{"id":15355,"date":"2026-07-24T10:30:24","date_gmt":"2026-07-24T10:30:24","guid":{"rendered":"https:\/\/www.blue.com.hk\/blog\/?p=15355"},"modified":"2026-07-24T10:30:25","modified_gmt":"2026-07-24T10:30:25","slug":"inflation-hedge-assets-and-savings-guide","status":"publish","type":"post","link":"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-hedge-assets-and-savings-guide","title":{"rendered":"\u5982\u4f55\u9078\u5c0d\u6297\u901a\u8139\u65b9\u6cd5\uff1f\u4e86\u89e3\u6297\u901a\u8139\u610f\u601d\u8207\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\uff0c\u7cbe\u6e96\u914d\u7f6e\u6297\u901a\u8139\u5de5\u5177"},"content":{"rendered":"\n<p>\u7576\u7269\u50f9\u6301\u7e8c\u4e0a\u5347\u3001\u751f\u6d3b\u6210\u672c\u4e0d\u65b7\u589e\u52a0\uff0c\u4f60\u7684\u8cfc\u8cb7\u529b\u5176\u5be6\u6b63\u88ab\u9010\u6b65\u8836\u98df\uff0c\u53ea\u662f\u9019\u7a2e\u8b8a\u5316\u5f80\u5f80\u4e0d\u6613\u5bdf\u89ba\u3002\u7b49\u5230\u771f\u6b63\u611f\u53d7\u5230\u58d3\u529b\u6642\uff0c\u8cc7\u7522\u7684\u5be6\u8cea\u50f9\u503c\u53ef\u80fd\u65e9\u5df2\u5927\u5e45\u7e2e\u6c34\u3002<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/category\/%E7%90%86%E8%B2%A1%E8%B2%BC%E5%A3%AB\">Blue\u7406\u8ca1\u9054\u4eba<\/a>\u5c07\u70ba\u4f60\u62c6\u89e3\u6297\u901a\u8139\u7684\u610f\u601d\u548c\u539f\u7406\u3001\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\u7684\u8b8a\u5316\u8da8\u52e2\uff0c\u4ee5\u53ca\u5728\u9999\u6e2f\u53ef\u884c\u7684\u6297\u901a\u8139\u65b9\u6cd5\uff0c\u5e6b\u52a9\u4f60\u4e3b\u52d5\u898f\u5283\u8cc7\u7522\uff0c\u6e1b\u5c11\u901a\u8139\u5c0d\u8cfc\u8cb7\u529b\u7684\u4fb5\u8755\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u901a\u8139\u662f\u4ec0\u9ebc\uff1f\u6301\u6709\u73fe\u91d1\u5728\u9ad8\u901a\u8139\u4e0b\u7684\u98a8\u96aa<\/h2>\n\n\n\n<p>\u901a\u8139\uff08\u901a\u8ca8\u81a8\u8139\uff09\u5c31\u662f\u7269\u50f9\u6574\u9ad4\u6301\u7e8c\u4e0a\u5347\u3001\u8ca8\u5e63\u8cfc\u8cb7\u529b\u9010\u6b65\u4e0b\u964d\u7684\u73fe\u8c61\u3002\u7576\u4e00\u6bb5\u6642\u9593\u4e4b\u5f8c\uff0c\u4f60\u7528\u540c\u6a23\u6578\u91cf\u7684\u91d1\u9322\uff0c\u53ea\u80fd\u8cb7\u5230\u6bd4\u4ee5\u524d\u66f4\u5c11\u7684\u5546\u54c1\u6216\u670d\u52d9\uff0c\u4ee3\u8868\u6b63\u5728\u9762\u5c0d\u901a\u8139\u3002<\/p>\n\n\n\n<p>\u4e0d\u5c11\u4eba\u8a8d\u70ba\u628a\u9322\u5b58\u5165\u9280\u884c\u3001\u6301\u6709\u73fe\u91d1\u5c31\u662f\u6700\u5b89\u5168\u7684\u505a\u6cd5\uff0c\u4f46\u5728\u6301\u7e8c\u901a\u8139\u7684\u74b0\u5883\u4e0b\uff0c\u53ea\u6301\u6709\u73fe\u91d1\u5c31\u662f\u4e00\u7a2e\u98a8\u96aa\u3002\u8209\u4f8b\u4f86\u8aaa\uff0c\u82e5\u4eca\u5e74\u4e00\u7c43\u5b50\u65e5\u5e38\u7528\u54c1\u50f9\u683c\u70baHK$1,000\uff0c\u5728\u5e74\u901a\u8139\u7387\u70ba2%\u7684\u60c5\u6cc1\u4e0b\uff0c\u660e\u5e74\u540c\u6a23\u7684\u5546\u54c1\u4fbf\u9700\u8981HK$1,020\u624d\u80fd\u8cfc\u8cb7\u3002\u82e5\u4f60\u7684\u8cc7\u91d1\u53ea\u5b58\u653e\u65bc\u5e74\u5229\u7387\u4e0d\u8db31%\u7684\u5132\u84c4\u6236\u53e3\uff0c\u5373\u4f7f\u5e33\u9762\u91d1\u984d\u6c92\u6709\u6e1b\u5c11\uff0c\u5be6\u969b\u8cfc\u8cb7\u529b\u4ea6\u5df2\u51fa\u73fe\u4e0b\u8dcc\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u901a\u8ca8\u81a8\u8139\u7684\u6839\u672c\u539f\u56e0\u662f\u4ec0\u9ebc\uff1f<\/h2>\n\n\n\n<p>\u901a\u8ca8\u81a8\u8139\u7531\u591a\u9805\u56e0\u7d20\u5171\u540c\u4f5c\u7528\u6240\u81f4\u7684\u7d50\u679c\u3002\u4e3b\u8981\u539f\u56e0\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8ca8\u5e63\u4f9b\u61c9\u904e\u5ea6\u64f4\u5f35\uff08\u300c\u5370\u9214\u300d\uff09\uff1a \u7576\u5e02\u5834\u4e0a\u6d41\u901a\u7684\u8cc7\u91d1\u91cf\u5927\u5e45\u589e\u52a0\uff0c\u8ffd\u9010\u76f8\u540c\u6578\u91cf\u7684\u5546\u54c1\uff0c\u50f9\u683c\u4fbf\u6703\u88ab\u63a8\u9ad8\u30022020\u5e74\u75ab\u60c5\u671f\u9593\uff0c\u591a\u500b\u4e3b\u8981\u7d93\u6fdf\u9ad4\u63a8\u884c\u5927\u898f\u6a21\u91cf\u5316\u5bec\u9b06\uff08QE\uff09\uff0c\u662f\u8fd1\u5e74\u901a\u8139\u5347\u6eab\u7684\u91cd\u8981\u80cc\u666f\u4e4b\u4e00\u3002<\/li>\n\n\n\n<li>\u5e02\u5834\u9700\u6c42\u660e\u986f\u8d85\u51fa\u4f9b\u61c9\uff1a \u7d93\u6fdf\u5fa9\u7526\u6216\u653f\u5e9c\u523a\u6fc0\u63aa\u65bd\u5e36\u52d5\u6d88\u8cbb\u9700\u6c42\u6025\u901f\u56de\u5347\uff0c\u4f46\u4f9b\u61c9\u7aef\u672a\u80fd\u5373\u6642\u8ddf\u4e0a\uff0c\u50f9\u683c\u4fbf\u51fa\u73fe\u4e0a\u6f32\u58d3\u529b\u3002<\/li>\n\n\n\n<li>\u80fd\u6e90\u3001\u5de5\u8cc7\u7b49\u751f\u7522\u6210\u672c\u4e0a\u5347\uff1a \u539f\u6750\u6599\u6216\u4eba\u529b\u6210\u672c\u589e\u52a0\uff0c\u4f01\u696d\u5f80\u5f80\u5c07\u984d\u5916\u6210\u672c\u8f49\u5ac1\u81f3\u6d88\u8cbb\u8005\uff0c\u4f8b\u59822022\u5e74\u5168\u7403\u80fd\u6e90\u5371\u6a5f\u4fbf\u63a8\u9ad8\u4e86\u591a\u500b\u570b\u5bb6\u7684\u6574\u9ad4\u7269\u50f9\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u7576\u8cc7\u91d1\u5728\u7d93\u6fdf\u9ad4\u7cfb\u5167\u4e0d\u65b7\u589e\u52a0\uff0c\u9700\u6c42\u6301\u7e8c\u5347\u6eab\uff0c\u52a0\u4e0a\u4f01\u696d\u7d93\u71df\u6210\u672c\u4e0a\u5347\uff0c\u5546\u54c1\u8207\u670d\u52d9\u50f9\u683c\u4fbf\u6703\u9010\u6b65\u88ab\u63a8\u9ad8\uff0c\u6700\u7d42\u53cd\u6620\u70ba\u6574\u9ad4\u7269\u50f9\u6c34\u5e73\u4e0a\u5347\uff0c\u8ca8\u5e63\u8cfc\u8cb7\u529b\u96a8\u4e4b\u4e0b\u964d\uff0c\u5373\u4f7f\u6536\u5165\u6216\u5e33\u9762\u5132\u84c4\u6c92\u6709\u8b8a\u5316\uff0c\u5be6\u969b\u80fd\u5920\u8cfc\u8cb7\u7684\u5546\u54c1\u8207\u670d\u52d9\u537b\u6703\u6e1b\u5c11\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u6297\u901a\u8139\u662f\u4ec0\u9ebc\u610f\u601d\uff1f<\/strong><\/h2>\n\n\n\n<p>\u6297\u901a\u8139\u610f\u601d\u662f\u6307\uff0c\u900f\u904e\u5408\u9069\u7684\u8cc7\u7522\u914d\u7f6e\u6216\u5132\u84c4\u5b89\u6392\uff0c\u8b93\u8ca1\u5bcc\u7684\u589e\u9577\u901f\u5ea6\u80fd\u5920\u8dd1\u8d0f\uff0c\u6216\u81f3\u5c11\u8ffd\u4e0a\u901a\u8139\u6c34\u5e73\uff0c\u5f9e\u800c\u7dad\u6301\u751a\u81f3\u63d0\u5347\u5be6\u8cea\u8cfc\u8cb7\u529b\u3002\u63db\u8a00\u4e4b\uff0c\u6297\u901a\u8139\u4e26\u975e\u55ae\u7d14\u8ffd\u6c42\u56de\u5831\uff0c\u800c\u662f\u907f\u514d\u8cc7\u7522\u88ab\u901a\u8139\u8836\u98df\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-tips-to-fight-against\">\u3010\u901a\u8139\u3011\u6297\u901a\u8139\u65b9\u6cd5\uff1a5\u7a2e\u6297\u901a\u8139\u8cc7\u7522 \u50b5\u5238\u3001\u80a1\u7968\u9010\u6a23\u7747<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4f60\u7684\u9322\u771f\u7684\u6709\u589e\u503c\u55ce\uff1f\u5be6\u8cea\u5229\u7387\u7684\u8a08\u7b97\u516c\u5f0f<\/h3>\n\n\n\n<p>\u8981\u771f\u6b63\u505a\u5230\u6297\u901a\u8139\uff0c\u4e0d\u50c5\u8981\u9078\u64c7\u9644\u6709\u5229\u606f\u7684\u5132\u84c4\u6216\u7406\u8ca1\u5de5\u5177\uff0c\u4ea6\u61c9\u540c\u6642\u8003\u616e\u901a\u8139\u56e0\u7d20\u3002\u901a\u8139\u6703\u4fb5\u8755\u8cfc\u8cb7\u529b\uff0c\u53ea\u6709\u5728\u6263\u9664\u901a\u8139\u5f71\u97ff\u5f8c\u4ecd\u7136\u70ba\u6b63\u7684\u56de\u5831\uff0c\u624d\u4ee3\u8868\u8ca1\u5bcc\u51fa\u73fe\u5be6\u8cea\u589e\u9577\u3002\u900f\u904e\u8a08\u7b97\u5be6\u8cea\u5229\u7387\uff0c\u53ef\u4ee5\u5224\u65b7\u8cc7\u7522\u662f\u50c5\u5728\u5e33\u9762\u4e0a\u589e\u9577\uff0c\u9084\u662f\u771f\u6b63\u8dd1\u8d0f\u901a\u8139\u3002<\/p>\n\n\n\n<p><strong>\u5be6\u8cea\u5229\u7387\u7684\u8a08\u7b97\u516c\u5f0f\uff1a\u5be6\u8cea\u5229\u7387 \u2248 \u540d\u7fa9\u5229\u7387 \u2212 \u901a\u8139\u7387<\/strong><\/p>\n\n\n\n<p>\u8209\u4f8b\u800c\u8a00\uff0c\u82e5\u4e00\u500b\u5132\u84c4\u6236\u53e3\u7684\u5e74\u5229\u7387\u70ba0.5%\uff0c\u800c\u540c\u671f\u901a\u8139\u7387\u70ba2.0%\uff0c\u5247\u5be6\u8cea\u5229\u7387\u70ba\u22121.5%\uff0c\u5373\u4f7f\u5e33\u9762\u91d1\u984d\u589e\u52a0\uff0c\u5be6\u969b\u8cfc\u8cb7\u529b\u537b\u5728\u4e0b\u964d\u3002\u540c\u6a23\u5730\uff0c\u5373\u4f7f\u662f\u5e74\u5229\u73871.5%\u7684\u5b9a\u671f\u5b58\u6b3e\uff0c\u57282.0%\u901a\u8139\u7387\u4e0b\uff0c\u5be6\u8cea\u5229\u7387\u4ecd\u70ba\u22120.5%\uff0c\u4f9d\u7136\u672a\u80fd\u8dd1\u8d0f\u901a\u8139\u3002\u76f8\u53cd\uff0c\u82e5\u67d0\u4e9b\u5132\u84c4\u5de5\u5177\u63d0\u4f9b\u9ad8\u65bc\u901a\u8139\u7387\u7684\u56de\u5831\uff0c\u4f8b\u5982Blue\u7684<a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment?discountCode3=IDLEST1&amp;utm_source=Google&amp;utm_campaign=st1-pmax&amp;utm_medium=pmax&amp;utm_content=ST1_Google_pmax_prospecting_PROS_x_i-dleTicket_&amp;gclsrc=aw.ds&amp;gad_source=1&amp;gad_campaignid=23836530431&amp;gbraid=0AAAAAC-iOKo45RDN3OLzJrilmZOwxFTNQ&amp;gclid=CjwKCAjwrNrQBhBjEiwAoR4VO2tTlCr0eATRMUVruU6Ync_j2ovY6qDAbmfVvrXMxMDDOKSDreNMihoCuVcQAvD_BwE\">WeSave \u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fdd