{"id":9277,"date":"2025-04-02T03:07:00","date_gmt":"2025-04-02T03:07:00","guid":{"rendered":"https:\/\/www.blue.com.hk\/wp\/?p=9277"},"modified":"2025-12-18T04:06:33","modified_gmt":"2025-12-18T04:06:33","slug":"colonoscopy-insurance-claim-process","status":"publish","type":"post","link":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/colonoscopy-insurance-claim-process","title":{"rendered":"\u7167\u8178\u93e1\u53efclaim\u55ce\uff1f\u4fdd\u96aa\u5305\u5514\u5305\uff1f\u4e86\u89e3\u7167\u8178\u93e1\u7981\u98df\u53ca\u9ebb\u9189\u7b49\u6d41\u7a0b"},"content":{"rendered":"\n<p>\u5927\u8178\u5167\u7aba\u93e1\u6aa2\u67e5\uff08\u4ee5\u4e0b\u7c21\u7a31\u7167\u8178\u93e1\uff09\u662f\u4e00\u7a2e\u5e38\u898b\u7684\u91ab\u7642\u6aa2\u67e5\uff0c\u4e3b\u8981\u7528\u65bc\u8a3a\u65b7\u548c\u9810\u9632\u5927\u8178\u764c\u7b49\u5927\u8178\u75be\u75c5\u3002\u7136\u800c\uff0c\u7167\u8178\u93e1\u7b97\u662f\u4e00\u9805\u7e41\u8907\u7684\u6aa2\u67e5\u9805\u76ee\uff0c\u5927\u5bb6\u53ef\u80fd\u6703\u554f\uff1a\u300c\u7167\u8178\u93e1\u6709\u7121\u9700\u8981\u9ebb\u9189\uff1f\u300d\u3001\u300c\u7167\u8178\u93e1\u4fdd\u96aa\u5305\u5514\u5305\uff1f\u300d\u3002<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/category\/health\/\">Blue\u5065\u5eb7\u9054\u4eba<\/a>\u5c07\u89e3\u7b54\u5927\u5bb6\u7684\u7591\u554f\uff0c\u8b1b\u89e3\u7167\u8178\u93e1\u7981\u98df\u53ca\u9ebb\u9189\u7b49\u6aa2\u67e5\u6d41\u7a0b\uff0c\u4ee5\u53ca\u7167\u8178\u93e1\u5f8c\u5982\u4f55claim\u4fdd\u96aa\u6e1b\u8f15\u8cbb\u7528\u8ca0\u64d4\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8ab0\u61c9\u8a72\u63a5\u53d7\u7167\u8178\u93e1\u6aa2\u67e5\uff1f<\/h2>\n\n\n\n<p>\u6839\u64da\u6700\u65b0\u7d71\u8a08\uff0c\u5927\u8178\u764c\u5728\u9999\u6e2f\u662f\u7b2c3\u5e38\u898b\u7684\u764c\u75c7[1]\u3002<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/10-most-common-cancer-in-hong-kong\/\">\u98f2\u98df\u7fd2\u6163\u4e0d\u826f<\/a>\u662f\u6703\u589e\u52a0\u60a3\u4e0a\u5927\u8178\u764c\u7684\u98a8\u96aa\u3002\u8089\u985e\u7d93\u9ad8\u6eab\u71d2\u70e4\u5bb9\u6613\u7522\u751f\u5927\u8178\u764c\u81f4\u764c\u7269\u8cea\u96dc\u74b0\u80fa\uff08Heterocyclic Amines\uff09\uff1b\u800c\u98df\u7269\u5728\u9ad8\u6eab\u6cb9\u70b8\u4e0b\uff0c\u4ea6\u5bb9\u6613\u5f15\u8d77\u86cb\u767d\u8cea\u548c\u8102\u80aa\u9ad8\u6eab\u8b8a\u8cea\uff0c\u53ef\u80fd\u7522\u751f\u82ef\u4e26\u8298\uff08Benzo[a]pyrene\uff09\u7b49\u5927\u8178\u764c\u81f4\u764c\u7269\u8cea\uff0c\u56e0\u6b64\u5927\u5bb6\u61c9\u8a72\u907f\u514d\u9032\u98df\u71d2\u70e4\u53ca\u6cb9\u70b8\u98df\u54c1\u3002\u53e6\u5916\uff0c\u7d93\u5e38\u651d\u53d6\u9ad8\u8102\u9ad8\u7cd6\u98df\u7269\u3001\u7f3a\u4e4f\u81b3\u98df\u7e96\u7dad\uff0c\u4e5f\u53ef\u80fd\u589e\u52a0\u8178\u9053\u75be\u75c5\u7684\u98a8\u96aa\u3002<\/p>\n\n\n\n<p>\u82e5\u51fa\u73fe\u5927\u4fbf\u5e36\u8840\u3001\u8179\u7009\u3001\u4fbf\u79d8\u3001\u8179\u8139\u7b49\u75c7\u72c0\uff0c\u53ef\u80fd\u662f\u8178\u9053\u75be\u75c5\u7684\u521d\u671f\u75c5\u5fb5\uff0c\u61c9\u53ca\u65e9\u63a5\u53d7\u8178\u93e1\u6aa2\u67e5\u3002\u7576\u8178\u9053\u51fa\u73fe\u7570\u5e38\u6642\uff0c\u7167\u8178\u93e1\u80fd\u5e6b\u52a9\u91ab\u751f\u53ca\u65e9\u767c\u73fe\u606f\u8089\u3001\u708e\u75c7\u6027\u8178\u75c5\uff08\u8178\u708e\uff09\u6216\u5927\u8178\u764c\uff0c\u63d0\u9ad8\u6cbb\u7642\u6210\u529f\u7387\u3002<\/p>\n\n\n\n<p>\u7f8e\u570b\u764c\u75c7\u5354\u6703\u5efa\u8b70\uff0c45\u6b72\u4ee5\u4e0a\u7684\u5065\u5eb7\u4eba\u58eb\uff0c\u5373\u4f7f\u6c92\u6709\u75c5\u5fb5\uff0c\u4e5f\u61c9\u6bcf10\u5e74\u63a5\u53d7\u4e00\u6b21\u8178\u93e1\u6aa2\u67e5\uff0c\u4ee5\u4f5c\u9810\u9632\u3002\u5c0d\u65bc\u4ee5\u4e0b\u7684\u9ad8\u98a8\u96aa\u4eba\u58eb\uff0c\u9700\u66f4\u983b\u5bc6\u63a5\u53d7\u7167\u8178\u93e1\u6aa2\u67e5[2]\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u82e5\u7236\u6bcd\u6216\u5144\u5f1f\u59ca\u59b9\u66fe\u60a3\u5927\u8178\u764c\uff0c\u61c9\u65bc45\u6b72\u524d\u958b\u59cb\u7be9\u67e5<\/li>\n\n\n\n<li>\u5927\u4fbf\u96b1\u8840\u6e2c\u8a66\u5448\u967d\u6027\u8005\u9700\u7acb\u5373\u5b89\u6392\u7167\u8178\u93e1\uff0c\u4ee5\u9032\u4e00\u6b65\u8a3a\u65b7\u662f\u5426\u60a3\u6709\u8178\u9053\u75be\u75c5<\/li>\n\n\n\n<li>\u66fe\u60a3\u708e\u75c7\u6027\u8178\u75c5\uff08\u5982\u514b\u9686\u6c0f\u75c7\u3001\u6f70\u760d\u6027\u5927\u8178\u708e\uff09\uff0c\u61c9\u6bcf1\u81f33\u5e74\u63a5\u53d7\u8178\u93e1\u6aa2\u67e5<\/li>\n\n\n\n<li>\u66fe\u7d93\u767c\u73fe\u5927\u8178\u606f\u8089\uff0c\u5efa\u8b70\u5728\u606f\u8089\u5207\u9664\u5f8c3\u5e74\u5167\u9032\u884c\u5fa9\u67e5<\/li>\n\n\n\n<li>\u66fe\u78ba\u8a3a\u5927\u8178\u764c\uff0c\u5efa\u8b70\u624b\u8853\u5f8c1\u5e74\u5167\u518d\u6b21\u6aa2\u67e5\uff0c\u4e26\u4f9d\u91ab\u751f\u5efa\u8b70\u5b9a\u671f\u8ddf\u9032<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">45\u6b72\u4ee5\u4e0a\u6216\u9ad8\u98a8\u96aa\u4eba\u58eb\u5b9a\u671f\u7167\u8178\u93e1\u7684\u5fc5\u8981\u6027<\/h2>\n\n\n\n<p>\u65e9\u671f\u7684\u5927\u8178\u764c\u5927\u591a\u6e90\u81ea\u5c0f\u578b\u826f\u6027\u606f\u