{"id":9627,"date":"2022-01-04T15:45:00","date_gmt":"2022-01-04T15:45:00","guid":{"rendered":"https:\/\/www.blue.com.hk\/wp\/?p=9627"},"modified":"2025-12-18T02:13:56","modified_gmt":"2025-12-18T02:13:56","slug":"ciritical-illness-insurance-3-types-comparison","status":"publish","type":"post","link":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/ciritical-illness-insurance-3-types-comparison","title":{"rendered":"\u3010\u63d0\u9632\u5371\u75be\u4fdd\u96aa\u9677\u9631\u3011\u4e00\u6587\u4e86\u89e3\u6d88\u8cbb\u578b\u5371\u75be\u3001\u5206\u7d05\u5132\u84c4\u578b\u5371\u75be\u548c\u4fdd\u8cbb\u56de\u8d08\u578b\u5371\u75be\u4fdd\u96aa"},"content":{"rendered":"\n<p>\u91ab\u7642\u901a\u8139\u6bcf\u5e74\u6500\u5347\uff0c\u60f3\u5728\u4e0d\u5e78\u60a3\u4e0a\u5371\u75be\u6642\u8ca1\u52d9\u5f97\u4ee5\u4fdd\u969c\uff0c\u4e0d\u5c11\u4eba\u90fd\u6703\u70ba\u81ea\u5df1\u6216\u5bb6\u4eba\u9078\u8cfc\u4e00\u4efd\u5408\u9069\u7684\u5371\u75be\u4fdd\u96aa\u3002\u6bd4\u8f03\u5371\u75be\u4fdd\u96aa\u8a08\u5283\u6642\uff0c\u8981\u63d0\u9632\u751a\u9ebc\u5371\u75be\u4fdd\u96aa\u9677\u9631\uff1f<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/\">Blue\u8cc7\u8a0a\u5718\u968a<\/a>\u8207\u4f60\u4e86\u89e3\u5371\u75be\u4fdd\u96aa\u7684\u985e\u578b\uff0c\u518d\u70ba\u4f60\u62c6\u89e3\u5e38\u898b\u7684\u5371\u75be\u4fdd\u96aa\u9677\u9631\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5371\u75be\u4fdd\u96aa\u6709\u751a\u9ebc\u985e\u578b\uff1f<\/h2>\n\n\n\n<p>\u5371\u75be\u4fdd\u96aa\u7684\u985e\u578b\u53ef\u5206\u70ba\u6d88\u8cbb\u578b\u5371\u75be\u4fdd\u96aa\uff08\u53c8\u7a31\u70ba\u7d14\u5371\u75be\u4fdd\u96aa\uff09\u3001\u5206\u7d05\u5132\u84c4\u578b\u5371\u75be\u4fdd\u96aa\u53ca\u4fdd\u8cbb\u56de\u8d08\u578b\u5371\u75be\u4fdd\u96aa\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6d88\u8cbb\u578b\u5371\u75be\u4fdd\u96aa<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4fdd\u8cbb\u53ea\u6703\u7d14\u7528\u4f5c\u8cfc\u8cb7\u4fdd\u969c\uff0c\u6c92\u6709\u5132\u84c4\u6210\u4efd\uff0c\u9000\u4fdd\u6642\u4fdd\u55ae\u6c92\u6709\u73fe\u91d1\u50f9\u503c<\/li>\n\n\n\n<li>\u671f\u6eff\u6642\u5373\u4f7f\u6c92\u4f5c\u4efb\u4f55\u7d22\u511f\uff0c\u4ea6\u4e0d\u53ef\u53d6\u56de\u5df2\u7e73\u4fdd\u8cbb\uff0c\u4fdd\u96aa\u516c\u53f8\u53ea\u6703\u5728\u53d7\u4fdd\u4eba\u5408\u7b26\u4fdd\u55ae\u8a02\u660e\u7684\u4fdd\u969c\u9805\u76ee\u6642\u63d0\u4f9b\u8ce0\u511f<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u5206\u7d05\u5132\u84c4\u578b\u5371\u75be\u4fdd\u96aa<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u542b\u6709\u5132\u84c4\u6210\u4efd\uff0c\u4fdd\u55ae\u5177\u73fe\u91d1\u50f9\u503c\u53ca\u7d05\u5229<\/li>\n\n\n\n<li>\u82e5\u7b26\u5408\u6307\u5b9a\u8981\u6c42\uff0c\u4fdd\u55ae\u6301\u6709\u4eba\u53ef\u6839\u64da\u4fdd\u55ae\u689d\u6b3e\u65bc\u9000\u4fdd\u6642\u7372\u5f97\u73fe\u91d1\u50f9\u503c\u53ca \/ \u6216\u7d05\u5229\uff0c\u91d1\u984d\u6839\u64da\u4fdd\u55ae\u5167\u5bb9\u800c\u5b9a<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u4fdd\u8cbb\u56de\u8d08\u578b\u5371\u75be\u4fdd\u96aa<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e26\u975e\u5206\u7d05\u5132\u84c4\u578b\u5371\u75be\u4fdd\u96aa\uff0c\u4ea6\u975e\u7d14\u5371\u75be\u4fdd\u8cbb<\/li>\n\n\n\n<li>\u4fdd\u96aa\u516c\u53f8\u6703\u5728\u53d7\u4fdd\u4eba\u5408\u7b26\u4fdd\u55ae\u8a02\u660e\u7684\u4fdd\u969c\u9805\u76ee\u6642\u63d0\u4f9b\u8ce0\u511f\uff0c\u6216\u65bc\u4fdd\u55ae\u671f\u6eff\u6642\u652f\u4ed8\u76f8\u7b49\u65bc\u6216\u591a\u65bc\u4fdd\u55ae\u7684\u5df2\u7e73\u7e3d\u4fdd\u8cbb<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-critical-illness-protection-plan-1?discountCode=BLOGCI1\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/06\/image-1.png\" alt=\"\" style=\"width:1100px;height:auto\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u5371\u75be\u4fdd\u96aa\u985e\u578b\u6bd4\u8f03<\/h2>\n\n\n<style>.kb-table-container9627_f86012-9a{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container9627_f86012-9a .kb-table9627_f86012-9a{border-collapse:separate !important;border-spacing:0 !important;border-radius:16px !important;}.kb-table-container9627_f86012-9a .kb-table9627_f86012-9a thead tr:first-child th:first-child{border-top-left-radius:16px !important;}.kb-table-container9627_f86012-9a .kb-table9627_f86012-9a thead tr:first-child th:last-child{border-top-right-radius:16px !important;}.kb-table-container9627_f86012-9a .kb-table9627_f86012-9a tbody tr:last-child td:first-child, .kb-table-container9627_f86012-9a .kb-table9627_f86012-9a tbody tr:last-child th:first-child{border-bottom-left-radius:16px !important;}.kb-table-container9627_f86012-9a .kb-table9627_f86012-9a tbody tr:last-child td:last-child, .kb-table-container9627_f86012-9a .kb-table9627_f86012-9a tbody tr:last-child th:last-child{border-bottom-right-radius:16px !important;}.kb-table-container9627_f86012-9a{overflow-x:auto;}.kb-table-container .kb-table9627_f86012-9a th{font-size:16px;font-family:'Noto Sans TC';font-weight:400;padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table9627_f86012-9a th ul, .kb-table-container .kb-table9627_f86012-9a th ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table9627_f86012-9a td{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table9627_f86012-9a td ul, .kb-table-container .kb-table9627_f86012-9a td ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table9627_f86012-9a td:nth-of-type(0){background-color:#63a7ff;}.kb-table-container .kb-table9627_f86012-9a th:nth-of-type(1){background-color:#63a7ff;}.kb-table-container .kb-table9627_f86012-9a td, .kb-table9627_f86012-9a th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}@media all and (max-width: 1024px){.kb-table-container .kb-table9627_f86012-9a td, .kb-table9627_f86012-9a