ST1<\/a>\uff0c3\u5e74\u671f\u8a08\u5283\u63d0\u4f9b\u6bcf\u5e744.12%\u7684\u4fdd\u8b49\u56de\u5831\u7387\uff0c\u5728\u76f8\u540c\u901a\u8139\u74b0\u5883\u4e0b\uff0c\u5be6\u8cea\u5229\u7387\u53ef\u9054+2.12%\uff0c\u771f\u6b63\u5be6\u73fe\u8cc7\u7522\u589e\u503c\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a\u85aa\u6c34\u5132\u84c4\u6bd4\u4f8b\u591a\u5c11\u624d\u5920\uff1f\u6bcf\u6708\u5132\u84c4\u6bd4\u4f8b\uff0b\u6295\u8cc7\u7406\u8ca1\u65b9\u6cd5\u5206\u4eab<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u9999\u6e2f\u73fe\u5728\u6709\u901a\u8139\u55ce\uff1f\u9999\u6e2f\u8fd110\u5e74\u7684\u5e73\u5747\u901a\u8139\u7387<\/strong><\/h2>\n\n\n\n<p>\u904e\u53bb10\u5e74\uff0c\u9999\u6e2f\u901a\u8139\u7387\uff08\u4ee5\u7d9c\u5408\u6d88\u8cbb\u7269\u50f9\u6307\u6578CPI\u7684\u6309\u5e74\u8b8a\u52d5\u7387\u8a08\u7b97\uff09\u5927\u81f4\u7dad\u6301\u5728\u7d042%\u5de6\u53f3\uff0c\u5c6c\u65bc\u6eab\u548c\u901a\u8139\u7684\u6c34\u5e73\u3002\u671f\u9593\u96d6\u7136\u66fe\u57282019\u5e74\u63a5\u8fd13%\uff0c\u4ea6\u57282020\u5e74\u56e0\u75ab\u60c5\u4e00\u5ea6\u56de\u843d\u81f3\u7d040.3%\u7684\u4f4e\u4f4d\uff0c\u4f46\u4ecd\u5448\u6301\u7e8c\u4e0a\u5347\u8da8\u52e2\u3002\u9999\u6e2f\u7684\u901a\u8139\u7387\u6bcf\u5e74\u7d042%\u770b\u4f3c\u4e0d\u9ad8\uff0c\u82e5\u5f9e\u9577\u7dda\u770b\uff0c\u5be6\u8cea\u8cfc\u8cb7\u529b\u88ab\u9010\u6b65\u4fb5\u8755\uff0c\u8db3\u4ee5\u5e36\u4f86\u76f8\u7576\u660e\u986f\u7684\u5f71\u97ff\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u662f\u9999\u6e2f\u8fd110\u5e74\u901a\u8139\u7387\u7684\u8d70\u52e2\uff1a<\/p>\n\n\n<style>.kb-table-container15355_2154c9-92{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container15355_2154c9-92 .kb-table15355_2154c9-92{border-collapse:separate !important;border-spacing:0 !important;border-radius:16px !important;}.kb-table-container15355_2154c9-92 .kb-table15355_2154c9-92 thead tr:first-child th:first-child{border-top-left-radius:16px !important;}.kb-table-container15355_2154c9-92 .kb-table15355_2154c9-92 thead tr:first-child th:last-child{border-top-right-radius:16px !important;}.kb-table-container15355_2154c9-92 .kb-table15355_2154c9-92 tbody tr:last-child td:first-child, .kb-table-container15355_2154c9-92 .kb-table15355_2154c9-92 tbody tr:last-child th:first-child{border-bottom-left-radius:16px !important;}.kb-table-container15355_2154c9-92 .kb-table15355_2154c9-92 tbody tr:last-child td:last-child, .kb-table-container15355_2154c9-92 .kb-table15355_2154c9-92 tbody tr:last-child th:last-child{border-bottom-right-radius:16px !important;}.kb-table-container15355_2154c9-92{overflow-x:auto;}.kb-table-container .kb-table15355_2154c9-92 th{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:var(--ast-global-color-4);padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table15355_2154c9-92 th ul, .kb-table-container .kb-table15355_2154c9-92 th ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table15355_2154c9-92 td{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table15355_2154c9-92 td ul, .kb-table-container .kb-table15355_2154c9-92 td ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table15355_2154c9-92 td:nth-of-type(0){background-color:#63a7ff;}.kb-table-container .kb-table15355_2154c9-92 th:nth-of-type(1){background-color:#63a7ff;}.kb-table-container .kb-table15355_2154c9-92 td, .kb-table15355_2154c9-92 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}@media all and (max-width: 1024px){.kb-table-container .kb-table15355_2154c9-92 td, .kb-table15355_2154c9-92 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}@media all and (max-width: 767px){.kb-table-container .kb-table15355_2154c9-92 td, .kb-table15355_2154c9-92 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container15355_2154c9-92 wp-block-kadence-table\"><table class=\"kb-table kb-table15355_2154c9-92\">\n<tr class=\"kb-table-row kb-table-row15355_dccc72-8e\">\n<th class=\"kb-table-data kb-table-data15355_57f110-f0\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-474cc79e113a9be3fe947ab6da5d83be\"><strong>\u5e74\u4efd<\/strong><\/p>\n\n<\/15355_57f110-f0>\n\n<th class=\"kb-table-data kb-table-data15355_fcde57-92\">\n\n<p><strong>\u7d9c\u5408\u6d88\u8cbb\u7269\u50f9\u6307\u6578\u8b8a\u52d5\uff08\u901a\u8139\u7387\uff09<\/strong><strong><sup>1<\/sup><\/strong><\/p>\n\n<\/15355_fcde57-92>\n\n<th class=\"kb-table-data kb-table-data15355_825a1e-df\">\n\n<p><strong>\u5099\u8a3b<\/strong><\/p>\n\n<\/15355_825a1e-df>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_9ea975-a8\">\n<th class=\"kb-table-data kb-table-data15355_e79469-da\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-506839b11cf3f7c5aa4e6ce1b98a78e9\"><strong>2016<\/strong><\/p>\n\n<\/15355_e79469-da>\n\n<td