{"id":9122,"date":"2021-08-03T14:00:00","date_gmt":"2021-08-03T14:00:00","guid":{"rendered":"https:\/\/www.blue.com.hk\/wp\/?p=9122"},"modified":"2026-04-14T03:31:17","modified_gmt":"2026-04-14T03:31:17","slug":"public-annuity-plan-and-private-immediate-annuity-product","status":"publish","type":"post","link":"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/public-annuity-plan-and-private-immediate-annuity-product","title":{"rendered":"\u3010\u653f\u5e9c\u5e74\u91d1\u503c\u5f97\u8cb7\u55ce\uff1f\u3011\u9999\u6e2f\u5e74\u91d1\u61f6\u4eba\u53052\uff1a\u7d42\u8eab\u5e74\u91d1\u6bd4\u8f03\u8cbc\u58eb \u4e00\u6587\u7747\u6e05\u516c\u5171\u5e74\u91d1\u8a08\u5283\u5229\u5f0a"},"content":{"rendered":"\n<p>\u65e9\u524d<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/\">Blue\u8cc7\u8a0a\u5718\u968a<\/a>\u66fe\u70ba\u4f60\u9001\u4e0a<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/qdap-retirement-plans-things-to-know\/\">\u5ef6\u671f\u5e74\u91d1\u61f6\u4eba\u5305<\/a>\uff0c\u4ee5\u53ca\u5982\u4f55\u5584\u7528<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/tax-deduction-qdap-vhis-tvc\/\">\u6263\u7a05\u4e09\u5bf6\u7684\u6263\u7a05\u653b\u7565<\/a>\uff0c\u5728\u672c\u6587\u6211\u5011\u5c07\u8207\u4f60\u63a2\u8a0e\u7531\u653f\u5e9c\u727d\u982d\u7684\u9999\u6e2f\u5e74\u91d1\uff08\u516c\u5171\u5e74\u91d1\u8a08\u5283\uff09\u4ee5\u53ca\u5404\u79c1\u71df\u7d42\u8eab\u5e74\u91d1\u8a08\u5283\u7684\u6bd4\u8f03\u8cbc\u58eb\u3002<\/p>\n\n\n\n<p>\u7d93\u5e38\u6709\u4eba\u554f\u5230\u300c\u653f\u5e9c\u5e74\u91d1\u503c\u5f97\u8cb7\u55ce\uff1f\u300d\uff0c\u5230\u5e95\u516c\u5171\u5e74\u91d1\u8a08\u5283\u6709\u751a\u9ebc\u5229\u5f0a\uff1f\u6211\u5011\u70ba\u4f60\u9001\u4e0a\u300a\u9999\u6e2f\u5e74\u91d1\u61f6\u4eba\u53052\u300b\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u9999\u6e2f\u5e74\u91d1\u8a08\u5283<\/strong><\/h2>\n\n\n\n<p>\u65bc\u4e0a\u4e00\u7bc7\u6587\u7ae0\uff0c\u6211\u5011\u66fe\u63d0\u53ca\u5e74\u91d1\u70ba\u4e00\u7a2e\u9577\u5e74\u671f\u7684\u4fdd\u96aa\u7522\u54c1\uff0c\u53ef\u4ee5\u5206\u70ba\u5169\u7a2e\uff0c\u5206\u5225\u662f\u300c\u5ef6\u671f\u5e74\u91d1\u300d\u53ca\u300c\u5373\u671f\u5e74\u91d1\u300d\uff1a<\/p>\n\n\n\n<p>\u300c\u5ef6\u671f\u5e74\u91d1\u300d\u53ef\u5206\u671f\u6216\u4e00\u6b21\u6027\u7e73\u4ed8\u4fdd\u8cbb\uff0c\u53ef\u4f5c\u6263\u7a05\u4e4b\u7528\uff0c\u9069\u5408\u5728\u8077\u4eba\u58eb\u6295\u4fdd\u3002<\/p>\n\n\n\n<p>\u300c\u5373\u671f\u5e74\u91d1\u300d\u5247\u9700\u8981\u4e00\u6b21\u904e\u7e73\u4ed8\u4fdd\u8cbb\uff0c\u5408\u8cc7\u683c\u7533\u8acb\u4eba\u9700\u70ba60\u6b72\u6216\u4ee5\u4e0a\u9999\u6e2f\u6c38\u4e45\u6027\u5c45\u6c11\uff0c\u9069\u5408\u9000\u4f11\u4eba\u58eb\u3002<\/p>\n\n\n\n<p>\u7531\u9999\u6e2f\u653f\u5e9c\u727d\u982d\u7684\u9999\u6e2f\u5e74\u91d1\u8a08\u5283\uff08\u516c\u5171\u5e74\u91d1\u8a08\u5283\uff09\u5c31\u662f\u5373\u671f\u5e74\u91d1\u4e00\u7a2e\u3002\u9999\u6e2f\u5e74\u91d1\u8a08\u5283\u53c8\u88ab\u7a31\u70ba\u300c\u9577\u8005\u5e74\u91d1\u300d\u6216\u300c\u7d42\u8eab\u5e74\u91d1\u300d\uff0c\u56e0\u70ba\u5176\u6700\u4f4e\u6295\u4fdd\u5e74\u9f61\u70ba60\u6b72\uff0c\u6295\u4fdd\u4eba\u5728\u5b58\u5165\u4e00\u7b46\u904e\u4fdd\u8cbb\u5f8c\uff0c\u53ef\u7372\u53d6\u5e74\u91d1\u6536\u5165\u76f4\u81f3\u7d42\u8001\u3002<\/p>\n\n\n\n<p>\u8207\u5176\u4ed6\u5e74\u91d1\u8a08\u5283\u4e00\u6a23\uff0c\u9999\u6e2f\u5e74\u91d1\u8a08\u5283\u6703\u5728\u6295\u4fdd\u4eba\u7e73\u4ed8\u6574\u7b46\u4fdd\u8cbb\u5f8c\uff0c\u6703\u6bcf\u6708\u5411\u6295\u4fdd\u4eba\u63d0\u4f9b\u4fdd\u8b49\u5e74\u91d1\u91d1\u984d\uff0c\u5c07\u4f60\u7684\u8cc7\u91d1\u8f49\u5316\u6210\u70ba\u7a69\u5b9a\u7684\u5e74\u91d1\u6536\u5165\uff0c\u4ee5\u5b89\u4eab\u665a\u5e74\u3002<\/p>\n\n\n<style>.kb-table-container9122_705413-3d{font-size:16px;font-family:'Noto 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!important;}.kb-table-container9122_705413-3d{overflow-x:auto;}.kb-table-container .kb-table9122_705413-3d th{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#63a7ff;padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table9122_705413-3d th ul, .kb-table-container .kb-table9122_705413-3d th ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table9122_705413-3d td{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table9122_705413-3d td ul, .kb-table-container .kb-table9122_705413-3d td ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table9122_705413-3d td:nth-of-type(1){background-color:#63a7ff;}.kb-table-container .kb-table9122_705413-3d th:nth-of-type(1){background-color:#63a7ff;}.kb-table-container .kb-table9122_705413-3d td, .kb-table9122_705413-3d th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}@media all and (max-width: 1024px){.kb-table-container .kb-table9122_705413-3d td, .kb-table9122_705413-3d th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}@media all and (max-width: 767px){.kb-table-container .kb-table9122_705413-3d td, .kb-table9122_705413-3d th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container9122_705413-3d is-style-regular is-style-regular wp-block-kadence-table\"><table class=\"kb-table kb-table9122_705413-3d\">\n<tr class=\"kb-table-row kb-table-row9122_811a31-9c\">\n<th class=\"kb-table-data kb-table-data9122_c16b66-bf\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-7db0877675f18fcd175120f5b096e438\"><strong>\u7533\u8acb\u8cc7\u683c<\/strong><\/p>\n\n<\/9122_c16b66-bf>\n\n<th class=\"kb-table-data kb-table-data9122_9d0121-a2\">\n\n<p>60 \u6b72\u6216\u4ee5\u4e0a\uff0c\u4e26\u6301\u6709\u6548\u9999\u6e2f\u6c38\u4e45\u6027\u5c45\u6c11\u8eab\u4efd\u8b49\u7684\u4eba\u58eb<\/p>\n\n<\/9122_9d0121-a2>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9122_639bfd-d3\">\n<td class=\"kb-table-data kb-table-data9122_75ffc1-0b\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-6c1fd84b9f22a2f27171176f97ac3b62\"><strong>\u6700\u4f4e\u4fdd\u8cbb\u91d1\u984d<\/strong><\/p>\n\n<\/9122_75ffc1-0b>\n\n<td class=\"kb-table-data kb-table-data9122_feb4bd-9d\">\n\n<p>\u6e2f\u5e6350,000 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kb-table-data9122_ae02b1-43\">\n\n<p>\u5f9e\u4fdd\u55ae\u7684\u4fdd\u8cbb\u8d77\u7e73\u65e5\u958b\u59cb\uff0c\u76f4\u81f3\u6839\u64da\u4fdd\u55ae\u689d\u6b3e\u6240\u652f\u4ed8\u7684\u7d2f\u7a4d\u4fdd\u8b49\u6bcf\u6708\u5e74\u91d1\u91d1\u984d\u9054\u5230\u5df2\u7e73\u4fdd\u8cbb\u7684 105%\u70ba\u6b62<\/p>\n\n<\/9122_ae02b1-43>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row9122_cfd41d-e5\">\n<td class=\"kb-table-data kb-table-data9122_5c1720-a5\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-6c2a7e16cba407f126310dc49cdc878b\"><strong>\u8eab\u6545\u8ce0\u511f<\/strong><\/p>\n\n<\/9122_5c1720-a5>\n\n<td class=\"kb-table-data kb-table-data9122_0da96f-09\">\n\n<p>\u65bc\u4fdd\u8b49\u671f\u5167\uff0c\u82e5\u53d7\u4fdd\u4eba\u4e0d\u5e78\u8eab\u6545\uff0c\u6307\u5b9a\u53d7\u76ca\u4eba\u53ef\u4ee5\u9078\u64c7\u4e00\u7b46\u904e\u6216\u6bcf\u6708\u6536\u53d6\u8eab\u6545\u8ce0\u511f\u3002<\/p>\n\n<\/9122_0da96f-09>\n<\/tr>\n<\/table><\/div>\n\n\n<h2 class=\"wp-block-heading\"><strong>\u9999\u6e2f\u5e74\u91d1\u8a08\u5283\uff1a\u7d42\u8eab\u5e74\u91d1\u8a08\u7b97\u65b9\u6cd5<\/strong><\/h2>\n\n\n\n<p>\u5728\u9019\u90e8\u4efd\uff0c\u6211\u5011\u6703\u7528\u4f8b\u5b50\u4f86\u8aaa\u660e\u9999\u6e2f\u5e74\u91d1\u8a08\u5283\u7684\u8a08\u7b97\u65b9\u6cd5\u3002<\/p>\n\n\n\n<p>\u5047\u8a2d\u694a\u5148\u751f\u572860\u6b72\u6642\u53c3\u8207\u9999\u6e2f\u5e74\u91d1\u8a08\u5283\uff0c\u4e26\u4e00\u7b46\u904e\u7e73\u4ed8HK$100\u842c\u4f5c\u70ba\u4fdd\u8cbb\uff0c\u4e4b\u5f8c\u6bcf\u500b\u6708\u4ed6\u90fd\u53ef\u7372\u5f97HK$5,100\u7684\u4fdd\u8b49\u5e74\u91d1\u91d1\u984d\uff0c\u4fdd\u8b49\u671f\u70ba204\u500b\u6708\uff0c\u800c\u5165\u606f\u671f\u5247\u70ba\u7d42\u8eab\u3002\uff08\u6b63\u5982\u4e0a\u6587\u6240\u8ff0\u4fdd\u8b49\u671f\u7684\u8a08\u7b97\u65b9\u6cd5\uff0c\u662f\u6839\u64da\u5f9e\u4fdd\u55ae\u7684\u4fdd\u8cbb\u8d77\u7e73\u65e5\u958b\u59cb\uff0c\u76f4\u81f3\u6839\u64da\u4fdd\u55ae\u689d\u6b3e\uff0c\u694a\u5148\u751f\u6240\u7372\u767c\u7684\u7d2f\u7a4d\u4fdd\u8b49\u6bcf\u6708\u5e74\u91d1\u91d1\u984d\u9054\u5230\u5df2\u7e73\u4fdd\u8cbb\u7684105%\u70ba\u6b62\uff09\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u6b63\u6709\u8a08\u5283\u6295\u4fdd\u516c\u5171\u5e74\u91d1\uff0c\u53c8\u60f3\u77e5\u9053\u6295\u4fdd\u516c\u5171\u5e74\u91d1\u8a08\u5283\u5f8c\u6bcf\u6708\u53ef\u7372\u5f97\u591a\u5c11\u4fdd\u8b49\u5e74\u91d1\u6536\u5165\u548c\u8eab\u6545\u8ce0\u511f\uff0c\u53ef\u4ee5\u4f7f\u7528\u653f\u5e9c\u5e74\u91d1\u8a08\u5283\u7684\u300c<a href=\"https:\/\/www.hkmca.hk\/hkmcaphp\/php\/calculator_web-result_tc.php\">\u9999\u6e2f\u5e74\u91d1\u8a08\u5283\u8a08\u7b97\u6a5f<\/a>\u300d\u4e86\u89e3\u8a73\u60c5\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.blue.com.hk\/hk\/weguard-pharmaeasy-protection-plan\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/04\/OTC.jpg\" alt=\"\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u7d42\u8eab\u5e74\u91d1\u6bd4\u8f03<\/strong><\/h2>\n\n\n\n<p>\u5176\u5be6\u9664\u4e86\u653f\u5e9c\u516c\u5171\u5e74\u91d1\u5916\uff0c\u5e02\u5834\u4e0a\u4e5f\u6709\u5176\u4ed6\u516c\u53f8\u63a8\u51fa\u7d42\u8eab\u5e74\u91d1\u8a08\u5283\uff0c\u6bd4\u8f03\u5169\u8005\u6642\u6709\u751a\u9ebc\u4e8b\u9805\u9700\u8981\u6ce8\u610f\u5462\uff1f<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1.