8089\uff0c\u4e00\u822c\u6c92\u6709\u660e\u986f\u75c7\u72c0\u3002\u4e00\u65e6\u5927\u8178\u51fa\u73fe\u7684\u826f\u6027\u606f\u8089\uff08\u5c24\u5176\u662f\u817a\u7624\u6027\u606f\u8089\uff09\u6f14\u8b8a\u6210\u60e1\u6027\u816b\u7624\uff0c\u4e26\u505c\u7559\u5728\u7d50\u8178\u6216\u76f4\u8178\u5167\u5c64\uff0c\u6703\u9032\u4e00\u6b65\u60e1\u5316\u6210\u5927\u8178\u539f\u4f4d\u764c\uff0c\u5982\u672a\u80fd\u53ca\u6642\u767c\u73fe\u6cbb\u7642\uff0c\u764c\u7d30\u80de\u5247\u6709\u6a5f\u6703\u64f4\u6563\u5230\u8eab\u9ad4\u5176\u4ed6\u90e8\u4f4d\uff0c\u589e\u52a0\u764c\u75c7\u7684\u6b7b\u4ea1\u7387\u3002\u56e0\u6b64\uff0c\u7121\u8ad6\u4f60\u5065\u5eb7\u8207\u5426\uff0c\u53ea\u8981\u662f45\u6b72\u4ee5\u4e0a\u6216\u9ad8\u98a8\u96aa\u4eba\u58eb\uff0c\u5b9a\u671f\u63a5\u53d7\u8178\u93e1\u6aa2\u67e5\u5c24\u5176\u91cd\u8981\u3002\u5728\u6aa2\u67e5\u904e\u7a0b\u4e00\u65e6\u767c\u73fe\u606f\u8089\uff0c\u91ab\u751f\u53ef\u5373\u6642\u5207\u9664\uff0c\u5f9e\u800c\u963b\u6b62\u764c\u8b8a\u767c\u751f\uff0c\u6709\u6548\u964d\u4f4e\u60a3\u764c\u98a8\u96aa\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.blue.com.hk\/hk\/wemedi-outpatient-protector?discountCode=BLOGM1\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/06\/M1-1.jpg\" alt=\"\"\/><\/a><\/figure>\n\n\n<!-- DEBUG: $title = WeMedi \u9580\u8a3a\u4fdd --><!-- DEBUG: $price = 488 \u6e2f\u5143 --><!-- DEBUG: $features = Array\n(\n)\n --><!-- DEBUG: $discountCode = BLOGM1 -->\r\n<div class=\"product-promo-display-wrapper\" style=\"width:100%;max-width:100%;margin:20px auto;padding:20px;box-sizing:border-box;background:#F0F9FF;border-radius:12px;\">\r\n    \r\n        \r\n    \r\n    <!-- PRODUCT PROMO CARD -->\r\n    <!-- DEBUG: $discountCode raw = 'BLOGM1' --><!-- DEBUG: $discountCode type = string --><!-- DEBUG: $custom_url raw = 'discountCode' --><!-- DEBUG: $custom_url type = string --><!-- DEBUG: $discountCode in HTML = BLOGM1 --><!-- DEBUG: $custom_url in HTML = discountCode -->    <div class=\"product-promo-display\" \r\n         data-product-code=\"BBNMER10\" \r\n         data-series-name-code=\"\/wemedi-outpatient-protector\" \r\n         data-promo-code=\"BLOGM1\"\r\n         data-custom-url=\"discountCode\"\r\n         style=\"width:100%;padding:16px 16px 0 16px;box-sizing:border-box;display:flex;flex-direction:column;gap:8px;background:#ffffff;border-radius:16px;overflow:hidden;box-shadow:0 2px 8px rgba(0,0,0,0.10);\">\r\n        <!-- TOP SECTION: Title and Price -->\r\n        <div style=\"display:flex;flex-direction:row;align-items:flex-start;justify-content:space-between;gap:16px;\">\r\n            <!-- LEFT SIDE: Title -->\r\n            <div style=\"flex:1;display:flex;flex-direction:column;gap:4px;\">\r\n                <!-- Plan Header -->\r\n                                <div style=\"font-family:'Noto Sans HK',sans-serif;font-size:18px;font-weight:500;color:#1C1E22;line-height:133%;letter-spacing:0.16px;text-align:left;\">WeMedi \u9580\u8a3a\u4fdd<\/div>\r\n                                <!-- Product Detail -->\r\n                                <div style=\"font-family:'Noto Sans HK',sans-serif;font-size:14.4px;font-weight:400;color:#636972;line-height:150%;letter-spacing:0.16px;text-align:left;\">\u5168\u5e74\u7121\u9650\u6b21\u4ee5\u8a3a\u75c7\u512a\u60e0\u8cbb\u7528\u4eab\u75288\u5927\u9580\u8a3a\u670d\u52d9* \u51fa\u751f\u5f8c15\u5929\u81f380\u6b72\u90fd\u53d7\u4fdd<\/div>\r\n                            <\/div>\r\n            <!-- RIGHT SIDE: Price -->\r\n            <div style=\"display:flex;flex-direction:column;align-items:flex-end;gap:4px;text-align:right;\">\r\n                <div style=\"display:flex;align-items:baseline;gap:0;\">\r\n                    <span style=\"font-family:'Noto Sans HK',sans-serif;font-size:16px;color:#666;font-weight:400;\">HK$<\/span>\r\n                                            <span style=\"font-family:'Open Sans',sans-serif;font-size:42.63px;font-weight:600;color:#E92626;line-height:133%;letter-spacing:0%;\">388<\/span>\r\n                        <span style=\"font-family:'Noto Sans HK',sans-serif;font-size:16px;color:#666;font-weight:400;vertical-align:baseline;\">\/<\/span><span style=\"font-family:'Noto Sans HK',sans-serif;font-size:16px;color:#666;font-weight:400;vertical-align:baseline;\">\u5e74<\/span>                <\/div>\r\n                                    <div style=\"font-family:'Noto Sans HK',sans-serif;font-size:11.52px;font-weight:400;color:#636972;text-decoration:line-through;line-height:150%;letter-spacing:0.32px;text-align:center;\">HK$ 488<\/div>\r\n                            <\/div>\r\n        <\/div>\r\n        \r\n        <!-- EXTRA SPACING WHEN NO DISCOUNT -->\r\n                \r\n        <!