th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}@media all and (max-width: 767px){.kb-table-container .kb-table9627_f86012-9a td, .kb-table9627_f86012-9a th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container9627_f86012-9a wp-block-kadence-table\"><table class=\"kb-table kb-table9627_f86012-9a\">\n<style>.kb-table-container .kb-table tr.kb-table-row9627_acb52a-18{background-color:#d7e8ff;}<\/style><tr class=\"kb-table-row kb-table-row9627_acb52a-18\">\n<th class=\"kb-table-data kb-table-data9627_a37f01-cb\">\n\n<p><\/p>\n\n<\/9627_a37f01-cb>\n\n<td class=\"kb-table-data kb-table-data9627_de11c3-0d\">\n\n<p class=\"has-text-color has-link-color wp-elements-531c78d9b206b96656d81a65c85c6a6a\" style=\"color:#1e293b\"><strong>\u6d88\u8cbb\u578b\u5371\u75be\u4fdd\u96aa<\/strong><\/p>\n\n<\/9627_de11c3-0d>\n\n<td class=\"kb-table-data kb-table-data9627_4001e1-c8\">\n\n<p class=\"has-text-color has-link-color wp-elements-58b1d3ffc52e141d2c5458cfdeaf05b1\" style=\"color:#1e293b\"><strong>\u5206\u7d05\u5132\u84c4\u578b\u5371\u75be\u4fdd\u96aa<\/strong><\/p>\n\n<\/9627_4001e1-c8>\n\n<td class=\"kb-table-data kb-table-data9627_86a126-f5\">\n\n<p class=\"has-text-color has-link-color wp-elements-a890f1898304e814491a5495577d0a37\" style=\"color:#1e293b\"><strong>\u4fdd\u8cbb\u56de\u8d08\u578b\u5371\u75be\u4fdd\u96aa<\/strong><\/p>\n\n<\/9627_86a126-f5>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9627_5899c3-1c\">\n<th class=\"kb-table-data kb-table-data9627_629e5d-e9\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-5728dcec378f29a30680dc0d1ef6b027\"><strong>\u57fa\u672c\u8cc7\u6599<\/strong><\/p>\n\n<\/9627_629e5d-e9>\n\n<td class=\"kb-table-data kb-table-data9627_12c6c8-24\">\n\n<p>\u7d14\u5371\u75be\u4fdd\u969c\uff0c\u4e0d\u5305\u542b\u5132\u84c4\u6216\u6295\u8cc7\u6210\u4efd<\/p>\n\n<\/9627_12c6c8-24>\n\n<td class=\"kb-table-data kb-table-data9627_91c3a9-c6\">\n\n<p>\u63d0\u4f9b\u5371\u75be\u4fdd\u969c\uff0c\u4ea6\u5305\u542b\u5132\u84c4\u6216\u6295\u8cc7\u6210\u4efd<\/p>\n\n<\/9627_91c3a9-c6>\n\n<td class=\"kb-table-data kb-table-data9627_364275-7d\">\n\n<p>\u63d0\u4f9b\u5371\u75be\u4fdd\u969c\uff0c\u8a2d\u6709\u4fdd\u8cbb\u56de\u8d08\u6210\u4efd<\/p>\n\n<\/9627_364275-7d>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9627_95c9e1-92\">\n<th class=\"kb-table-data kb-table-data9627_de7366-ae\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-ab0c711b2e5fec2e64a8a05b29a09284\"><strong>\u4fdd\u969c\u671f<\/strong><\/p>\n\n<\/9627_de7366-ae>\n\n<td class=\"kb-table-data kb-table-data9627_4defe6-69\">\n\n<p>\u8f03\u77ed\uff0c\u901a\u5e38\u70ba1\u5e74\u81f320\u5e74\uff0c\u4f46\u671f\u6eff\u6642\u53ef\u7e8c\u4fdd\uff0c\u901a\u5e38\u53ef\u7e8c\u4fdd\u81f365-85\u6b72<\/p>\n\n<\/9627_4defe6-69>\n\n<td class=\"kb-table-data kb-table-data9627_a011c3-c7\">\n\n<p>\u8f03\u9577\uff0c\u901a\u5e38\u70ba\u300c\u81f3100\u6b72\u300d\u6216\u7d42\u8eab<\/p>\n\n<\/9627_a011c3-c7>\n\n<td