{"id":9742,"date":"2021-07-06T14:21:00","date_gmt":"2021-07-06T14:21:00","guid":{"rendered":"https:\/\/www.blue.com.hk\/wp\/?p=9742"},"modified":"2025-12-18T04:22:39","modified_gmt":"2025-12-18T04:22:39","slug":"qdap-retirement-plans-things-to-know","status":"publish","type":"post","link":"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/qdap-retirement-plans-things-to-know","title":{"rendered":"\u3010\u5e74\u91d1\u5443\u4eba?\u3011\u5e74\u91d1\u8a08\u5283\u6bd4\u8f03\u61f6\u4eba\u5305\uff1a\u4e86\u89e3\u5e74\u91d1\u597d\u8655\u3001\u58de\u8655\u53ca\u6263\u7a05\u8a73\u60c5"},"content":{"rendered":"\n<p>\u5e74\u91d1\u662f\u70ba\u9000\u4f11\u4f5c\u6e96\u5099\u7684\u4e00\u7a2e\u7406\u8ca1\u8a08\u5283\uff0c\u6700\u5e38\u898b\u7684\u5e74\u91d1\u7a2e\u985e\u70ba\u5408\u8cc7\u683c\u5ef6\u671f\u5e74\u91d1\u4fdd\u55ae\uff0c\u82f1\u6587\u70baQualifying Deferred Annuity Policy \uff08\u7c21\u7a31 QDAP\uff09\u3002\u7531\u65bc\u6295\u4fdd\u5ef6\u671f\u5e74\u91d1\u53ef\u6263\u7a05\uff0c\u6240\u4ee5\u5ef6\u671f\u5e74\u91d1\u3001\u5f37\u7a4d\u91d1\u81ea\u9858\u6027\u4f9b\u6b3e\uff08TVC\uff09\u53ca<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/vhis-all-you-need-to-know-about\/\">\u81ea\u9858\u91ab\u4fdd<\/a>\uff08VHIS\uff09\u540c\u88ab\u8996\u70ba<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/tax-deduction-qdap-vhis-tvc\/\">\u6263\u7a05\u4e09\u5bf6<\/a>\u3002\u5e38\u807d\u8aaa\u8cb7\u5e74\u91d1\u53ef\u4ee5\u81ea\u88fd\u9577\u7ce7\uff0c\u4f46\u53c8\u6307\u5e74\u91d1\u58de\u8655\u591a\u3001\u5e74\u91d1\u300c\u5443\u4eba\u300d\u7b49\u50b3\u8a00\u3002\u6240\u4ee5\uff0c\u9032\u884c\u5e74\u91d1\u6bd4\u8f03\u6642\u6709\u751a\u9ebc\u6ce8\u610f\u4e8b\u9805\uff1f\u5e74\u91d1\u58de\u8655\u662f\u5426\u771f\u7684\u5f88\u591a\uff1f<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/\">Blue\u8cc7\u8a0a\u5718\u968a<\/a>\u7531\u6dfa\u5165\u6df1\u70ba\u4f60\u5206\u6790\u5e74\u91d1\u5229\u5f0a\uff0c\u70ba\u4f60\u9001\u4e0a\u9999\u6e2f\u5e74\u91d1\u61f6\u4eba\u5305\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5e74\u91d1\u662f\u751a\u9ebc?<\/strong><\/h2>\n\n\n\n<p>\u5e74\u91d1\u662f\u4e00\u7a2e\u8f03\u9577\u5e74\u671f\u7684\u4fdd\u96aa\u7522\u54c1\uff0c\u6295\u4fdd\u4eba\u5411\u4fdd\u96aa\u516c\u53f8\u7e73\u4ed8\u4fdd\u8cbb\u5f8c\uff0c\u53ef\u5728\u6307\u5b9a\u5e74\u671f\u5167\u5206\u671f\u7372\u5f97\u4fdd\u96aa\u516c\u53f8\u6d3e\u767c\u7684\u5e74\u91d1\u6536\u5165\uff08\u4f8b\u598210\u5e74\u5167\u6bcf\u6708\u7372\u6d3e\u56fa\u5b9a\u91d1\u984d\uff09\uff0c\u76f4\u81f3\u4fdd\u96aa\u5408\u7d04\u8a02\u660e\u7684\u6642\u671f\u3002\u5e74\u91d1\u4e00\u822c\u53ef\u5206\u70ba\u300c\u5373\u671f\u5e74\u91d1\u300d\u8207\u300c\u5ef6\u671f\u5e74\u91d1\u300d\u5169\u985e\uff0c\u5169\u8005\u6700\u5927\u7684\u5206\u5225\u5728\u65bc\u4f9b\u6b3e\u65b9\u5f0f\u4e0d\u4e00\u6a23\u3002<\/p>\n\n\n\n<p>\u5373\u671f\u5e74\u91d1\u6c92\u6709\u300c\u7d2f\u7a4d\u671f\u300d\uff0c\u5373\u6295\u4fdd\u4eba\u4e00\u6b21\u904e\u7e73\u4ed8\u4fdd\u8cbb\u5f8c\uff0c\u96a8\u5373\u6bcf\u6708\u9818\u53d6\u5e74\u91d1\u6536\u5165\uff0c\u4f8b\u5982\u7531\u9999\u6e2f\u653f\u5e9c\u727d\u982d\u7684\u300c\u9999\u6e2f\u5e74\u91d1\u8a08\u5283\u300d\uff08\u516c\u5171\u5e74\u91d1\u8a08\u5283\uff09\u3002\u6295\u4fdd\u4eba\u53ea\u9700\u8981\u4e00\u6b21\u904e\u8fa6\u7406\u624b\u7e8c\uff0c\u8cfc\u8cb7\u5373\u671f\u5e74\u91d1\u5f8c\u5c31\u53ef\u9577\u671f\u7372\u53d6\u7a69\u5b9a\u5e74\u91d1\u6536\u5165\u3002\u9019\u985e\u5e74\u91d1\u8f03\u9069\u5408\u4e0d\u60f3\u7279\u5225\u7406\u8ca1\uff0c\u5750\u64c1\u5145\u88d5\u8cc7\u91d1\uff0c\u4f46\u5728\u9000\u4f11\u5f8c\u53c8\u60f3\u9818\u53d6\u5e74\u91d1\u6536\u5165\u7684\u4eba\u58eb\u3002<\/p>\n\n\n\n<p>\u5ef6\u671f\u5e74\u91d1\u5247\u8a2d\u6709\u7d2f\u7a4d\u671f\uff0c\u6295\u4fdd\u4eba\u53ef\u4e00\u6b21\u904e\u6216\u5206\u671f\u7e73\u4ed8\u4fdd\u8cbb\uff0c\u8b93\u8cc7\u91d1\u7a4d\u5b58\u751f\u606f\u53ca\u7e7c\u7e8c\u6295\u8cc7\uff0c\u5f85\u4e00\u6bb5\u6642\u9593\u5f8c\uff08\u4f8b\u5982\u9000\u4f11\u6642\uff09\u518d\u958b\u59cb\u9818\u53d6\u5e74\u91d1\u6536\u5165\u3002\u9019\u985e\u5e74\u91d1\u8f03\u9069\u5408\u5728\u8077\u4eba\u58eb\uff0c\u8b93\u4ed6\u5011\u5206\u671f\u7d2f\u7a4d\u8cc7\u91d1\uff0c\u9000\u4f11\u5f8c\u628a\u8cc7\u91d1\u8f49\u5316\u70ba\u7a69\u5b9a\u7684\u5e74\u91d1\u6536\u5165\uff0c\u800c\u5408\u8cc7\u683c\u7684\u5ef6\u671f\u5e74\u91d1\u7522\u54c1 \uff08QDAP\uff09\u7684\u4fdd\u8cbb\u66f4\u53ef\u4eab\u7a05\u52d9\u6263\u9664\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5e74\u91d1\u6263\u7a05\uff1a\u5ef6\u671f\u5e74\u91d1\u6263\u7a05\u8a08\u7b97<\/strong><\/h2>\n\n\n\n<p>\u9999\u6e2f\u7684<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/tax-deduction-qdap-vhis-tvc\/\">\u6263\u7a05\u4e09\u5bf6<\/a>\u5305\u62ec\u5ef6\u671f\u5e74\u91d1\uff08QDAP\uff09\u3001\u5f37\u7a4d\u91d1\u81ea\u9858\u6027\u4f9b\u6b3e\uff08TVC\uff09\u53ca\u81ea\u9858\u91ab\u4fdd\uff08VHIS\uff09\u3002<\/p>\n\n\n\n<p>\u7531\u65bc\u300c\u5408\u8cc7\u683c\u5ef6\u671f\u5e74\u91d1\u4fdd\u55ae\u300d\u8207\u300c\u53ef\u6263\u7a05\u5f37\u7a4d\u91d1\u81ea\u9858\u6027\u4f9b\u6b3e\u300d\u90fd\u53ef\u4ee5\u7528\u4f5c\u6263\u7a05\uff0c\u5e38\u88ab\u4eba\u7528\u4f5c\u6bd4\u8f03\uff0c\u4ee5\u4e0b\u7684\u8868\u683c\u4e2d\u6211\u5011\u6703\u4f8b\u51fa\u5169\u8005\u7570\u540c\uff0c\u52a9\u4f60\u627e\u5230\u5408\u9069\u7684\u7522\u54c1\u3002<\/p>\n\n\n<style>.kb-table-container9742_4bb97b-59{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container9742_4bb97b-59 .kb-table9742_4bb97b-59{border-collapse:separate !important;border-spacing:0 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kb-table-data9742_269d22-a3\">\n\n<p><\/p>\n\n<\/9742_269d22-a3>\n\n<th class=\"kb-table-data kb-table-data9742_2ebe7c-ac\">\n\n<p class=\"has-text-color has-link-color wp-elements-c877443b987ff1847a6c51f6e3473d62\" style=\"color:#1e293b\"><strong>\u5408\u8cc7\u683c\u5ef6\u671f\u5e74\u91d1\u4fdd\u55ae<\/strong><\/p>\n\n<\/9742_2ebe7c-ac>\n\n<th class=\"kb-table-data kb-table-data9742_194362-da\">\n\n<p class=\"has-text-color has-link-color wp-elements-3d294d0e3927c0eb3345ad4f6ecd36e6\" style=\"color:#1e293b\"><strong>\u53ef\u6263\u7a05\u81ea\u9858\u6027\u4f9b\u6b3e<\/strong><\/p>\n\n<\/9742_194362-da>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_53aab4-4d\">\n<td class=\"kb-table-data kb-table-data9742_d8d177-4a\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-bb8d7ed45f79f5f137faf7c8f3fdf1fa\"><strong>\u6027\u8cea<\/strong><\/p>\n\n<\/9742_d8d177-4a>\n\n<td class=\"kb-table-data kb-table-data9742_2f35d8-af\">\n\n<p>\u4fdd\u96aa<\/p>\n\n<\/9742_2f35d8-af>\n\n<td class=\"kb-table-data kb-table-data9742_b6c03b-42\">\n\n<p>\u57fa\u91d1\u6295\u8cc7<\/p>\n\n<\/9742_b6c03b-42>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_f1dfa0-fa\">\n<td class=\"kb-table-data kb-table-data9742_6b197e-78\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-806e51466077de1ad9d72b765eacf9aa\"><strong>\u6295\u8cc7\u6c7a\u5b9a<\/strong><\/p>\n\n<\/9742_6b197e-78>\n\n<td class=\"kb-table-data kb-table-data9742_8704f8-11\">\n\n<p>\u6295\u4fdd\u4eba\u4e0d\u7528\u4f5c\u6295\u8cc7\u6c7a\u5b9a\u3002\u4fdd\u96aa\u516c\u53f8\u6703\u62ab\u9732\u6709\u95dc\u7522\u54c1\u7684\u5167\u90e8\u56de\u5831\u7387\uff0c\u5176\u4e2d\u4fdd\u8b49\u90e8\u5206\u7684\u5167\u90e8\u56de\u5831\u7387\u9808\u7b26\u5408\u7279\u5b9a\u7684\u6700\u4f4e\u56de\u5831\u8981\u6c42<\/p>\n\n<\/9742_8704f8-11>\n\n<td