class=\"kb-table-data kb-table-data15355_914bee-13\">\n\n<p>2.4%<\/p>\n\n<\/15355_914bee-13>\n\n<td class=\"kb-table-data kb-table-data15355_a943ea-3d\">\n\n<p>\u901a\u8139\u958b\u59cb\u56de\u843d\uff0c\u4ecd\u5c6c\u6eab\u548c\u504f\u9ad8<\/p>\n\n<\/15355_a943ea-3d>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_e722c3-ab\">\n<th class=\"kb-table-data kb-table-data15355_4bfa2e-99\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-cb3b3e18baed22081545c9db45bf9650\"><strong>2017<\/strong><\/p>\n\n<\/15355_4bfa2e-99>\n\n<td class=\"kb-table-data kb-table-data15355_765bda-95\">\n\n<p>1.5%<\/p>\n\n<\/15355_765bda-95>\n\n<td class=\"kb-table-data kb-table-data15355_2883cf-ec\">\n\n<p>\u901a\u8139\u58d3\u529b\u7565\u70ba\u7de9\u548c<\/p>\n\n<\/15355_2883cf-ec>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_fa2552-74\">\n<th class=\"kb-table-data kb-table-data15355_2700ba-98\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-1d2beeedbb3698836b4fb4a6cd31b8cb\"><strong>2018<\/strong><\/p>\n\n<\/15355_2700ba-98>\n\n<td class=\"kb-table-data kb-table-data15355_83a472-0b\">\n\n<p>2.4%<\/p>\n\n<\/15355_83a472-0b>\n\n<td class=\"kb-table-data kb-table-data15355_1f49d4-da\">\n\n<p>\u7269\u50f9\u6309\u5e74\u5347\u5e45\u56de\u5230\u7d042%\u81f33%\u5340\u9593<\/p>\n\n<\/15355_1f49d4-da>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_8e037e-e7\">\n<th class=\"kb-table-data kb-table-data15355_2430c2-7b\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-097a85900fd9f5793721b8723129c299\"><strong>2019<\/strong><\/p>\n\n<\/15355_2430c2-7b>\n\n<td class=\"kb-table-data kb-table-data15355_207bee-fb\">\n\n<p>2.9%<\/p>\n\n<\/15355_207bee-fb>\n\n<td class=\"kb-table-data kb-table-data15355_8ab279-67\">\n\n<p>\u7269\u50f9\u7e8c\u5347\uff0c\u5c6c\u8fd1\u5e74\u8f03\u660e\u986f\u901a\u8139\u5e74\u4efd<\/p>\n\n<\/15355_8ab279-67>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_12e641-0e\">\n<th class=\"kb-table-data kb-table-data15355_4f69a5-f2\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-1cb5c1e262eb8ba588f4b034e793a8f4\"><strong>2020<\/strong><\/p>\n\n<\/15355_4f69a5-f2>\n\n<td class=\"kb-table-data kb-table-data15355_4f365a-14\">\n\n<p>0.3%<\/p>\n\n<\/15355_4f365a-14>\n\n<td class=\"kb-table-data kb-table-data15355_ee610d-85\">\n\n<p>\u53d7\u75ab\u60c5\u5f71\u97ff\uff0c\u901a\u8139\u986f\u8457\u653e\u7de9\u81f3\u8fd1\u5e74\u4f4e\u4f4d<\/p>\n\n<\/15355_ee610d-85>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_6d5579-79\">\n<th class=\"kb-table-data kb-table-data15355_dcac25-4e\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-932c35f46f7836ddfdaf1227d61e44b4\"><strong>2021<\/strong><\/p>\n\n<\/15355_dcac25-4e>\n\n<td class=\"kb-table-data kb-table-data15355_8a8b2f-ec\">\n\n<p>1.6%<\/p>\n\n<\/15355_8a8b2f-ec>\n\n<td class=\"kb-table-data kb-table-data15355_9a57e2-1c\">\n\n<p>\u7d93\u6fdf\u6d3b\u52d5\u6062\u5fa9\uff0c\u901a\u8139\u6f38\u56de\u6b63\u5e38\u6c34\u5e73<\/p>\n\n<\/15355_9a57e2-1c>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_29fdab-7d\">\n<th class=\"kb-table-data kb-table-data15355_dcf52f-49\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-09da8654692fe60ba614a01923e00c0e\"><strong>2022<\/strong><\/p>\n\n<\/15355_dcf52f-49>\n\n<td class=\"kb-table-data kb-table-data15355_aa5317-b7\">\n\n<p>1.9%<\/p>\n\n<\/15355_aa5317-b7>\n\n<td class=\"kb-table-data kb-table-data15355_2d78a6-c0\">\n\n<p>\u901a\u8139\u7dad\u6301\u5728\u7d042%\u9644\u8fd1<\/p>\n\n<\/15355_2d78a6-c0>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_171322-5e\">\n<th class=\"kb-table-data kb-table-data15355_f9c636-b6\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-67f02119bfb7c62499512c512dafce39\"><strong>2023<\/strong><\/p>\n\n<\/15355_f9c636-b6>\n\n<td class=\"kb-table-data kb-table-data15355_770656-e8\">\n\n<p>2.0%<\/p>\n\n<\/15355_770656-e8>\n\n<td class=\"kb-table-data kb-table-data15355_454f9b-9a\">\n\n<p>\u7269\u50f9\u6301\u7e8c\u6eab\u548c\u4e0a\u5347<\/p>\n\n<\/15355_454f9b-9a>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_128ddb-27\">\n<th class=\"kb-table-data kb-table-data15355_cd42d1-ab\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-cc325084513cd24cd68dd81c936984f8\"><strong>2024<\/strong><\/p>\n\n<\/15355_cd42d1-ab>\n\n<td class=\"kb-table-data kb-table-data15355_d29362-57\">\n\n<p>1.8%<\/p>\n\n<\/15355_d29362-57>\n\n<td class=\"kb-table-data