cancer and serious cancer shall be payable if the sign(s) and/or symptom(s) within sixty (60) days from the Policy Issue Date; or the date of reinstatement of the Policy (whichever is later)

The product information does not contain the full terms of the policy and the full terms can be found in the policy document.

Frequently Asked Questions

This FAQ is provided for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Blue Insurance Limited reserves the right of final approval and decision on all matters.