class=\"kb-table-data kb-table-data9742_44c328-c4\">\n\n<p>\u5f37\u7a4d\u91d1\u8a08\u5283\u6709\u591a\u7a2e\u4e0d\u540c\u7a2e\u985e\u57fa\u91d1\u4f9b\u8a08\u5283\u6210\u54e1\u9078\u64c7\uff0c\u8a08\u5283\u6210\u54e1\u9808\u627f\u64d4\u6295\u8cc7\u98a8\u96aa<\/p>\n\n<\/9742_44c328-c4>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_76cc22-ce\">\n<td class=\"kb-table-data kb-table-data9742_3b8eaa-da\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-12efe82c39bd94ceb42d1844b9f7a9c2\"><strong>\u6700\u4f4e\u4fdd\u8cbb\u6216\u4f9b\u6b3e\u91d1\u984d<\/strong><\/p>\n\n<\/9742_3b8eaa-da>\n\n<td class=\"kb-table-data kb-table-data9742_6a606e-64\">\n\n<p>\u6700\u4f4e\u4fdd\u8cbb\u7e3d\u984d\u70ba\u6e2f\u5e6318\u842c<\/p>\n\n<\/9742_6a606e-64>\n\n<td class=\"kb-table-data kb-table-data9742_efdd06-8a\">\n\n<p>\u901a\u5e38\u4e0d\u9069\u7528\uff0c\u60df\u500b\u5225\u5f37\u7a4d\u91d1\u8a08\u5283\u6216\u6709\u76f8\u95dc\u884c\u653f\u8981\u6c42<\/p>\n\n<\/9742_efdd06-8a>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_422017-96\">\n<td class=\"kb-table-data kb-table-data9742_804808-df\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-40f5d733403226c137bec0be7d05ad0e\"><strong>\u6700\u77ed\u4f9b\u6b3e\u671f<\/strong><\/p>\n\n<\/9742_804808-df>\n\n<td class=\"kb-table-data kb-table-data9742_c83fb7-a3\">\n\n<p>5 \u5e74<\/p>\n\n<\/9742_c83fb7-a3>\n\n<td class=\"kb-table-data kb-table-data9742_365904-88\">\n\n<p>\u4e0d\u9069\u7528<\/p>\n\n<\/9742_365904-88>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_c97387-e1\">\n<td class=\"kb-table-data kb-table-data9742_9be8ba-e2\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-48efeaabaf1007e4719b591faa91b680\"><strong>\u56fa\u5b9a\u6bcf\u671f\u7e73\u4ed8 \u4fdd\u8cbb\u6216\u4f9b\u6b3e<\/strong><\/p>\n\n<\/9742_9be8ba-e2>\n\n<td class=\"kb-table-data kb-table-data9742_f0e192-35\">\n\n<p>\u8996\u4e4e\u5408\u7d04\u689d\u6b3e\u3002\u901a\u5e38\u70ba\u6bcf\u5e74\u3001\u6bcf\u534a\u5e74\u6216\u6bcf\u6708\u7e73\u4ed8\u4fdd\u8cbb<\/p>\n\n<\/9742_f0e192-35>\n\n<td class=\"kb-table-data kb-table-data9742_a03354-0a\">\n\n<p>\u53ef\u96a8\u6642\u6216\u5b9a\u671f\u4f9b\u6b3e<\/p>\n\n<\/9742_a03354-0a>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_0359a5-b2\">\n<td class=\"kb-table-data kb-table-data9742_ddc011-38\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-3940b3d33213d3c5abccc2adecfd3231\"><strong>\u4e2d\u9014\u505c\u6b62\u7e73\u4ed8 \u4fdd\u8cbb\u6216\u4f9b\u6b3e<\/strong><\/p>\n\n<\/9742_ddc011-38>\n\n<td class=\"kb-table-data kb-table-data9742_3d6736-32\">\n\n<p>\u8996\u4e4e\u5408\u7d04\u689d\u6b3e\u3002\u901a\u5e38\u5982\u6295\u4fdd\u4eba\u505c\u6b62\u7e73\u4ed8\u4fdd\u8cbb\uff0c\u6709\u95dc\u5e74\u91d1\u4fdd\u55ae\u7684\u90e8\u5206\u73fe\u91d1\u50f9\u503c\u6216\u6703\u4ee5\u4fdd\u55ae\u501f\u8cb8\u5f62\u5f0f\u7528\u4f5c\u511f\u9084\u8a72\u671f\u4fdd\u8cbb\uff0c\u6295\u4fdd\u4eba\u6216\u6703\u627f\u53d7\u8ca1\u52d9\u640d\u5931\uff0c\u53e6\u5916\u6216\u6709\u6a5f\u6703\u5c0e\u81f4\u4fdd\u55ae\u5931\u6548<\/p>\n\n<\/9742_3d6736-32>\n\n<td class=\"kb-table-data kb-table-data9742_cd5f18-fb\">\n\n<p>\u53ef\u4ee5\u96a8\u6642\u505c\u6b62\u4f9b\u6b3e\u6216\u66f4\u6539\u4f9b\u6b3e\u91d1\u984d\uff0c\u4f46\u5e33\u6236\u5167\u7684\u7d2f\u7b97\u6b0a\u76ca\u5fc5\u9808\u4fdd\u5b58\u81f365\u6b72\u624d\u53ef\u63d0\u53d6\uff08\u7b26\u5408\u6cd5\u4f8b\u8a02\u660e\u7684\u7279\u5b9a\u60c5\u6cc1\u9664\u5916\uff0c\u4f8b\u5982\u5e74\u5c4660\u6b72 \u63d0\u65e9\u9000\u4f11\u6642\uff09<\/p>\n\n<\/9742_cd5f18-fb>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_5c6bb7-15\">\n<td class=\"kb-table-data kb-table-data9742_82a942-d3\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-dcc8d5db67187851662c1299db7f940a\"><strong>\u4e2d\u9014\u7d42\u6b62\u8a08\u5283<\/strong><\/p>\n\n<\/9742_82a942-d3>\n\n<td class=\"kb-table-data kb-table-data9742_ddeb77-7d\">\n\n<p>\u8996\u4e4e\u5408\u7d04\u689d\u6b3e\u3002\u63d0\u65e9\u9000\u4fdd\u6216\u7d42\u6b62\u4fdd\u55ae\u6216\u6703\u5f15\u81f4\u8ca1\u52d9\u640d\u5931\uff0c\u53d6\u56de\u7684\u91d1\u984d\u53ef\u80fd\u9060\u4f4e\u65bc\u5df2\u7e73\u4ed8\u7684\u4fdd\u8cbb<\/p>\n\n<\/9742_ddeb77-7d>\n\n<td class=\"kb-table-data kb-table-data9742_df9a08-01\">\n\n<p>\u53ef\u4ee5\u96a8\u6642\u505c\u6b62\u4f9b\u6b3e\uff0c\u4f46\u5e33\u6236\u5167\u7684\u7d2f\u7b97\u6b0a\u76ca\u5fc5\u9808\u4fdd\u5b58\u81f365\u6b72\u624d\u53ef\u63d0\u53d6\uff08\u7b26\u5408\u6cd5\u4f8b\u8a02\u660e\u7684\u7279 \u5b9a\u60c5\u6cc1\u9664\u5916\uff0c\u4f8b\u5982\u5e74\u5c4660\u6b72\u63d0\u65e9\u9000\u4f11\u6642\uff09<\/p>\n\n<\/9742_df9a08-01>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_742ec5-7d\">\n<td class=\"kb-table-data kb-table-data9742_b26942-f6\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-36f56ba0e642b5723940a6ce5b137c78\"><strong>\u63d0\u53d6\u5e74\u9f61<\/strong><\/p>\n\n<\/9742_b26942-f6>\n\n<td class=\"kb-table-data kb-table-data9742_ef1d99-a3\">\n\n<p>\u5e74\u91d1\u9818\u53d6\u4eba\u9808\u5e74\u5c4650\u6b72\u6216\u4ee5\u4e0a\u624d\u53ef\u4ee5\u63d0\u53d6<\/p>\n\n<\/9742_ef1d99-a3>\n\n<td class=\"kb-table-data kb-table-data9742_4fc745-88\">\n\n<p>\u4f9b\u6b3e\u5fc5\u9808\u4fdd\u5b58\u81f365\u6b72\u624d\u53ef\u63d0\u53d6\uff08\u7b26\u5408\u6cd5\u4f8b\u8a02\u660e\u7684\u7279\u5b9a\u60c5\u6cc1\u9664\u5916\uff0c\u4f8b\u5982\u5e74\u5c4660\u6b72\u63d0\u65e9\u9000\u4f11\u6642\uff09<\/p>\n\n<\/9742_4fc745-88>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_bfe1e6-fb\">\n<td class=\"kb-table-data kb-table-data9742_1a8789-17\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-9f0544b77b37c9f08d71acd0ee63e411\"><strong>\u63d0\u53d6\u671f<\/strong><\/p>\n\n<\/9742_1a8789-17>\n\n<td class=\"kb-table-data kb-table-data9742_001622-ea\">\n\n<p>\u6700\u77ed10\u5e74\uff0c\u5206\u671f\u63d0\u53d6<\/p>\n\n<\/9742_001622-ea>\n\n<td class=\"kb-table-data kb-table-data9742_425bc1-0d\">\n\n<p>\u5728\u9000\u4f11\u6642\u53ef\u9078\u64c7\u4e00\u7b46\u904e\u6216\u5206\u671f\u63d0\u53d6<\/p>\n\n<\/9742_425bc1-0d>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_d37ed4-63\">\n<td class=\"kb-table-data kb-table-data9742_862665-1a\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-9009dd2c83f84bcb116874ed835c529b\"><strong>\u592b\u5a66\u53ef\u5426\u5171\u540c\u7533\u7d22\u7a05\u52d9\u6263\u9664<\/strong><\/p>\n\n<\/9742_862665-1a>\n\n<td class=\"kb-table-data kb-table-data9742_a68411-d8\">\n\n<p>\u53ef\u4ee5\uff08\u524d\u63d0\u662f\u6bcf\u540d\u7d0d\u7a05\u4eba\u6240\u7533\u8acb\u7684\u6263\u9664\u984d\u4e0d\u8d85\u904e\u500b\u4eba\u4e0a\u9650\uff09<\/p>\n\n<\/9742_a68411-d8>\n\n<td class=\"kb-table-data kb-table-data9742_007fde-e3\">\n\n<p>\u4e0d\u53ef\u4ee5<\/p>\n\n<\/9742_007fde-e3>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_5183a7-6f\">\n<td class=\"kb-table-data kb-table-data9742_55e52f-12\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-8b4fb41e37d74f771e1935f8039c734b\"><strong>\u51b7\u975c\u671f<\/strong><\/p>\n\n<\/9742_55e52f-12>\n\n<td class=\"kb-table-data kb-table-data9742_42ebb3-7f\">\n\n<p>\u6709\uff0c\u53ef\u65bc\u51b7\u975c\u671f\u5167\u53d6\u6d88\u4fdd\u55ae<\/p>\n\n<\/9742_42ebb3-7f>\n\n<td class=\"kb-table-data kb-table-data9742_38feb0-c2\">\n\n<p>\u6c92\u6709\uff0c\u4f46\u53ef\u4ee5\u96a8\u6642\u505c\u6b62\u4f9b\u6b3e<\/p>\n\n<\/9742_38feb0-c2>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_7f8c22-5c\">\n<td class=\"kb-table-data kb-table-data9742_21a8df-18\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-5258cc5418f21abfb248231e7a70b688\"><strong>\u7522\u54c1\u4f9b\u61c9\u5546<\/strong><\/p>\n\n<\/9742_21a8df-18>\n\n<td class=\"kb-table-data kb-table-data9742_a88d2b-9b\">\n\n<p>\u4fdd\u96aa\u516c\u53f8<\/p>\n\n<\/9742_a88d2b-9b>\n\n<td class=\"kb-table-data kb-table-data9742_5ac4a5-0b\">\n\n<p>\u5f37\u7a4d\u91d1\u53d7\u8a17\u4eba<\/p>\n\n<\/9742_5ac4a5-0b>\n<\/tr>\n<\/table><\/div>\n\n\n<h2 class=\"wp-block-heading\"><strong>\u751a\u9ebc\u662f\u53ef\u6263\u7a05\u5408\u8cc7\u683c\u7684\u5ef6\u671f\u5e74\u91d1\u4fdd\u55ae?