{"id":9555,"date":"2021-03-04T12:58:00","date_gmt":"2021-03-04T12:58:00","guid":{"rendered":"https:\/\/www.blue.com.hk\/wp\/?p=9555"},"modified":"2025-12-18T07:49:56","modified_gmt":"2025-12-18T07:49:56","slug":"common-personal-accident-insurance-coverage","status":"publish","type":"post","link":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/common-personal-accident-insurance-coverage","title":{"rendered":"\u3010\u610f\u5916\u4fdd\u96aa\u6bd4\u8f03\u3011\u8a8d\u6e05\u4fdd\u969c\u7bc4\u570d\uff1a\u8dcc\u6253\u91dd\u7078\u3001\u7269\u7406\u6cbb\u7642\u5305\u5514\u5305?"},"content":{"rendered":"\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-personal-accident-protection-plan-1\">\u610f\u5916\u4fdd\u96aa<\/a>\u53ef\u8aaa\u662f\u6700\u5e38\u7528\u7684\u4fdd\u96aa\u7522\u54c1\u4e4b\u4e00\uff0c\u5373\u4f7f\u60a8\u6709\u5f37\u9ad4\u9b44\u6e1b\u4f4e\u60a3\u75c5\u7684\u6a5f\u7387\uff0c\u610f\u5916\u4f8b\u5982\u8eca\u798d\u3001\u706b\u8b66\u7b49\uff0c\u537b\u662f\u96e3\u4ee5\u9810\u6599\u3002\u4eca\u5929<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/\">Blue\u8cc7\u8a0a\u5718\u968a<\/a>\u5c31\u4f86\u548c\u5927\u5bb6\u770b\u4e00\u4e0b\u610f\u5916\u4fdd\u96aa\u7684\u5e38\u898b\u4fdd\u969c\u7bc4\u570d\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u610f\u5916\u4fdd\u96aa\u4fdd\u8cbb\u8a08\u7b97\u65b9\u6cd5<\/strong><\/h2>\n\n\n\n<p>\u4e0d\u540c\u7684\u4fdd\u96aa\u516c\u53f8\u8a08\u7b97\u4fdd\u8cbb\u7684\u65b9\u6cd5\u5404\u7570\u3002\u6709\u4e9b\u4fdd\u96aa\u516c\u53f8\u6703\u8003\u616e\u6295\u4fdd\u4eba\u7684\u5e74\u9f61\u4f86\u91d0\u5b9a\u4fdd\u8cbb\uff1b\u90e8\u4efd\u4fdd\u96aa\u516c\u53f8\u6703\u6309\u4fdd\u984d\u53bb\u6c7a\u5b9a\u4fdd\u8cbb\uff0c\u82e5\u6295\u4fdd\u4eba\u7684\u4fdd\u8cbb\u8f03\u9ad8\uff0c\u5c31\u81ea\u7136\u53ef\u4eab\u66f4\u9ad8\u7684\u4fdd\u969c\uff1b\u4e5f\u6709\u4fdd\u96aa\u516c\u53f8\u6703\u7d9c\u5408\u6295\u4fdd\u4eba\u7684\u5e74\u9f61\u3001\u8077\u696d\u7b49\u98a8\u96aa\u56e0\u7d20\u8a08\u7b97\u51fa\u5831\u8cbb\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u610f\u5916\u4fdd\u96aa\u6bd4\u8f03 \u8a8d\u6e05\u4fdd\u969c\u7bc4\u570d<\/strong><\/h2>\n\n\n\n<p>\u8cfc\u8cb7\u610f\u5916\u4fdd\u96aa\u524d\u4e00\u5b9a\u8981\u770b\u6e05\u695a\u4fdd\u55ae\u689d\u6b3e\uff0c\u56e0\u70ba\u6bcf\u4efd\u4fdd\u55ae\u5167\u5bb9\u53ef\u80fd\u4e0d\u540c\u3002\u6982\u62ec\u4f86\u8aaa\uff0c\u610f\u5916\u4fdd\u96aa\u6db5\u84cb\u56e0\u7a81\u5982\u5176\u4f86\u6216\u4e0d\u53ef\u9810\u6599\u7684\u4e8b\u4ef6\u800c\u5f15\u81f4\u7684\u8eab\u9ad4\u53d7\u50b7\uff0c\u6240\u4ee5\u6253\u7db2\u7403\u610f\u5916\u626d\u50b7\u624b\u81c2\u5f88\u5927\u6a5f\u6703\u53d7\u4fdd\uff0c\u800c\u8eab\u9ad4\u4e0d\u9069\uff08\u4f8b\u5982\u8178\u80c3\u708e\uff09\u9700\u8981\u6cbb\u7642\u6216\u6aa2\u67e5\u5247\u901a\u5e38\u4e0d\u53d7\u4fdd\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.blue.com.hk\/hk\/accident-emergency-cash-protection\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/Blue-52_AEC_kid_728x283.jpg\" alt=\"\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u610f\u5916\u9aa8\u6298 \u8dcc\u6253\u91dd\u7078\u3001\u7269\u7406\u6cbb\u7642\u5305\u5514\u5305?<\/strong><\/h2>\n\n\n\n<p>\u5e02\u5834\u4e0a\u7684\u500b\u4eba\u610f\u5916\u4fdd\u96aa\u4e00\u822c\u5206\u62103\u985e\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1.\u300c\u591a\u5408\u4e00\u300d\u610f\u5916\u4fdd\u96aa<\/strong><\/h3>\n\n\n\n<p>\u7576\u4e2d\u300c\u591a\u5408\u4e00\u300d\u610f\u5916\u4fdd\u96aa\u6700\u70ba\u5e38\u898b\u3002\u300c\u591a\u5408\u4e00\u300d\u610f\u5916\u4fdd\u96aa\u80fd\u5920\u63d0\u4f9b\u4e00\u7b46\u904e\u7684\u50b7\u4ea1\u8ce0\u511f\uff0c\u901a\u5e38\u90fd\u6703\u4fdd\u969c\u57fa\u672c\u8dcc\u6253\u53ca\u7269\u7406\u6cbb\u7642\u7b49\uff0c\u4f46\u8981\u7559\u610f\u6709\u4e9b\u4fdd\u96aa\u516c\u53f8\u7684\u6bcf\u5929\u8ce0\u511f\u984d\u4e0d\u9ad8\uff0c\u90e8\u4efd\u4e0d\u8db3HK$100\uff0c\u751a\u81f3\u4e0d\u5305\u62ec\u9580\u8a3a\u6cbb\u7642\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.blue.com.hk\/hk\/wemedi-outpatient-protector?discountCode=BLOGM1\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/06\/M1-1.jpg\" alt=\"\"\/><\/a><\/figure>\n\n\n<!-- DEBUG: $title = WeMedi \u9580\u8a3a\u4fdd --><!-- DEBUG: $price = 488 \u6e2f\u5143 --><!-- DEBUG: $features = Array\n(\n)\n --><!