class=\"kb-table-data kb-table-data9627_b61c13-0f\">\n\n<p>\u8f03\u77ed\uff0c\u901a\u5e38\u70ba10\u81f320\u5e74<\/p>\n\n<\/9627_b61c13-0f>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9627_1aaabe-16\">\n<th class=\"kb-table-data kb-table-data9627_41968c-c6\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-b8d0688261f14e4665a45824b2e98716\"><strong>\u4fdd\u8cbb\u7e73\u4ed8\u671f<\/strong><\/p>\n\n<\/9627_41968c-c6>\n\n<td class=\"kb-table-data kb-table-data9627_798602-52\">\n\n<p>\u6839\u64da\u4fdd\u969c\u671f\u800c\u5b9a<\/p>\n\n<\/9627_798602-52>\n\n<td class=\"kb-table-data kb-table-data9627_394236-30\">\n\n<p>\u8f03\u77ed\uff0c\u5927\u81f4\u70ba3\u81f320\u5e74\u4e0d\u7b49<\/p>\n\n<\/9627_394236-30>\n\n<td class=\"kb-table-data kb-table-data9627_13dcd7-ce\">\n\n<p>\u8f03\u77ed\uff0c\u901a\u5e38\u70ba3\u81f310\u5e74<\/p>\n\n<\/9627_13dcd7-ce>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9627_81dde2-6e\">\n<th class=\"kb-table-data kb-table-data9627_25e8ac-f7\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-365763bfeb7e3b509770b7ded17e1357\"><strong>\u4fdd\u8cbb\u7e73\u4ed8\u6a21\u5f0f<\/strong><\/p>\n\n<\/9627_25e8ac-f7>\n\n<td class=\"kb-table-data kb-table-data9627_065310-7a\">\n\n<p>\u5e74\u7e73\u6216\u6708\u7e73<\/p>\n\n<\/9627_065310-7a>\n\n<td class=\"kb-table-data kb-table-data9627_72c9e5-67\">\n\n<p>\u5e74\u7e73\u3001\u6708\u7e73\u6216\u5b63\u5ea6\u7e73\u4ed8<\/p>\n\n<\/9627_72c9e5-67>\n\n<td class=\"kb-table-data kb-table-data9627_4103f5-9b\">\n\n<p>\u5e74\u7e73\u6216\u6708\u7e73<\/p>\n\n<\/9627_4103f5-9b>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9627_5dd9b3-7e\">\n<th class=\"kb-table-data kb-table-data9627_6daefc-49\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-5b744d78af2479dec8ef5c046e588460\"><strong>\u5b9a\u984d\u4fdd\u8cbb<\/strong><\/p>\n\n<\/9627_6daefc-49>\n\n<td class=\"kb-table-data kb-table-data9627_08f1be-54\">\n\n<p>\u65bc\u4fdd\u55ae\u7e8c\u4fdd\u6642\u8abf\u6574\u4fdd\u8cbb\uff0c\u4fdd\u8cbb\u6216\u56e0\u5e74\u9f61\u589e\u9577\u53ca \/ \u6216\u5176\u4ed6\u56e0\u7d20\u800c\u63d0\u9ad8<\/p>\n\n<\/9627_08f1be-54>\n\n<td class=\"kb-table-data kb-table-data9627_75243e-2c\">\n\n<p>\u4e00\u822c\u4e0d\u6703\u56e0\u5e74\u9f61\u589e\u9577\u800c\u63d0\u9ad8\u4fdd\u8cbb<\/p>\n\n<\/9627_75243e-2c>\n\n<td class=\"kb-table-data kb-table-data9627_60e193-34\">\n\n<p>\u4e00\u822c\u4e0d\u6703\u56e0\u5e74\u9f61\u589e\u9577\u800c\u63d0\u9ad8\u4fdd\u8cbb<\/p>\n\n<\/9627_60e193-34>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9627_3c391e-08\">\n<th class=\"kb-table-data kb-table-data9627_f82259-06\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-cdab0e5b0a05e527e8b48366fdb7f3a5\"><strong>\u4fdd\u8cbb<\/strong><\/p>\n\n<\/9627_f82259-06>\n\n<td class=\"kb-table-data kb-table-data9627_d711a3-61\">\n\n<p>\u8f03\u4f4e<\/p>\n\n<\/9627_d711a3-61>\n\n<td