-- PROMO CODE SECTION -->\r\n        <div style=\"width:100%;height:24px;display:flex;align-items:center;justify-content:space-between;padding:8px 0;gap:4px;\">\r\n            <span style=\"font-family:'Noto Sans HK',sans-serif;font-size:14px;color:#666;font-weight:400;\">\u512a\u60e0\u4ee3\u78bc<\/span>\r\n            <div style=\"display:flex;align-items:center;gap:4px;\">\r\n                                    <span style=\"font-family:'Noto Sans HK',sans-serif;font-size:18px;color:#3174CC;font-weight:700;letter-spacing:0.16px;\"> BLOGM1 <\/span>\r\n                            <\/div>\r\n        <\/div>\r\n\r\n        <!-- DESCRIPTION SECTION - Only show when there's a discount -->\r\n                                    \r\n        <!-- BUTTON -->\r\n        <button class=\"product-promo-display__button\" aria-label=\"\u7acb\u5373\u6295\u4fdd\" style=\"width:calc(100% + 32px);height:51px;margin:8px -16px 0 -16px;font-family:'Noto Sans HK',sans-serif;font-size:16px;font-weight:700;line-height:1;text-align:center;border:none;border-radius:0 0 16px 16px;background:#3174CC;color:#fff;padding:0;cursor:pointer;box-shadow:0 2px 4px rgba(0,0,0,0.1);\">\r\n            \u7acb\u5373\u6295\u4fdd        <\/button>\r\n    <\/div>\r\n    \r\n            <!-- PROMO REMARKS -->\r\n        <div class=\"promo-remarks\" style=\"margin-top:16px;text-align:left;\">\r\n            <div style=\"font-family:'Noto Sans HK',sans-serif;font-size:14px;font-weight:400;color:#666666;line-height:1.4;margin:0;\"><span data-sheets-root=\"1\">*\u6bcf\u500b\u9580\u8a3a\u91ab\u7642\u670d\u52d9\u985e\u5225\u65bc\u6bcf\u65e5\u53ef\u61c9\u8a3a1\u6b21\u3002\u6298\u6263\u512a\u60e0\u6703\u56e0\u61c9\u500b\u5225\u7db2\u7d61\u91ab\u751f\u53ca\u6bcf\u500b\u9580\u8a3a\u91ab\u7642\u670d\u52d9\u985e\u5225\u800c\u6709\u4e0d\u540c\u3002<\/span><\/div>\r\n        <\/div>\r\n        \r\n<\/div>\r\n\r\n\n\n\n<h2 class=\"wp-block-heading\">\u7167\u8178\u93e1\u9700\u8981\u9ebb\u9189\u55ce\uff1f\u7167\u8178\u93e1\u7684\u6aa2\u67e5\u6d41\u7a0b<\/h2>\n\n\n\n<p>\u76ee\u524d\u7167\u8178\u93e1\u4e3b\u8981\u67092\u7a2e\u65b9\u5f0f\uff0c\u662f\u5426\u9700\u8981\u9ebb\u9189\u8996\u4e4e\u63a1\u7528\u54ea\u7a2e\u7167\u8178\u93e1\u6280\u8853\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\">\u50b3\u7d71\u5927\u8178\u5167\u7aba\u93e1(Colonoscopy)<\/h3>\n\n\n\n<p>\u50b3\u7d71\u5927\u8178\u5167\u7aba\u93e1\u662f\u4e00\u7a2e\u5229\u7528\u67d4\u8edf\u53ef\u5f4e\u66f2\u7684\u5167\u7aba\u93e1\u4f86\u6aa2\u67e5\u5927\u8178\u5167\u90e8\u7684\u91ab\u7642\u6280\u8853\uff0c\u80fd\u5920\u5e6b\u52a9\u91ab\u751f\u767c\u73fe\u5927\u8178\u606f\u8089\u3001\u708e\u75c7\u6027\u8178\u75c5\u3001\u5927\u8178\u61a9\u5ba4\u75c7\u7b49\u5065\u5eb7\u554f\u984c\uff0c\u4e26\u5373\u6642\u5207\u9664\u53ef\u80fd\u767c\u5c55\u6210\u60e1\u6027\u7684\u606f\u8089\uff0c\u505a\u5230\u9810\u9632\u6027\u91ab\u7642\u3002\u5728\u7167\u8178\u93e1\u6aa2\u67e5\u6d41\u7a0b\u7576\u4e2d\uff0c\u91ab\u751f\u9700\u8981\u6ce8\u5c04\u9069\u91cf\u7684\u9ebb\u9189\u5291\uff0c\u4ee5\u6e1b\u5c11\u7167\u8178\u93e1\u7684\u4e0d\u9069\u611f\u3002\u6574\u500b\u904e\u7a0b\u901a\u5e38\u9700\u6642\u7d0420\u81f360\u5206\u9418\uff0c\u8996\u4e4e\u500b\u5225\u60c5\u6cc1\u800c\u5b9a\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\">\u5927\u8178\u81a0\u56ca\u5167\u7aba\u93e1(Colon Capsule Endoscopy)<\/h3>\n\n\n\n<p>\u5927\u8178\u81a0\u56ca\u5167\u7aba\u93e1\u662f\u4e00\u7a2e\u5d84\u65b0\u7684\u5167\u7aba\u93e1\u6aa2\u67e5\u6280\u8853\uff0c\u6aa2\u67e5\u6642\u53ea\u9700\u541e\u4e0b\u4e00\u9846\u85e5\u4e38\u822c\u5927\u5c0f\u3001\u5167\u7f6e\u5fae\u578b\u651d\u5f71\u6a5f\u7684\u81a0\u56ca\u3002\u900f\u904e\u9023\u7e8c\u5f71\u50cf\u6aa2\u8996\u5927\u8178\u5167\u58c1\uff0c\u7121\u9700\u4fb5\u5165\u5f0f\u64cd\u4f5c\uff0c\u56e0\u6b64\u7167\u8178\u93e1\u904e\u7a0b\u4e0d\u9700\u8981\u9ebb\u9189\u5291\uff0c\u76f8\u5c0d\u50b3\u7d71\u5927\u8178\u93e1\u7684\u5165\u4fb5\u6027\u8f03\u4f4e\uff0c\u9069\u5408\u4e0d\u9858\u63a5\u53d7\u50b3\u7d71\u8178\u93e1\u7684\u4eba\u58eb\u3002\u6aa2\u67e5\u6642\u9593\u901a\u5e38\u57289\u5c0f\u6642\u5167\u6703\u5b8c\u6210\uff0c\u81a0\u56ca\u6703\u81ea\u7136\u6392\u51fa\u9ad4\u5916\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7167\u8178\u93e1\u524d\u7684\u7981\u98df\u6e96\u5099<\/h2>\n\n\n\n<p>\u70ba\u78ba\u4fdd\u8178\u93e1\u6aa2\u67e5\u7d50\u679c\u6e96\u78ba\uff0c\u63a5\u53d7\u6aa2\u67e5\u524d\u9700\u505a\u597d\u6e96\u5099\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6aa2\u67e5\u524d\u6703\u8ac7<\/h3>\n\n\n\n<p>\u5728\u8178\u93e1\u6aa2\u67e5\u524d\uff0c\u91ab\u751f\u6703\u8a62\u554f\u6aa2\u67e5\u4eba\u58eb\u662f\u5426\u6709\u9577\u671f\u75c5\u53f2\u53ca\u8a73\u7d30\u89e3\u91cb\u7167\u8178\u93e1\u7684\u6d41\u7a0b\uff0c\u5305\u62ec\u65bd\u6253\u9ebb\u9189\u5291\u3001\u63d2\u5165\u5167\u7aba\u93e1\u7b49\u6b65\u9a5f\uff0c\u4e26\u4e14\u63d0\u4f9b\u8a73\u7d30\u6aa2\u67e5\u524d\u6e96\u5099\uff0c\u5305\u62ec\u7167\u8178\u93e1\u524d\u7684\u7981\u98df\u3001\u670d\u7528\u85e5\u7269\uff0c\u9032\u884c\u8178\u9053\u6e05\u7406\u3002\u5982\u6709\u7591\u554f\uff0c\u5c31\u61c9\u53ca\u6642\u63d0\u51fa\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6aa2\u67e5\u524d2\u81f33\u5929<