-- DEBUG: $discountCode = BLOGM1 -->\r\n<div class=\"product-promo-display-wrapper\" style=\"width:100%;max-width:100%;margin:20px auto;padding:20px;box-sizing:border-box;background:#F0F9FF;border-radius:12px;\">\r\n    \r\n        \r\n    \r\n    <!-- PRODUCT PROMO CARD -->\r\n    <!-- DEBUG: $discountCode raw = 'BLOGM1' --><!-- DEBUG: $discountCode type = string --><!-- DEBUG: $custom_url raw = 'discountCode' --><!-- DEBUG: $custom_url type = string --><!-- DEBUG: $discountCode in HTML = BLOGM1 --><!-- DEBUG: $custom_url in HTML = discountCode -->    <div class=\"product-promo-display\" \r\n         data-product-code=\"BBNMER10\" \r\n         data-series-name-code=\"\/wemedi-outpatient-protector\" \r\n         data-promo-code=\"BLOGM1\"\r\n         data-custom-url=\"discountCode\"\r\n         style=\"width:100%;padding:16px 16px 0 16px;box-sizing:border-box;display:flex;flex-direction:column;gap:8px;background:#ffffff;border-radius:16px;overflow:hidden;box-shadow:0 2px 8px rgba(0,0,0,0.10);\">\r\n        <!-- TOP SECTION: Title and Price -->\r\n        <div style=\"display:flex;flex-direction:row;align-items:flex-start;justify-content:space-between;gap:16px;\">\r\n            <!-- LEFT SIDE: Title -->\r\n            <div style=\"flex:1;display:flex;flex-direction:column;gap:4px;\">\r\n                <!-- Plan Header -->\r\n                                <div style=\"font-family:'Noto Sans HK',sans-serif;font-size:18px;font-weight:500;color:#1C1E22;line-height:133%;letter-spacing:0.16px;text-align:left;\">WeMedi \u9580\u8a3a\u4fdd<\/div>\r\n                                <!-- Product Detail -->\r\n                                <div style=\"font-family:'Noto Sans HK',sans-serif;font-size:14.4px;font-weight:400;color:#636972;line-height:150%;letter-spacing:0.16px;text-align:left;\">\u5168\u5e74\u7121\u9650\u6b21\u4ee5\u8a3a\u75c7\u512a\u60e0\u8cbb\u7528\u4eab\u75288\u5927\u9580\u8a3a\u670d\u52d9* \u51fa\u751f\u5f8c15\u5929\u81f380\u6b72\u90fd\u53d7\u4fdd<\/div>\r\n                            <\/div>\r\n            <!-- RIGHT SIDE: Price -->\r\n            <div style=\"display:flex;flex-direction:column;align-items:flex-end;gap:4px;text-align:right;\">\r\n                <div style=\"display:flex;align-items:baseline;gap:0;\">\r\n                    <span style=\"font-family:'Noto Sans HK',sans-serif;font-size:16px;color:#666;font-weight:400;\">HK$<\/span>\r\n                                            <span style=\"font-family:'Open Sans',sans-serif;font-size:42.63px;font-weight:600;color:#E92626;line-height:133%;letter-spacing:0%;\">388<\/span>\r\n                        <span style=\"font-family:'Noto Sans HK',sans-serif;font-size:16px;color:#666;font-weight:400;vertical-align:baseline;\">\/<\/span><span style=\"font-family:'Noto Sans HK',sans-serif;font-size:16px;color:#666;font-weight:400;vertical-align:baseline;\">\u5e74<\/span>                <\/div>\r\n                                    <div style=\"font-family:'Noto Sans HK',sans-serif;font-size:11.52px;font-weight:400;color:#636972;text-decoration:line-through;line-height:150%;letter-spacing:0.32px;text-align:center;\">HK$ 488<\/div>\r\n                            <\/div>\r\n        <\/div>\r\n        \r\n        <!-- EXTRA SPACING WHEN NO DISCOUNT -->\r\n                \r\n        <!-- PROMO CODE SECTION -->\r\n        <div style=\"width:100%;height:24px;display:flex;align-items:center;justify-content:space-between;padding:8px 0;gap:4px;\">\r\n            <span style=\"font-family:'Noto Sans HK',sans-serif;font-size:14px;color:#666;font-weight:400;\">\u512a\u60e0\u4ee3\u78bc<\/span>\r\n            <div style=\"display:flex;align-items:center;gap:4px;\">\r\n                                    <span style=\"font-family:'Noto Sans HK',sans-serif;font-size:18px;color:#3174CC;font-weight:700;letter-spacing:0.16px;\"> BLOGM1 <\/span>\r\n                            <\/div>\r\n        <\/div>\r\n\r\n        <!-- DESCRIPTION SECTION - Only show when there's a discount -->\r\n                                    \r\n        <!-- BUTTON -->\r\n        <button class=\"product-promo-display__button\" aria-label=\"\u7acb\u5373\u6295\u4fdd\" style=\"width:calc(100% + 32px);height:51px;margin:8px -16px 0 -16px;font-family:'Noto Sans HK',sans-serif;font-size:16px;font-weight:700;line-height:1;text-align:center;border:none;border-radius:0 0 16px 16px;background:#3174CC;color:#fff;padding:0;cursor:pointer;box-shadow:0 2px 4px rgba(0,0,0,0.1);\">\r\n            \u7acb\u5373\u6295\u4fdd        <\/button>\r\n    <\/div>\r\n    \r\n            <!