\u300c\u4fdd\u8b49\u56de\u5831\u300dvs\u300c\u975e\u4fdd\u8b49\u56de\u5831\u300d<\/strong><\/h3>\n\n\n\n<p>\u5728\u6bd4\u8f03\u4e0d\u540c\u7d42\u8eab\u5e74\u91d1\u65b9\u6848\u6642\uff0c\u61c9\u7559\u610f\u5e74\u91d1\u6536\u5165\u6709\u5206\u70ba<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/savings-insurance-guaranteed-returns\/\">\u300c\u4fdd\u8b49\u300d\u53ca\u300c\u975e\u4fdd\u8b49\u300d<\/a>\u5169\u7a2e\uff0c\u7576\u4e2d\u7684\u975e\u4fdd\u8b49\u6536\u5165\u53d6\u6c7a\u65bc\u627f\u4fdd\u516c\u53f8\u7684\u6295\u8cc7\u56de\u5831\u3001\u76c8\u5229\u7b49\u56e0\u7d20\u3002\u7531\u65bc\u6295\u4fdd\u5e74\u91d1\u7684\u4e3b\u8981\u76ee\u6a19\u662f\u78ba\u4fdd\u9000\u4f11\u5f8c\u7684\u751f\u6d3b\u6709\u8db3\u5920\u8ca1\u653f\u4fdd\u969c\uff0c\u56e0\u6b64\u7a69\u5b9a\u800c\u8e0f\u5be6\u7684\u4fdd\u8b49\u6536\u5165\u6bd4\u770b\u4f3c\u5438\u5f15\u7684\u975e\u4fdd\u8b49\u6536\u5165\u66f4\u70ba\u91cd\u8981\uff0c\u8b39\u8a18\u975e\u4fdd\u8b49\u90e8\u4efd\u6709\u6a5f\u6703\u70ba\u96f6\uff0c\u4ee4\u4f60\u7684\u5e74\u91d1\u6536\u5165\u5927\u5931\u9810\u7b97\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2.&nbsp;\u627f\u4fdd\u516c\u53f8\u5c0d\u300c\u7d42\u8eab\u300d\u7684\u5b9a\u7fa9<\/strong><\/h3>\n\n\n\n<p>\u53e6\u5916\uff0c\u5e02\u5834\u4e0a\u5404\u9593\u4fdd\u96aa\u516c\u53f8\u5c0d\u65bc\u300c\u7d42\u8eab\u300d\u6709\u8457\u4e0d\u540c\u7684\u5b9a\u7fa9\uff0c\u4f8b\u5982\u67d0\u4e9b\u516c\u53f8\u7684\u300c\u7d42\u8eab\u300d\u662f\u6307\u6703\u6d3e\u767c\u5e74\u91d1\u6536\u5165\u81f3\u6307\u5b9a\u6b72\u6578\uff08\u5982100\u6b72\uff09\uff0c\u4ea6\u6709\u4e9b\u516c\u53f8\u662f\u6307\u6d3e\u767c\u5e74\u91d1\u6536\u5165\u81f3\u6295\u4fdd\u4eba\u96e2\u4e16\u70ba\u6b62\uff0c\u6240\u4ee5\u5efa\u8b70\u6295\u4fdd\u4eba\u8981\u7d30\u95b1\u4fdd\u55ae\u689d\u6b3e\uff0c\u907f\u514d\u8aa4\u6703\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. \u8eab\u6545\u8ce0\u511f<\/strong><\/h3>\n\n\n\n<p>\u6700\u5f8c\uff0c\u4f60\u61c9\u7559\u610f\u4e0d\u540c\u7684\u5e74\u91d1\u8a08\u5283\u4e2d\uff0c\u5982\u6295\u4fdd\u4eba\u5728\u4fdd\u8b49\u671f\u5167\u8eab\u6545\u7684\u8ce0\u511f\u5b89\u6392\uff0c\u4f8b\u5982\u6703\u5426\u7e7c\u7e8c\u5b9a\u671f\u767c\u653e\u3001\u6291\u6216\u5c07\u672a\u767c\u653e\u7684\u5e74\u91d1\u7d50\u9918\u4e00\u6b21\u904e\u7d66\u4e88\u6307\u5b9a\u53d7\u76ca\u4eba\u4f5c\u70ba\u8ce0\u511f\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.blue.com.hk\/hk\/promotions\/endowment-insurance-promotion\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/06\/E1-3.6pa-banner-TC-970x250-1.jpg\" alt=\"\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u653f\u5e9c\u5e74\u91d1\u503c\u5f97\u8cb7\u55ce\uff1f<\/strong><\/h2>\n\n\n\n<p>\u653f\u5e9c\u516c\u5171\u5e74\u91d1\u8a08\u5283\u76f8\u5c0d\u65bc\u79c1\u71df\u7d42\u8eab\u5e74\u91d1\u8a08\u5283\u8a2d\u6709\u8f03\u591a\u9650\u5236\uff0c\u4f8b\u5982\u6295\u4fdd\u5e74\u9f61\u548c\u6295\u4fdd\u984d\uff0c\u6210\u70ba\u516c\u5171\u5e74\u91d1\u8a08\u5283\u7684\u4e3b\u8981\u5f0a\u8655\uff0c\u4f46\u653f\u5e9c\u5e74\u91d1\u52dd\u5728\u6709\u4fdd\u8b49\u56de\u5831\uff0c\u53cd\u89c0\u79c1\u71df\u5e74\u91d1\u5247\u6709\u90e8\u5206\u56de\u5831\u4e26\u4e0d\u5b8c\u5168\u53d7\u4fdd\u8b49\u3002<\/p>\n\n\n\n<p>\u7576\u7136\uff0c\u6bcf\u500b\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u3001\u5e74\u9f61\u548c\u9700\u6c42\u90fd\u4e0d\u540c\uff0c\u96e3\u4ee5\u4e00\u6982\u800c\u8ad6\u3002\u4f46\u67d0\u7a0b\u5ea6\u4e0a\uff0c\u5e74\u91d1\u4e5f\u662f\u500b\u300c\u9b25\u9577\u547d\u300d\u7684\u904a\u6232\uff0c\u58fd\u547d\u8d8a\u9577\uff0c\u7d2f\u7a4d\u5f97\u5230\u7684\u5e74\u91d1\u6536\u5165\u5c31\u8d8a\u591a\u3002\u4e0d\u8ad6\u662f\u653f\u5e9c\u516c\u5171\u5e74\u91d1\u6291\u6216\u79c1\u71df\u7d42\u8eab\u5e74\u91d1\uff0c\u6295\u4fdd\u4eba\u5728\u8003\u616e\u7533\u8acb\u6642\uff0c\u4e5f\u61c9\u5c07\u500b\u4eba\u8eab\u9ad4\u72c0\u6cc1\u8a08\u7b97\u5728\u5167\u3002<\/p>\n\n\n\n<p>\u6700\u5f8c\uff0c\u518d\u4e09\u63d0\u9192\u8b80\u8005\uff0c\u5e74\u91d1\u5c6c\u65bc\u9577\u671f\u4fdd\u96aa\u7522\u54c1\uff0c\u63d0\u65e9\u9000\u4fdd\u53ef\u80fd\u4ee4\u6295\u4fdd\u4eba\u627f\u64d4\u984d\u5916\u6536\u8cbb\uff0c\u5982\u60f3\u4f5c\u77ed\u671f\u6295\u8cc7\u589e\u9577\u8ca1\u5bcc\uff0c\u70ba\u9000\u4f11\u5f8c\u7684\u751f\u6d3b\u7d2f\u7a4d\u5132\u84c4\uff0c\u4e0d\u59a8\u8003\u616e\u9280\u884c\u5b9a\u5b58\u3001\u50b5\u5238\u3001\u77ed\u671f\u5132\u84c4\u4fdd\u96aa\u7522\u54c1\u7b49\u4f4e\u98a8\u96aa\u6295\u8cc7\u5de5\u5177\uff0c\u8b93\u4f60\u7684\u8cc7\u7522\u914d\u7f6e\u66f4\u70ba\u5168\u9762\uff0c\u5206\u6563\u98a8\u96aa\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u8cfa\u53d6\u88ab\u52d5\u6536\u5165\u4e4b\u9078\uff1aBlue\u9748\u6d3b\u5132\u84c4\u4fdd\u96aa<\/strong><\/h2>\n\n\n\n<p>\u4e0d\u60f3\u8cc7\u91d1\u88ab\u9577\u671f\u9396\u4f4f\uff1f\u63d0\u4f9b\u4fdd\u8b49\u56de\u5831\u7684Blue\u5132\u84c4\u4fdd\u96aa\u662f\u4f60\u7684\u9078\u64c7\uff01\u6700\u65b0\u63a8\u51fa\u7684\u300c<a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\">WeSave \u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fdd ST1<\/a>\u300d\uff0c\u53ef\u9078\u64c71\u5e74\u62162\u5e74\u4fdd\u969c\u671f\uff0c\u52a9\u4f60\u5728\u77ed\u6642\u9593\u5167\u589e\u503c\u624b\u982d\u4e0a\u7684\u6d41\u52d5\u8cc7\u91d1\uff0c\u8f15\u9b06\u9054\u6210\u77ed\u671f\u5132\u84c4\u8a08\u5283\u3002\u800c\u300c<a