<\/strong><\/h2>\n\n\n\n<p>\u503c\u5f97\u7559\u610f\u7684\u662f\uff0c\u4e26\u975e\u6240\u6709\u5ef6\u671f\u5e74\u91d1\u90fd\u53ef\u4ee5\u7533\u8acb\u9000\u7a05\u3002\u5ef6\u671f\u5e74\u91d1\u7522\u54c1\u9700\u7b26\u5408\u4fdd\u76e3\u5c40\u767c\u51fa\u7684\u6307\u5f15\uff0c\u5176\u4fdd\u8cbb\u624d\u53ef\u4ee5\u7528\u4f5c\u6263\u7a05\uff0c\u5305\u62ec:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4fdd\u8cbb\u7e3d\u984d\u6700\u5c11\u70ba\u6e2f\u5e6318\u842c\uff0c\u4f9b\u6b3e\u671f\u6700\u5c115\u5e74<\/li>\n\n\n\n<li>\u5e74\u91d1\u9818\u53d6\u671f\u6700\u77ed\u70ba10\u5e74<\/li>\n\n\n\n<li>\u5e74\u91d1\u9818\u53d6\u4eba\u9808\u5e74\u5c4650\u6b72\u6216\u4ee5\u4e0a\u624d\u53ef\u9818\u53d6\u5e74\u91d1<\/li>\n\n\n\n<li>\u4fdd\u96aa\u516c\u53f8\u9808\u62ab\u9732\u7522\u54c1\u7684\u5167\u90e8\u56de\u5831\u7387\uff0c\u4ee5\u4f9b\u5ba2\u6236\u8a55\u4f30\u548c\u6bd4\u8f03<\/li>\n\n\n\n<li>\u6e05\u695a\u5217\u660e\u5ef6\u671f\u5e74\u91d1\u7684\u4fdd\u8b49\u91d1\u984d\u200b\u56de\u5831\u548c\u975e\u4fdd\u8b49\u91d1\u984d\u200b\u56de\u5831<\/li>\n\n\n\n<li>\u9644\u52a0\u4fdd\u969c\uff08\u4f8b\u5982\u5371\u75be\u4fdd\u969c\u3001\u4f4f\u9662\u73fe\u91d1\u7b49\uff09\u7684\u4fdd\u8cbb\u9808\u8207\u5408\u8cc7\u683c\u5ef6\u671f\u5e74\u91d1\u7684\u4fdd\u8cbb\u6e05\u695a\u5206\u958b<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.blue.com.hk\/hk\/promotions\/endowment-insurance-promotion\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/06\/E1-3.6pa-banner-TC-970x250-1.jpg\" alt=\"\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u6263\u7a05\u5e74\u91d1\uff1a\u5982\u4f55\u8a08\u7b97\u5e74\u91d1\u9000\u7a05\u984d?<\/strong><\/h2>\n\n\n\n<p>\u5408\u8cc7\u683c\u5ef6\u671f\u5e74\u91d1\u4fdd\u55ae\u7684\u4fdd\u8cbb\u53ef\u7528\u4f5c\u6263\u7a05\uff0c\u4fdd\u55ae\u6301\u6709\u4eba\u6700\u9ad8\u53ef\u7372\u6bcf\u5e74\u6e2f\u5e63$60,000\u7684\u514d\u7a05\u984d\u3002\u5be6\u969b\u53ef\u6263\u6e1b\u7684\u7a05\u6b3e\u5c07\u8996\u4e4e\u4f60\u7684\u908a\u969b\u7a05\u7387\uff0c\u82e5\u4ee5\u73fe\u6642\u6700\u9ad8\u7a05\u968e17%\u8a08\uff0c\u7d0d\u7a05\u4eba\u6295\u4fdd\u5408\u8cc7\u683c\u5ef6\u671f\u5e74\u91d1\u4fdd\u55ae\u53ef\u7bc0\u7701\u6700\u591a\u6bcf\u5e74\u6e2f\u5e63$10,200\u7684\u7a05\u6b3e\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5e74\u91d1\u6263\u7a05\u4f8b\u5b50\uff1a\u5e74\u91d1\u6263\u7a05 5 \u5e74<\/strong><\/h2>\n\n\n\n<p>\u5047\u8a2d\u6295\u4fdd\u4eba\u662f45\u6b72\u7537\u6027\uff0c5\u5e74\u4f9b\u6b3e\u671f\uff0c\u5165\u606f\u671f\u70ba50\u6b72\u81f359\u6b72\u3002\u82e5\u4ed6\u60f3\u81ea\u88fd\u9577\u7ce7\uff0c\u63c0\u9078\u4fdd\u8b49\u56de\u672c\u5e74\u70ba8\u5e74\u7684\u5e74\u91d1\u7522\u54c1\uff0c\u4ed6\u65bc60\u6b72\u4fdd\u8b49\u5167\u90e8\u56de\u5831\u7387GIRR \uff08\u672a\u8a08\u6263\u7a05\uff09\u7d04\u70ba 2.02% &#8211; 2.87%\uff1b\u800c\u65bc60\u6b72\u6700\u9ad8\u4fdd\u8b49\u5167\u90e8\u56de\u5831\uff08IRR\uff09\uff0c\u57fa\u65bc17% \u7a05\u968e\u4f86\u8a08\u7b97\uff0c\u5247\u70ba4.39% &#8211; 5.25%\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5e74\u91d1\u6263\u7a05\u4f8b\u5b50\uff1a\u5e74\u91d1\u6263\u7a05\u592b\u5a66<\/strong><\/h2>\n\n\n\n<p>\u592b\u5a66\u4e4b\u9593\u53ef\u5206\u914d\u5408\u8cc7\u683c\u5ef6\u671f\u5e74\u91d1\u4fdd\u8cbb\u7684\u7a05\u52d9\u6263\u9664\uff0c\u4ee5\u7533\u8acb\u5408\u5171\u6e2f\u5e63$120,000\u7684\u6263\u9664\u7e3d\u984d\uff0c\u524d\u63d0\u662f\u592b\u5a66\u4e8c\u4eba\u5747\u70ba\u7d0d\u7a05\u4eba\uff0c\u800c\u6bcf\u540d\u7d0d\u7a05\u4eba\u6240\u7533\u8acb\u7684\u6263\u9664\u984d\u4e0d\u8d85\u904e\u500b\u4eba\u4e0a\u9650\u3002\u7121\u8ad6\u662f\u592b\u5a66\u4f5c\u70ba\u806f\u540d\u5e74\u91d1\u9818\u53d6\u4eba\uff0c\u6291\u6216\u662f\u7d0d\u7a05\u4eba\u81ea\u5df1\u6216\u5176\u914d\u5076\u4f5c\u70ba\u55ae\u4e00\u5e74\u91d1\u9818\u53d6\u4eba\uff0c\u8a72\u540d\u7d0d\u7a05\u4eba\u5747\u53ef\u5c31\u6709\u95dc\u7684\u5408\u8cc7\u683c\u5ef6\u671f\u5e74\u91d1\u4fdd\u8cbb\u7533\u8acb\u6263\u7a05\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5e74\u91d1\u6bd4\u8f03\uff1a\u5e74\u91d1\u58de\u8655\u591a? \u6295\u4fdd\u524d\u8981\u5148\u4e86\u89e3\u5e74\u91d1\u98a8\u96aa<\/strong><\/h2>\n\n\n\n<p>\u5728\u63c0\u9078\u5e74\u91d1\u7522\u54c1\u6642\uff0c\u6295\u4fdd\u4eba\u61c9\u8a72\u5148\u8003\u616e\u4ee5\u4e0b\u7684\u98a8\u96aa\u56e0\u7d20\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5e74\u91d1\u98a8\u96aa\u4e00\uff1a\u4e2d\u9014\u65b7\u4f9b\u6216\u5f97\u4e0d\u511f\u5931<\/strong><\/h3>\n\n\n\n<p>\u5e74\u91d1\u57fa\u672c\u4e0a\u662f\u300c\u9b25\u9577\u547d\u300d\u7684\u904a\u6232\uff0c\u6295\u4fdd\u4eba\u7684\u58fd\u547d\u8d8a\u9577\uff0c\u80fd\u7372\u5f97\u7684\u56de\u5831\u5c31\u8d8a\u591a\u3002\u5047\u8a2d\u6295\u4fdd\u4eba\u6295\u4fddHK$100\u842c\uff0c\u4f46\u8a72\u6574\u7b46\u6b3e\u9805\u4e26\u975e\u300c\u672c\u91d1\u300d\uff0c\u6240\u4ee5\u662f\u7121\u6cd5\u4e00\u6b21\u904e\u53d6\u56de\u3002\u842c\u4e00\u56e0\u5468\u8f49\u4e0d\u9748\u800c\u9700\u4e2d\u9014\u9000\u4fdd\uff0c\u66f4\u6703\u5c0e\u81f4\u8ca1\u52d9\u640d\u5931\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5e74\u91d1\u98a8\u96aa\u4e8c\uff1a\u6574\u9ad4\u56de\u5831\u6216\u4e0d\u7406\u60f3<\/strong><\/h3>\n\n\n\n<p>\u7531\u65bc\u5c07\u8cc7\u91d1\u6295\u653e\u5e74\u91d1\u5c31\u6703\u88ab\u300c\u9396\u4f4f\u300d\uff0c\u6545\u6b64\u6700\u597d\u53ea\u7528\u4f5c\u8cc7\u7522\u914d\u7f6e\u7684\u4e00\u90e8\u5206\uff0c\u5207\u5fcc\u7528\u76e1\u6240\u6709\u8cc7\u91d1\u4f86\u8cfc\u8cb7\u3002\u5982\u679c\u9078\u64c7\u79c1\u71df\u5e74\u91d1\uff0c\u66f4\u8981\u7279\u5225\u7559\u610f\u7576\u4e2d\u5305\u542b\u4fdd\u8b49\u8207\u975e\u4fdd\u8b49\u56de\u5831\u3002\u82e5\u4e0d\u5e78\u9078\u53d6\u4e86\u56de\u5831\u8868\u73fe\u6b20\u4f73\u7684\u79c1\u71df\u5e74\u91d1\uff0c\u6574\u9ad4\u56de\u5831\u6709\u53ef\u80fd\u4e0d\u5982\u7406\u60f3\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5e74\u91d1\u98a8\u96aa\u4e09\uff1a\u901a\u8139\u6709\u6a5f\u6703\u8836\u98df\u5e74\u91d1\u56de\u5831<\/strong><\/h3>\n\n\n\n<p>\u7531\u65bc\u5e74\u91d1\u6536\u5165\u662f\u56fa\u5b9a\u7684\uff0c\u6295\u4fdd\u4eba\u6216\u6703\u66b4\u9732\u65bc\u901a\u8139\u98a8\u96aa\u4e4b\u4e2d\u3002\u6839\u64da\u9999\u6e2f\u793e\u6703\u6307\u6a19\u7db2\u7ad9\uff0c2010\u5e74\u81f32018\u5e74\u9593\u7684\u5168\u5e74\u5e73\u5747\u901a\u8139\u7387\u4ecb\u4e4e1.5\u81f35.3\u500b\u767e\u5206\u6bd4\uff0c\u56e0\u6b6410\u5e74\u5f8c\u88ab\u5206\u6d3e\u7684\u5e74\u91d1\u6bcf\u6708\u6536\u5165\u6709\u6a5f\u6703\u8ffd\u4e0d\u4e0a\u7576\u6642\u901a\u8139\u7387\uff0c\u55ae\u9760\u5e74\u91d1\u672a\u5fc5\u80fd\u7dad\u6301\u65e5\u5f8c\u751f\u6d3b\u6c34\u5e73\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5e74\u91d1\u6bd4\u8f03\uff1a\u8cb7\u5e74\u91d1\u9084\u662f\u5132\u84c4\u4fdd\u96aa\u6216\u5b9a\u5b58?