In the event of accidents, you may have to use Accident and Emergency (A&E) services – but are they covered by your current plan? WeCare Accidental Emergency Cash Protector (the "Plan")
. This standalone protection can minimize your private hospital cost.Cash protection for emergency outpatient services
Whether you choose to receive A&E treatment from private or public hospitals in Hong Kong, a lump sum cash payment will be granted a subsidy.
Cost-effective protection
The monthly premium of the entry plan is as low as HK$20.6^ with the Benefit Amount of HK$500 (Private Hospitals). Coverage up to 2 accidents per year.
Coverage for all ages alike
Minimum issue age is 15 days after birth, maximum issue age is 65 years old1.
^Premium shown is for a Hong Kong female life assured aged 13, you apply the entry plan of “WeCare Accidental Emergency Cash Protector” for her, with 1 year policy benefit term, and the monthly premium is HK$20.6. The daily cost of HK$0.7 is achieved by spreading the monthly premium (HK$20.6) for the aforementioned conditions over 30 days.
Simply fill in your gender and age for an instant quote!
Entry Plan
Benefit Amount (Private Hospital)
HK$500/Visit
Benefit Amount (Public Hospital)
HK$180/Visit
Monthly premium as low as
HK$
Standard Plan
Benefit Amount (Private Hospital)
HK$800/Visit
Benefit Amount (Public Hospital)
HK$250/Visit
Monthly premium as low as
HK$
We will assess your occupation as part of our underwriting process, and we may add loading premium based on the underwriting result.
Premium is for reference only, actual premium may change based on the underwriting result.
Get to know more about the Plan
Entry Plan | Standard Plan | ||
Benefits | A lump sum cash payment
will be granted as a subsidy according to your selected plan upon your
emergency outpatient treatment due to accidents Provide different plan levels for both private and public hospitals in Hong Kong Coverage up to 2 accidents per Policy Year |
||
Benefit Amount | Private Hospital Public Hospital |
HK$500/visit HK$180/visit |
HK$800/visit HK$250/visit |
Issue Age | 15 days to age 65 | ||
Maximum Cover Age | 80 | ||
Policy Benefit Term | 1 year, yearly renewal to age 80 | ||
Premium Payment Term | Same as selected Policy Benefit Term | ||
Premium Payment Frequency | Monthly | ||
Compassionate Death Benefit | 105% of total premiums paid in the current Policy Benefit Term |
More Benefits | |||
Change of Plan Coverage | Anytime. The change of plan will be effective on the next monthiversary3 | ||
Renewal | Guaranteed policy renewal without providing further proof of health conditions |
What's not covered4? | |||||||||
Medical conditions that exist prior to plan commencement and any inborn conditions will be excluded. Any conditions caused by alcohol and drugs that are not prescribed by a doctor will be excluded as well. | |||||||||
The Compassionate Death Benefit is not payable due to suicide within 1 year from the policy issue date. The total premiums paid for the current protection period will be refunded. |
Who can buy this Plan?
Is medical examination or any health proof required when I apply for the Plan?
Can I purchase the Plan for my family?