-- PROMO REMARKS -->\r\n        <div class=\"promo-remarks\" style=\"margin-top:16px;text-align:left;\">\r\n            <div style=\"font-family:'Noto Sans HK',sans-serif;font-size:14px;font-weight:400;color:#666666;line-height:1.4;margin:0;\"><span data-sheets-root=\"1\">*\u6bcf\u500b\u9580\u8a3a\u91ab\u7642\u670d\u52d9\u985e\u5225\u65bc\u6bcf\u65e5\u53ef\u61c9\u8a3a1\u6b21\u3002\u6298\u6263\u512a\u60e0\u6703\u56e0\u61c9\u500b\u5225\u7db2\u7d61\u91ab\u751f\u53ca\u6bcf\u500b\u9580\u8a3a\u91ab\u7642\u670d\u52d9\u985e\u5225\u800c\u6709\u4e0d\u540c\u3002<\/span><\/div>\r\n        <\/div>\r\n        \r\n<\/div>\r\n\r\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. \u5be6\u5831\u5be6\u92b7\u91ab\u7642\u4fdd\u969c\u610f\u5916\u4fdd\u96aa<\/strong><\/h3>\n\n\n\n<p>\u800c\u6309\u5be6\u5831\u5be6\u92b7\u7406\u8ce0\u7684\u91ab\u7642\u4fdd\u969c\u610f\u5916\u4fdd\u96aa\uff0c\u5247\u6703\u6309\u7167\u9805\u76ee\u4f5c\u51fa\u8ce0\u511f\uff0c\u662f\u5426\u6db5\u84cb\u8dcc\u6253\u91dd\u7078\u3001\u7269\u7406\u6cbb\u7642\u5247\u8996\u4e4e\u4fdd\u55ae\u672c\u8eab\u6db5\u84cb\u7bc4\u570d\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. \u4e00\u7b46\u904e\u8ce0\u511f\u4e4b\u610f\u5916\u4fdd\u96aa<\/strong><\/h3>\n\n\n\n<p>\u800c\u4e3b\u6253\u4e00\u7b46\u904e\u8ce0\u511f\u4e4b\u610f\u5916\u4fdd\u96aa\u901a\u5e38\u53ea\u6703\u4fdd\u969c\u6b7b\u4ea1\u6216\u91cd\u50b7\uff0c\u4e0d\u500b\u5225\u91dd\u5c0d\u4fdd\u969c\u4f4f\u9662\u3001\u8dcc\u6253\u7b49\u9805\u76ee\u3002<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading9428_3903c0-0c, .wp-block-kadence-advancedheading.kt-adv-heading9428_3903c0-0c[data-kb-block=\"kb-adv-heading9428_3903c0-0c\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading9428_3903c0-0c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading9428_3903c0-0c[data-kb-block=\"kb-adv-heading9428_3903c0-0c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<p class=\"kt-adv-heading9428_3903c0-0c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading9428_3903c0-0c\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u610f\u5916\u4f4f\u9662 \u8ce0\u511f\u9ede\u6a23\u8a08\uff1f<\/strong><\/h2>\n\n\n\n<p>\u4f4f\u9662\u4fdd\u969c\u65b9\u9762\uff0c\u540c\u6a23\u6309\u4e0a\u6587\u6240\u8b1b\u76843\u7a2e\u5206\u985e\u5283\u5206\uff1a<\/p>\n\n\n<style>.kb-table-container9555_82886a-e3{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container9555_82886a-e3 .kb-table9555_82886a-e3{border-collapse:separate !important;border-spacing:0 !important;border-radius:16px !important;}.kb-table-container9555_82886a-e3 .kb-table9555_82886a-e3 thead tr:first-child th:first-child{border-top-left-radius:16px !important;}.kb-table-container9555_82886a-e3 .kb-table9555_82886a-e3 thead tr:first-child th:last-child{border-top-right-radius:16px !important;}.kb-table-container9555_82886a-e3 .kb-table9555_82886a-e3 tbody tr:last-child td:first-child, .kb-table-container9555_82886a-e3 .kb-table9555_82886a-e3 tbody tr:last-child th:first-child{border-bottom-left-radius:16px !important;}.kb-table-container9555_82886a-e3 .kb-table9555_82886a-e3 tbody tr:last-child td:last-child, .kb-table-container9555_82886a-e3 .kb-table9555_82886a-e3 tbody tr:last-child th:last-child{border-bottom-right-radius:16px !important;}.kb-table-container9555_82886a-e3{overflow-x:auto;}.kb-table-container .kb-table9555_82886a-e3 th{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:var(--ast-global-color-4);padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table9555_82886a-e3 th ul, .kb-table-container .kb-table9555_82886a-e3 th ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table9555_82886a-e3 td{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table9555_82886a-e3 td ul, .kb-table-container .kb-table9555_82886a-e3 td ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table9555_82886a-e3 td:nth-of-type(0){background-color:#63a7ff;}.kb-table-container .kb-table9555_82886a-e3 th:nth-of-type(1){background-color:#63a7ff;}.kb-table-container .kb-table9555_82886a-e3 td, .kb-table9555_82886a-e3 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}@media all and (max-width: 1024px){.kb-table-container .kb-table9555_82886a-e3 td, .kb-table9555_82886a-e3 