href=\"https:\/\/www.blue.com.hk\/hk\/easysave-insurance-plan\">EasySave\u667a\u6613\u5132\u84c4\u4fddES1<\/a>\u300d\u6216\u300c<a href=\"https:\/\/www.blue.com.hk\/hk\/promotions\/savings-insurance-promo-code\">WeSave\u5b9a\u606f\u5132\u84c4\u4fddS3<\/a>\u300d\u66f4\u53ef\u4ee5\u63d0\u65e9\u9000\u4fdd\u90fd\u4e0d\u6536\u53d6\u4efb\u4f55\u8cbb\u7528\uff0c\u5c6c\u4f4e\u98a8\u96aa\u7406\u8ca1\u5de5\u5177\uff0c\u52a9\u4f60\u9748\u6d3b\u8abf\u52d5\u6d41\u52d5\u8cc7\u91d1\u3002<\/p>\n\n\n<style>.kb-table-container13660_3974bc-07{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container13660_3974bc-07 .kb-table13660_3974bc-07{border-collapse:separate !important;border-spacing:0 !important;border-radius:16px !important;}.kb-table-container13660_3974bc-07 .kb-table13660_3974bc-07 thead tr:first-child th:first-child{border-top-left-radius:16px !important;}.kb-table-container13660_3974bc-07 .kb-table13660_3974bc-07 thead tr:first-child th:last-child{border-top-right-radius:16px !important;}.kb-table-container13660_3974bc-07 .kb-table13660_3974bc-07 tbody tr:last-child td:first-child, .kb-table-container13660_3974bc-07 .kb-table13660_3974bc-07 tbody tr:last-child th:first-child{border-bottom-left-radius:16px !important;}.kb-table-container13660_3974bc-07 .kb-table13660_3974bc-07 tbody tr:last-child td:last-child, .kb-table-container13660_3974bc-07 .kb-table13660_3974bc-07 tbody tr:last-child th:last-child{border-bottom-right-radius:16px !important;}.kb-table-container13660_3974bc-07{overflow-x:auto;}.kb-table13660_3974bc-07 td:nth-of-type(1), .kb-table13660_3974bc-07 th:nth-of-type(1){width:30%;}.kb-table13660_3974bc-07 td:nth-of-type(2), .kb-table13660_3974bc-07 th:nth-of-type(2){width:30%;}.kb-table13660_3974bc-07 td:nth-of-type(3), .kb-table13660_3974bc-07 th:nth-of-type(3){width:30%;}.kb-table13660_3974bc-07 td:nth-of-type(4), .kb-table13660_3974bc-07 th:nth-of-type(4){width:30%;}.kb-table13660_3974bc-07 td:nth-of-type(5), .kb-table13660_3974bc-07 th:nth-of-type(5){width:30%;}.kb-table13660_3974bc-07{table-layout:fixed;width:100%;}.kb-table-container .kb-table13660_3974bc-07 th{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:var(--ast-global-color-4);padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table13660_3974bc-07 th ul, .kb-table-container .kb-table13660_3974bc-07 th ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table13660_3974bc-07 td{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table13660_3974bc-07 td ul, .kb-table-container .kb-table13660_3974bc-07 td ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table13660_3974bc-07 td:nth-of-type(0){background-color:#63a7ff;}.kb-table-container .kb-table13660_3974bc-07 th:nth-of-type(1){background-color:#63a7ff;}.kb-table-container .kb-table13660_3974bc-07 td, .kb-table13660_3974bc-07 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}@media all and (max-width: 1024px){.kb-table-container .kb-table13660_3974bc-07 td, .kb-table13660_3974bc-07 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}@media all and (max-width: 767px){.kb-table-container .kb-table13660_3974bc-07 td, .kb-table13660_3974bc-07 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container13660_3974bc-07 wp-block-kadence-table\"><table class=\"kb-table kb-table13660_3974bc-07\">\n<style>.kb-table-container .kb-table tr.kb-table-row13660_472d2b-7f{background-color:#d7e8ff;}<\/style><tr class=\"kb-table-row kb-table-row13660_472d2b-7f\">\n<th class=\"kb-table-data kb-table-data13660_bc0a4b-46\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-b5be9b0022782dfb977bba45c8b0337e\"><\/p>\n\n<\/13660_bc0a4b-46>\n\n<th class=\"kb-table-data kb-table-data13660_ccf10d-cf\">\n\n<p class=\"has-text-color has-link-color wp-elements-3b529515f47ad094b85dc4177d92a0f9\" style=\"color:#1e293b;margin-top:8px;margin-bottom:8px\"><strong>WeSave\u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fddST1<\/strong><\/p>\n\n<\/13660_ccf10d-cf>\n\n<th class=\"kb-table-data kb-table-data13660_6b1f18-1d\">\n\n<p class=\"has-text-color has-link-color wp-elements-0c53e36e585f708f91781bef726c7ca9\" style=\"color:#1e293b;margin-top:8px;margin-bottom:8px\"><strong>WeSave\u9ad8\u606f\u5132\u84c4\u4fddE1<\/strong><\/p>\n\n<\/13660_6b1f18-1d>\n\n<th class=\"kb-table-data kb-table-data13660_26b2a5-dc\">\n\n<p class=\"has-text-color has-link-color wp-elements-b4e3e5a516c2edb71d510fb9180b8798\" style=\"color:#1e293b;margin-top:8px;margin-bottom:8px\"><strong>WeSave\u5b9a\u606f\u5132\u84c4\u4fddS3<\/strong><\/p>\n\n<\/13660_26b2a5-dc>\n\n<th class=\"kb-table-data kb-table-data13660_36832b-18\">\n\n<p class=\"has-text-color has-link-color wp-elements-3f96bf87e8d220ca45e3e9361971bb49\" style=\"color:#1e293b;margin-top:8px;margin-bottom:8px\"><strong>EasySave\u667a\u6613\u5132\u84c4\u4fddES1<\/strong><\/p>\n\n<\/13660_36832b-18>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_2fa560-51\">\n<th