<\/strong><\/h2>\n\n\n\n<p>\u8003\u616e\u4ee5\u4e0a\u56e0\u7d20\u5f8c\uff0c\u7a76\u7adf\u4f60\u61c9\u8a72\u9078\u64c7\u5e74\u91d1\u3001\u5132\u84c4\u4fdd\u96aa\u6216\u9280\u884c\u5b9a\u5b58\uff1f\u4ee5\u4e0b\u8868\u683c\u8b93\u4f60\u8f15\u9b06\u6bd4\u8f03\u4e09\u8005\u7570\u540c\uff1a<\/p>\n\n\n<style>.kb-table-container9742_bce653-55{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container9742_bce653-55 .kb-table9742_bce653-55{border-collapse:separate !important;border-spacing:0 !important;border-radius:16px !important;}.kb-table-container9742_bce653-55 .kb-table9742_bce653-55 thead tr:first-child th:first-child{border-top-left-radius:16px !important;}.kb-table-container9742_bce653-55 .kb-table9742_bce653-55 thead tr:first-child th:last-child{border-top-right-radius:16px !important;}.kb-table-container9742_bce653-55 .kb-table9742_bce653-55 tbody tr:last-child td:first-child, .kb-table-container9742_bce653-55 .kb-table9742_bce653-55 tbody tr:last-child th:first-child{border-bottom-left-radius:16px !important;}.kb-table-container9742_bce653-55 .kb-table9742_bce653-55 tbody tr:last-child td:last-child, .kb-table-container9742_bce653-55 .kb-table9742_bce653-55 tbody tr:last-child th:last-child{border-bottom-right-radius:16px !important;}.kb-table-container9742_bce653-55{overflow-x:auto;}.kb-table-container .kb-table9742_bce653-55 th{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#63a7ff;padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table9742_bce653-55 th ul, .kb-table-container .kb-table9742_bce653-55 th ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table9742_bce653-55 td{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table9742_bce653-55 td ul, .kb-table-container .kb-table9742_bce653-55 td ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table9742_bce653-55 td:nth-of-type(1){background-color:#63a7ff;}.kb-table-container .kb-table9742_bce653-55 th:nth-of-type(1){background-color:#63a7ff;}.kb-table-container .kb-table9742_bce653-55 td, .kb-table9742_bce653-55 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}@media all and (max-width: 1024px){.kb-table-container .kb-table9742_bce653-55 td, .kb-table9742_bce653-55 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}@media all and (max-width: 767px){.kb-table-container .kb-table9742_bce653-55 td, .kb-table9742_bce653-55 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container9742_bce653-55 is-style-regular is-style-regular wp-block-kadence-table\"><table class=\"kb-table kb-table9742_bce653-55\">\n<style>.kb-table-container .kb-table tr.kb-table-row9742_fbfcd7-1f{background-color:#d7e8ff;}<\/style><tr class=\"kb-table-row kb-table-row9742_fbfcd7-1f\">\n<th class=\"kb-table-data kb-table-data9742_ef1d94-f2\">\n\n<p><\/p>\n\n<\/9742_ef1d94-f2>\n\n<th class=\"kb-table-data kb-table-data9742_77d82d-d1\">\n\n<p class=\"has-text-color has-link-color wp-elements-1ded9aaa121d5b2a6a999f7815a7c038\" style=\"color:#1e293b\"><strong>\u5e74\u91d1<\/strong><\/p>\n\n<\/9742_77d82d-d1>\n\n<th class=\"kb-table-data kb-table-data9742_44ee0a-09\">\n\n<p class=\"has-text-color has-link-color wp-elements-f66a4c108b04ea5d2d633534ec6ad7c5\" style=\"color:#1e293b\"><strong>\u5132\u84c4\u4fdd\u96aa<\/strong><\/p>\n\n<\/9742_44ee0a-09>\n\n<th class=\"kb-table-data kb-table-data9742_bfe12f-fe\">\n\n<p class=\"has-text-color has-link-color wp-elements-485ce5585ccc632c36be1c77fc49f4fa\" style=\"color:#1e293b\"><strong>\u9280\u884c\u5b9a\u5b58<\/strong><\/p>\n\n<\/9742_bfe12f-fe>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_1b46a4-7f\">\n<td class=\"kb-table-data kb-table-data9742_cc93a4-66\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-bb8d7ed45f79f5f137faf7c8f3fdf1fa\"><strong>\u6027\u8cea<\/strong><\/p>\n\n<\/9742_cc93a4-66>\n\n<td class=\"kb-table-data kb-table-data9742_6fa780-e9\">\n\n<p>\u4fdd\u96aa<\/p>\n\n<\/9742_6fa780-e9>\n\n<td class=\"kb-table-data kb-table-data9742_6efb27-d3\">\n\n<p>\u4fdd\u96aa<\/p>\n\n<\/9742_6efb27-d3>\n\n<td class=\"kb-table-data kb-table-data9742_b8fc53-04\">\n\n<p>\u9280\u884c\u5b9a\u5b58<\/p>\n\n<\/9742_b8fc53-04>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_74e711-cd\">\n<td class=\"kb-table-data kb-table-data9742_cb3b8e-09\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-1a4123aecf78eb33d8046b535279b48c\"><strong>\u4ed8\u6b3e\u65b9\u5f0f<\/strong><\/p>\n\n<\/9742_cb3b8e-09>\n\n<td class=\"kb-table-data kb-table-data9742_933879-49\">\n\n<p>\u4e00\u7b46\u904e\/\u5206\u671f<\/p>\n\n<\/9742_933879-49>\n\n<td class=\"kb-table-data kb-table-data9742_bac05e-1f\">\n\n<p>\u4e00\u7b46\u904e\/\u5206\u671f<\/p>\n\n<\/9742_bac05e-1f>\n\n<td class=\"kb-table-data kb-table-data9742_0646d4-67\">\n\n<p>\u4e00\u7b46\u904e\/\u5206\u671f<\/p>\n\n<\/9742_0646d4-67>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_705711-fe\">\n<td class=\"kb-table-data kb-table-data9742_25533f-5e\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-9f0544b77b37c9f08d71acd0ee63e411\"><strong>\u63d0\u53d6\u671f<\/strong><\/p>\n\n<\/9742_25533f-5e>\n\n<td class=\"kb-table-data kb-table-data9742_c8fd1d-0d\">\n\n<p>\u6700\u77ed10\u5e74\uff0c\u5206\u671f\u63d0\u53d6<\/p>\n\n<\/9742_c8fd1d-0d>\n\n<td class=\"kb-table-data kb-table-data9742_09d987-ca\">\n\n<p>\u4e00\u7b46\u904e\/\u5206\u671f<\/p>\n\n<\/9742_09d987-ca>\n\n<td class=\"kb-table-data kb-table-data9742_268c9e-99\">\n\n<p>\u4e00\u7b46\u904e\/\u5206\u671f<\/p>\n\n<\/9742_268c9e-99>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_e5a4f9-c4\">\n<td class=\"kb-table-data kb-table-data9742_485aa4-7d\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-36f56ba0e642b5723940a6ce5b137c78\"><strong>\u63d0\u53d6\u5e74\u9f61<\/strong><\/p>\n\n<\/9742_485aa4-7d>\n\n<td class=\"kb-table-data kb-table-data9742_c193de-5c\">\n\n<p>\u5e74\u91d1\u9818\u53d6\u4eba\u9808\u5e74\u5c4650\u6b72\u6216\u4ee5\u4e0a\u624d\u53ef\u4ee5\u63d0\u53d6<\/p>\n\n<\/9742_c193de-5c>\n\n<td class=\"kb-table-data kb-table-data9742_0af5c8-08\">\n\n<p>\u4e0d\u9069\u7528<\/p>\n\n<\/9742_0af5c8-08>\n\n<td class=\"kb-table-data kb-table-data9742_f8136c-61\">\n\n<p>\u4e0d\u9069\u7528<\/p>\n\n<\/9742_f8136c-61>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_bb5666-20\">\n<td class=\"kb-table-data kb-table-data9742_c0e253-97\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-fc2f32a37acba5b96de6b333e62c75f8\"><strong>\u56de\u5831<\/strong><\/p>\n\n<\/9742_c0e253-97>\n\n<td class=\"kb-table-data kb-table-data9742_edfe38-73\">\n\n<p>\u8996\u4e4e\u5167\u90e8\u56de\u5831\u7387\uff0c\u4f46\u5176\u4e2d\u4fdd\u8b49\u90e8\u5206\u7684\u5167\u90e8\u56de\u5831\u7387\u9808\u7b26\u5408\u7279\u5b9a\u7684\u6700\u4f4e\u56de\u5831\u8981\u6c42<\/p>\n\n<\/9742_edfe38-73>\n\n<td