WeCare Accidental Hospital Cash Protector

Enjoy as much as HK$1,500 cash benefit per day to subsidise your hospital expense

Limited Offer: Apply now to get HK$200 e-vouchers at most!

Remarks

WeCare Accidental Hospital Cash Protector

Extra cash benefit for a carefree hospitalisation due to accidents

Accidents are unexpected, but you can always plan ahead to minimize your loss! WeCare Accidental Hospital Cash Protector (the "Plan") provides cash benefits when you are hospitalised due to accidents. You are only required to provide proof of hospital confinement to claim your cash benefit to subsidise your expenses during hospitalisation!

✨Limited Offer: From now until 31 May, apply “WeCare Accidental Hospital Cash Protector” to enjoy HK$100 e-voucher, earn extra HK$100 if you apply “WeCare Accidental Emergency Cash Protector” as well! Quotas are limited, act NOW! (T&Cs apply)

Claimable in Both Public and Private Hospitals

The Plan covers both public and private hospitals. You can flexibly use the cash benefit as you want - to compensate the hospital fee, allowing you to have more choices for inpatient stay, or protect you against income loss and reduce financial burden.

Cost-effective protection

Taking a 30-year-old woman who applied the Entry Plan as an example, the monthly premium is just HK$31.92. Since the plan covers up to 14 days per accident and 2 separate accidents per policy year, that is around HK$1 per day, she is entitled to as much as HK$14,000 of cash benefit per year! 

Wider Coverage, Carefree Recovery

Children are always energetic and more prone to accidents, sometimes may even admit to hospitals for treatment! The Plan covers from 15 days after birth to age 65, you can now make use of this extra cash benefit to subsidy the expenses and choose a better hospital for your family when in need.

Choose the protection plan that best suits you.

Simply fill in your gender and age for an instant quote!

Gender

Age

Smoking Status

Entry Plan

Monthly premium as low as

HK$
/month

Discount Code

--

Your age cannot purchase this product.

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Standard Plan

Monthly premium as low as

HK$
/month

Discount Code

--

Your age cannot purchase this product.

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Premium Plan

Monthly premium as low as

HK$
/month

Discount Code

--

Your age cannot purchase this product.

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We will assess your occupation as part of our underwriting process, and we may require to add loading premium based on the underwriting result. Premium is for reference only, actual premium is subject to the underwriting result.

Key Features and Benefits²

Entry Plan

Standard Plan

Premium Plan

Benefits

.Daily hospital cash benefit according to your selected plan level for any hospital stay as a result of an accident.
.Covers both private and public hospitals, you are only required to provide proof of hospital confinement.
.Coverage up to 14 days per accident and 2 accidents per Policy Year.

Benefit Amount

.Private Hospital:HK$500/day
.Public Hospital:HK$200/day

.Private Hospital:HK$900/day
.Public Hospital:HK$350/day

.Private Hospital:HK$1,500/day
.Public Hospital:HK$500/day

Issue Age

15 days to age 65

Maximum Cover Age

80

Policy Benefit Term

1 year, yearly renewal to age 80

Premium Payment Term

Same as selected Policy Benefit Term

Premium Payment Frequency

Monthly

Compassionate Death Benefit

105% of total premiums paid in the current Policy Benefit Term

More Benefits

Change of Plan Coverage

Anytime. The change of plan will be effective on the next monthiversary¹

Renewal

Guaranteed policy renewal without providing further proof of health conditions

What's not covered?⁴

.Medical conditions that exist prior to plan commencement and any inborn conditions will be excluded. Any conditions caused by alcohol and drugs that are not prescribed by a doctor will be excluded as well.
.The Compassionate Death Benefit is not payable due to suicide within 1 year from the policy issue date. The total premiums paid for the current protection period will be refunded.

The product information does not contain the full terms of the policy and the full terms can be found in the policy document.

Frequently Asked Questions

This FAQ is provided for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Blue Insurance Limited reserves the right of final approval and decision on all matters.