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9032\u98df\u4f4e\u6e23\u98df\u7269\uff0c\u5982\u767d\u98ef\u3001\u8c46\u8150\u3001\u9b5a\u8089<\/li>\n\n\n\n<li>\u907f\u514d\u9ad8\u7e96\u7dad\u98df\u7269\uff0c\u5982\u852c\u83dc\u3001\u6c34\u679c\u3001\u5168\u7a40\u985e\uff0c\u4ee5\u6e1b\u5c11\u8178\u9053\u6b98\u6e23<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u6aa2\u67e5\u524d1\u5929<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53ea\u80fd\u651d\u53d6\u6d41\u8cea\u98df\u7269\uff0c\u5982\u6e05\u6e6f\u3001\u7a00\u7ca5\u3001\u6c34<\/li>\n\n\n\n<li>\u4f9d\u91ab\u751f\u6307\u793a\u670d\u7528\u7009\u85e5\uff0c\u78ba\u4fdd\u8178\u9053\u7121\u6b98\u7559\u7269<\/li>\n\n\n\n<li>\u7167\u8178\u93e1\u524d6\u81f38\u5c0f\u6642\u7981\u98df<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u6aa2\u67e5\u7576\u65e5<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7a7f\u8457\u8f15\u4fbf\u8863\u7269\uff0c\u907f\u514d\u4f69\u6234\u91d1\u5c6c\u98fe\u7269<\/li>\n\n\n\n<li>\u82e5\u6709\u914d\u6234\u96b1\u5f62\u773c\u93e1\u6216\u5047\u7259\uff0c\u53ef\u651c\u5e36\u5b58\u653e\u76d2\uff0c\u65b9\u4fbf\u6aa2\u67e5\u6642\u53d6\u4e0b<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u7167\u8178\u93e1\u7684\u8853\u5f8c\u8b77\u7406<\/h2>\n\n\n\n<p>\u96d6\u7136\u7167\u8178\u93e1\u5c6c\u65bc\u4f4e\u98a8\u96aa\u6aa2\u67e5\uff0c\u4f46\u90e8\u5206\u4eba\u53ef\u80fd\u5728\u6aa2\u67e5\u5f8c\u611f\u5230\u8179\u8139\u3001\u8f15\u5fae\u8179\u75db\u6216\u6392\u6c23\u983b\u7e41\uff0c\u9019\u4e9b\u73fe\u8c61\u901a\u5e38\u6578\u5c0f\u6642\u5167\u6703\u81ea\u7136\u6d88\u5931\u3002\u7136\u800c\uff0c\u82e5\u51fa\u73fe\u56b4\u91cd\u8179\u75db\u3001\u6301\u7e8c\u51fa\u8840\u3001\u5641\u5fc3\u6216\u767c\u71d2\uff0c\u61c9\u7acb\u5373\u6c42\u91ab\u3002\u63a5\u53d7\u7167\u8178\u93e1\u9ebb\u9189\u5f8c\uff0c\u7576\u5929\u61c9\u907f\u514d\u99d5\u99db\u6216\u9032\u884c\u9ad8\u5c08\u6ce8\u5ea6\u5de5\u4f5c\u3002\u6b64\u5916\uff0c\u82e5\u540c\u6642\u6709\u5207\u9664\u606f\u8089\uff0c\u5efa\u8b701\u5468\u5167\u907f\u514d\u5287\u70c8\u904b\u52d5\u53ca\u9ad8\u7e96\u7dad\u98f2\u98df\uff0c\u4ee5\u6e1b\u5c11\u8853\u5f8c\u51fa\u8840\u98a8\u96aa\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7167\u8178\u93e1\u7684\u8cbb\u7528\u7bc4\u570d<\/h2>\n\n\n\n<p>\u79c1\u4eba\u91ab\u9662\u7684\u7167\u8178\u93e1\u57fa\u672c\u6aa2\u67e5\u8cbb\u7528\u7bc4\u570d\u70baHK$$8,770\u81f3HK$20,388[3]\uff0c\u65e5\u9593\u6cbb\u7642\u4e2d\u5fc3\u7684\u7167\u8178\u93e1\u57fa\u672c\u6aa2\u67e5\u8cbb\u7528\u5927\u7d04HK$5,050\u81f3HK$13,000[4]\u3002\u5982\u9700\u5207\u9664\u606f\u8089\u548c\u5316\u9a57\u6d3b\u7d44\u7e54\u7b49\u5176\u4ed6\u670d\u52d9\uff0c\u5247\u9700\u8981\u9644\u52a0\u8cbb\u7528\uff0c\u8a73\u60c5\u8acb\u806f\u7d61\u76f8\u95dc\u91ab\u7642\u6a5f\u69cb\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7167\u8178\u93e1\u4fdd\u96aa\u5305\u5514\u5305\uff1fclaim\u4fdd\u96aa\u6ce8\u610f\u4e8b\u9805<\/h2>\n\n\n\n<p>\u5927\u5bb6\u8f03\u70ba\u95dc\u5fc3\uff1a\u7167\u8178\u93e1\u4fdd\u96aa\u5305\u5514\u5305\uff1f\u82e5\u7167\u8178\u93e1\u70ba\u9810\u9632\u6027\u6aa2\u67e5\uff0c\u5927\u591a\u6578\u4fdd\u96aa\u4e0d\u6703\u53d7\u7406\uff0c\u56e0\u70ba\u4f60\u9700\u8981\u7b26\u5408\u91ab\u7642\u9700\u8981\uff08Medical Necessity\uff09\u624d\u53ef\u7372\u5f97\u8ce0\u511f\uff0c\u5982\u8eab\u9ad4\u4e0d\u9069\u6642\u7372\u91ab\u751f\u8f49\u4ecb\u9032\u884c\u7684\u8a3a\u65b7\u6027\u8178\u93e1\u6aa2\u67e5\uff0c\u624d\u53ef\u4ee5\u5411\u4fdd\u96aa\u516c\u53f8\u7533\u8acb\u7d22\u511f\u3002<\/p>\n\n\n\n<p>\u4e0d\u904e\u8ce0\u511f\u7684\u65b9\u5f0f\u548c\u984d\u5ea6\uff0c\u4ecd\u7136\u8981\u8996\u4e4e\u4f60\u672c\u8eab\u7684\u4fdd\u96aa\u8a08\u5283\u6db5\u84cb\u7bc4\u570d\uff0c\u4ee5\u53ca\u4fdd\u96aa\u516c\u53f8\u7684\u5b89\u6392\u3002\u4f8b\u5982\uff0c\u6709\u4e9b\u4fdd\u96aa\u516c\u53f8\u6703\u5efa\u8b70\u53d7\u4fdd\u4eba\u5230\u4ed6\u5011\u7684\u7db2\u7d61\u91ab\u7642\u4e2d\u5fc3\u9032\u884c\u6aa2\u67e5\uff0c\u7531\u4fdd\u96aa\u516c\u53f8\u76f4\u63a5\u652f\u4ed8\u6aa2\u67e5\u8cbb\u7528\uff0c\u53ef\u7372\u5f97\u5168\u984d\u8ce0\u511f\u3002\u9664\u4e86\u6aa2\u67e5\u4e4b\u5916\uff0c\u8178\u93e1\u6aa2\u67e5\u524d\u7684\u8aee\u8a62\u3001\u8178\u93e1\u6aa2\u67e5\u5f8c\u7684\u8986\u8a3a\u4e5f\u53d7\u4fdd\u3002\u4f46\u82e5\u9078\u64c7\u5230\u91ab\u9662\u7167\u8178\u93e1\uff0c\u5247\u9700\u8981\u81ea\u5df1\u5148\u884c\u652f\u4ed8\u6aa2\u67e5\u8cbb\u7528\uff0c\u7136\u5f8c\u518d\u8fa6\u7406\u7d22\u511f\u624b\u7e8c\uff0c\u800c\u4e14\u672a\u5fc5\u80fd\u7372\u5f97\u5168\u984d\u8ce0\u511f\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u5728\u5b89\u6392\u6aa2\u67e5\u524d\uff0c\u4f60\u61c9\u5148\u5411\u4fdd\u96aa\u516c\u53f8\u67e5\u8a62\u7167\u8178\u93e1\u5305\u5514\u5305\u5728\u8a08\u5283\u6db5\u84cb\u7bc4\u570d\u5167\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7167\u8178\u93e1\u4fdd\u96aa\u7533\u8acb\u7a0b\u5e8f<\/h2>\n\n\n\n<p>\u7533\u8acb\u8ce0\u511f\u6642\u4e00\u822c\u9700\u63d0\u4ea4\u91ab\u751f\u8a3a\u65b7\u8b49\u660e\u53ca\u8f49\u