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}@media all and (max-width: 767px){.kb-table-container .kb-table9555_82886a-e3 td, .kb-table9555_82886a-e3 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container9555_82886a-e3 wp-block-kadence-table\"><table class=\"kb-table kb-table9555_82886a-e3\">\n<style>.kb-table-container .kb-table tr.kb-table-row9555_46f561-bc{background-color:#d7e8ff;}<\/style><tr class=\"kb-table-row kb-table-row9555_46f561-bc\">\n<th class=\"kb-table-data kb-table-data9555_8d2e09-03\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-a287f00054e490fdd285e299e70e7675\"><strong>\u7a2e\u985e<\/strong><\/p>\n\n<\/9555_8d2e09-03>\n\n<td class=\"kb-table-data kb-table-data9555_9a3bea-9f\">\n\n<p class=\"has-text-color has-link-color wp-elements-852b8f2107781294661b7fa6943436fb\" style=\"color:#1e293b\"><strong>\u7279\u8272<\/strong><\/p>\n\n<\/9555_9a3bea-9f>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9555_dc45f1-69\">\n<th class=\"kb-table-data kb-table-data9555_49b11a-41\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-b30b3df94d93e84de998159b08d38bd4\"><strong>\u610f\u5916\u65e5\u984d\u4f4f\u9662\u6d25\u8cbc<\/strong><\/p>\n\n<\/9555_49b11a-41>\n\n<td class=\"kb-table-data kb-table-data9555_271b12-64\">\n\n<p>\u4ee5\u6bcf\u65e5\u6d25\u8cbc\u7684\u65b9\u5f0f\u4f86\u8ce0\u511f\uff0c\u8ce0\u511f\u91d1\u984d\u6bcf\u65e5\u4ecb\u4e4e\u6e2f\u5e63$400\u81f3$2,000\u4e0d\u7b49<\/p>\n\n<\/9555_271b12-64>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9555_3f5e7b-b7\">\n<th class=\"kb-table-data kb-table-data9555_ad26a9-aa\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-9e1c841bf06aacc697351676dd359bc6\"><strong>\u610f\u5916\u4f4f\u9662\u5be6\u5831\u5be6\u92b7<\/strong><\/p>\n\n<\/9555_ad26a9-aa>\n\n<td class=\"kb-table-data kb-table-data9555_1467f5-08\">\n\n<p>\u6309\u4f4f\u9662\u9805\u76ee\u5be6\u5831\u5be6\u92b7\u4f8b\u8ce0\u511f\u5982\uff0c\u6aa2\u67e5\u3001\u624b\u8853\u7b49<\/p>\n\n<\/9555_1467f5-08>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9555_839cf7-b1\">\n<th class=\"kb-table-data kb-table-data9555_a618e8-cf\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-b00d15664f10f6e663b725ca09d5e6f5\"><strong>\u610f\u5916\u4f4f\u9662\u73fe\u91d1\u8ce0\u511f<\/strong><\/p>\n\n<\/9555_a618e8-cf>\n\n<td class=\"kb-table-data kb-table-data9555_04d474-40\">\n\n<p>\u63d0\u4f9b\u4e00\u6b21\u6027\u3001\u4e00\u7b46\u904e\u7684\u73fe\u91d1\u8ce0\u511f\uff0c\u4e0d\u91dd\u5c0d\u500b\u5225\u4f4f\u9662\u9805\u76ee\u4e0a\u9650\uff0c<br>\u597d\u8655\u662f\u53ef\u4ee5\u66f4\u9748\u6d3b\u5730\u904b\u7528\u8ce0\u511f\u91d1\u984d<\/p>\n\n<\/9555_04d474-40>\n<\/tr>\n<\/table><\/div>\n\n\n<h2 class=\"wp-block-heading\"><strong>\u610f\u5916\u4fdd\u96aa\u4e0d\u4fdd\u4e8b\u9805<\/strong><\/h2>\n\n\n\n<p>\u500b\u4eba\u610f\u5916\u4fdd\u96aa\u5e38\u898b\u7684\u4e0d\u4fdd\u4e8b\u9805\u5305\u62ec\u5df2\u5b58\u5728\u7684\u91ab\u7642\u72c0\u6cc1\u3001\u6574\u5f62\u624b\u8853\u3001\u81ea\u6bba\u3001\u72af\u6cd5\u884c\u70ba\u3001\u6230\u722d\u3001\u66b4\u4e82\u7b49\u3002\u800c\u90e8\u5206\u610f\u5916\u4fdd\u96aa\u4ea6\u4e0d\u5305\u62ec\u56e0\u5929\u707d\u5f15\u8d77\u7684\u610f\u5916\u50b7\u4ea1\u53ca\u91ab\u7642\u958b\u652f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u95dc\u65bcBlue\u7684\u500b\u4eba\u610f\u5916\u4fdd\u96aa<\/strong><\/h2>\n\n\n\n<p>Blue\u63d0\u4f9b\u5e7e\u7a2e\u91dd\u5c0d\u4e0d\u540c\u4fdd\u969c\u7bc4\u570d\u7684<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/personal-accident-protection\">\u500b\u4eba\u610f\u5916\u4fdd\u96aa<\/a>\u8a08\u5283\uff0c\u5305\u62ec<a href=\"https:\/\/www.blue.com.hk\/hk\/bone-fracture-dislocation-protection\">\u610f\u5916\u9aa8\u6298\u7529\u81fc\u4fdd<\/a>\uff0c\u53d7\u4fdd\u4eba\u53ef\u6309\u500b\u4eba\u610f\u9858\u63a5\u53d7\u4e2d\u91ab\u8dcc\u6253\u6216\u897f\u91ab\u6cbb\u7642\uff0c\u53ea\u8981\u63d0\u4f9b\u91ab\u7642\u5f71\u50cf\u8b49\u660e\u8a3a\u65b7\u7b49\u6587\u4ef6\uff0c\u5c31\u53ef\u7372\u5f97\u4e00\u7b46\u904e\u7684\u73fe\u91d1\u8ce0\u511f\u3002<\/p>\n\n\n\n<p>\u53e6\u5916\uff0cBlue\u4ea6\u8a2d\u6709\u5c08\u9580\u91dd\u5c0d\u610f\u5916\u9580\u8a3a\u7684<a