class=\"kb-table-data kb-table-data9627_1104c8-41\">\n\n<p>\u4e00\u822c\u8f03\u9ad8<\/p>\n\n<\/9627_1104c8-41>\n\n<td class=\"kb-table-data kb-table-data9627_79e3d9-8f\">\n\n<p>\u4e00\u822c\u8f03\u9ad8<\/p>\n\n<\/9627_79e3d9-8f>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9627_f8da80-5f\">\n<th class=\"kb-table-data kb-table-data9627_efe16d-68\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-c898b8a607b3fe22314ce6c8fb4efe64\"><strong>\u73fe\u91d1\u50f9\u503c\u53ca\u7d05\u5229<\/strong><\/p>\n\n<\/9627_efe16d-68>\n\n<td class=\"kb-table-data kb-table-data9627_89abfb-1e\">\n\n<p>\u7121<\/p>\n\n<\/9627_89abfb-1e>\n\n<td class=\"kb-table-data kb-table-data9627_afe1ad-c8\">\n\n<p>\u6709\u73fe\u91d1\u50f9\u503c\u53ca \/ \u6216\u5229\u7d05<\/p>\n\n<\/9627_afe1ad-c8>\n\n<td class=\"kb-table-data kb-table-data9627_a2157b-23\">\n\n<p>\u6709\u73fe\u91d1\u50f9\u503c\uff0c\u4f46\u6c92\u6709\u7d05\u5229<\/p>\n\n<\/9627_a2157b-23>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9627_6f5cb5-ab\">\n<th class=\"kb-table-data kb-table-data9627_5917c5-67\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-5353805b122102e4309368ec7859edf5\"><strong>\u8ce0\u511f\u6027\u8cea<\/strong><\/p>\n\n<\/9627_5917c5-67>\n\n<td class=\"kb-table-data kb-table-data9627_18fde6-85\">\n\n<p>\u8996\u4e4e\u8a08\u5283\uff0c\u4e00\u822c\u53ea\u63d0\u4f9b\u4e00\u6b21\u5371\u75be\u8ce0\u511f\uff0c\u6210\u529f\u7d22\u511f\u5f8c\u4fdd\u55ae\u81ea\u52d5\u5b8c\u7d50<\/p>\n\n<\/9627_18fde6-85>\n\n<td class=\"kb-table-data kb-table-data9627_ff1566-d8\">\n\n<p>\u8996\u4e4e\u8a08\u5283\uff0c\u63d0\u4f9b\u4e00\u6b21\u6027\u6216\u591a\u6b21\u8ce0\u511f<\/p>\n\n<\/9627_ff1566-d8>\n\n<td class=\"kb-table-data kb-table-data9627_c28a98-1e\">\n\n<p>\u4e00\u822c\u53ea\u63d0\u4f9b\u4e00\u6b21\u5371\u75be\u8ce0\u511f\uff0c\u6210\u529f\u7d22\u511f\u5f8c\u4fdd\u55ae\u81ea\u52d5\u5b8c\u7d50\uff0c\u82e5\u65bc\u4fdd\u969c\u671f\u5167\u6c92\u6709\u5c31\u53d7\u4fdd\u5371\u75be\u6210\u529f\u7d22\u511f\uff0c\u53ef\u7372\u4fdd\u8cbb\u56de\u8d08<\/p>\n\n<\/9627_c28a98-1e>\n<\/tr>\n<\/table><\/div>\n\n\n<h2 class=\"wp-block-heading\">\u5371\u75be\u4fdd\u96aa\u4fdd\u984d\u8cb7\u5e7e\u591a\u5148\u5920\uff1f<\/h2>\n\n\n\n<p>\u5371\u75be\u4fdd\u96aa\u4fdd\u984d\u4e00\u822c\u5efa\u8b70\u70ba\u4fdd\u55ae\u6301\u6709\u4eba<strong>\u5e74\u6536\u5165\u76842\u81f33\u500d<\/strong>\uff0c\u4e00\u822c\u56b4\u91cd\u75be\u75c5\u90fd\u9700\u8981\u7d042\u81f33\u5e74\uff0c\u751a\u81f3\u66f4\u9577\u7684\u6642\u9593\u4f86\u91ab\u6cbb\u6216\u5fa9\u5eb7\uff0c\u671f\u9593\u60a3\u8005\u672a\u5fc5\u80fd\u5920\u5982\u5e38\u5de5\u4f5c\uff0c\u56e0\u6b64\u624d\u51fa\u73fe\u5371\u75be\u4fdd\u96aa\u4fdd\u984d\u6700\u5c11\u9700\u8981\u5b9a\u65bc\u5e74\u6536\u5165\u76842\u81f33\u500d\u7684\u8aaa\u6cd5\u3002\u5176\u6b21\uff0c\u5371\u75be\u4fdd\u96aa\u548c\u91ab\u7642\u4fdd\u96aa\