4ecb\u4fe1\u3001\u7167\u8178\u93e1\u5831\u544a\u3001\u75c5\u7406\u6aa2\u6e2c\u7d50\u679c\u3001\u76f8\u95dc\u91ab\u7642\u6536\u64da\u53ca\u5df2\u586b\u59a5\u7684\u4fdd\u96aa\u7d22\u511f\u8868\u683c\uff0c\u4ee5\u78ba\u4fdd\u7533\u8acb\u9806\u5229\u901a\u904e\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/colorectal-cancer-screening-programme-hk\/\">\u5927\u8178\u764c\u80fd\u5426\u81ea\u6211\u6aa2\u6e2c\uff1f\u96a8\u5e74\u9f61\u6f38\u9577\u61c9\u8a72\u6ce8\u610f\u5927\u8178\u764c\u524d\u5146\u3001\u75c7\u72c0\u53ca\u6cbb\u7642&nbsp;<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7167\u8178\u93e1\u4fdd\u96aaclaim\u5514\u8db3\u600e\u9ebc\u8fa6\uff1f<\/h2>\n\n\n\n<p>\u5f9e\u4e0a\u53ef\u898b\uff0c\u7167\u8178\u93e1\u7b97\u662f\u4e00\u9805\u6240\u8cbb\u4e0d\u83f2\u7684\u6aa2\u67e5\uff0c\u4f46\u4e00\u822c\u7684\u91ab\u7642\u4fdd\u96aa\u672a\u5fc5claim\u5f97\u8db3\u3002\u56e0\u6b64\uff0c\u82e5\u4f60\u60f3\u7167\u8178\u93e1\u8cbb\u7528claim\u4fdd\u96aa\u7372\u5f97\u66f4\u9ad8\u6bd4\u4f8b\u7684\u8ce0\u511f\uff0c\u53ef\u4ee5\u53e6\u5916\u8003\u616e\u4ee5\u4e0b\u7684\u9014\u5f91\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u81ea\u9858\u91ab\u4fdd\u8a08\u5283<\/h3>\n\n\n\n<p>\u653f\u5e9c\u81ea2019\u5e74\u63a8\u884c<a href=\"https:\/\/www.vhis.gov.hk\/tc\/about_us\/scheme.html\">\u81ea\u9858\u91ab\u4fdd\u8a08\u5283 <\/a>[5]\uff0c\u65e8\u5728\u63d0\u5347\u4f4f\u9662\u4fdd\u96aa\u7522\u54c1\u7684\u4fdd\u969c\u6c34\u5e73\uff0c\u4ee5\u53ca\u9f13\u52f5\u5e02\u6c11\u8cfc\u8cb7\u66f4\u5168\u9762\u7684\u4f4f\u9662\u4fdd\u96aa\u4ee5\u4f7f\u7528\u79c1\u71df\u91ab\u7642\u670d\u52d9\uff0c\u5f9e\u800c\u6e1b\u4f4e\u516c\u71df\u91ab\u7642\u7cfb\u7d71\u7684\u58d3\u529b\u3002\u81ea\u9858\u91ab\u4fdd\u8a08\u5283\u7684\u4fdd\u969c\u7bc4\u570d\u8f03\u5ee3\uff0c\u9664\u4e86\u6db5\u84cb\u6a19\u6e96\u8a08\u5283\u7684\u4fdd\u969c\u5916\uff0c\u4ea6\u6703\u63d0\u4f9b\u984d\u5916\u4fdd\u969c\u4ee5\u5207\u5408\u4e0d\u540c\u4eba\u58eb\u7684\u9700\u8981\u3002\u81ea\u9858\u91ab\u4fdd\u8a08\u5283\u4fdd\u55ae\u7531\u5e02\u9762\u4e0a\u7684\u4fdd\u96aa\u516c\u53f8\u51fa\u552e\uff0c\u4f46\u7522\u54c1\u5167\u5bb9\u3001\u4fdd\u969c\u984d\u7b49\u90fd\u5fc5\u9700\u7b26\u5408\u98df\u7269\u53ca\u885b\u751f\u5c40\u5c0d\u81ea\u9858\u91ab\u4fdd\u8a08\u5283\u7684\u6700\u4f4e\u8981\u6c42\uff0c\u4fdd\u969c\u7bc4\u570d\u4e00\u822c\u6db5\u84cb\u65e5\u9593\u624b\u8853\uff0c\u5305\u62ec\u6309\u91ab\u7642\u9700\u8981\u9032\u884c\u7684\u5167\u7aba\u93e1\u6aa2\u67e5\uff0c\u5982\u6709\u9700\u8981\u5efa\u8b70\u53ef\u5411\u4f60\u7684\u4fdd\u96aa\u9867\u554f\u67e5\u8a62\u3002[5]<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/vhis-all-you-need-to-know-about\/\">\u3010\u81ea\u9858\u91ab\u4fdd\u8a08\u5283\u61f6\u4eba\u5305\u3011\u4fdd\u969c\u7bc4\u570d\u3001\u4fdd\u8cbb\u53ca\u6263\u7a05\u9ede\u8a08\u6cd5<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u984d\u5916\u91ab\u7642\u4fdd\u96aa<\/h3>\n\n\n\n<p>\u82e5\u5e0c\u671b\u7372\u5f97\u66f4\u9ad8\u984d\u5ea6\u7684\u91ab\u7642\u4fdd\u969c\uff0c\u53ef\u8003\u616e\u984d\u5916\u91ab\u7642\u4fdd\u96aa\uff08Supplementary Major Medical\uff0c\u7c21\u7a31 SMM\uff09\u3002\u9019\u985e\u4fdd\u96aa\u80fd\u5920\u88dc\u8db3\u8d85\u51fa\u4e00\u822c\u91ab\u7642\u4fdd\u96aa\u672a\u6db5\u84cb\u7684\u8cbb\u7528\uff0cSMM \u5728\u6307\u5b9a\u91ab\u7642\u958b\u652f\u8d85\u51fa\u57fa\u672c\u8ce0\u511f\u4e0a\u9650\u6642\uff0c\u4fdd\u96aa\u516c\u53f8\u4e00\u822c\u6703\u8ce0\u511f\u8d85\u51fa\u57fa\u672c\u4fdd\u969c\u984d\u768480%\u91ab\u7642\u8cbb\u7528\uff0c\u5ba2\u6236\u53ea\u9700\u652f\u4ed8\u9918\u4e0b\u768420% [6]\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5927\u8178\u764c\u7be9\u67e5\u8a08\u5283<\/strong><\/h3>\n\n\n\n<p>\u653f\u5e9c\u63a8\u884c\u7684<a href=\"https:\/\/www.colonscreen.gov.hk\/tc\/service\/colonoscopist\/subsidy_level_and_copayment.html\">\u5927\u8178\u764c\u7be9\u67e5\u8a08\u5283<\/a>[7]\uff0c\u5c08\u70ba50\u81f375\u6b72\u3001\u6c92\u6709\u5927\u8178\u764c\u5fb5\u72c0\u7684\u9999\u6e2f\u5c45\u6c11\u63d0\u4f9b\u8cc7\u52a9\uff0c\u8b93\u4ed6\u5011\u6bcf\u5169\u5e74\u5728\u79c1\u71df\u6a5f\u69cb\u63a5\u53d7\u7be9\u67e5\uff0c\u4ee5\u9810\u9632\u5927\u8178\u764c\u3002\u53c3\u52a0\u8005\u9996\u5148\u6703\u9032\u884c\u5927\u4fbf\u96b1\u8840\u6e2c\u8a66\uff0c\u82e5\u7d50\u679c\u5448\u967d\u6027\uff0c\u5247\u6703\u88ab\u8f49\u4ecb\u63a5\u53d7\u653f\u5e9c\u8cc7\u52a9\u7684\u5927\u8178\u93e1\u6aa2\u67e5\u3002\u8cc7\u52a9\u5305\u62ec\u5927\u8178\u93e1\u6aa2\u67e5\u524d\u8a3a\u75c7\u3001\u5927\u8178\u93e1\u6aa2\u67e5\u672c\u8eab\uff0c\u4ee5\u53ca\u6aa2\u67e5\u5f8c\u8a3a\u75c7\u3002\u82e5\u9700\u8981\u5207\u9664\u606f\u8089\uff0c\u8cc7\u52a9\u91d1\u984d\u6700\u9ad8\u53ef\u9054HK$8,500\uff1b\u82e5\u7121\u9700\u5207\u9664\u606f\u8089\uff0c\u5247\u70baHK$7,800\u3002&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Blue\u4e00\u7cfb\u5217\u5371\u75be\u4fdd\u969c\u53ca\u764c\u75c7\u8a08\u5283<\/h2>\n\n\n\n<p>\u4ee5\u4e0a<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/category\/health\/\">Blue\u5065\u5eb7\u9054\u4eba<\/a>\u70ba\u5927\u5bb6\u8b1b\u89e3\u4e86\u7167\u8178\u93e1\u6d41\u7a0b\u3001\u8853\u524d\u7981\u98df\u6e96\u5099\u548c\u8853\u5f8c\u8b77\u7406\uff0c\u4ee5\u53ca\u7167\u8178\u93e1\u5f8c\u5982\u4f55claim \u4fdd\u96aa\u4ee5\u6e1b\u8f15\u8cbb\u7528\u8ca0\u64d4\u3002\u842c\u4e00\u8178\u93e1\u6aa2\u67e5\u5f8c\u78ba\u8a3a\u5927\u8178\u539f\u4f4d\u764c\uff0c\u53ef\u4ee5claim\u8ce0\u511f\u55ce\uff1f\u300c<a href=\"https:\/\/www.blue.com.hk\/hk\/carcinoma-in-situ-protection\">WeCare \u539f\u4f4d\u764c\u75c7\u4fdd<\/a>\u300d\u4fdd\u969c\u53d7\u4fdd\u4eba\u842c\u4e00\u4e0d\u5e78\u78ba\u8a3a\u539f\u4f4d\u764c\uff0c\u53ef\u7372\u4e00\u7b46\u904e\u4fdd\u969c\u984d\u7684100%\u73fe\u91d1\u8ce0\u511f\uff0c\u7528\u4ee5\u61c9\u4ed8\u4f60\u7684\u751f\u6d3b\u53ca\u91ab\u7642\u958b\u652f\uff0c\u5927\u90e8\u5206\u5668\u5b98\u7684\u539f\u4f4d\u764c\u75c7\u7686\u53d7\u4fdd\u3002\u53e6\u5916\uff0c\u300c<a href=\"https:\/\/www.blue.com.hk\/hk\/cancer-insurance\">WeCare \u5168\u9762\u764c\u75c7\u4fdd<\/a>\u300d\u3001\u300c<a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-109-refundable-critical-illness-protector\">WeCare 109%\u56de\u8d08\u5371\u75be\u4fdd<\/a>\u300d\u3001\u300c<a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-critical-illness-protection-plan-1\">WeCare \u5371\u75be\u4fdd\u969c\u8a08\u52831<\/a>\u300d\u4fdd\u969c\u7bc4\u570d\u66f4\u5ee3\uff0c\u70ba\u4f60\u5e36\u4f86\u66f4\u5468\u5168\u7684\u5371\u75be\u4fdd\u969c\uff0c\u8a73\u60c5\u5982\u4e0b\uff1a<\/p>\n\n\n<style>.kb-table-container11031_0bdb98-29{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container11031_0bdb98-29 .kb-table11031_0bdb98-29{border-collapse:separate !important;border-spacing:0 !important;border-radius:16px !important;}.kb-table-container11031_0bdb98-29 .kb-table11031_0bdb98-29 thead tr:first-child th:first-child{border-top-left-radius:16px !important;}.kb-table-container11031_0bdb98-29 .kb-table11031_0bdb98-29 thead tr:first-child th:last-child{border-top-right-radius:16px !important;}.kb-table-container11031_0bdb98-29 .kb-table11031_0bdb98-29 tbody tr:last-child td:first-child, .kb-table-container11031_0bdb98-29 .kb-table11031_0bdb98-29 tbody tr:last-child th:first-child{border-bottom-left-radius:16px !important;}.kb-table-container11031_0bdb98-29 .kb-table11031_0bdb98-29 tbody tr:last-child td:last-child, .kb-table-container11031_0bdb98-29 .kb-table11031_0bdb98-29 tbody tr:last-child th:last-child{border-bottom-right-radius:16px !important;}.kb-table-container11031_0bdb98-29{overflow-x:auto;}.kb-table-container .kb-table11031_0bdb98-29 th{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:var(--ast-global-color-4);padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table11031_0bdb98-29 th ul, .kb-table-container .kb-table11031_0bdb98-29 th ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table11031_0bdb98-29 td{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table11031_0bdb98-29 td ul, .kb-table-container .kb-table11031_0bdb98-29 td ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table11031_0bdb98-29 td:nth-of-type(0){background-color:#d7e8ff;}.kb-table-container .kb-table11031_0bdb98-29 th:nth-of-type(1){background-color:#d7e8ff;}.kb-table-container .kb-table11031_0bdb98-29 td, .kb-table11031_0bdb98-29 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}@media all and (max-width: 1024px){.kb-table-container .kb-table11031_0bdb98-29 td, .kb-table11031_0bdb98-29 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}@media all and (max-width: 767px){.kb-table-container .kb-table11031_0bdb98-29 td, .kb-table11031_0bdb98-29 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container11031_0bdb98-29 wp-block-kadence-table\"><table class=\"kb-table kb-table11031_0bdb98-29\">\n<tr class=\"kb-table-row kb-table-row11031_b67520-63\">\n<th class=\"kb-table-data kb-table-data11031_bb90df-6d\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-critical-illness-protection-plan-1\"><strong>WeCare \u5371\u75be\u4fdd\u969c\u8a08\u52831 &gt;<\/strong><\/a><\/p>\n\n<\/11031_bb90df-6d>\n\n<td class=\"kb-table-data kb-table-data11031_99a2a7-b0\">\n\n<ul class=\"wp-block-list\">\n<li>\u91dd\u5c0d3\u5927\u4e3b\u8981\u5371\u75be<\/li>\n\n\n\n<li>\u6db5\u84cb\u764c\u75c7\u3001\u5fc3\u81df\u75c5\u767c\u4f5c\u53ca\u4e2d\u98a8<\/li>\n\n\n\n<li>\u4fdd\u969c\u984d\u70baHK$10\u842c\u81f3HK$250\u842c<\/li>\n\n\n\n<li>\u70ba18\u6b72\u4ee5\u4e0b\u5b50\u5973\u63d0\u4f9b\u9ad8\u9054HK$30\u842c\u514d\u8cbb\u5371\u75be\u4fdd\u969c<\/li>\n<\/ul>\n\n<\/11031_99a2a7-b0>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row11031_30900c-f3\">\n<th class=\"kb-table-data kb-table-data11031_5dd43a-ae\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/cancer-insurance\"><strong>WeCare \u5168\u9762\u764c\u75c7\u4fdd &gt;<\/strong><\/a><\/p>\n\n<\/11031_5dd43a-ae>\n\n<td class=\"kb-table-data kb-table-data11031_71a030-ee\">\n\n<ul