class=\"kb-table-data kb-table-data9742_df7abc-f5\">\n\n<p>\u8996\u4e4e\u4fdd\u55ae\u5167\u5bb9<\/p>\n\n<\/9742_df7abc-f5>\n\n<td class=\"kb-table-data kb-table-data9742_212988-46\">\n\n<p>\u8996\u4e4e\u606f\u7387\uff0c\u4f46\u73fe\u6642\u606f\u7387\u8f03\u4f4e<\/p>\n\n<\/9742_212988-46>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9742_4b26c7-bd\">\n<td class=\"kb-table-data kb-table-data9742_00b9ca-ab\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-a5f68c38017ee2679683d359ffa43aef\"><strong>\u672c\u91d1<\/strong><\/p>\n\n<\/9742_00b9ca-ab>\n\n<td class=\"kb-table-data kb-table-data9742_eabdad-37\">\n\n<p>\u4e0d\u80fd\u53d6\u56de<\/p>\n\n<\/9742_eabdad-37>\n\n<td class=\"kb-table-data kb-table-data9742_f808d2-5b\">\n\n<p>\u53ef\u4ee5\u53d6\u56de<\/p>\n\n<\/9742_f808d2-5b>\n\n<td class=\"kb-table-data kb-table-data9742_32fb8d-92\">\n\n<p>\u53ef\u4ee5\u53d6\u56de<\/p>\n\n<\/9742_32fb8d-92>\n<\/tr>\n<\/table><\/div>\n\n\n<h2 class=\"wp-block-heading\">Blue\u5132\u84c4\u4fdd\u96aa\u7522\u54c1<\/h2>\n\n\n\n<p>Blue\u5132\u84c4\u4fdd\u96aa\u5747\u63d0\u4f9b\u4fdd\u8b49\u56de\u5831\uff0c\u6700\u65b0\u63a8\u51fa\u7684\u300c<a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\">WeSave \u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fdd ST1<\/a>\u300d\uff0c\u53ef\u9078\u64c71\u5e74\u62162\u5e74\u4fdd\u969c\u671f\uff0c\u52a9\u4f60\u5728\u77ed\u6642\u9593\u5167\u589e\u503c\u624b\u982d\u4e0a\u7684\u6d41\u52d5\u8cc7\u91d1\uff0c\u8f15\u9b06\u9054\u6210\u77ed\u671f\u5132\u84c4\u8a08\u5283\u3002\u800c\u300c<a href=\"https:\/\/www.blue.com.hk\/hk\/easysave-insurance-plan\">EasySave\u667a\u6613\u5132\u84c4\u4fddES1<\/a>\u300d\u6216\u300c<a href=\"https:\/\/www.blue.com.hk\/hk\/promotions\/savings-insurance-promo-code\">WeSave\u5b9a\u606f\u5132\u84c4\u4fddS3<\/a>\u300d\u66f4\u53ef\u4ee5\u63d0\u65e9\u9000\u4fdd\u90fd\u4e0d\u6536\u53d6\u4efb\u4f55\u8cbb\u7528\uff0c\u5c6c\u4f4e\u98a8\u96aa\u7406\u8ca1\u5de5\u5177\uff0c\u52a9\u4f60\u9748\u6d3b\u8abf\u52d5\u6d41\u52d5\u8cc7\u91d1\u3002<\/p>\n\n\n<style>.kb-table-container13660_3974bc-07{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container13660_3974bc-07 .kb-table13660_3974bc-07{border-collapse:separate !important;border-spacing:0 !important;border-radius:16px !important;}.kb-table-container13660_3974bc-07 .kb-table13660_3974bc-07 thead tr:first-child th:first-child{border-top-left-radius:16px !important;}.kb-table-container13660_3974bc-07 .kb-table13660_3974bc-07 thead tr:first-child th:last-child{border-top-right-radius:16px !important;}.kb-table-container13660_3974bc-07 .kb-table13660_3974bc-07 tbody tr:last-child td:first-child, .kb-table-container13660_3974bc-07 .kb-table13660_3974bc-07 tbody tr:last-child th:first-child{border-bottom-left-radius:16px !important;}.kb-table-container13660_3974bc-07 .kb-table13660_3974bc-07 tbody tr:last-child td:last-child, .kb-table-container13660_3974bc-07 .kb-table13660_3974bc-07 tbody tr:last-child th:last-child{border-bottom-right-radius:16px !important;}.kb-table-container13660_3974bc-07{overflow-x:auto;}.kb-table13660_3974bc-07 td:nth-of-type(1), .kb-table13660_3974bc-07 th:nth-of-type(1){width:30%;}.kb-table13660_3974bc-07 td:nth-of-type(2), .kb-table13660_3974bc-07 th:nth-of-type(2){width:30%;}.kb-table13660_3974bc-07 td:nth-of-type(3), .kb-table13660_3974bc-07 th:nth-of-type(3){width:30%;}.kb-table13660_3974bc-07 td:nth-of-type(4), .kb-table13660_3974bc-07 th:nth-of-type(4){width:30%;}.kb-table13660_3974bc-07 td:nth-of-type(5), .kb-table13660_3974bc-07 th:nth-of-type(5){width:30%;}.kb-table13660_3974bc-07{table-layout:fixed;width:100%;}.kb-table-container .kb-table13660_3974bc-07 th{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:var(--ast-global-color-4);padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table13660_3974bc-07 th ul, .kb-table-container .kb-table13660_3974bc-07 th ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table13660_3974bc-07 td{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table13660_3974bc-07 td ul, .kb-table-container .kb-table13660_3974bc-07 td ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table13660_3974bc-07 td:nth-of-type(0){background-color:#63a7ff;}.kb-table-container .kb-table13660_3974bc-07 th:nth-of-type(1){background-color:#63a7ff;}.kb-table-container .kb-table13660_3974bc-07 td, .kb-table13660_3974bc-07 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}@media all and (max-width: 1024px){.kb-table-container .kb-table13660_3974bc-07 td, .kb-table13660_3974bc-07 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}@media all and (max-width: 767px){.kb-table-container .kb-table13660_3974bc-07 td, .kb-table13660_3974bc-07 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container13660_3974bc-07 wp-block-kadence-table\"><table class=\"kb-table kb-table13660_3974bc-07\">\n<style>.kb-table-container .kb-table tr.kb-table-row13660_472d2b-7f{background-color:#d7e8ff;}<\/style><tr class=\"kb-table-row kb-table-row13660_472d2b-7f\">\n<th class=\"kb-table-data kb-table-data13660_bc0a4b-46\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-b5be9b0022782dfb977bba45c8b0337e\"><\/p>\n\n<\/13660_bc0a4b-46>\n\n<th class=\"kb-table-data kb-table-data13660_ccf10d-cf\">\n\n<p class=\"has-text-color has-link-color wp-elements-3b529515f47ad094b85dc4177d92a0f9\" style=\"color:#1e293b;margin-top:8px;margin-bottom:8px\"><strong>WeSave\u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fddST1<\/strong><\/p>\n\n<\/13660_ccf10d-cf>\n\n<th class=\"kb-table-data kb-table-data13660_6b1f18-1d\">\n\n<p class=\"has-text-color has-link-color wp-elements-0c53e36e585f708f91781bef726c7ca9\" style=\"color:#1e293b;margin-top:8px;margin-bottom:8px\"><strong>WeSave\u9ad8\u606f\u5132\u84c4\u4fddE1<\/strong><\/p>\n\n<\/13660_6b1f18-1d>\n\n<th class=\"kb-table-data kb-table-data13660_26b2a5-dc\">\n\n<p class=\"has-text-color has-link-color wp-elements-b4e3e5a516c2edb71d510fb9180b8798\" style=\"color:#1e293b;margin-top:8px;margin-bottom:8px\"><strong>WeSave\u5b9a\u606f\u5132\u84c4\u4fddS3<\/strong><\/p>\n\n<\/13660_26b2a5-dc>\n\n<th class=\"kb-table-data kb-table-data13660_36832b-18\">\n\n<p class=\"has-text-color has-link-color wp-elements-3f96bf87e8d220ca45e3e9361971bb49\" style=\"color:#1e293b;margin-top:8px;margin-bottom:8px\"><strong>EasySave\u667a\u6613\u5132\u84c4\u4fddES1<\/strong><\/p>\n\n<\/13660_36832b-18>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_2fa560-51\">\n<th class=\"kb-table-data kb-table-data13660_8e2fb3-9d\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-afecba782cb2565eee5559dabcc65ca8\" style=\"margin-top:8px;margin-bottom:8px\">\u8a08\u5283\u7279\u9ede<\/p>\n\n<\/13660_8e2fb3-9d>\n\n<td class=\"kb-table-data kb-table-data13660_08e9d5-08\">\n\n<p class=\"has-text-color has-link-color wp-elements-d89d599258479148dac991d745afb717\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u77ed\u671f\u9ad8\u606f\u56de\u5831<\/p>\n\n<\/13660_08e9d5-08>\n\n<td class=\"kb-table-data kb-table-data13660_d25a9a-cc\">\n\n<p class=\"has-text-color has-link-color wp-elements-ce98cfd6630c9aeeb1d7da03154e45c3\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u4e2d\u671f\u8cfa\u53d6\u53ef\u89c0\u56de\u5831<\/p>\n\n<\/13660_d25a9a-cc>\n\n<td