Accidents are unexpected, but you can always plan ahead to have more choices. WeCare Accidental Hospital Cash Protector (the "Plan") covers
. The plan is simple and straightforward. You are only required to provide proof of hospital confinement to claim for cash benefit to cover your hospitalization expenses due to accident.More hospitalization options
With the daily cash benefit, you can choose private hospital or public hospital for in-patient stay, and even choose to stay at a hospital ward or a private room to receive treatment without any stress.
Cost-effective protection
The monthly premium of the entry plan is as low as HK$24.9^ for the hospital cash protection with HK$500 of daily Benefit Amount (Private Hospitals). Coverage up to 14 days per accident and 2 separate accidents per year.
Coverage for all ages
Minimum issue age is 15 days after birth, maximum issue age is 65 years old 1.
^Premium shown is for a Hong Kong female life assured aged 13, you apply the entry plan of “WeCare Accidental Hospital Cash Protector” for her, with 1 year policy benefit term, and the monthly premium is HK$24.9. The daily cost of HK$0.9 is achieved by spreading the monthly premium (HK$24.9) for the aforementioned conditions over 30 days.
Simply fill in your gender and age for an instant quote!
Entry Plan
Benefit Amount (Private Hospital)
HK$500/Day
Benefit Amount (Public Hospital)
HK$200/Day
Monthly premium as low as
HK$
Standard Plan
Benefit Amount (Private Hospital)
HK$900/Day
Benefit Amount (Public Hospital)
HK$350/Day
Monthly premium as low as
HK$
Premium Plan
Benefit Amount (Private Hospital)
HK$1500/Day
Benefit Amount (Public Hospital)
HK$500/Day
Monthly premium as low as
HK$
We will assess your occupation as part of our underwriting process, and we may be required to add loading premium based on the underwriting result.
Premium is for reference only, actual premium may change based on the underwriting result.
Get to know more about the Plan
Entry Plan | Standard Plan | Premium Plan | ||
Benefits | Daily
Hospital Income Benefit according to your selected plan level for
any hospital stay as a result of an accident. Provide different plan levels for both private and public hospitals, you are well covered staying in any hospital. Coverage up to 14 days per accident and 2 accidents per Policy Year. |
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Benefit Amount | Private Hospital Public Hospital |
HK$500/day HK$200/day |
HK$900/day HK$350/day |
HK$1,500/day HK$500/day |
Issue Age | 15 days to age 65 | |||
Maximum Cover Age | 80 | |||
Policy Benefit Term | 1 year, yearly renewal to age 80 | |||
Premium Payment Term | Same as selected Policy Benefit Term | |||
Premium Payment Frequency | Monthly | |||
Compassionate Death Benefit | 105% of total premiums paid in the current Policy Benefit Term |
More Benefits | ||||
Change of Plan Coverage | Anytime. The change of plan will be effective on the next monthiversary3 | |||
Renewal | Guaranteed policy renewal without providing further proof of health conditions |
What's not covered4? | |||||||||
Medical conditions that exist prior to plan commencement and any inborn conditions will be excluded. Any conditions caused by alcohol and drugs that are not prescribed by a doctor will be excluded as well. | |||||||||
The Compassionate Death Benefit is not payable due to suicide within 1 year from the policy issue date. The total premiums paid for the current protection period will be refunded. |
Who can buy this Plan?
Is medical examination or any health proof required when I apply for the Plan?
Can I purchase the Plan for my family?