class=\"wp-block-list\">\n<li>\u5927\u90e8\u5206\u5668\u5b98\u53ca\u968e\u6bb5\u7684\u764c\u75c7\u7686\u53d7\u4fdd<\/li>\n\n\n\n<li>\u7121\u9700\u9a57\u8eab\u53ca\u5065\u5eb7\u8b49\u660e\uff0c\u53ea\u8981\u56de\u7b54\u7c21\u55ae\u5065\u5eb7\u554f\u984c\u5373\u53ef\u6295\u4fdd<\/li>\n\n\n\n<li>\u4fdd\u8b49\u7e8c\u4fdd\u53ca\u53ef\u66f4\u6539\u4fdd\u969c\u8a08\u5283<\/li>\n<\/ul>\n\n<\/11031_71a030-ee>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row11031_63dcf6-df\">\n<th class=\"kb-table-data kb-table-data11031_2e5206-96\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/carcinoma-in-situ-protection\"><strong>WeCare \u539f\u4f4d\u764c\u75c7\u4fdd &gt;<\/strong><\/a><\/p>\n\n<\/11031_2e5206-96>\n\n<td class=\"kb-table-data kb-table-data11031_41864b-da\">\n\n<ul class=\"wp-block-list\">\n<li>\u5927\u90e8\u5206\u5668\u5b98\u7684\u539f\u4f4d\u764c\u75c7\u7686\u53d7\u4fdd\uff0c\u5305\u62ec\u591a\u7a2e\u9999\u6e2f\u5e38\u898b\u7684\u539f\u4f4d\u764c\uff0c\u5982\u5b50\u5bae\u9838\u539f\u4f4d\u764c\u3001\u4e73\u623f\u539f\u4f4d\u764c\u53ca\u5927\u8178\u539f\u4f4d\u764c\u7b49<\/li>\n\n\n\n<li>\u7121\u9700\u9a57\u8eab\u53ca\u5065\u5eb7\u8b49\u660e\uff0c\u53ea\u8981\u56de\u7b54\u7c21\u55ae\u5065\u5eb7\u554f\u984c\u5373\u53ef\u6295\u4fdd<\/li>\n\n\n\n<li>\u4fdd\u8b49\u7e8c\u4fdd\u53ca\u66f4\u6539\u4fdd\u969c\u8a08\u5283<\/li>\n<\/ul>\n\n<\/11031_41864b-da>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row11031_1b6f2a-29\">\n<th class=\"kb-table-data kb-table-data11031_acf044-e6\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-109-refundable-critical-illness-protector\"><strong>WeCare 109%\u56de\u8d08\u5371\u75be\u4fdd &gt;<\/strong><\/a><\/p>\n\n<\/11031_acf044-e6>\n\n<td class=\"kb-table-data kb-table-data11031_1f2857-da\">\n\n<ul class=\"wp-block-list\">\n<li>\u4fdd\u969c\u671f\u5167\u672a\u66fe\u7d22\u511f\u53ef\u7372109%\u4fdd\u8cbb\u56de\u8d08<\/li>\n\n\n\n<li>\u6db5\u84cb\u764c\u75c7\u3001\u5fc3\u81df\u75c5\u53ca\u4e2d\u98a8\u7b4938\u7a2e\u5e38\u898b\u5371\u75be<\/li>\n\n\n\n<li>\u984d\u5916\u6db5\u84cb\u539f\u4f4d\u764c\u7b494\u7a2e\u7279\u5225\u75be\u75c5<\/li>\n\n\n\n<li>\u5931\u696d\u53ef\u7533\u8acb\u5ef6\u9072\u7e73\u4ea4\u4fdd\u8cbb\u6700\u591a1\u5e74<\/li>\n<\/ul>\n\n<\/11031_1f2857-da>\n<\/tr>\n<\/table><\/div>\n\n\n<p>\u4e0a\u8ff0\u7522\u54c1\u53ea\u8a08\u5283\u65bc\u9999\u6e2f\u5883\u5167\u51fa\u552e\uff0c\u7522\u54c1\u53ca\u512a\u60e0\u53d7\u689d\u6b3e\u53ca\u7d30\u5247\u7d04\u675f\uff0c\u8a73\u60c5\u8acb\u53c3\u95b1\u76f8\u95dc\u7522\u54c1\u6982\u8981\u53ca\u4fdd\u55ae\u689d\u6b3e\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u806f\u7d61Blue\u4e86\u89e3\u66f4\u591a\u4fdd\u96aa\u65b9\u6848<\/h2>\n\n\n\n<p>Blue\u63d0\u4f9b<a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\">\u5132\u84c4<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/term-life-protection\">\u4eba\u58fd<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-personal-accident-protection-plan-1\">\u610f\u5916<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/critical-illness-insurance\">\u5371\u75be<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/medical-cover\">\u9580\u8a3a\u91ab\u7642<\/a>\u53ca<a href=\"https:\/\/www.blue.com.hk\/hk\/weguard-pharmaeasy-protection-plan\">\u85e5\u5291<\/a>\u7b49\u591a\u7a2e\u4fdd\u96aa\u7522\u54c1\u3002\u5982\u6b32\u4e86\u89e3\u66f4\u591a\uff0c\u6b61\u8fce\u76f4\u63a5WhatsApp +852 9559 5665\u67e5\u8a62\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u53c3\u8003\u8cc7\u6599\uff1a<\/p>\n\n\n\n<p>1. \u885e\u751f\u9632\u8b77\u4e2d\u5fc3 &#8211; <a href=\"https:\/\/www.chp.gov.hk\/tc\/healthtopics\/content\/25\/51.html\">\u5927\u8178\u764c<\/a> <br>2. American Cancer Society &#8211; <a href=\"https:\/\/www.cancer.org\/cancer\/types\/colon-rectal-cancer\/detection-diagnosis-staging\/acs-recommendations.html\">How Often to Have Screening Tests | Colorectal Cancer Guideline<\/a>&nbsp; <br>3. HealthyD &#8211; <a href=\"https:\/\/www.healthyd.com\/articles\/body\/%E7%85%A7%E8%85%B8%E9%8F%A1%E9%82%8A%E9%96%93%E5%A5%BD-%E8%85%B8%E5%85%A7%E8%A6%96%E9%8F%A1%E6%AA%A2%E6%9F%A5%E4%B8%AD%E5%BF%83%E8%B2%BB%E7%94%A8%E6%8E%A8%E4%BB%8B-%E6%AF%94%E8%BC%83#c7.4\">\u7167\u8178\u93e1\u908a\u9593\u597d| \u8178\u93e1\u6aa2\u67e5\u53efclaim\u4fdd\u96aa\uff1f\u653f\u5e9c\u8cc7\u52a9\u6700\u9ad8$8500<\/a> <br>4. \u5927\u9280 &#8211; <a href=\"https:\/\/money.bigsilver.org\/%E9%86%AB%E7%97%85%E9%8C%A2\/%E5%A4%A7%E8%85%B8%E7%99%8C-%E5%A4%A7%E8%85%B8%E9%8F%A1%E5%85%AC%E7%A7%81%E7%87%9F%E5%83%B9%E6%A0%BC%E6%AF%94%E8%BC%83\/?gad_source=1&amp;gclid=Cj0KCQjwhMq-BhCFARIsAGvo0Ke61CHGeqZd8mN-70cT_QCPKvFhxmcnRN755nYmTecqkvWhmjJ4C44aAr4xEALw_wcB\">\u7167\u9867\u8005\u8b1b\u6578\uff5c\u5927\u8178\u764c\uff5c\u5927\u8178\u93e1\u516c\u79c1\u71df\u50f9\u683c\u6bd4\u8f03<\/a> <br>5. \u91ab\u52d9\u885e\u751f\u5c40 &#8211; <a href=\"https:\/\/www.vhis.gov.hk\/tc\/about_us\/scheme.html\">\u81ea\u9858\u91ab\u4fdd\u8a08\u5283\u7c21\u4ecb<\/a>\uff0f<a