kb-table-data15355_2d133e-3b\">\n\n<p>\u901a\u8139\u4ecd\u5728\u53ef\u63a7\u7bc4\u570d\u5167<\/p>\n\n<\/15355_2d133e-3b>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_86267f-bf\">\n<th class=\"kb-table-data kb-table-data15355_970598-a8\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-da2af083fdf2024c3176bfe14283df1f\"><strong>2025<\/strong><\/p>\n\n<\/15355_970598-a8>\n\n<td class=\"kb-table-data kb-table-data15355_52952a-28\">\n\n<p>1.4%<\/p>\n\n<\/15355_52952a-28>\n\n<td class=\"kb-table-data kb-table-data15355_de7b60-39\">\n\n<p>\u901a\u8139\u6c34\u5e73\u4fdd\u6301\u6eab\u548c<\/p>\n\n<\/15355_de7b60-39>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_b257e1-51\">\n<th class=\"kb-table-data kb-table-data15355_08449e-07\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-d426017a6210a400d1b76aa9a51e1b01\"><strong>2026\u5168\u5e74\u9810\u6e2c<\/strong><\/p>\n\n<\/15355_08449e-07>\n\n<td class=\"kb-table-data kb-table-data15355_a00541-c6\">\n\n<p>\u75311.7%\u53ca1.8%\uff0c\u5411\u4e0a\u4fee\u8a02\u81f32.5%\u53ca2.6% <strong><sup>2<\/sup><\/strong><\/p>\n\n<\/15355_a00541-c6>\n\n<td class=\"kb-table-data kb-table-data15355_59593a-3d\">\n\n<p>\u653f\u5e9c\u6700\u65b0\u4fee\u8a02\u9810\u6e2c\uff082026\u5e745\u6708\uff09<\/p>\n\n<\/15355_59593a-3d>\n<\/tr>\n<\/table><\/div>\n\n\n<p>\u8a3b1\uff1a\u7d9c\u5408\u6d88\u8cbb\u7269\u50f9\u6307\u6578\u7684\u8b8a\u52d5\uff08\u901a\u8139\u7387\uff09\u662f\u8861\u91cf\u672c\u5730\u901a\u8139\u7684\u4e3b\u8981\u6307\u6a19\uff0c\u7531\u653f\u5e9c\u7d71\u8a08\u8655\u6309\u7d0490%\u672c\u6e2f\u4f4f\u6236\u7684\u5e73\u5747\u958b\u652f\u6a21\u5f0f\u7de8\u88fd\uff0c\u6db5\u84cb\u4f4f\u623f\u3001\u98df\u54c1\u3001\u4ea4\u901a\u3001\u8010\u7528\u54c1\u7b49\u4e3b\u8981\u985e\u5225\uff0c\u5176\u4e2d\u4f4f\u623f\u4f54\u6bd4\u6700\u91cd\uff0c\u7d0440.3%\u3002<\/p>\n\n\n\n<p>\u8a3b2\uff1a\u653f\u5e9c\u65bc2026\u5e745\u6708\u628a2026\u5e74\u5168\u5e74\u6574\u9ad4\u901a\u8139\u7387\u9810\u6e2c\uff0c\u7531\u539f\u51481.8%\u4e0a\u8abf\u81f32.6%\uff0c\u57fa\u672c\u901a\u8139\u7387\u4ea6\u75311.7%\u8abf\u5347\u81f32.5%\uff0c\u9019\u9805\u8abf\u6574\u4e3b\u8981\u53cd\u6620\u672c\u5730\u7d93\u6fdf\u6301\u7e8c\u64f4\u5f35\u3001\u6210\u672c\u58d3\u529b\u4e0a\u5347\uff0c\u4ee5\u53ca\u570b\u969b\u6cb9\u50f9\u7b49\u5916\u570d\u50f9\u683c\u56e0\u7d20\u5e36\u4f86\u7684\u901a\u8139\u58d3\u529b\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u901a\u8139\u671f\u9593\u4ec0\u9ebc\u8cc7\u7522\u6703\u4fdd\u503c\uff1f\u5e38\u898b\u6297\u901a\u8139\u65b9\u6cd5\u6bd4\u8f03<\/h2>\n\n\n\n<p>\u660e\u767d\u4e86\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\u7684\u8d70\u52e2\uff0c\u4e0b\u4e00\u6b65\u5c31\u662f\u4e86\u89e3\u5e02\u5834\u4e0a\u5404\u985e\u4fdd\u503c\u8cc7\u7522\u7684\u7279\u9ede\uff0c\u5f9e\u800c\u9078\u64c7\u6700\u9069\u5408\u81ea\u5df1\u7684\u65b9\u6cd5\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u9ec3\u91d1<\/strong><\/h3>\n\n\n\n<p>\u9ec3\u91d1\u4e00\u5411\u88ab\u8996\u70ba\u50b3\u7d71\u4fdd\u503c\u8cc7\u7522\uff0c\u7576\u7f8e\u5143\u8d70\u5f31\u6216\u901a\u8139\u5347\u6eab\u6642\uff0c\u5177\u5099\u4e00\u5b9a\u907f\u96aa\u529f\u80fd\uff0c\u6709\u52a9\u90e8\u5206\u5c0d\u6c96\u8cfc\u8cb7\u529b\u4e0b\u8dcc\u3002\u4e0d\u904e\uff0c\u9ec3\u91d1\u672c\u8eab\u4e26\u4e0d\u7522\u751f\u5229\u606f\u6216\u73fe\u91d1\u6d41\uff0c\u56de\u5831\u5b8c\u5168\u53d6\u6c7a\u65bc\u50f9\u683c\u5347\u8dcc\uff0c\u800c\u4e14\u77ed\u671f\u6ce2\u52d5\u4ea6\u76f8\u5c0d\u660e\u986f\uff0c\u672a\u5fc5\u9069\u5408\u504f\u597d\u7a69\u5b9a\u56de\u5831\u7684\u4fdd\u5b88\u578b\u7406\u8ca1\u4eba\u58eb\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u80a1\u7968<\/strong><\/h3>\n\n\n\n<p>\u80a1\u7968\u5728\u901a\u8139\u671f\u9593\u4ea6\u53ef\u63d0\u4f9b\u4e00\u5b9a\u7a0b\u5ea6\u7684\u4fdd\u8b77\uff0c\u7279\u5225\u662f\u5177\u5099\u5b9a\u50f9\u80fd\u529b\u7684\u512a\u8cea\u85cd\u7c4c\u4f01\u696d\uff0c\u80fd\u5c07\u6210\u672c\u4e0a\u5347\u8f49\u5ac1\u4e88\u6d88\u8cbb\u8005\uff0c\u5f9e\u800c\u7dad\u6301\u5229\u6f64\u53ca\u6d3e\u606f\u6c34\u5e73\u3002\u82e5\u6240\u9078\u80a1\u4efd\u80fd\u9577\u671f\u63d0\u4f9b\u7a69\u5b9a\u80a1\u606f\uff0c\u5176\u80a1\u606f\u56de\u5831\u6709\u6a5f\u6703\u8dd1\u8d0f\u901a\u8139\uff0c\u6709\u52a9\u62b5\u6d88\u7269\u50f9\u4e0a\u5347\u5e36\u4f86\u7684\u58d3\u529b\u3002\u7136\u800c\uff0c\u80a1\u7968\u5e02\u5834\u50f9\u683c\u6ce2\u52d5\u8f03\u5927\uff0c\u9700\u627f\u53d7\u672c\u91d1\u56de\u843d\u7684\u98a8\