href=\"https:\/\/www.blue.com.hk\/hk\/accident-emergency-cash-protection\">\u610f\u5916\u6025\u75c7\u73fe\u91d1\u4fdd\u969c\u8a08\u5283<\/a>\uff0c\u540c\u6a23\u63d0\u4f9b\u4e00\u7b46\u904e\u7684\u73fe\u91d1\u8ce0\u511f\uff0c\u53d7\u4fdd\u4eba\u4f7f\u7528\u9019\u7b46\u8ce0\u511f\u5230\u79c1\u5bb6\u91ab\u9662\u6025\u75c7\u5ba4\u6c42\u8a3a\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-personal-accident-protection-plan-1?discountCode=BLOGPA1\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/PA1.jpg\" alt=\"\" style=\"width:1159px;height:auto\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u806f\u7d61Blue\u4e86\u89e3\u66f4\u591a\u4fdd\u96aa\u65b9\u6848<\/h2>\n\n\n\n<p>Blue\u63d0\u4f9b<a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\">\u5132\u84c4<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/term-life-protection\">\u4eba\u58fd<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-personal-accident-protection-plan-1\">\u610f\u5916<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/critical-illness-insurance\">\u5371\u75be<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/medical-cover\">\u9580\u8a3a\u91ab\u7642<\/a>\u53ca<a href=\"https:\/\/www.blue.com.hk\/hk\/weguard-pharmaeasy-protection-plan\">\u85e5\u5291<\/a>\u7b49\u591a\u7a2e\u4fdd\u96aa\u7522\u54c1\u3002\u5982\u6b32\u4e86\u89e3\u66f4\u591a\uff0c\u6b61\u8fce\u76f4\u63a5WhatsApp +852 9559 5665\u67e5\u8a62\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u7522\u54c1\u53ca\u512a\u60e0\u53d7\u689d\u6b3e\u53ca\u7d30\u5247\u7d04\u675f\uff0c\u8a73\u60c5\u8acb\u53c3\u95b1\u76f8\u95dc\u7522\u54c1\u6982\u8981\u53ca\u4fdd\u55ae\u689d\u6b3e\u3002<\/p>\n\n\n\n<p>\u514d\u8cac\u8072\u660e\ufe55 <br>\u672c\u6587\u7531Blue\u8cc7\u8a0a\u5718\u968a\u64b0\u5beb\u3002\u672c\u6587\u520a\u8f09\u7684\u8cc7\u6599\u53ca\u5065\u5eb7\u8cc7\u8a0a\u53ea\u4f9b\u53c3\u8003\uff0c\u4e26\u4e0d\u5c6c\u53ca\u4e0d\u61c9\u88ab\u8996\u4f5c\u70ba\u91ab\u7642\u5efa\u8b70\u3002Blue\u4e0d\u4fdd\u8b49\u8cc7\u8a0a\u7684\u5b8c\u6574\u6027\u548c\u6e96\u78ba\u6027\u3002\u82e5\u60a8\u6709\u4efb\u4f55\u91ab\u7642\u76f8\u95dc\u7591\u554f\uff0c\u61c9\u8aee\u8a62\u91ab\u751f\u6216\u5176\u4ed6\u91ab\u8b77\u5c08\u696d\u4eba\u54e1\u3002\u5c0d\u65bc\u60a8\u56e0\u672c\u6587\u520a\u8f09\u7684\u4efb\u4f55\u8cc7\u8a0a\u800c\u53ef\u80fd\u62db\u81f4\u7684\u640d\u5931\u3001\u640d\u5bb3\u8ce0\u511f\u3001\u8a1f\u8cbb\u6216\u5176\u4ed6\u958b\u652f\u53ca\u8cac\u4efb\uff0cBlue\u6982\u4e0d\u8ca0\u8cac\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0a\u6240\u5217\u7684\u7522\u54c1\u8cc7\u6599\u53ea\u4f9b\u53c3\u8003\uff0c\u4e0d\u80fd\u8a6e\u91cb\u70ba\u5728\u9999\u6e2f\u4ee5\u5916\u63d0\u4f9b\u6216\u51fa\u552e\u6216\u904a\u8aaa\u8cfc\u8cb7\u4efb\u4f55\u4fdd\u96aa\u7522\u54c1\u3002\u6709\u95dc\u7522\u54c1\u4e4b\u4fdd\u969c\u6b0a\u76ca\u53ca\u689d\u6b3e\u3001\u4e0d\u4fdd\u4e8b\u9805\u53ca\u4e3b\u8981\u98a8\u96aa\u8a73\u60c5\uff0c\u8acb\u53c3\u95b1Blue\u7db2\u7ad9\u3001\u7522\u54c1\u6982\u8981\u53ca\u4fdd\u55ae\u689d\u6b3e\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u610f\u5916\u4fdd\u96aa\u53ef\u8aaa\u662f\u6700\u5e38\u7528\u7684\u4fdd\u96aa\u7522\u54c1\u4e4b\u4e00\uff0c\u5373\u4f7f\u60a8\u6709\u5f37\u9ad4\u9b44\u6e1b\u4f4e\u60a3\u75c5\u7684\u6a5f\u7387\uff0c\u610f\u5916\u4f8b\u5982\u8eca\u798d\u3001\u706b\u8b66\u7b49\uff0c\u537b\u662f\u96e3\u4ee5\u9810\u6599\u3002\u4eca\u5929Blue\u8cc7\u8a0a\u5718\u968a\u5c31\u4f86\u548c\u5927\u5bb6\u770b\u4e00\u4e0b\u610f\u5916\u4fdd\u96aa\u7684\u5e38\u898b\u4fdd\u969c\u7bc4\u570d\u3002 \u610f\u5916\u4fdd\u96aa\u4fdd\u8cbb\u8a08\u7b97\u65b9\u6cd5 \u4e0d\u540c\u7684\u4fdd\u96aa\u516c\u53f8\u8a08\u7b97\u4fdd\u8cbb\u7684\u65b9\u6cd5\u5404\u7570\u3002\u6709\u4e9b\u4fdd\u96aa\u516c\u53f8\u6703\u8003\u616e\u6295\u4fdd\u4eba\u7684\u5e74\u9f61\u4f86\u91d0\u5b9a\u4fdd\u8cbb\uff1b\u90e8\u4efd\u4fdd\u96aa\u516c\u53f8\u6703\u6309\u4fdd\u984d\u53bb\u6c7a\u5b9a\u4fdd\u8cbb\uff0c\u82e5\u6295\u4fdd\u4eba\u7684\u4fdd\u8cbb\u8f03\u9ad8\uff0c\u5c31\u81ea\u7136\u53ef\u4eab\u66f4\u9ad8\u7684\u4fdd\u969c\uff1b\u4e5f\u6709\u4fdd\u96aa\u516c\u53f8\u6703\u7d9c\u5408\u6295\u4fdd\u4eba\u7684\u5e74\u9f61\u3001\u8077\u696d\u7b49\u98a8\u96aa\u56e0\u7d20\u8a08\u7b97\u51fa\u5831\u8cbb\u3002 \u610f\u5916\u4fdd\u96aa\u6bd4\u8f03 \u8a8d\u6e05\u4fdd\u969c\u7bc4\u570d \u8cfc\u8cb7\u610f\u5916\u4fdd\u96aa\u524d\u4e00\u5b9a\u8981\u770b\u6e05\u695a\u4fdd\u55ae\u689d\u6b3e\uff0c\u56e0\u70ba\u6bcf\u4efd\u4fdd\u55ae\u5167\u5bb9\u53ef\u80fd\u4e0d\u540c\u3002\u6982\u62ec\u4f86\u8aaa\uff0c\u610f\u5916\u4fdd\u96aa\u6db5\u84cb\u56e0\u7a81\u5982\u5176\u4f86\u6216\u4e0d\u53ef\u9810\u6599\u7684\u4e8b\u4ef6\u800c\u5f15\u81f4\u7684\u8eab\u9ad4\u53d7\u50b7\uff0c\u6240\u4ee5\u6253\u7db2\u7403\u610f\u5916\u626d\u50b7\u624b\u81c2\u5f88\u5927\u6a5f\u6703\u53d7\u4fdd\uff0c\u800c\u8eab\u9ad4\u4e0d\u9069\uff08\u4f8b\u5982\u8178\u80c3\u708e\uff09\u9700\u8981\u6cbb\u7642\u6216\u6aa2\u67e5\u5247\u901a\u5e38\u4e0d\u53d7\u4fdd\u3002 \u610f\u5916\u9aa8\u6298 \u8dcc\u6253\u91dd\u7078\u3001\u7269\u7406\u6cbb\u7642\u5305\u5514\u5305? \u5e02\u5834\u4e0a\u7684\u500b\u4eba\u610f\u5916\u4fdd\u96aa\u4e00\u822c\u5206\u62103\u985e\uff1a 1.