class=\"kb-table-data kb-table-data13660_8e2fb3-9d\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-afecba782cb2565eee5559dabcc65ca8\" style=\"margin-top:8px;margin-bottom:8px\">\u8a08\u5283\u7279\u9ede<\/p>\n\n<\/13660_8e2fb3-9d>\n\n<td class=\"kb-table-data kb-table-data13660_08e9d5-08\">\n\n<p class=\"has-text-color has-link-color wp-elements-d89d599258479148dac991d745afb717\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u77ed\u671f\u9ad8\u606f\u56de\u5831<\/p>\n\n<\/13660_08e9d5-08>\n\n<td class=\"kb-table-data kb-table-data13660_d25a9a-cc\">\n\n<p class=\"has-text-color has-link-color wp-elements-ce98cfd6630c9aeeb1d7da03154e45c3\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u4e2d\u671f\u8cfa\u53d6\u53ef\u89c0\u56de\u5831<\/p>\n\n<\/13660_d25a9a-cc>\n\n<td class=\"kb-table-data kb-table-data13660_3904c1-71\">\n\n<p class=\"has-text-color has-link-color wp-elements-4c49d0064ab48c02dc1d0b113c120628\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u65e2\u9748\u6d3b\u53c8\u9ad8\u606f<\/p>\n\n<\/13660_3904c1-71>\n\n<td class=\"kb-table-data kb-table-data13660_aeda36-9d\">\n\n<p class=\"has-text-color has-link-color wp-elements-af72df89cc6a9f3ebfbf1a7240112c0c\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u96a8\u6642\u96a8\u5730 \u9748\u6d3b\u81ea\u4e3b<\/p>\n\n<\/13660_aeda36-9d>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_5e31d4-ef\">\n<th class=\"kb-table-data kb-table-data13660_1a801c-14\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-06b6e0e633c57aff15c7ffa309635a59\" style=\"margin-top:8px;margin-bottom:8px\">\u5165\u9580\u9580\u6abb<\/p>\n\n<\/13660_1a801c-14>\n\n<td class=\"kb-table-data kb-table-data13660_26f255-13\">\n\n<p class=\"has-text-color has-link-color wp-elements-97dddbe9f6732a173274eab52b17f399\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">US$13,000\u8d77\uff08\u4ee5\u7f8e\u5143\u70ba\u4fdd\u55ae\u55ae\u4f4d\uff09<\/p>\n\n<\/13660_26f255-13>\n\n<td class=\"kb-table-data kb-table-data13660_4d86cc-3a\">\n\n<p class=\"has-text-color has-link-color wp-elements-921eb39e9b7cd41237ebe5f1d2c52010\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">US$4,000\u8d77\uff08\u4ee5\u7f8e\u5143\u70ba\u4fdd\u55ae\u55ae\u4f4d\uff09<\/p>\n\n<\/13660_4d86cc-3a>\n\n<td class=\"kb-table-data kb-table-data13660_c31065-a0\">\n\n<p class=\"has-text-color has-link-color wp-elements-921eb39e9b7cd41237ebe5f1d2c52010\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">US$4,000\u8d77\uff08\u4ee5\u7f8e\u5143\u70ba\u4fdd\u55ae\u55ae\u4f4d\uff09<\/p>\n\n<\/13660_c31065-a0>\n\n<td class=\"kb-table-data kb-table-data13660_c448e8-f6\">\n\n<p class=\"has-text-color has-link-color wp-elements-7455a82b16bd21ce32620b6b869ddd36\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u6bcf\u6708HK$500\u8d77\uff08\u4ee5\u6e2f\u5143\u70ba\u4fdd\u55ae\u55ae\u4f4d\uff09<\/p>\n\n<\/13660_c448e8-f6>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_01ba9b-8b\">\n<th class=\"kb-table-data kb-table-data13660_f400ef-ec\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-6f8cb91443d20f99aedc89715f2de2b1\" style=\"margin-top:8px;margin-bottom:8px\">\u7e73\u8cbb\u65b9\u5f0f<\/p>\n\n<\/13660_f400ef-ec>\n\n<td class=\"kb-table-data kb-table-data13660_07a464-9f\">\n\n<p class=\"has-text-color has-link-color wp-elements-db82e020760639903c834c930e3a7cd6\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u4e00\u7b46\u904e\u7e73\u4ed8<\/p>\n\n<\/13660_07a464-9f>\n\n<td class=\"kb-table-data kb-table-data13660_905904-b6\">\n\n<p class=\"has-text-color has-link-color wp-elements-db82e020760639903c834c930e3a7cd6\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u4e00\u7b46\u904e\u7e73\u4ed8<\/p>\n\n<\/13660_905904-b6>\n\n<td class=\"kb-table-data kb-table-data13660_28a483-aa\">\n\n<p class=\"has-text-color has-link-color wp-elements-db82e020760639903c834c930e3a7cd6\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u4e00\u7b46\u904e\u7e73\u4ed8<\/p>\n\n<\/13660_28a483-aa>\n\n<td class=\"kb-table-data kb-table-data13660_5708a5-84\">\n\n<p class=\"has-text-color has-link-color wp-elements-fac4fc9035a01e901585da2fa0a37ecd\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u6708\u7e73\u6216\u5e74\u7e73<\/p>\n\n<\/13660_5708a5-84>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_516af0-67\">\n<th class=\"kb-table-data kb-table-data13660_64735b-df\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-641f521ae59fac6c8f0800db5b320047\" style=\"margin-top:8px;margin-bottom:8px\">\u9748\u6d3b\u5ea6<\/p>\n\n<\/13660_64735b-df>\n\n<td class=\"kb-table-data kb-table-data13660_e5fe2b-df\">\n\n<p class=\"has-text-color has-link-color wp-elements-789e1ca2563c5caab9808117fc57be7e\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u63d0\u65e9\u9000\u4fdd\u9700\u7e73\u4ed8\u9000\u4fdd\u8cbb\u7528<\/p>\n\n<\/13660_e5fe2b-df>\n\n<td