u96aa\uff0c\u4e26\u975e\u6240\u6709\u4eba\u90fd\u80fd\u627f\u53d7\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u623f\u5730\u7522<\/strong><\/h3>\n\n\n\n<p>\u5f9e\u9577\u7dda\u4f86\u770b\uff0c\u623f\u5730\u7522\u88ab\u8996\u70ba\u9817\u5177\u6297\u901a\u8139\u80fd\u529b\u7684\u8cc7\u7522\u985e\u5225\uff0c\u56e0\u70ba\u6a13\u50f9\u53ca\u79df\u91d1\u6536\u5165\u5728\u5f88\u591a\u60c5\u6cc1\u4e0b\u6703\u96a8\u901a\u8139\u9010\u6b65\u4e0a\u8abf\u3002\u4e0d\u904e\uff0c\u9999\u6e2f\u7269\u696d\u50f9\u683c\u6c34\u5e73\u9ad8\u4f01\uff0c\u6240\u9700\u9996\u671f\u53ca\u6309\u63ed\u8ca0\u64d4\u6c89\u91cd\uff0c\u52a0\u4e0a\u8fd1\u5e74\u6a13\u5e02\u8d70\u52e2\u53cd\u8986\u3001\u6210\u4ea4\u53ca\u6d41\u52d5\u6027\u8f03\u53d7\u9650\u5236\uff0c\u4e0d\u4e00\u5b9a\u9069\u5408\u6240\u6709\u4eba\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>iBond vs. \u9280\u8272\u50b5\u5238<\/strong><\/h3>\n\n\n\n<p>\u653f\u5e9c\u767c\u884c\u7684iBond\u53ca\u9280\u8272\u50b5\u5238\uff0c\u5c6c\u65bc\u98a8\u96aa\u76f8\u5c0d\u8f03\u4f4e\u800c\u5177\u4fdd\u503c\u80fd\u529b\u7684\u6297\u901a\u8139\u65b9\u6cd5\uff1a<\/p>\n\n\n<style>.kb-table-container15355_0388b3-18{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container15355_0388b3-18 .kb-table15355_0388b3-18{border-collapse:separate !important;border-spacing:0 !important;border-radius:16px !important;}.kb-table-container15355_0388b3-18 .kb-table15355_0388b3-18 thead tr:first-child th:first-child{border-top-left-radius:16px !important;}.kb-table-container15355_0388b3-18 .kb-table15355_0388b3-18 thead tr:first-child th:last-child{border-top-right-radius:16px !important;}.kb-table-container15355_0388b3-18 .kb-table15355_0388b3-18 tbody tr:last-child td:first-child, .kb-table-container15355_0388b3-18 .kb-table15355_0388b3-18 tbody tr:last-child th:first-child{border-bottom-left-radius:16px !important;}.kb-table-container15355_0388b3-18 .kb-table15355_0388b3-18 tbody tr:last-child td:last-child, .kb-table-container15355_0388b3-18 .kb-table15355_0388b3-18 tbody tr:last-child th:last-child{border-bottom-right-radius:16px !important;}.kb-table-container15355_0388b3-18{overflow-x:auto;}.kb-table-container .kb-table15355_0388b3-18 th{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:var(--ast-global-color-4);padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table15355_0388b3-18 th ul, .kb-table-container .kb-table15355_0388b3-18 th ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table15355_0388b3-18 td{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table15355_0388b3-18 td ul, .kb-table-container .kb-table15355_0388b3-18 td ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table15355_0388b3-18 td:nth-of-type(0){background-color:#63a7ff;}.kb-table-container .kb-table15355_0388b3-18 th:nth-of-type(1){background-color:#63a7ff;}.kb-table-container .kb-table15355_0388b3-18 td, .kb-table15355_0388b3-18 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}@media all and (max-width: 1024px){.kb-table-container .kb-table15355_0388b3-18 td, .kb-table15355_0388b3-18 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}@media all and (max-width: 767px){.kb-table-container .kb-table15355_0388b3-18 td, .kb-table15355_0388b3-18 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container15355_0388b3-18 wp-block-kadence-table\"><table class=\"kb-table kb-table15355_0388b3-18\">\n<tr class=\"kb-table-row kb-table-row15355_7ab9a8-a2\">\n<th class=\"kb-table-data kb-table-data15355_fac2d6-c8\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-6c329a5e2491920705c09fb98a7bc967\"><strong>\u6bd4\u8f03\u9805\u76ee<\/strong><\/p>\n\n<\/15355_fac2d6-c8>\n\n<th class=\"kb-table-data kb-table-data15355_6dfdfe-a3\">\n\n<p><strong>\u901a\u8139\u639b\u920e\u50b5\u5238\uff08iBond\uff09<\/strong><\/p>\n\n<\/15355_6dfdfe-a3>\n\n<th class=\"kb-table-data kb-table-data15355_640cb7-0f\">\n\n<p><strong>\u9280\u8272\u50b5\u5238\uff08Silver Bond\uff09<\/strong><\/p>\n\n<\/15355_640cb7-0f>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_c59d22-ee\">\n<th class=\"kb-table-data kb-table-data15355_b954c9-b0\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-84c2e2a17abd712b173e6ac8cf13b475\"><strong>\u767c\u884c\u6a5f\u69cb<\/strong><\/p>\n\n<\/15355_b954c9-b0>\n\n<td class=\"kb-table-data kb-table-data15355_43c51d-c0\">\n\n<p>\u9999\u6e2f\u653f\u5e9c<\/p>\n\n<\/15355_43c51d-c0>\n\n<td class=\"kb-table-data