href=\"https:\/\/www.vhis.gov.hk\/doc\/tc\/information_centre\/c_standard_plan_template_20190403.pdf\">\u81ea\u9858\u91ab\u4fdd\u8a08\u5283\u6587\u4ef6<\/a> <br>6. \u91ab\u52d9\u885e\u751f\u5c40 &#8211;<a href=\"https:\/\/www.vhis.gov.hk\/doc\/tc\/information_centre\/c_eLeaflet05.pdf\">\u300a\u9644\u52a0\u984d\u5916\u91ab\u7642\u4fdd\u969c\uff08SMM\uff09\u300b<\/a> <br>7. \u885e\u751f\u7f72 &#8211; <a href=\"https:\/\/www.colonscreen.gov.hk\/tc\/service\/colonoscopist\/subsidy_level_and_copayment.html\">\u5927\u8178\u764c\u7be9\u67e5\u8a08\u5283<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5927\u8178\u5167\u7aba\u93e1\u6aa2\u67e5\uff08\u4ee5\u4e0b\u7c21\u7a31\u7167\u8178\u93e1\uff09\u662f\u4e00\u7a2e\u5e38\u898b\u7684\u91ab\u7642\u6aa2\u67e5\uff0c\u4e3b\u8981\u7528\u65bc\u8a3a\u65b7\u548c\u9810\u9632\u5927\u8178\u764c\u7b49\u5927\u8178\u75be\u75c5\u3002\u7136\u800c\uff0c\u7167\u8178\u93e1\u7b97\u662f\u4e00\u9805\u7e41\u8907\u7684\u6aa2\u67e5\u9805\u76ee\uff0c\u5927\u5bb6\u53ef\u80fd\u6703\u554f\uff1a\u300c\u7167\u8178\u93e1\u6709\u7121\u9700\u8981\u9ebb\u9189\uff1f\u300d\u3001\u300c\u7167\u8178\u93e1\u4fdd\u96aa\u5305\u5514\u5305\uff1f\u300d\u3002Blue\u5065\u5eb7\u9054\u4eba\u5c07\u89e3\u7b54\u5927\u5bb6\u7684\u7591\u554f\uff0c\u8b1b\u89e3\u7167\u8178\u93e1\u7981\u98df\u53ca\u9ebb\u9189\u7b49\u6aa2\u67e5\u6d41\u7a0b\uff0c\u4ee5\u53ca\u7167\u8178\u93e1\u5f8c\u5982\u4f55claim\u4fdd\u96aa\u6e1b\u8f15\u8cbb\u7528\u8ca0\u64d4\u3002 \u8ab0\u61c9\u8a72\u63a5\u53d7\u7167\u8178\u93e1\u6aa2\u67e5\uff1f \u6839\u64da\u6700\u65b0\u7d71\u8a08\uff0c\u5927\u8178\u764c\u5728\u9999\u6e2f\u662f\u7b2c3\u5e38\u898b\u7684\u764c\u75c7[1]\u3002\u98f2\u98df\u7fd2\u6163\u4e0d\u826f\u662f\u6703\u589e\u52a0\u60a3\u4e0a\u5927\u8178\u764c\u7684\u98a8\u96aa\u3002\u8089\u985e\u7d93\u9ad8\u6eab\u71d2\u70e4\u5bb9\u6613\u7522\u751f\u5927\u8178\u764c\u81f4\u764c\u7269\u8cea\u96dc\u74b0\u80fa\uff08Heterocyclic Amines\uff09\uff1b\u800c\u98df\u7269\u5728\u9ad8\u6eab\u6cb9\u70b8\u4e0b\uff0c\u4ea6\u5bb9\u6613\u5f15\u8d77\u86cb\u767d\u8cea\u548c\u8102\u80aa\u9ad8\u6eab\u8b8a\u8cea\uff0c\u53ef\u80fd\u7522\u751f\u82ef\u4e26\u8298\uff08Benzo[a]pyrene\uff09\u7b49\u5927\u8178\u764c\u81f4\u764c\u7269\u8cea\uff0c\u56e0\u6b64\u5927\u5bb6\u61c9\u8a72\u907f\u514d\u9032\u98df\u71d2\u70e4\u53ca\u6cb9\u70b8\u98df\u54c1\u3002\u53e6\u5916\uff0c\u7d93\u5e38\u651d\u53d6\u9ad8\u8102\u9ad8\u7cd6\u98df\u7269\u3001\u7f3a\u4e4f\u81b3\u98df\u7e96\u7dad\uff0c\u4e5f\u53ef\u80fd\u589e\u52a0\u8178\u9053\u75be\u75c5\u7684\u98a8\u96aa\u3002 \u82e5\u51fa\u73fe\u5927\u4fbf\u5e36\u8840\u3001\u8179\u7009\u3001\u4fbf\u79d8\u3001\u8179\u8139\u7b49\u75c7\u72c0\uff0c\u53ef\u80fd\u662f\u8178\u9053\u75be\u75c5\u7684\u521d\u671f\u75c5\u5fb5\uff0c\u61c9\u53ca\u65e9\u63a5\u53d7\u8178\u93e1\u6aa2\u67e5\u3002\u7576\u8178\u9053\u51fa\u73fe\u7570\u5e38\u6642\uff0c\u7167\u8178\u93e1\u80fd\u5e6b\u52a9\u91ab\u751f\u53ca\u65e9\u767c\u73fe\u606f\u8089\u3001\u708e\u75c7\u6027\u8178\u75c5\uff08\u8178\u708e\uff09\u6216\u5927\u8178\u764c\uff0c\u63d0\u9ad8\u6cbb\u7642\u6210\u529f\u7387\u3002 \u7f8e\u570b\u764c\u75c7\u5354\u6703\u5efa\u8b70\uff0c45\u6b72\u4ee5\u4e0a\u7684\u5065\u5eb7\u4eba\u58eb\uff0c\u5373\u4f7f\u6c92\u6709\u75c5\u5fb5\uff0c\u4e5f\u61c9\u6bcf10\u5e74\u63a5\u53d7\u4e00\u6b21\u8178\u93e1\u6aa2\u67e5\uff0c\u4ee5\u4f5c\u9810\u9632\u3002\u5c0d\u65bc\u4ee5\u4e0b\u7684\u9ad8\u98a8\u96aa\u4eba\u58eb\uff0c\u9700\u66f4\u983b\u5bc6\u63a5\u53d7\u7167\u8178\u93e1\u6aa2\u67e5[2]\uff1a 45\u6b72\u4ee5\u4e0a\u6216\u9ad8\u98a8\u96aa\u4eba\u58eb\u5b9a\u671f\u7167\u8178\u93e1\u7684\u5fc5\u8981\u6027 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\u7167\u8178\u93e1\u9700\u8981\u9ebb\u9189\u55ce\uff1f\u7167\u8178\u93e1\u7684\u6aa2\u67e5\u6d41\u7a0b \u76ee\u524d\u7167\u8178\u93e1\u4e3b\u8981\u67092\u7a2e\u65b9\u5f0f\uff0c\u662f\u5426\u9700\u8981\u9ebb\u9189\u8996\u4e4e\u63a1\u7528\u54ea\u7a2e\u7167\u8178\u93e1\u6280\u8853\uff1a \u50b3\u7d71\u5927\u8178\u5167\u7aba\u93e1(Colonoscopy) \u50b3\u7d71\u5927\u8178\u5167\u7aba\u93e1\u662f\u4e00\u7a2e\u5229\u7528\u67d4\u8edf\u53ef\u5f4e\u66f2\u7684\u5167\u7aba\u93e1\u4f86\u6aa2\u67e5\u5927\u8178\u5167\u90e8\u7684\u91ab\u7642\u6280\u8853\uff0c\u80fd\u5920\u5e6b\u52a9\u91ab\u751f\u767c\u73fe\u5927\u8178\u606f\u8089\u3001\u708e\u75c7\u6027\u8178\u75c5\u3001\u5927\u8178\u61a9\u5ba4\u75c7\u7b49\u5065\u5eb7\u554f\u984c\uff0c\u4e26\u5373\u6642\u5207\u9664\u53ef\u80fd\u767c\u5c55\u6210\u60e1\u6027\u7684\u606f\u8089\uff0c\u505a\u5230\u9810\u9632\u6027\u91ab\u7642\u3002\u5728\u7167\u8178\u93e1\u6aa2\u67e5\u6d41\u7a0b\u7576\u4e2d\uff0c\u91ab\u751f\u9700\u8981\u6ce8\u5c04\u9069\u91cf\u7684\u9ebb\u9189\u5291\uff0c\u4ee5\u6e1b\u5c11\u7167\u8178\u93e1\u7684\u4e0d\u9069\u611f\u3002\u6574\u500b\u904e\u7a0b\u901a\u5e38\u9700\u6642\u7d0420\u81f360\u5206\u9418\uff0c\u8996\u4e4e\u500b\u5225\u60c5\u6cc1\u800c\u5b9a\u3002 \u5927\u8178\u81a0\u56ca\u5167\u7aba\u93e1(Colon Capsule Endoscopy) 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