class=\"kb-table-data kb-table-data13660_29aa9a-0a\">\n\n<p class=\"has-text-color has-link-color wp-elements-18a0e24968bbb0915a776b4a7a42d989\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u63d0\u65e9\u9000\u4fdd\u8cbb\u7528\u9069\u7528\u65bc\u99963\u500b\u4fdd\u55ae\u5e74\u5ea6<\/p>\n\n<\/13660_29aa9a-0a>\n\n<td class=\"kb-table-data kb-table-data13660_efa421-7f\">\n\n<p class=\"has-text-color has-link-color wp-elements-d069671a8b2933c4d331349f9cff8ac3\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u96a8\u6642\u9000\u4fdd\u90fd\u53ef\u53d6\u56de\u672c\u91d1\u53ca\u4fdd\u8b49\u56de\u5831\uff0c\u7d55\u4e0d\u6536\u624b\u7e8c\u8cbb<\/p>\n\n<\/13660_efa421-7f>\n\n<td class=\"kb-table-data kb-table-data13660_5d74fb-94\">\n\n<p class=\"has-text-color has-link-color wp-elements-7a4cd186e788759f637383f3a3a06554\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u53ef\u96a8\u6642\u5132\u9322\u62ce\u9322(\u8a3b2)\uff0c\u751a\u81f3\u5168\u55ae\u9000\u4fdd\u90fd\u96f6\u624b\u7e8c\u8cbb<\/p>\n\n<\/13660_5d74fb-94>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_81f9e1-d7\">\n<th class=\"kb-table-data kb-table-data13660_75ad1c-bd\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-1bb317c3375a60ba5152e5be2befe5de\" style=\"margin-top:8px;margin-bottom:8px\">\u4fdd\u969c\u671f<\/p>\n\n<\/13660_75ad1c-bd>\n\n<td class=\"kb-table-data kb-table-data13660_08d527-a7\">\n\n<p class=\"has-text-color has-link-color wp-elements-373df94aeff740ed4d70fb5a65c6016b\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">1\u5e74\u30012\u5e74\u62163\u5e74<\/p>\n\n<\/13660_08d527-a7>\n\n<td class=\"kb-table-data kb-table-data13660_459bab-cc\">\n\n<p class=\"has-text-color has-link-color wp-elements-603dc3cee64bfaeb1dd9d9a978f13912\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">5\u5e74<\/p>\n\n<\/13660_459bab-cc>\n\n<td class=\"kb-table-data kb-table-data13660_d092d7-c0\">\n\n<p class=\"has-text-color has-link-color wp-elements-603dc3cee64bfaeb1dd9d9a978f13912\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">5\u5e74<\/p>\n\n<\/13660_d092d7-c0>\n\n<td class=\"kb-table-data kb-table-data13660_3cfca6-04\">\n\n<p class=\"has-text-color has-link-color wp-elements-2b80c1c3894a7f2564e52806ef9aaac1\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">3\u5e74<\/p>\n\n<\/13660_3cfca6-04>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_6ceeeb-4f\">\n<th class=\"kb-table-data kb-table-data13660_e5ed7e-ac\">\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-3fae5e9de2eb002b35b1bf24e8856a8e\" style=\"margin-top:8px;margin-bottom:8px\">\u671f\u6eff\u6642\u4e4b\u6bcf\u5e74\u4fdd<br>\u8b49\u56de\u5831\uff0f\u6d3e\u606f\u7387<\/p>\n\n<\/13660_e5ed7e-ac>\n\n<td class=\"kb-table-data kb-table-data13660_015ef1-68\">\n\n<p class=\"has-text-color has-link-color wp-elements-3ecda5bf857b641e772beb37174837ea\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">3.81% (\u8a3b1)<\/p>\n\n<\/13660_015ef1-68>\n\n<td class=\"kb-table-data kb-table-data13660_751641-d3\">\n\n<p class=\"has-text-color has-link-color wp-elements-4723734a675b1c1d131febdfc3b1d5e7\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">3.31% (\u8a3b5)<\/p>\n\n<\/13660_751641-d3>\n\n<td class=\"kb-table-data kb-table-data13660_61e239-eb\">\n\n<p class=\"has-text-color has-link-color wp-elements-b2ad0ea08763e73e9dd0dc0e55c83a27\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u5e73\u57471.7% (\u8a3b4)<\/p>\n\n<\/13660_61e239-eb>\n\n<td class=\"kb-table-data kb-table-data13660_3dc8e3-b6\">\n\n<p class=\"has-text-color has-link-color wp-elements-47ae51b36415174c003e6e7fe424c19b\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u53ef\u90541.5% (\u8a3b3)<\/p>\n\n<\/13660_3dc8e3-b6>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_0ba6cb-34\">\n<th class=\"kb-table-data kb-table-data13660_2c1c90-2e\">\n\n<p><\/p>\n\n<\/13660_2c1c90-2e>\n\n<td class=\"kb-table-data kb-table-data13660_169807-4f\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\">\u4e86\u89e3\u66f4\u591a<\/a><\/p>\n\n<\/13660_169807-4f>\n\n<td class=\"kb-table-data kb-table-data13660_7c487a-01\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/promotions\/endowment-insurance-promotion\">\u4e86\u89e3\u66f4\u591a<\/a><\/p>\n\n<\/13660_7c487a-01>\n\n<td class=\"kb-table-data kb-table-data13660_dbe3bd-51\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/promotions\/savings-insurance-promo-code\">\u4e86\u89e3\u66f4\u591a<\/a><\/p>\n\n<\/13660_dbe3bd-51>\n\n<td class=\"kb-table-data kb-table-data13660_9ad75c-63\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/easysave-insurance-plan\">\u4e86\u89e3\u66f4\u591a<\/a><\/p>\n\n<\/13660_9ad75c-63>\n<\/tr>\n<\/table><\/div>\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\" target=\"_blank\" rel=\" noreferrer noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"970\" height=\"250\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-3yr.png\" alt=\"\" class=\"wp-image-14862\" srcset=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-3yr.png 970w, https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-3yr-300x77.png 300w, https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-3yr-768x198.png 768w\" sizes=\"(max-width: 970px) 100vw, 970px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u806f\u7d61Blue\u4e86\u89e3\u66f4\u591a\u4fdd\u96aa\u65b9\u6848<\/h2>\n\n\n\n<p>Blue\u63d0\u4f9b<a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\">\u5132\u84c4<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/term-life-protection\">\u4eba\u58fd<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-personal-accident-protection-plan-1\">\u610f\u5916<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/critical-illness-insurance\">\u5371\u75be<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/medical-cover\">\u9580\u8a3a\u91ab\u7642<\/a>\u53ca<a href=\"https:\/\/www.blue.com.hk\/hk\/weguard-pharmaeasy-protection-plan\">\u85e5\u5291<\/a>\u7b49\u591a\u7a2e\u4fdd\u96aa\u7522\u54c1\u3002\u5982\u6b32\u4e86\u89e3\u66f4\u591a\uff0c\u6b61\u8fce\u76f4\u63a5WhatsApp +852 9559 5665\u67e5\u8a62\u3002<\/p>\n\n\n<style>.kb-table-container13716_d5b273-40{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40{border-collapse:separate !important;border-spacing:0 !important;border-radius:16px !important;}.kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 thead tr:first-child th:first-child{border-top-left-radius:16px !important;}.kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 thead tr:first-child th:last-child{border-top-right-radius:16px !important;}.kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 tbody tr:last-child td:first-child, .kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 tbody tr:last-child th:first-child{border-bottom-left-radius:16px !important;}.kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 tbody tr:last-child td:last-child, .kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 tbody tr:last-child th:last-child{border-bottom-right-radius:16px !important;}.kb-table-container13716_d5b273-40{overflow-x:auto;}.kb-table13716_d5b273-40 td:nth-of-type(1), .kb-table13716_d5b273-40 th:nth-of-type(1){width:100%;}.kb-table13716_d5b273-40 td:nth-of-type(2), .kb-table13716_d5b273-40 th:nth-of-type(2){width:30%;}.kb-table13716_d5b273-40 td:nth-of-type(3), .kb-table13716_d5b273-40 th:nth-of-type(3){width:30%;}.kb-table13716_d5b273-40 td:nth-of-type(4), .kb-table13716_d5b273-40 th:nth-of-type(4){width:30%;}.kb-table13716_d5b273-40 td:nth-of-type(5), .kb-table13716_d5b273-40 th:nth-of-type(5){width:30%;}.kb-table13716_d5b273-40{table-layout:fixed;width:100%;}.kb-table-container .kb-table13716_d5b273-40 th{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:var(--ast-global-color-4);padding-top:0px;padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:0px;padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table13716_d5b273-40 th ul, .kb-table-container .kb-table13716_d5b273-40 th ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table13716_d5b273-40 td{padding-top:0px;padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:0px;padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table13716_d5b273-40 td ul, .kb-table-container .kb-table13716_d5b273-40 td ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table13716_d5b273-40 td, .kb-table13716_d5b273-40 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}@media all and (max-width: 1024px){.kb-table-container .kb-table13716_d5b273-40 td, .kb-table13716_d5b273-40 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}@media all and (max-width: 767px){.kb-table13716_d5b273-40 td:nth-of-type(1), .kb-table13716_d5b273-40 th:nth-of-type(1){width:29%;}.kb-table-container .kb-table13716_d5b273-40 td, .kb-table13716_d5b273-40 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container13716_d5b273-40 wp-block-kadence-table\"><table class=\"kb-table kb-table13716_d5b273-40\">\n<style>.kb-table-container .kb-table tr.kb-table-row13716_dd0bcc-c0{background-color:#d7e8ff;}<\/style><tr class=\"kb-table-row kb-table-row13716_dd0bcc-c0\">\n<th class=\"kb-table-data kb-table-data13716_a136b6-ff\">\n\n<p class=\"has-text-color has-link-color wp-elements-54b45e244de90fcdf392b1841c6e8cbc\" style=\"color:#1e293b\"><strong>\u8a3b\u91cb<\/strong><\/p>\n\n<\/13716_a136b6-ff>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13716_e72c86-89\">\n<th class=\"kb-table-data kb-table-data13716_8eae41-7d\">\n\n<p>\u8a3b1\uff1a\u6b64\u56de\u5831\u7387\u662f\u6307\u5728\u4fdd\u55ae\u65bc3\u5e74\u671f\u6eff\u6642\u7684\u6bcf\u5e74\u4fdd\u8b49\u56de\u5831\u7387\u3002\u63d0\u65e9\u9000\u4fdd\u9700\u7e73\u4ed8\u9000\u4fdd\u8cbb\u7528\u3002<\/p>\n\n<\/13716_8eae41-7d>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13716_f759d2-86\">\n<th