kb-table-data15355_0c5179-8c\">\n\n<p>\u9999\u6e2f\u653f\u5e9c<\/p>\n\n<\/15355_0c5179-8c>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_29b8a6-e3\">\n<th class=\"kb-table-data kb-table-data15355_410f09-82\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-7db0877675f18fcd175120f5b096e438\"><strong>\u7533\u8acb\u8cc7\u683c<\/strong><\/p>\n\n<\/15355_410f09-82>\n\n<td class=\"kb-table-data kb-table-data15355_9514c3-ed\">\n\n<p>\u6240\u6709\u9999\u6e2f\u5c45\u6c11<\/p>\n\n<\/15355_9514c3-ed>\n\n<td class=\"kb-table-data kb-table-data15355_867055-1c\">\n\n<p>60\u6b72\u6216\u4ee5\u4e0a\u9999\u6e2f\u5c45\u6c11<\/p>\n\n<\/15355_867055-1c>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_ee18a5-af\">\n<th class=\"kb-table-data kb-table-data15355_3d8864-2a\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-0fef100cca7cc70244437122e3d0c6be\"><strong>\u50b5\u5238\u5e74\u671f<\/strong><\/p>\n\n<\/15355_3d8864-2a>\n\n<td class=\"kb-table-data kb-table-data15355_cc4e99-c3\">\n\n<p>3\u5e74<\/p>\n\n<\/15355_cc4e99-c3>\n\n<td class=\"kb-table-data kb-table-data15355_d9350e-cb\">\n\n<p>3\u5e74<\/p>\n\n<\/15355_d9350e-cb>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_e507b2-bf\">\n<th class=\"kb-table-data kb-table-data15355_9bb43f-50\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-9b7720125b4aabbc8a97ccbef1dad67f\"><strong>\u6d3e\u606f\u983b\u7387<\/strong><\/p>\n\n<\/15355_9bb43f-50>\n\n<td class=\"kb-table-data kb-table-data15355_10b9f0-79\">\n\n<p>\u6bcf6\u500b\u6708\u4e00\u6b21<\/p>\n\n<\/15355_10b9f0-79>\n\n<td class=\"kb-table-data kb-table-data15355_df909f-5e\">\n\n<p>\u6bcf6\u500b\u6708\u4e00\u6b21<\/p>\n\n<\/15355_df909f-5e>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_c7c5d6-0e\">\n<th class=\"kb-table-data kb-table-data15355_f6e2e7-f7\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-c51df79846380d8d43f45ca6c5acbea7\"><strong>\u5229\u7387\u6a5f\u5236<\/strong><\/p>\n\n<\/15355_f6e2e7-f7>\n\n<td class=\"kb-table-data kb-table-data15355_6f400d-6e\">\n\n<p>\u8207\u7d9c\u5408\u6d88\u8cbb\u7269\u50f9\u6307\u6578\uff08CPI\uff09\u639b\u920e<\/p>\n\n<\/15355_6f400d-6e>\n\n<td class=\"kb-table-data kb-table-data15355_b63eaa-4f\">\n\n<p>\u8207\u7d9c\u5408\u6d88\u8cbb\u7269\u50f9\u6307\u6578\uff08CPI\uff09\u639b\u920e<\/p>\n\n<\/15355_b63eaa-4f>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_bb1205-46\">\n<th class=\"kb-table-data kb-table-data15355_61b51a-74\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-5e54c13250ca05d18a1cdff89711486c\"><strong>\u606f\u7387<\/strong><\/p>\n\n<\/15355_61b51a-74>\n\n<td class=\"kb-table-data kb-table-data15355_4e4414-5b\">\n\n<p>\u606f\u7387\u96a8\u901a\u8139\u800c\u6ce2\u52d5\uff0c\u4fdd\u5e95\u606f\u7387\u4e0d\u4f4e\u65bc2.00%<\/p>\n\n<\/15355_4e4414-5b>\n\n<td class=\"kb-table-data kb-table-data15355_9bdc26-2f\">\n\n<p>2.00%\u81f35.00% \uff08\u8996\u4e4e\u6bcf\u4e00\u5c46\u5be6\u969b\u689d\u6b3e\u800c\u5b9a\uff09<\/p>\n\n<\/15355_9bdc26-2f>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_7a07b6-e5\">\n<th class=\"kb-table-data kb-table-data15355_e93eed-fa\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-dc50d2909023ee054506799fddc8b24c\"><strong>\u4e8c\u7d1a\u5e02\u5834\u8cb7\u8ce3<\/strong><\/p>\n\n<\/15355_e93eed-fa>\n\n<td class=\"kb-table-data kb-table-data15355_653945-17\">\n\n<p>\u53ef\u65bc\u806f\u4ea4\u6240\u8cb7\u8ce3<\/p>\n\n<\/15355_653945-17>\n\n<td class=\"kb-table-data kb-table-data15355_a98a2f-14\">\n\n<p>\u53ef\u65bc\u806f\u4ea4\u6240\u8cb7\u8ce3<\/p>\n\n<\/15355_a98a2f-14>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_28464c-77\">\n<th class=\"kb-table-data kb-table-data15355_7c952b-d0\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-51847101ce653b63058356770e5605bb\"><strong>\u672c\u91d1\u4fdd\u969c<\/strong><\/p>\n\n<\/15355_7c952b-d0>\n\n<td class=\"kb-table-data kb-table-data15355_80fc50-86\">\n\n<p>\u5230\u671f\u7372\u5168\u6578\u511f\u9084\u672c\u91d1<\/p>\n\n<\/15355_80fc50-86>\n\n<td class=\"kb-table-data kb-table-data15355_e678ab-85\">\n\n<p>\u5230\u671f\u7372\u5168\u6578\u511f\u9084\u672c\u91d1<\/p>\n\n<\/15355_e678ab-85>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15355_f8d195-98\">\n<th class=\"kb-table-data kb-table-data15355_3f4984-07\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-e20b72e0b8c3ba24951964c8b9bcfd61\"><strong>\u9069\u5408\u4eba\u58eb<\/strong><\/p>\n\n<\/15355_3f4984-07>\n\n<td