u4e0d\u540c\uff0c\u975e\u4ee5\u5be6\u5831\u5be6\u92b7\u5f62\u5f0f\u4f5c\u51fa\u8ce0\u511f\uff0c\u800c\u662f\u63d0\u4f9b\u4e00\u7b46\u904e\u73fe\u91d1\u8ce0\u511f\uff0c\u7528\u9014\u4ea6\u4e0d\u8a2d\u9650\u5236\uff0c\u4fdd\u55ae\u6301\u6709\u4eba\u53ef\u7528\u4f5c\u61c9\u4ed8\u81ea\u5df1\u6216\u8005\u5bb6\u4eba\u7684\u65e5\u5e38\u958b\u652f\u3001\u652f\u4ed8\u91ab\u7642\u4fdd\u96aa\u7121\u6cd5\u6db5\u84cb\u7684\u5fa9\u5eb7\u6cbb\u7642\u8cbb\u7528\u3001\u751a\u81f3\u7528\u4f5c\u4f9b\u6a13\uff0c\u56e0\u6b64\u5371\u75be\u4fdd\u96aa\u7684\u7528\u9014\u4e5f\u64f4\u5c55\u81f3\u5f4c\u88dc\u53d7\u4fdd\u4eba\u7684\u539f\u6709\u7684\u6536\u5165\u3002<\/p>\n\n\n\n<p>\u7559\u610f\u4e0a\u8ff0\u6307\u6a19\u53ea\u4f9b\u53c3\u8003\uff0c\u5be6\u969b\u7684\u5371\u75be\u4fdd\u984d\u4ecd\u9700\u8996\u4e4e\u81ea\u8eab\u5bb6\u5ead\u8ca0\u64d4\u3001\u8ca1\u52d9\u72c0\u6cc1\u3001\u8eab\u9ad4\u72c0\u6cc1\u53ca\u5e74\u9f61\u7b49\u800c\u5b9a\u3002\u5982\u60f3\u4e86\u89e3\u66f4\u591a\u5371\u75be\u53ca\u91ab\u4fdd\u7684\u5206\u5225\uff0c\u4f60\u4ea6\u53ef\u53c3\u95b1\u3010<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/difference-between-critical-illness-insurance-and-health-insurance\/\">\u5371\u75be\u4fdd\u96aavs \u91ab\u7642\u4fdd\u96aa<\/a>\u3011\u6587\u7ae0\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.blue.com.hk\/hk\/cancer-insurance\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/image.png\" alt=\"\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u6ce8\u610f\u5371\u75be\u4fdd\u96aa\u9677\u9631<\/h2>\n\n\n\n<p>\u5e02\u5834\u4e0a\u5371\u75be\u4fdd\u96aa\u7684\u9078\u64c7\u7e41\u591a\uff0c\u5728\u8cfc\u8cb7\u5371\u75be\u4fdd\u96aa\u6642\uff0c\u6295\u4fdd\u4eba\u53c8\u61c9\u8a72\u6ce8\u610f\u751a\u9ebc\u5462\uff1f<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u5371\u75be\u4fdd\u96aa\u4fdd\u969c\u7bc4\u570d<\/h3>\n\n\n\n<p>\u6295\u4fdd\u524d\u61c9\u82b1\u6642\u9593\u4e86\u89e3\u4fdd\u55ae\u7684\u627f\u4fdd\u7bc4\u570d\uff0c\u6bcf\u4efd\u5371\u75be\u4fdd\u96aa\u5c0d\u65bc\u300c\u5371\u75be\u300d\u7684\u5b9a\u7fa9\u90fd\u4e0d\u540c\uff0c\u96d6\u7136<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/10-most-common-cancer-in-hong-kong\/\">\u764c\u75c7<\/a>\u901a\u5e38\u6703\u88ab\u5217\u5165\u5371\u75be\u4fdd\u96aa\u7684\u4fdd\u969c\u7bc4\u570d\uff0c\u4f46\u6ce8\u610f\u90e8\u4efd\u8a08\u5283\u8a3b\u660e\u4e0d\u4fdd\u67d0\u4e9b\u5668\u5b98\u7684\u65e9\u671f\u764c\u75c7\u6216\u539f\u4f4d\u764c\uff0c\u4ea6\u6709\u4fdd\u55ae\u4e0d\u627f\u4fdd\u8f49\u79fb\u6216\u5fa9\u767c\u7684\u764c\u75c7\uff0c\u5c31\u9996\u6b21\u627f\u4fdd\u7684\u5fa9\u767c\u764c\u75c7\uff0c\u4ea6\u8a2d\u6709\u7b49\u5019\u671f\u3002\u5982\u4f60\u60f3\u7372\u5f97\u6700\u9069\u5408\u7684\u4fdd\u969c\uff0c\u5c31\u61c9\u5148\u4e86\u89e3\u4fdd\u55ae\u7684\u4fdd\u969c\u7bc4\u570d\uff0c\u4ee5\u514d\u5230\u7d22\u511f\u6642\u624d\u767c\u89ba\u6240\u60a3\u75be\u75c5\u