\u300c\u591a\u5408\u4e00\u300d\u610f\u5916\u4fdd\u96aa \u7576\u4e2d\u300c\u591a\u5408\u4e00\u300d\u610f\u5916\u4fdd\u96aa\u6700\u70ba\u5e38\u898b\u3002\u300c\u591a\u5408\u4e00\u300d\u610f\u5916\u4fdd\u96aa\u80fd\u5920\u63d0\u4f9b\u4e00\u7b46\u904e\u7684\u50b7\u4ea1\u8ce0\u511f\uff0c\u901a\u5e38\u90fd\u6703\u4fdd\u969c\u57fa\u672c\u8dcc\u6253\u53ca\u7269\u7406\u6cbb\u7642\u7b49\uff0c\u4f46\u8981\u7559\u610f\u6709\u4e9b\u4fdd\u96aa\u516c\u53f8\u7684\u6bcf\u5929\u8ce0\u511f\u984d\u4e0d\u9ad8\uff0c\u90e8\u4efd\u4e0d\u8db3HK$100\uff0c\u751a\u81f3\u4e0d\u5305\u62ec\u9580\u8a3a\u6cbb\u7642\u3002 2. \u5be6\u5831\u5be6\u92b7\u91ab\u7642\u4fdd\u969c\u610f\u5916\u4fdd\u96aa \u800c\u6309\u5be6\u5831\u5be6\u92b7\u7406\u8ce0\u7684\u91ab\u7642\u4fdd\u969c\u610f\u5916\u4fdd\u96aa\uff0c\u5247\u6703\u6309\u7167\u9805\u76ee\u4f5c\u51fa\u8ce0\u511f\uff0c\u662f\u5426\u6db5\u84cb\u8dcc\u6253\u91dd\u7078\u3001\u7269\u7406\u6cbb\u7642\u5247\u8996\u4e4e\u4fdd\u55ae\u672c\u8eab\u6db5\u84cb\u7bc4\u570d\u3002 3. \u4e00\u7b46\u904e\u8ce0\u511f\u4e4b\u610f\u5916\u4fdd\u96aa \u800c\u4e3b\u6253\u4e00\u7b46\u904e\u8ce0\u511f\u4e4b\u610f\u5916\u4fdd\u96aa\u901a\u5e38\u53ea\u6703\u4fdd\u969c\u6b7b\u4ea1\u6216\u91cd\u50b7\uff0c\u4e0d\u500b\u5225\u91dd\u5c0d\u4fdd\u969c\u4f4f\u9662\u3001\u8dcc\u6253\u7b49\u9805\u76ee\u3002 \u610f\u5916\u4f4f\u9662 \u8ce0\u511f\u9ede\u6a23\u8a08\uff1f \u4f4f\u9662\u4fdd\u969c\u65b9\u9762\uff0c\u540c\u6a23\u6309\u4e0a\u6587\u6240\u8b1b\u76843\u7a2e\u5206\u985e\u5283\u5206\uff1a [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":9556,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[62],"tags":[256],"class_list":["post-9555","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-62","tag-256"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u3010\u610f\u5916\u4fdd\u96aa\u6bd4\u8f03\u3011\u610f\u5916\u4fdd\u96aa\u5e38\u898b\u4fdd\u969c\u7bc4\u570d\u4e00\u89bd | Blue<\/title>\n<meta name=\"description\" content=\"\u610f\u5916\u4fdd\u96aa\u5305\u5514\u5305\u8dcc\u6253\u91dd\u7078\u3001\u7269\u7406\u6cbb\u7642? \u539f\u4f86\u500b\u4eba\u610f\u5916\u4fdd\u96aa\u7406\u8ce0\u65b9\u5f0f\u90fd\u5206\u5e7e\u7a2e\uff0c\u6709\u91dd\u5c0d\u4f4f\u9662\u91ab\u7642\u5be6\u5831\u5be6\u92b7\uff0c\u4ea6\u6709\u4e00\u7b46\u904e\u73fe\u91d1\u8ce0\u511f\uff0c\u6700\u91cd\u8981\u63c0\u5408\u9069\u81ea\u5df1!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.blue.com.hk\/blog\/hk\/\u4fdd\u96aa\u77e5\u8b58\/common-personal-accident-insurance-coverage\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u3010\u610f\u5916\u4fdd\u96aa\u6bd4\u8f03\u3011\u610f\u5916\u4fdd\u96aa\u5e38\u898b\u4fdd\u969c\u7bc4\u570d\u4e00\u89bd | Blue\" \/>\n<meta property=\"og:description\" content=\"\u610f\u5916\u4fdd\u96aa\u5305\u5514\u5305\u8dcc\u6253\u91dd\u7078\u3001\u7269\u7406\u6cbb\u7642? \u539f\u4f86\u500b\u4eba\u610f\u5916\u4fdd\u96aa\u7406\u8ce0\u65b9\u5f0f\u90fd\u5206\u5e7e\u7a2e\uff0c\u6709\u91dd\u5c0d\u4f4f\u9662\u91ab\u7642\u5be6\u5831\u5be6\u92b7\uff0c\u4ea6\u6709\u4e00\u7b46\u904e\u73fe\u91d1\u8ce0\u511f\uff0c\u6700\u91cd\u8981\u63c0\u5408\u9069\u81ea\u5df1!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.blue.com.hk\/blog\/hk\/\u4fdd\u96aa\u77e5\u8b58\/common-personal-accident-insurance-coverage\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/blueinsurancehk\" \/>\n<meta property=\"article:published_time\" content=\"2021-03-04T12:58:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-18T07:49:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/a_man_with_bone_fracture_and_hav.