class=\"kb-table-data kb-table-data13660_3904c1-71\">\n\n<p class=\"has-text-color has-link-color wp-elements-4c49d0064ab48c02dc1d0b113c120628\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u65e2\u9748\u6d3b\u53c8\u9ad8\u606f<\/p>\n\n<\/13660_3904c1-71>\n\n<td class=\"kb-table-data kb-table-data13660_aeda36-9d\">\n\n<p class=\"has-text-color has-link-color wp-elements-af72df89cc6a9f3ebfbf1a7240112c0c\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u96a8\u6642\u96a8\u5730 \u9748\u6d3b\u81ea\u4e3b<\/p>\n\n<\/13660_aeda36-9d>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_5e31d4-ef\">\n<th class=\"kb-table-data kb-table-data13660_1a801c-14\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-06b6e0e633c57aff15c7ffa309635a59\" style=\"margin-top:8px;margin-bottom:8px\">\u5165\u9580\u9580\u6abb<\/p>\n\n<\/13660_1a801c-14>\n\n<td class=\"kb-table-data kb-table-data13660_26f255-13\">\n\n<p class=\"has-text-color has-link-color wp-elements-97dddbe9f6732a173274eab52b17f399\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">US$13,000\u8d77\uff08\u4ee5\u7f8e\u5143\u70ba\u4fdd\u55ae\u55ae\u4f4d\uff09<\/p>\n\n<\/13660_26f255-13>\n\n<td class=\"kb-table-data kb-table-data13660_4d86cc-3a\">\n\n<p class=\"has-text-color has-link-color wp-elements-921eb39e9b7cd41237ebe5f1d2c52010\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">US$4,000\u8d77\uff08\u4ee5\u7f8e\u5143\u70ba\u4fdd\u55ae\u55ae\u4f4d\uff09<\/p>\n\n<\/13660_4d86cc-3a>\n\n<td class=\"kb-table-data kb-table-data13660_c31065-a0\">\n\n<p class=\"has-text-color has-link-color wp-elements-921eb39e9b7cd41237ebe5f1d2c52010\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">US$4,000\u8d77\uff08\u4ee5\u7f8e\u5143\u70ba\u4fdd\u55ae\u55ae\u4f4d\uff09<\/p>\n\n<\/13660_c31065-a0>\n\n<td class=\"kb-table-data kb-table-data13660_c448e8-f6\">\n\n<p class=\"has-text-color has-link-color wp-elements-7455a82b16bd21ce32620b6b869ddd36\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u6bcf\u6708HK$500\u8d77\uff08\u4ee5\u6e2f\u5143\u70ba\u4fdd\u55ae\u55ae\u4f4d\uff09<\/p>\n\n<\/13660_c448e8-f6>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_01ba9b-8b\">\n<th class=\"kb-table-data kb-table-data13660_f400ef-ec\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-6f8cb91443d20f99aedc89715f2de2b1\" style=\"margin-top:8px;margin-bottom:8px\">\u7e73\u8cbb\u65b9\u5f0f<\/p>\n\n<\/13660_f400ef-ec>\n\n<td class=\"kb-table-data kb-table-data13660_07a464-9f\">\n\n<p class=\"has-text-color has-link-color wp-elements-db82e020760639903c834c930e3a7cd6\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u4e00\u7b46\u904e\u7e73\u4ed8<\/p>\n\n<\/13660_07a464-9f>\n\n<td class=\"kb-table-data kb-table-data13660_905904-b6\">\n\n<p class=\"has-text-color has-link-color wp-elements-db82e020760639903c834c930e3a7cd6\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u4e00\u7b46\u904e\u7e73\u4ed8<\/p>\n\n<\/13660_905904-b6>\n\n<td class=\"kb-table-data kb-table-data13660_28a483-aa\">\n\n<p class=\"has-text-color has-link-color wp-elements-db82e020760639903c834c930e3a7cd6\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u4e00\u7b46\u904e\u7e73\u4ed8<\/p>\n\n<\/13660_28a483-aa>\n\n<td class=\"kb-table-data kb-table-data13660_5708a5-84\">\n\n<p class=\"has-text-color has-link-color wp-elements-fac4fc9035a01e901585da2fa0a37ecd\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u6708\u7e73\u6216\u5e74\u7e73<\/p>\n\n<\/13660_5708a5-84>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_516af0-67\">\n<th class=\"kb-table-data kb-table-data13660_64735b-df\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-641f521ae59fac6c8f0800db5b320047\" style=\"margin-top:8px;margin-bottom:8px\">\u9748\u6d3b\u5ea6<\/p>\n\n<\/13660_64735b-df>\n\n<td class=\"kb-table-data kb-table-data13660_e5fe2b-df\">\n\n<p class=\"has-text-color has-link-color wp-elements-789e1ca2563c5caab9808117fc57be7e\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u63d0\u65e9\u9000\u4fdd\u9700\u7e73\u4ed8\u9000\u4fdd\u8cbb\u7528<\/p>\n\n<\/13660_e5fe2b-df>\n\n<td class=\"kb-table-data kb-table-data13660_29aa9a-0a\">\n\n<p class=\"has-text-color has-link-color wp-elements-18a0e24968bbb0915a776b4a7a42d989\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u63d0\u65e9\u9000\u4fdd\u8cbb\u7528\u9069\u7528\u65bc\u99963\u500b\u4fdd\u55ae\u5e74\u5ea6<\/p>\n\n<\/13660_29aa9a-0a>\n\n<td class=\"kb-table-data kb-table-data13660_efa421-7f\">\n\n<p class=\"has-text-color has-link-color wp-elements-d069671a8b2933c4d331349f9cff8ac3\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u96a8\u6642\u9000\u4fdd\u90fd\u53ef\u53d6\u56de\u672c\u91d1\u53ca\u4fdd\u8b49\u56de\u5831\uff0c\u7d55\u4e0d\u6536\u624b\u7e8c\u8cbb<\/p>\n\n<\/13660_efa421-7f>\n\n<td class=\"kb-table-data kb-table-data13660_5d74fb-94\">\n\n<p class=\"has-text-color has-link-color wp-elements-7a4cd186e788759f637383f3a3a06554\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u53ef\u96a8\u6642\u5132\u9322\u62ce\u9322(\u8a3b2)\uff0c\u751a\u81f3\u5168\u55ae\u9000\u4fdd\u90fd\u96f6\u624b\u7e8c\u8cbb<\/p>\n\n<\/13660_5d74fb-94>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_81f9e1-d7\">\n<th class=\"kb-table-data kb-table-data13660_75ad1c-bd\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-1bb317c3375a60ba5152e5be2befe5de\" style=\"margin-top:8px;margin-bottom:8px\">\u4fdd\u969c\u671f<\/p>\n\n<\/13660_75ad1c-bd>\n\n<td class=\"kb-table-data kb-table-data13660_08d527-a7\">\n\n<p class=\"has-text-color has-link-color wp-elements-373df94aeff740ed4d70fb5a65c6016b\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">1\u5e74\u30012\u5e74\u62163\u5e74<\/p>\n\n<\/13660_08d527-a7>\n\n<td class=\"kb-table-data kb-table-data13660_459bab-cc\">\n\n<p class=\"has-text-color has-link-color wp-elements-603dc3cee64bfaeb1dd9d9a978f13912\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">5\u5e74<\/p>\n\n<\/13660_459bab-cc>\n\n<td class=\"kb-table-data kb-table-data13660_d092d7-c0\">\n\n<p class=\"has-text-color has-link-color wp-elements-603dc3cee64bfaeb1dd9d9a978f13912\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">5\u5e74<\/p>\n\n<\/13660_d092d7-c0>\n\n<td class=\"kb-table-data kb-table-data13660_3cfca6-04\">\n\n<p class=\"has-text-color has-link-color wp-elements-2b80c1c3894a7f2564e52806ef9aaac1\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">3\u5e74<\/p>\n\n<\/13660_3cfca6-04>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_6ceeeb-4f\">\n<th class=\"kb-table-data kb-table-data13660_e5ed7e-ac\">\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-3fae5e9de2eb002b35b1bf24e8856a8e\" style=\"margin-top:8px;margin-bottom:8px\">\u671f\u6eff\u6642\u4e4b\u6bcf\u5e74\u4fdd<br>\u8b49\u56de\u5831\uff0f\u6d3e\u606f\u7387<\/p>\n\n<\/13660_e5ed7e-ac>\n\n<td class=\"kb-table-data kb-table-data13660_015ef1-68\">\n\n<p class=\"has-text-color has-link-color wp-elements-3ecda5bf857b641e772beb37174837ea\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">3.81% (\u8a3b1)<\/p>\n\n<\/13660_015ef1-68>\n\n<td class=\"kb-table-data kb-table-data13660_751641-d3\">\n\n<p class=\"has-text-color has-link-color