WeCare Accidental Hospital Cash Protector

Accident refers to “an event caused solely and independently of all other causes, and directly by violent, unexpected means, external and visible means”. To make it simple, hospitalisation due to sickness is not covered.

If you are the policyholder, you must be a Hong Kong identity card holder aged 18 or above with a residential address in Hong Kong in order to be eligible to buy this Plan. You must be in Hong Kong when you are applying for the Plan.

No. You are only required to answer all questions during the online application process for our assessment.

Yes, you can purchase the Plan for your spouse and your children. The Life Assured must possess a Hong Kong identity document with a residential address in Hong Kong. He/She must be in Hong Kong when applying for the Plan.

Accidental Hospital Cash and Medical Insurance are two different protections. Accidental Hospital Cash only provides a certain amount of cash benefit during hospitalisation due to accidents. The amount usually based on the number of inpatient days, and does not cover other medical expenses. While Medical Insurance usually covers a wider range of medical costs like follow-up care, surgical fees, inpatients charges and other miscellaneous costs. The total benefit amounts are always much higher than hospital cash protection.

No. WeCare Accidental Hospital Cash Protector only provides cash benefits according to the number of days stayed in hospital. It does not cover other medical costs incurred during your stay, so it is not recommended to use hospital cash protector as an alternative to a medical insurance. One should always read the coverage before application.

¹ Underwriting will be required for an increase in Benefit Amount.

1. This Promotion is offered by Blue Insurance Limited (the “Company”).

2. This Promotion is available from May 3, 2023to May 31, 2023 (both dates inclusive) (the “Promotional Period”).

3. This Promotion entitles applicants to enjoy the following reward(s) upon successfully completion of the application of any of the below designated accidental cash insurance plans(“Designated Insurance Plan(s)”) below during the Promotional Period. Reward details as below (“the Reward(s)):

   Reward (1):　Enjoy HK$100 e-voucher upon successfully application and payment of “WeCare Accidental Hospital Cash Protector”; or/and 

   Reward (2):　Enjoy HK$100 e-voucher upon successfully application and payment of “WeCare Accidental Emergency Cash Protector”

4. To be eligible for the Reward (1) or/and the Reward (2) of this Promotion, applicants must successfully complete the application for the Designated Insurance Plan(s) via the Company’s website or BlueHK Mobile APP within the Promotional Period (the “Eligible Applications”).

5. The Promotion is only applicable to applicants who do not hold any in-force Designated Insurance Plan(s)’ policies on the day of the application.

6. Each applicant can only enjoy each Reward of this Promotion once within the Promotional Period.

7. The entitled Reward (1) and Reward (2) of this Promotion is subject to a limited quota for the first 1,000 Eligible Applications each within the Promotional Period. 

8. The e-voucher(s) of entitled Reward(s) will be sent to eligible applicant within 1-monthafter the end of Promotional Period. Eligible applicants shall login and redeem the e-voucher(s)via “My Rewards” at the customer platform account of Blue Mobile APP. The Designated Insurance Plan(s)’ policy(ies) applied for under this Promotion must be in-force at the time when issuing the e-voucher(s).

9. The e-voucher(s) of entitled Reward(s) can be used at the following designated shops:  Ahaa, Coffee Academic, Moovars, Starbucks, Whiskers N Paws, 8gg, IMPERIAL PATISSERIE (皇玥) and ecHome (億世家). The e-voucher(s) is/are provided by Mojodomo Hong Kong Limited(“The Third-party Platform”) and its use is subject to the terms and conditions of The Third-party Platform. The Third-party Platform is responsible for all obligations and liabilities in relation to such products or services. The Company accepts no liability in respect of the quality of e-voucher(s), products or services provided by the Third-party Platform.

10. The Promotion is applicable to “Entry Plan”, “Standard Plan” and “Premium Plan” of “WeCare Accidental Hospital Cash Protector”, and “Entry Plan” and “Standard Plan” of “WeCare Accidental Emergency Cash Protector”.

11. This Promotion cannot be sold, transferred or exchanged for cash or its equivalent. This Reward(s)could be invalid if any applicant violates this clause. 

12. For “WeCare Accidental Hospital Cash Protector”, please see the Product Summary and Policy Provision for details. For “WeCare Accidental Emergency Cash Protector”, please see the Product Summary and Policy Provision for details. 

13. The total premium includes insurance levy to be collected by the Insurance Authority.

14. This Promotion is only applicable to HKID cardholder with HK residential address.

15. This Promotion cannot be enjoyed in conjunction with any other promotion or discount offers for the same insurance product. 

16. The Company reserves the right to amend the terms and conditions of this Promotion or discontinue it at any time without prior notice. 

17. The above information is for general reference only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of the Company. Details of the coverage of the Designated Insurance Plan(s) are subject to the policy provisions stipulated in the policy by the Company. 

18. This Promotion is subject to these terms and conditions. The Company has the right to reject any applications. If there are any disputes, the Company's decision is final and conclusive.