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"945\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Blue\u4fdd\u96aa\u9054\u4eba\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Blue\u4fdd\u96aa\u9054\u4eba\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/common-personal-accident-insurance-coverage\",\"url\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/common-personal-accident-insurance-coverage\",\"name\":\"\u3010\u610f\u5916\u4fdd\u96aa\u6bd4\u8f03\u3011\u610f\u5916\u4fdd\u96aa\u5e38\u898b\u4fdd\u969c\u7bc4\u570d\u4e00\u89bd | Blue\",\"isPartOf\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/common-personal-accident-insurance-coverage#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/common-personal-accident-insurance-coverage#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/a_man_with_bone_fracture_and_hav.jpg\",\"datePublished\":\"2021-03-04T12:58:00+00:00\",\"dateModified\":\"2025-12-18T07:49:56+00:00\",\"author\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/b4536bde808b8d9be3214751456df766\"},\"description\":\"\u610f\u5916\u4fdd\u96aa\u5305\u5514\u5305\u8dcc\u6253\u91dd\u7078\u3001\u7269\u7406\u6cbb\u7642? \u539f\u4f86\u500b\u4eba\u610f\u5916\u4fdd\u96aa\u7406\u8ce0\u65b9\u5f0f\u90fd\u5206\u5e7e\u7a2e\uff0c\u6709\u91dd\u5c0d\u4f4f\u9662\u91ab\u7642\u5be6\u5831\u5be6\u92b7\uff0c\u4ea6\u6709\u4e00\u7b46\u904e\u73fe\u91d1\u8ce0\u511f\uff0c\u6700\u91cd\u8981\u63c0\u5408\u9069\u81ea\u5df1!\",\"breadcrumb\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/common-personal-accident-insurance-coverage#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/common-personal-accident-insurance-coverage\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/common-personal-accident-insurance-coverage#primaryimage\",\"url\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/a_man_with_bone_fracture_and_hav.jpg\",\"contentUrl\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/a_man_with_bone_fracture_and_hav.jpg\",\"width\":1800,\"height\":945},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/common-personal-accident-insurance-coverage#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.blue.com.hk\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u3010\u610f\u5916\u4fdd\u96aa\u6bd4\u8f03\u3011\u8a8d\u6e05\u4fdd\u969c\u7bc4\u570d\uff1a\u8dcc\u6253\u91dd\u7078\u3001\u7269\u7406\u6cbb\u7642\u5305\u5514\u5305?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#website\",\"url\":\"https:\/\/www.blue.com.hk\/blog\/\",\"name\":\"\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.blue.com.hk\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/b4536bde808b8d9be3214751456df766\",\"name\":\"Blue\u4fdd\u96aa\u9054\u4eba\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/Blue_insurance_knowledge-2.png\",\"contentUrl\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/Blue_insurance_knowledge-2.png\",\"caption\":\"Blue\u4fdd\u96aa\u9054\u4eba\"},\"sameAs\":[\"https:\/\/www.blue.com.hk\",\"https:\/\/www.facebook.com\/blueinsurancehk\",\"https:\/\/www.instagram.com\/blueinsurancehk\",\"https:\/\/www.youtube.com\/@BlueHKinsurance\"],\"url\":\"https:\/\/www.blue.com.hk\/blog\/hk\/author\/blue-insurance-knowledge\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u3010\u610f\u5916\u4fdd\u96aa\u6bd4\u8f03\u3011\u610f\u5916\u4fdd\u96aa\u5e38\u898b\u4fdd\u969c\u7bc4\u570d\u4e00\u89bd | Blue","description":"\u610f\u5916\u4fdd\u96aa\u5305\u5514\u5305\u8dcc\u6253\u91dd\u7078\u3001\u7269\u7406\u6cbb\u7642? \u539f\u4f86\u500b\u4eba\u610f\u5916\u4fdd\u96aa\u7406\u8ce0\u65b9\u5f0f\u90fd\u5206\u5e7e\u7a2e\uff0c\u6709\u91dd\u5c0d\u4f4f\u9662\u91ab\u7642\u5be6\u5831\u5be6\u92b7\uff0c\u4ea6\u6709\u4e00\u7b46\u904e\u73fe\u91d1\u8ce0\u511f\uff0c\u6700\u91cd\u8981\u63c0\u5408\u9069\u81ea\u5df1!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.blue.com.hk\/blog\/hk\/\u4fdd\u96aa\u77e5\u8b58\/common-personal-accident-insurance-coverage","og_locale":"en_US","og_type":"article","og_title":"\u3010\u610f\u5916\u4fdd\u96aa\u6bd4\u8f03\u3011\u610f\u5916\u4fdd\u96aa\u5e38\u898b\u4fdd\u969c\u7bc4\u570d\u4e00\u89bd | Blue","og_description":"\u610f\u5916\u4fdd\u96aa\u5305\u5514\u5305\u8dcc\u6253\u91dd\u7078\u3001\u7269\u7406\u6cbb\u7642? \u539f\u4f86\u500b\u4eba\u610f\u5916\u4fdd\u96aa\u7406\u8ce0\u65b9\u5f0f\u90fd\u5206\u5e7e\u7a2e\uff0c\u6709\u91dd\u5c0d\u4f4f\u9662\u91ab\u7642\u5be6\u5831\u5be6\u92b7\uff0c\u4ea6\u6709\u4e00\u7b46\u904e\u73fe\u91d1\u8ce0\u511f\uff0c\u6700\u91cd\u8981\u63c0\u5408\u9069\u81ea\u5df1!","og_url":"https:\/\/www.blue.com.hk\/blog\/hk\/\u4fdd\u96aa\u77e5\u8b58\/common-personal-accident-insurance-coverage","article_author":"https:\/\/www.facebook.com\/blueinsurancehk","article_published_time":"2021-03-04T12:58:00+00:00","article_modified_time":"2025-12-18T07:49:56+00:00","og_image":[{"width":1800,"height":945,"url":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/a_man_with_bone_fracture_and_hav.jpg","type":"image\/jpeg"}],"author":"Blue\u4fdd\u96aa\u9054\u4eba","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Blue\u4fdd\u96aa\u9054\u4eba","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/common-personal-accident-insurance-coverage","url":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/common-personal-accident-insurance-coverage","name":"\u3010\u610f\u5916\u4fdd\u96aa\u6bd4\u8f03\u3011\u610f\u5916\u4fdd\u96aa\u5e38\u898b\u4fdd\u969c\u7bc4\u570d\u4e00\u89bd | Blue","isPartOf":{"@id":"https:\/\/www.blue.com.hk\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/common-personal-accident-insurance-coverage#primaryimage"},"image":{"@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/common-personal-accident-insurance-coverage#primaryimage"},"thumbnailUrl":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/a_man_with_bone_fracture_and_hav.jpg","datePublished":"2021-03-04T12:58:00+00:00","dateModified":"2025-12-18T07:49:56+00:00","author":{"@id":"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/b4536bde808b8d9be3214751456df766"},"description":"\u610f\u5916\u4fdd\u96aa\u5305\u5514\u5305\u8dcc\u6253\u91dd\u7078\u3001\u7269\u7406\u6cbb\u7642? \u539f\u4f86\u500b\u4eba\u610f\u5916\u4fdd\u96aa\u7406\u8ce0\u65b9\u5f0f\u90fd\u5206\u5e7e\u7a2e\uff0c\u6709\u91dd\u5c0d\u4f4f\u9662\u91ab\u7642\u5be6\u5831\u5be6\u92b7\uff0c\u4ea6\u6709\u4e00\u7b46\u904e\u73fe\u91d1\u8ce0\u511f\uff0c\u6700\u91cd\u8981\u63c0\u5408\u9069\u81ea\u5df1!","breadcrumb":{"@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/common-personal-accident-insurance-coverage#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/common-personal-accident-insurance-coverage"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/common-personal-accident-insurance-coverage#primaryimage","url":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/a_man_with_bone_fracture_and_hav.jpg","contentUrl":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/a_man_with_bone_fracture_and_hav.jpg","width":1800,"height":945},{"@type":"BreadcrumbList","@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/common-personal-accident-insurance-coverage#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.blue.com.hk\/blog\/"},{"@type":"ListItem","position":2,"name":"\u3010\u610f\u5916\u4fdd\u96aa\u6bd4\u8f03\u3011\u8a8d\u6e05\u4fdd\u969c\u7bc4\u570d\uff1a\u8dcc\u6253\u91dd\u7078\u3001\u7269\u7406\u6cbb\u7642\u5305\u5514\u5305?"}]},{"@type":"WebSite","@id":"https:\/\/www.blue.com.hk\/blog\/#website","url":"https:\/\/www.blue.com.hk\/blog\/","name":"","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.blue.com.hk\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/b4536bde808b8d9be3214751456df766","name":"Blue\u4fdd\u96aa\u9054\u4eba","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/image\/","url":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/Blue_insurance_knowledge-2.png","contentUrl":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/Blue_insurance_knowledge-2.png","caption":"Blue\u4fdd\u96aa\u9054\u4eba"},"sameAs":["https:\/\/www.blue.com.hk","https:\/\/www.facebook.com\/blueinsurancehk","https:\/\/www.instagram.com\/blueinsurancehk","https:\/\/www.youtube.com\/@BlueHKinsurance"],"url":"https:\/\/www.blue.com.hk\/blog\/hk\/author\/blue-insurance-knowledge"}]}},"_links":{"self":[{"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/posts\/9555","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/comments?post=9555"}],"version-history":[{"count":10,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/posts\/9555\/revisions"}],"predecessor-version":[{"id":14659,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/posts\/9555\/revisions\/14659"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/media\/9556"}],"wp:attachment":[{"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/media?parent=9555"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/categories?post=9555"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/tags?post=9555"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}