wp-elements-4723734a675b1c1d131febdfc3b1d5e7\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">3.31% (\u8a3b5)<\/p>\n\n<\/13660_751641-d3>\n\n<td class=\"kb-table-data kb-table-data13660_61e239-eb\">\n\n<p class=\"has-text-color has-link-color wp-elements-b2ad0ea08763e73e9dd0dc0e55c83a27\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u5e73\u57471.7% (\u8a3b4)<\/p>\n\n<\/13660_61e239-eb>\n\n<td class=\"kb-table-data kb-table-data13660_3dc8e3-b6\">\n\n<p class=\"has-text-color has-link-color wp-elements-47ae51b36415174c003e6e7fe424c19b\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u53ef\u90541.5% (\u8a3b3)<\/p>\n\n<\/13660_3dc8e3-b6>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_0ba6cb-34\">\n<th class=\"kb-table-data kb-table-data13660_2c1c90-2e\">\n\n<p><\/p>\n\n<\/13660_2c1c90-2e>\n\n<td class=\"kb-table-data kb-table-data13660_169807-4f\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\">\u4e86\u89e3\u66f4\u591a<\/a><\/p>\n\n<\/13660_169807-4f>\n\n<td class=\"kb-table-data kb-table-data13660_7c487a-01\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/promotions\/endowment-insurance-promotion\">\u4e86\u89e3\u66f4\u591a<\/a><\/p>\n\n<\/13660_7c487a-01>\n\n<td class=\"kb-table-data kb-table-data13660_dbe3bd-51\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/promotions\/savings-insurance-promo-code\">\u4e86\u89e3\u66f4\u591a<\/a><\/p>\n\n<\/13660_dbe3bd-51>\n\n<td class=\"kb-table-data kb-table-data13660_9ad75c-63\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/easysave-insurance-plan\">\u4e86\u89e3\u66f4\u591a<\/a><\/p>\n\n<\/13660_9ad75c-63>\n<\/tr>\n<\/table><\/div>\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\" target=\"_blank\" rel=\" noreferrer noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"970\" height=\"250\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-3yr.png\" alt=\"\" class=\"wp-image-14862\" srcset=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-3yr.png 970w, https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-3yr-300x77.png 300w, https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-3yr-768x198.png 768w\" sizes=\"(max-width: 970px) 100vw, 970px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u806f\u7d61Blue\u4e86\u89e3\u66f4\u591a\u4fdd\u96aa\u65b9\u6848<\/h2>\n\n\n\n<p>Blue\u63d0\u4f9b<a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\">\u5132\u84c4<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/term-life-protection\">\u4eba\u58fd<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-personal-accident-protection-plan-1\">\u610f\u5916<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/critical-illness-insurance\">\u5371\u75be<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/medical-cover\">\u9580\u8a3a\u91ab\u7642<\/a>\u53ca<a href=\"https:\/\/www.blue.com.hk\/hk\/weguard-pharmaeasy-protection-plan\">\u85e5\u5291<\/a>\u7b49\u591a\u7a2e\u4fdd\u96aa\u7522\u54c1\u3002\u5982\u6b32\u4e86\u89e3\u66f4\u591a\uff0c\u6b61\u8fce\u76f4\u63a5WhatsApp +852 9559 5665\u67e5\u8a62\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<style>.kb-table-container13716_d5b273-40{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40{border-collapse:separate !important;border-spacing:0 !important;border-radius:16px !important;}.kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 thead tr:first-child th:first-child{border-top-left-radius:16px !important;}.kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 thead tr:first-child th:last-child{border-top-right-radius:16px !important;}.kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 tbody tr:last-child td:first-child, .kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 tbody tr:last-child th:first-child{border-bottom-left-radius:16px !important;}.kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 tbody tr:last-child td:last-child, .kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 tbody tr:last-child th:last-child{border-bottom-right-radius:16px !important;}.kb-table-container13716_d5b273-40{overflow-x:auto;}.kb-table13716_d5b273-40 td:nth-of-type(1), .kb-table13716_d5b273-40 th:nth-of-type(1){width:100%;}.kb-table13716_d5b273-40 td:nth-of-type(2), .kb-table13716_d5b273-40 th:nth-of-type(2){width:30%;}.kb-table13716_d5b273-40 td:nth-of-type(3), .kb-table13716_d5b273-40 th:nth-of-type(3){width:30%;}.kb-table13716_d5b273-40 td:nth-of-type(4), .kb-table13716_d5b273-40 th:nth-of-type(4){width:30%;}.kb-table13716_d5b273-40 td:nth-of-type(5), .kb-table13716_d5b273-40 th:nth-of-type(5){width:30%;}.kb-table13716_d5b273-40{table-layout:fixed;width:100%;}.kb-table-container .kb-table13716_d5b273-40 th{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:var(--ast-global-color-4);padding-top:0px;padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:0px;padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table13716_d5b273-40 th ul, .kb-table-container .kb-table13716_d5b273-40 th ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table13716_d5b273-40 td{padding-top:0px;padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:0px;padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table13716_d5b273-40 td ul, .kb-table-container .kb-table13716_d5b273-40 td ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table13716_d5b273-40 td, .kb-table13716_d5b273-40 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}@media all and (max-width: 1024px){.kb-table-container .kb-table13716_d5b273-40 td, .kb-table13716_d5b273-40 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}@media all and (max-width: 767px){.kb-table13716_d5b273-40 td:nth-of-type(1), .kb-table13716_d5b273-40 th:nth-of-type(1){width:29%;}.kb-table-container .kb-table13716_d5b273-40 td, .kb-table13716_d5b273-40 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container13716_d5b273-40 wp-block-kadence-table\"><table class=\"kb-table kb-table13716_d5b273-40\">\n<style>.kb-table-container .kb-table tr.kb-table-row13716_dd0bcc-c0{background-color:#d7e8ff;}<\/style><tr class=\"kb-table-row kb-table-row13716_dd0bcc-c0\">\n<th class=\"kb-table-data kb-table-data13716_a136b6-ff\">\n\n<p class=\"has-text-color has-link-color wp-elements-54b45e244de90fcdf392b1841c6e8cbc\" style=\"color:#1e293b\"><strong>\u8a3b\u91cb<\/strong><\/p>\n\n<\/13716_a136b6-ff>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13716_e72c86-89\">\n<th class=\"kb-table-data kb-table-data13716_8eae41-7d\">\n\n<p>\u8a3b1\uff1a\u6b64\u56de\u5831\u7387\u662f\u6307\u5728\u4fdd\u55ae\u65bc3\u5e74\u671f\u6eff\u6642\u7684\u6bcf\u5e74\u4fdd\u8b49\u56de\u5831\u7387\u3002\u63d0\u65e9\u9000\u4fdd\u9700\u7e73\u4ed8\u9000\u4fdd\u8cbb\u7528\u3002<\/p>\n\n<\/13716_8eae41-7d>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13716_f759d2-86\">\n<th class=\"kb-table-data