class=\"kb-table-data kb-table-data13716_ce02aa-74\">\n\n<p>\u8a3b2\uff1a\u65bc\u4fdd\u55ae\u6709\u6548\u671f\u9593\uff0c\u4f60\u53ef\u4ee5\u96a8\u6642\u7e73\u4ea4\u984d\u5916\u4fdd\u8cbb\uff0c\u60df\u9808\u53d7\u5236\u65bc\u984d\u5916\u4fdd\u8cbb\u7684\u6700\u4f4e\u8981\u6c42\uff08HK$100\uff09\u53ca\u6700\u9ad8\u984d\u5916\u4fdd\u8cbb\uff083\u5e74\u5b9a\u671f\u4fdd\u8cbb\u7e3d\u984d\u6e1b\u53bb\u5df2\u7e73\u4fdd\u8cbb\u7e3d\u984d\uff0c\u52a0\u4e0a\u63d0\u6b3e\u7e3d\u984d\uff08\u5982\u9069\u7528\uff09\u3002\u65bc\u4fdd\u55ae\u6709\u6548\u671f\u9593\uff0c\u4f60\u53ef\u4ee5\u96a8\u6642\u900f\u904eBlueHK\u624b\u6a5fAPP\u5411Blue\u767c\u9001\u901a\u77e5\u63d0\u53d6\u90e8\u5206\u6236\u53e3\u50f9\u503c\uff0c\u60df\u9808\u53d7\u5236\u65bc\u6700\u4f4e\u63d0\u53d6\u91d1\u984d\u898f\u5b9a\uff08HK$100\uff09\u53ca\u6700\u4f4e\u6236\u53e3\u9918\u984d\uff08HK$500\uff09\u3002&nbsp;<\/p>\n\n<\/13716_ce02aa-74>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13716_56bd1b-0c\">\n<th class=\"kb-table-data kb-table-data13716_798667-1b\">\n\n<p>\u8a3b3\uff1a\u6b64\u6d3e\u606f\u7387\u662f\u6307\u5728\u4fdd\u55ae\u65bc3\u5e74\u671f\u6eff\u6642\u7684\u6bcf\u5e74\u4fdd\u8b49\u6d3e\u606f\u7387\uff0c\u4e26\u50c5\u9069\u7528\u65bc\u7b26\u5408\u8cbc\u5fc3\u734e\u8cde\u53ca\u7d42\u6975\u734e\u8cde\u8cc7\u683c\u7684\u4fdd\u55ae\u3002<\/p>\n\n<\/13716_798667-1b>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13716_ce6595-10\">\n<th class=\"kb-table-data kb-table-data13716_4f038b-b0\">\n\n<p>\u8a3b4\uff1a \u6b64\u6d3e\u606f\u7387\u662f\u6307\u5728\u4fdd\u55ae\u65bc5\u5e74\u671f\u6eff\u6642\u7684\u6bcf\u5e74\u4fdd\u8b49\u5e73\u5747\u6d3e\u606f\u7387\u3002<\/p>\n\n<\/13716_4f038b-b0>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13716_a73b6b-74\">\n<th class=\"kb-table-data kb-table-data13716_78093f-8c\">\n\n<p>\u8a3b5\uff1a\u6b64\u56de\u5831\u7387\u662f\u6307\u5728\u4fdd\u55ae\u65bc5\u5e74\u671f\u6eff\u6642\u7684\u6bcf\u5e74\u4fdd\u8b49\u56de\u5831\u7387\u3002\u63d0\u65e9\u9000\u4fdd\u8cbb\u7528\u9069\u7528\u65bc\u99963\u500b\u4fdd\u55ae\u5e74\u5ea6\u3002<\/p>\n\n<\/13716_78093f-8c>\n<\/tr>\n<\/table><\/div>\n\n\n<p>\u300cWeSave\u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fddST1\u300d\u3001\u300cEasySave\u667a\u6613\u5132\u84c4\u4fddES1\u300d\u3001\u300cWeSave\u5b9a\u606f\u5132\u84c4\u4fddS3\u300d\u53ca\u300cWeSave\u9ad8\u606f\u5132\u84c4\u4fddE1\u300d\u5747\u70ba\u5132\u84c4\u4fdd\u96aa\u8a08\u5283\uff0c\u4e26\u975e\u9280\u884c\u5132\u84c4\u7522\u54c1\u3002 \u4ee5\u4e0a\u7522\u54c1\u53ca\u512a\u60e0\u5747\u53d7\u689d\u6b3e\u53ca\u7d30\u5247\u7d04\u675f\u3002\u4ee5\u4e0a\u8cc7\u6599\u53ea\u4f9b\u53c3\u8003\uff0c\u8a73\u60c5\u8acb\u53c3\u95b1<a href=\"https:\/\/www.blue.com.hk\/hk\">Blue\u7db2\u7ad9<\/a>\u3002<\/p>\n\n\n\n<p>\u514d\u8cac\u8072\u660e\uff1a <br>\u672c\u6587\u7531Blue\u8cc7\u8a0a\u5718\u968a\u64b0\u5beb\uff0c\u8cc7\u6599\u50c5\u4f9b\u53c3\u8003\u4e4b\u7528\uff0c\u4e0d\u80fd\u8a6e\u91cb\u70ba\u5728\u9999\u6e2f\u4ee5\u5916\u63d0\u4f9b\u6216\u51fa\u552e\u6216\u904a\u8aaa\u8cfc\u8cb7\u4efb\u4f55\u4fdd\u96aa\u7522\u54c1\u3002BlueHK\u4e26\u4e0d\u5c31\u8cc7\u6599\u7684\u6e96\u78ba\u6027\u3001\u5b8c\u6574\u6027\u6216\u662f\u9069\u5408\u4efb\u4f55\u7279\u5b9a\u7528\u9014\uff0c\u4f5c\u51fa\u4efb\u4f55\u660e\u793a\u6216\u9ed8\u793a\u7684\u8aaa\u660e\u3001\u9673\u8ff0\u6216\u4fdd\u8b49\u3002\u4e0d\u540c\u4fdd\u96aa\u516c\u53f8\u7684\u7522\u54c1\u53ef\u80fd\u5b58\u5728\u5dee\u7570\uff0c\u6295\u4fdd\u524d\u9808\u4e86\u89e3\u6e05\u695a\u3001\u5206\u6790\u548c\u6bd4\u8f03\u5f9e\u800c\u627e\u51fa\u5408\u9069\u7684\u4fdd\u96aa\u7522\u54c1\u3002<\/p>\n\n\n\n<p>\u8cc7\u6599\u4f86\u6e90\uff1a<\/p>\n\n\n\n<p><a href=\"https:\/\/www.ia.org.hk\/tc\/qualifying_deferred_annuity_policy\/how_to_choose.html\">\u4fdd\u96aa\u696d\u76e3\u7ba1\u5c40 &#8211; \u5982\u4f55\u9078\u64c7\u5408\u8cc7\u683c\u5ef6\u671f\u5e74\u91d1\u4fdd\u55ae<\/a> <br><a href=\"https:\/\/www.ia.org.hk\/sc\/infocenter\/files\/Tips_on_Purchasing_Annuity_Products_Chinese.pdf\">\u4fdd\u96aa\u696d\u76e3\u7ba1\u5c40 \u2013 \u5e74\u91d1\u9326\u56ca<\/a> <br><a href=\"https:\/\/www.hkmca.hk\/chi\/our_business\/hkmc_annuity_plan.html\">\u9999\u6e2f\u5e74\u91d1 \u2013 \u9999\u6e2f\u5e74\u91d1\u8a08\u5283<\/a> <br><a href=\"https:\/\/www.hkmca.hk\/hkmcaphp\/php\/calculator_web-result_tc.php\">\u9999\u6e2f\u5e74\u91d1 \u2013 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\u9999\u6e2f\u5e74\u91d1\u8a08\u5283\uff1a\u7d42\u8eab\u5e74\u91d1\u8a08\u7b97\u65b9\u6cd5 \u5728\u9019\u90e8\u4efd\uff0c\u6211\u5011\u6703\u7528\u4f8b\u5b50\u4f86\u8aaa\u660e\u9999\u6e2f\u5e74\u91d1\u8a08\u5283\u7684\u8a08\u7b97\u65b9\u6cd5\u3002 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