4e26\u4e0d\u53d7\u4fdd\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u5371\u75be\u4fdd\u96aa\u4fdd\u8cbb<\/h3>\n\n\n\n<p>\u901a\u5e38\u5371\u75be\u4fdd\u96aa\u4fdd\u969c\u7684\u75be\u75c5\u6578\u91cf\u8d8a\u591a\uff0c\u4fdd\u8cbb\u5c31\u81ea\u7136\u8d8a\u9ad8\u3002\u4e0d\u904e\u6db5\u84cb\u7684\u75be\u75c5\u6578\u91cf\u591a\u4e26\u4e0d\u4ee3\u8868\u8d8a\u5be6\u7528\u3002\u6839\u64da\u9999\u6e2f\u67d0\u4fdd\u96aa\u516c\u53f82022\u5e74\u7684\u56b4\u91cd\u75be\u75c5\u7406\u8ce0\u5831\u544a\uff0c\u764c\u75c7\u4ecd\u7136\u662f\u5f15\u81f4\u56b4\u91cd\u75be\u75c5\u7684\u9996\u8981\u539f\u56e0\uff0c\u56e0\u6b64\u5728\u9078\u8cfc\u5371\u75be\u4fdd\u96aa\u6642\uff0c\u5fc5\u9808\u6839\u64da\u81ea\u5df1\u7684\u9700\u8981\u9078\u64c7\u5408\u9069\u7684\u4fdd\u969c\u7bc4\u570d\u3002<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u4e0a\u6587\u4ea6\u6709\u63d0\u5230\u6d88\u8cbb\u578b\u5371\u75be\u4fdd\u96aa\u3001\u5206\u7d05\u5132\u84c4\u578b\u5371\u75be\u53ca\u4fdd\u8cbb\u56de\u8d08\u578b\u5371\u75be\u4fdd\u96aa\u7684\u5206\u5225\uff0c\u4e00\u822c\u4f86\u8aaa\uff0c\u56e0\u5206\u7d05\u5132\u84c4\u578b\u5371\u75be\u4fdd\u96aa\u7684\u4fdd\u969c\u671f\u8f03\u9577\uff0c\u800c\u4e14\u6709\u5132\u84c4\u6210\u4efd\u7684\u95dc\u4fc2\uff0c\u4fdd\u8cbb\u901a\u5e38\u6703\u8f03\u8cb4\u3002\u53e6\u5916\uff0c\u5206\u7d05\u5132\u84c4\u578b\u5371\u75be\u4fdd\u96aa\u4ea6\u6703\u56e0\u65b7\u4f9b\u6216\u9000\u4fdd\u800c\u9020\u6210\u4fdd\u55ae\u73fe\u91d1\u50f9\u503c\u640d\u5931\u7684\u98a8\u96aa\u3002\u8cfc\u8cb7\u524d\u5b9c\u5148\u6046\u91cf\u81ea\u5df1\u7684\u8ca1\u52d9\u72c0\u6cc1\u662f\u5426\u7a69\u5b9a\u3002\u4fdd\u8cbb\u56de\u8d08\u578b\u5371\u75be\u4fdd\u96aa\u540c\u6a23\u56e0\u8a2d\u6709\u4fdd\u8cbb\u56de\u8d08\u7684\u95dc\u4fc2\uff0c\u4fdd\u8cbb\u4ea6\u901a\u5e38\u8f03\u8cb4\uff0c\u4f46\u7531\u65bc\u4fdd\u8cbb\u7e73\u4ed8\u671f\u8f03\u77ed\uff0c\u5176\u65b7\u4f9b\u7684\u98a8\u96aa\u76f8\u5c0d\u8f03\u4f4e\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. \u4fdd\u55ae\u7b49\u5019\u671f<\/h3>\n\n\n\n<p>\u6700\u5f8c\uff0c\u8207\u8cfc\u8cb7\u91ab\u7642\u4fdd\u96aa\u4e00\u6a23\uff0c\u6295\u4fdd\u4eba\u61c9\u7559\u610f\u4fdd\u55ae\u6709\u95dc\u7b49\u5019\u671f\u7684\u689d\u6b3e\u3002\u5e02\u9762\u4e0a\u7684\u5371\u75be\u4fdd\u96aa\u7b49\u5019\u671f\u901a\u5e38\u753190\u81f3120\u5929\u4e0d\u7b49\uff0c\u5982\u679c\u53d7\u4fdd\u4eba\u5728\u7b49\u5019\u671f\u5167\u60a3\u4e0a\u5371\u75be\uff0c\u5c07\u4e0d\u6703\u7372\u5f97\u4fdd\u969c\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Blue\u591a\u500b\u5371\u75be\u4fdd\u969c\u8a08\u5283\u4efb\u4f60\u63c0<\/h2>\n\n\n\n<p>Blue\u63d0\u4f9b3\u6b3e\u7d14\u5371\u75be\u4fdd\u969c\u53ca1\u6b3e\u4fdd\u8cbb\u56de\u8d08\u578b\u5371\u75be\u4fdd\u969c\uff0c\u4fdd\u55ae\u7b49\u5019\u671f\u53ea\u970060\uff0f90\u65e5\uff0c\u8f03\u5e02\u9762\u4e0a\u5176\u4ed6\u5371\u75be\u4fdd\u969c\u8a08\u5283\u77ed\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7d14\u5371\u75be\u4fdd\u969c<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-critical-illness-protection-plan-1\">WeCare \u5371\u75be\u4fdd\u969c\u8a08\u52831<\/a>\u91dd\u5c0d\u764c\u75c7\u3001\u5fc3\u81df\u75c5\u767c\u4f5c\u53ca\u4e2d\u98a83\u5927\u5371\u75be\uff1b<a href=\"https:\/\/www.blue.com.hk\/hk\/carcinoma-in-situ-protection\">WeCare \u539f\u4f4d\u764c\u75c7\u4fdd<\/a>\u53ca<a href=\"https:\/\/www.blue.com.hk\/hk\/cancer-insurance\">WeCare \u5168\u9762\u764c\u75c7\u4fdd<\/a>\u5247\u91dd\u5c0d\u4e0d\u540c\u968e\u6bb5\u764c\u75c7\uff0c\u6839\u64da\u4fdd\u969c\u984d\u63d0\u4f9b\u4e00\u7b46\u904e\u73fe\u91d1\u8ce0\u511f\uff0c\u5728\u4e0d\u5e78\u78ba\u8a3a\u53d7\u4fdd\u9805\u76ee\u6642\uff0c\u751f\u6d3b\u958b\u652f\u6216\u91ab\u7642\u8cbb\u7528\u5f97\u4ee5\u4fdd\u969c#\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4fdd\u8cbb\u56de\u8d08\u578b\u5371\u75be\u4fdd\u969c<\/h3>\n\n\n\n<p>Blue\u5168\u65b0<a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-109-refundable-critical-illness-protector\">WeCare 109%\u56de\u8d08\u5371\u75be\u4fdd<\/a>\uff0c\u8a08\u5283\u6db5\u84cb38\u7a2e\u5e38\u898b\u5371\u75be\u53ca4\u7a2e\u7279\u5225\u75be\u75c5\uff0c\u4e0d\u5e78\u78ba\u8a3a\u53d7\u4fdd\u9805\u76ee\u6642\uff0c\u6703\u6839\u64da\u4fdd\u55ae\u5408\u7d04\u4f5c\u51fa\u4e00\u7b46\u904e\u73fe\u91d1\u8ce0\u511f\uff1b\u5982\u4fdd\u55ae\u671f\u6eff\u6642\u5f9e\u672a\u65bc\u4fdd\u969c\u671f\u5167\u5c31\u53d7\u4fdd\u5371\u75be\u6210\u529f\u7d22\u511f\uff0c\u4fbf\u53ef\u4ee5\u7372\u5f97\u5df2\u7e73\u7e3d\u4fdd\u8cbb\u7684109%\u56de\u8d08#\uff0c\u5e6b\u4f60\u505a\u5230\u529f\u5b88\u517c\u5099\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u806f\u7d61Blue\u4e86\u89e3\u66f4\u591a\u4fdd\u96aa\u65b9\u6848<\/h2>\n\n\n\n<p>Blue\u63d0\u4f9b<a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\">\u5132\u84c4<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/term-life-protection\">\u4eba\u58fd<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-personal-accident-protection-plan-1\">\u610f\u5916<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/critical-illness-insurance\">\u5371\u75be<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/medical-cover\">\u9580\u8a3a\u91ab\u7642<\/a>\u53ca<a href=\"https:\/\/www.blue.com.hk\/hk\/weguard-pharmaeasy-protection-plan\">\u85e5\u5291<\/a>\u7b49\u591a\u7a2e\u4fdd\u96aa\u7522\u54c1\u3002\u5982\u6b32\u4e86\u89e3\u66f4\u591a\uff0c\u6b61\u8fce\u76f4\u63a5WhatsApp +852 9559 5665\u67e5\u8a62\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>#\u4ee5\u4e0a\u8cc7\u6599\u53ea\u4f9b\u53c3\u8003\uff0c\u6709\u95dc\u7522\u54c1\u53ca\u512a\u60e0\u5747\u53d7\u5176\u689d\u6b3e\u53ca\u7d30\u5247\u7d04\u675f\uff0c\u6709\u95dc\u8a73\u7d30\u8acb\u53c3\u95b1\u7522\u54c1\u4e3b\u9801\u3002<\/p>\n\n\n\n<h3 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