kb-table-data13716_ce02aa-74\">\n\n<p>\u8a3b2\uff1a\u65bc\u4fdd\u55ae\u6709\u6548\u671f\u9593\uff0c\u4f60\u53ef\u4ee5\u96a8\u6642\u7e73\u4ea4\u984d\u5916\u4fdd\u8cbb\uff0c\u60df\u9808\u53d7\u5236\u65bc\u984d\u5916\u4fdd\u8cbb\u7684\u6700\u4f4e\u8981\u6c42\uff08HK$100\uff09\u53ca\u6700\u9ad8\u984d\u5916\u4fdd\u8cbb\uff083\u5e74\u5b9a\u671f\u4fdd\u8cbb\u7e3d\u984d\u6e1b\u53bb\u5df2\u7e73\u4fdd\u8cbb\u7e3d\u984d\uff0c\u52a0\u4e0a\u63d0\u6b3e\u7e3d\u984d\uff08\u5982\u9069\u7528\uff09\u3002\u65bc\u4fdd\u55ae\u6709\u6548\u671f\u9593\uff0c\u4f60\u53ef\u4ee5\u96a8\u6642\u900f\u904eBlueHK\u624b\u6a5fAPP\u5411Blue\u767c\u9001\u901a\u77e5\u63d0\u53d6\u90e8\u5206\u6236\u53e3\u50f9\u503c\uff0c\u60df\u9808\u53d7\u5236\u65bc\u6700\u4f4e\u63d0\u53d6\u91d1\u984d\u898f\u5b9a\uff08HK$100\uff09\u53ca\u6700\u4f4e\u6236\u53e3\u9918\u984d\uff08HK$500\uff09\u3002&nbsp;<\/p>\n\n<\/13716_ce02aa-74>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13716_56bd1b-0c\">\n<th class=\"kb-table-data kb-table-data13716_798667-1b\">\n\n<p>\u8a3b3\uff1a\u6b64\u6d3e\u606f\u7387\u662f\u6307\u5728\u4fdd\u55ae\u65bc3\u5e74\u671f\u6eff\u6642\u7684\u6bcf\u5e74\u4fdd\u8b49\u6d3e\u606f\u7387\uff0c\u4e26\u50c5\u9069\u7528\u65bc\u7b26\u5408\u8cbc\u5fc3\u734e\u8cde\u53ca\u7d42\u6975\u734e\u8cde\u8cc7\u683c\u7684\u4fdd\u55ae\u3002<\/p>\n\n<\/13716_798667-1b>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13716_ce6595-10\">\n<th class=\"kb-table-data kb-table-data13716_4f038b-b0\">\n\n<p>\u8a3b4\uff1a \u6b64\u6d3e\u606f\u7387\u662f\u6307\u5728\u4fdd\u55ae\u65bc5\u5e74\u671f\u6eff\u6642\u7684\u6bcf\u5e74\u4fdd\u8b49\u5e73\u5747\u6d3e\u606f\u7387\u3002<\/p>\n\n<\/13716_4f038b-b0>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13716_a73b6b-74\">\n<th class=\"kb-table-data kb-table-data13716_78093f-8c\">\n\n<p>\u8a3b5\uff1a\u6b64\u56de\u5831\u7387\u662f\u6307\u5728\u4fdd\u55ae\u65bc5\u5e74\u671f\u6eff\u6642\u7684\u6bcf\u5e74\u4fdd\u8b49\u56de\u5831\u7387\u3002\u63d0\u65e9\u9000\u4fdd\u8cbb\u7528\u9069\u7528\u65bc\u99963\u500b\u4fdd\u55ae\u5e74\u5ea6\u3002<\/p>\n\n<\/13716_78093f-8c>\n<\/tr>\n<\/table><\/div>\n\n\n<p>\u300cWeSave\u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fddST1\u300d\u3001\u300cEasySave\u667a\u6613\u5132\u84c4\u4fddES1\u300d\u3001\u300cWeSave\u5b9a\u606f\u5132\u84c4\u4fddS3\u300d\u53ca\u300cWeSave\u9ad8\u606f\u5132\u84c4\u4fddE1\u300d\u5747\u70ba\u5132\u84c4\u4fdd\u96aa\u8a08\u5283\uff0c\u4e26\u975e\u9280\u884c\u5132\u84c4\u7522\u54c1\u3002 \u4ee5\u4e0a\u7522\u54c1\u53ca\u512a\u60e0\u5747\u53d7\u689d\u6b3e\u53ca\u7d30\u5247\u7d04\u675f\u3002\u4ee5\u4e0a\u8cc7\u6599\u53ea\u4f9b\u53c3\u8003\uff0c\u8a73\u60c5\u8acb\u53c3\u95b1<a href=\"https:\/\/www.blue.com.hk\/hk\">Blue\u7db2\u7ad9<\/a>\u3002<\/p>\n\n\n\n<p>\u514d\u8cac\u8072\u660e\ufe55 \u7522\u54c1\u53ca\u512a\u60e0\u53d7\u689d\u6b3e\u53ca\u7d30\u5247\u7d04\u675f\u3002 \u4e0a\u8ff0\u7522\u54c1\u53ca\u8cc7\u8a0a\u7531Blue Insurance Limited\uff08\u300cBlue\u300d\uff09\u63d0\u4f9b\u3002 \u4e0a\u8ff0\u7522\u54c1\u53ea\u8a08\u5283\u65bc\u9999\u6e2f\u5883\u5167\u51fa\u552e\uff0c\u8a73\u60c5\u8acb\u53c3\u95b1\u76f8\u95dc\u7522\u54c1\u6982\u8981\u53ca\u4fdd\u55ae\u689d\u6b3e\u3002<\/p>\n\n\n\n<p>\u672c\u6587\u520a\u8f09\u7684\u8cc7\u6599\u53ca\u5065\u5eb7\u8cc7\u8a0a\u53ea\u4f9b\u53c3\u8003\uff0c\u4e26\u4e0d\u5c6c\u53ca\u4e0d\u61c9\u88ab\u8996\u4f5c\u70ba\u91ab\u7642\u5efa\u8b70\u3002Blue\u4e0d\u4fdd\u8b49\u8cc7\u8a0a\u7684\u5b8c\u6574\u6027\u548c\u6e96\u78ba\u6027\u3002\u82e5\u4f60\u6709\u4efb\u4f55\u91ab\u7642\u76f8\u95dc\u7591\u554f\uff0c\u61c9\u8aee\u8a62\u91ab\u751f\u6216\u5176\u4ed6\u91ab\u8b77\u5c08\u696d\u4eba\u54e1\u3002\u5c0d\u65bc\u4f60\u56e0\u672c\u6587\u520a\u8f09\u7684\u4efb\u4f55\u8cc7\u8a0a\u800c\u53ef\u80fd\u62db\u81f4\u7684\u640d\u5931\u3001\u640d\u5bb3\u8ce0\u511f\u3001\u8a1f\u8cbb\u6216\u5176\u4ed6\u958b\u652f\u53ca\u8cac\u4efb\uff0cBlue\u6982\u4e0d\u8ca0\u8cac\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u8cc7\u6599\u4f86\u6e90\uff1a<\/p>\n\n\n\n<p><a href=\"https:\/\/www.ia.org.hk\/tc\/qualifying_deferred_annuity_policy\/how_to_choose.html\">\u4fdd\u96aa\u696d\u76e3\u7ba1\u5c40 &#8211; \u5982\u4f55\u9078\u64c7\u5408\u8cc7\u683c\u5ef6\u671f\u5e74\u91d1\u4fdd\u55ae<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.mpfa.org.hk\/mpf-system\/voluntary-contributions-or-tax-deductible-voluntary-contributions\/tax-deductible-voluntary-contributions\">\u7a4d\u91d1\u5c40 &#8211; \u53ef\u6263\u7a05\u81ea\u9858\u6027\u4f9b\u6b3e<\/a> <a href=\"https:\/\/ia.org.hk\/tc\/infocenter\/files\/Saving_for_retirement_CN.pdf\">\u4fdd\u96aa\u696d\u76e3\u7ba1\u5c40 &#8211;&nbsp; \u5132\u9322\u9000\u4f11\u5fc5\u9808\u77e5\uff1a\u300c\u5408\u8cc7\u683c\u5ef6\u671f\u5e74\u91d1\u4fdd\u8cbb\u300d\u53ca\u300c\u53ef\u6263\u7a05\u5f37\u7a4d\u91d1\u81ea\u9858\u6027\u4f9b\u6b3e\u300d\u6263\u7a05\u5b89\u6392<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/skypost.ulifestyle.com.hk\/article\/2629743\/%E3%80%90%E9%BB%9E%E6%8F%80%E5%B9%B4%E9%87%91%EF%BC%9F%E3%80%91%E5%85%AC%E5%85%B1%E5%B9%B4%E9%87%91%20VS%20%E5%8F%AF%E6%89%A3%E7%A8%85%E5%BB%B6%E6%9C%9F%E5%B9%B4%E9%87%91%C2%A0%205%E5%A4%A7%E6%96%B9%E9%9D%A2%E6%AF%94%E8%BC%83%E4%B8%80%E7%9D%87%E5%B0%B1%E6%98%8E\">\u6674\u5831 &#8211; \u3010\u9ede\u63c0\u5e74\u91d1\uff1f\u3011\u516c\u5171\u5e74\u91d1 VS \u53ef\u6263\u7a05\u5ef6\u671f\u5e74\u91d1&nbsp; 5\u5927\u65b9\u9762\u6bd4\u8f03\u4e00\u7747\u5c31\u660e<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/orientaldaily.on.cc\/cnt\/finance\/20180710\/00275_001.html\">\u6771\u65b9\u65e5\u5831 \u2013 \u7d42\u8eab\u5e74\u91d1\u6709\u5229\u6709\u5f0a<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.10life.com\/blog\/Market-Comparison-on-QDAP-Tax-Savings-Returns?locale=zh-TW\">10Life &#8211; \u3010\u5132\u84c4QDAP\u6bd4\u8f03 2021\u3011\u6263\u7a05\u6548\u61c9\u63d0\u5347\u4fdd\u8b49\u5e74\u56de\u5831\u81f3\u8d85\u904e5%<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.socialindicators.org.hk\/chi\/indicators\/economy\/11.3\">\u9999\u6e2f\u793e\u6703\u6307\u6a19 &#8211; \u5168\u5e74\u5e73\u5747\u901a\u8139\u7387<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5e74\u91d1\u662f\u70ba\u9000\u4f11\u4f5c\u6e96\u5099\u7684\u4e00\u7a2e\u7406\u8ca1\u8a08\u5283\uff0c\u6700\u5e38\u898b\u7684\u5e74\u91d1\u7a2e\u985e\u70ba\u5408\u8cc7\u683c\u5ef6\u671f\u5e74\u91d1\u4fdd\u55ae\uff0c\u82f1\u6587\u70baQualifying Deferred Annuity Policy \uff08\u7c21\u7a31 QDAP\uff09\u3002\u7531\u65bc\u6295\u4fdd\u5ef6\u671f\u5e74\u91d1\u53ef\u6263\u7a05\uff0c\u6240\u4ee5\u5ef6\u671f\u5e74\u91d1\u3001\u5f37\u7a4d\u91d1\u81ea\u9858\u6027\u4f9b\u6b3e\uff08TVC\uff09\u53ca\u81ea\u9858\u91ab\u4fdd\uff08VHIS\uff09\u540c\u88ab\u8996\u70ba\u6263\u7a05\u4e09\u5bf6\u3002\u5e38\u807d\u8aaa\u8cb7\u5e74\u91d1\u53ef\u4ee5\u81ea\u88fd\u9577\u7ce7\uff0c\u4f46\u53c8\u6307\u5e74\u91d1\u58de\u8655\u591a\u3001\u5e74\u91d1\u300c\u5443\u4eba\u300d\u7b49\u50b3\u8a00\u3002\u6240\u4ee5\uff0c\u9032\u884c\u5e74\u91d1\u6bd4\u8f03\u6642\u6709\u751a\u9ebc\u6ce8\u610f\u4e8b\u9805\uff1f\u5e74\u91d1\u58de\u8655\u662f\u5426\u771f\u7684\u5f88\u591a\uff1fBlue\u8cc7\u8a0a\u5718\u968a\u7531\u6dfa\u5165\u6df1\u70ba\u4f60\u5206\u6790\u5e74\u91d1\u5229\u5f0a\uff0c\u70ba\u4f60\u9001\u4e0a\u9999\u6e2f\u5e74\u91d1\u61f6\u4eba\u5305\u3002 \u5e74\u91d1\u662f\u751a\u9ebc? 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\u5e74\u91d1\u6263\u7a05\u4f8b\u5b50\uff1a\u5e74\u91d1\u6263\u7a05 5 [&hellip;]<\/p>\n","protected":false},"author":19,"featured_media":9743,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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