class=\"kb-table-data kb-table-data15355_8b90f5-30\">\n\n<p>\u4e00\u822c\u5e02\u6c11<\/p>\n\n<\/15355_8b90f5-30>\n\n<td class=\"kb-table-data kb-table-data15355_8df058-8f\">\n\n<p>60 \u6b72\u6216\u4ee5\u4e0a\u7684\u9280\u9aee\u65cf<\/p>\n\n<\/15355_8df058-8f>\n<\/tr>\n<\/table><\/div>\n\n\n<p>iBond \u7684\u5229\u7387\u8207\u901a\u8139\u76f4\u63a5\u639b\u920e\uff0c\u5728\u901a\u8139\u8f03\u9ad8\u6642\u56de\u5831\u76f8\u5c0d\u8f03\u70ba\u5438\u5f15\uff0c\u9069\u5408\u7528\u4ee5\u5c0d\u6c96\u901a\u8139\uff1b\u9280\u8272\u50b5\u5238\u7684\u606f\u7387\u7531\u9810\u5148\u8a02\u660e\u7684\u4fdd\u8b49\u56fa\u5b9a\u606f\u7387\uff0c\u52a0\u4e0a\u6309\u672c\u6e2f\u7d9c\u5408\u6d88\u8cbb\u7269\u50f9\u6307\u6578\uff08CPI\uff09\u8b8a\u52d5\u8a08\u7b97\u7684\u6d6e\u606f\u6240\u69cb\u6210\uff0c\u6bcf\u671f\u6d3e\u606f\u6703\u63a1\u7528\u300c\u5b9a\u606f\u8207\u6d6e\u606f\u4e4b\u4e2d\u8f03\u9ad8\u8005\u300d\u4f5c\u70ba\u5be6\u969b\u606f\u7387\u3002<\/p>\n\n\n\n<p>\u5169\u8005\u540c\u6a23\u5177\u5099\u653f\u5e9c\u4fe1\u7528\u53ca\u672c\u91d1\u4fdd\u969c\uff0c\u4f46\u9808\u7559\u610f\u6bcf\u5e74\u767c\u884c\u984d\u53ca\u914d\u552e\u540d\u984d\u6709\u9650\uff0c\u8a8d\u8cfc\u7af6\u722d\u6fc0\u70c8\uff0c\u672a\u5fc5\u6bcf\u4f4d\u7533\u8acb\u8005\u90fd\u80fd\u6210\u529f\u7372\u914d\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5132\u84c4\u4fdd\u96aa<\/h3>\n\n\n\n<p>\u5132\u84c4\u4fdd\u96aa\u8a2d\u6709\u4fdd\u8b49\u56de\u5831\u7684\u77ed\u671f\u6216\u4e2d\u77ed\u671f\u8a08\u5283\uff0c\u53ef\u4ee5\u5728\u6e1b\u606f\u5468\u671f\u6216\u901a\u8139\u4e0d\u660e\u6717\u6642\u9396\u5b9a\u56de\u5831\u7387\uff0c\u70ba\u8cc7\u91d1\u63d0\u4f9b\u76f8\u5c0d\u53ef\u9810\u671f\u7684\u589e\u503c\u7a7a\u9593\u3002\u76f8\u8f03\u65bc\u53ea\u6301\u6709\u73fe\u91d1\u6216\u653e\u5728\u4f4e\u606f\u5132\u84c4\u5b58\u6b3e\uff0c\u5132\u84c4\u4fdd\u96aa\u7684\u9810\u671f\u56de\u5831\u7387\u901a\u5e38\u8f03\u9ad8\uff0c\u66f4\u6709\u6a5f\u6703\u5728\u6263\u9664\u901a\u8139\u5f8c\u4ecd\u7136\u7dad\u6301\u6b63\u5be6\u8cea\u56de\u5831\uff0c\u6709\u52a9\u6e1b\u4f4e\u8cfc\u8cb7\u529b\u88ab\u8836\u98df\u7684\u98a8\u96aa\uff0c\u9069\u5408\u8ffd\u6c42\u7a69\u5b9a\u56de\u5831\u3001\u53c8\u5e0c\u671b\u517c\u9867\u4e00\u5b9a\u4fdd\u969c\u529f\u80fd\u7684\u4fdd\u5b88\u578b\u5132\u84c4\u8005\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/%E7%90%86%E8%B2%A1%E8%B2%BC%E5%A3%AB\/low-risk-investment-tools-and-products\">\u4f4e\u98a8\u96aa\u7406\u8ca1\u5de5\u5177\u5168\u653b\u7565\uff1a10\u842c-50\u842c\u9592\u7f6e\u8cc7\u91d1\u5982\u4f55\u5b89\u5168\u5730\u70ba\u8cc7\u7522\u589e\u503c\uff1f<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u9ede\u6a23\u9322\u6efe\u9322\u6297\u901a\u8139<\/strong>\uff1f<strong>Blue WeSave \u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fdd ST1<\/strong><\/h2>\n\n\n\n<p>\u7d93\u904e\u4e0a\u8ff0\u7684\u4ecb\u7d39\uff0c\u76f8\u4fe1\u4f60\u5df2\u7d93\u660e\u767d\u6297\u901a\u8139\u7684\u610f\u601d\u3002Blue\u7684<a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\"> WeSave \u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fdd ST1 <\/a>\u63d0\u4f9b1\u30012\u62163\u5e74\u9748\u6d3b\u5e74\u671f\uff0c\u63d0\u4f9b\u4fdd\u8b49\u56de\u5831\uff0c\u9060\u9ad8\u65bc\u9999\u6e2f\u76ee\u524d\u5e73\u5747\u7684\u901a\u8139\u7387\uff0c\u8b93\u8cc7\u91d1\u5728\u76f8\u5c0d\u7a69\u5b9a\u7684\u60c5\u6cc1\u4e0b\u589e\u503c\uff0c\u771f\u6b63\u505a\u5230\u300c\u9322\u6efe\u9322\u6297\u901a\u8139\u300d\u3002<\/p>\n\n\n\n<p><strong>\u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fdd ST1 <\/strong><strong>\u7279\u5225\u9069\u5408\u4ee5\u4e0b\u4eba\u58eb\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u624b\u982d\u4e0a\u6709\u5145\u8db3\u6d41\u52d5\u8cc7\u91d1\uff0c\u77ed\u671f\u5167\u7121\u9808\u52d5\u7528<\/li>\n\n\n\n<li>\u5e0c\u671b\u9396\u5b9a\u4fdd\u8b49\u9ad8\u606f\uff0c\u4e0d\u60f3\u627f\u53d7\u5e02\u5834\u6ce2\u52d5<\/li>\n\n\n\n<li>\u6b63\u5728\u5c0b\u627e\u7c21\u55ae\u3001\u7121\u9808\u983b\u7e41\u7ba1\u7406\u7684\u6297\u901a\u8139\u65b9\u6cd5<\/li>\n\n\n\n<li>\u6709\u610f\u900f\u904e\u7f8e\u5143\u8cc7\u7522\u914d\u7f6e\u5206\u6563\u98a8\u96aa\u7684\u7406\u8ca1\u4eba\u58eb<\/li>\n<\/ul>\n\n\n\n<p>\u9762\u5c0d\u5e02\u6cc1\u6ce2\u52d5\uff0c\u5982\u679c\u4f60\u5e0c\u671b\u4ee5\u66f4\u7c21\u55ae\u3001\u66f4\u78ba\u5b9a\u7684\u65b9\u5f0f\u4fdd\u4f4f\u8cfc\u8cb7\u529b\uff0c\u540c\u6642\u9396\u5b9a\u4fdd\u8b49\u56de\u5831\uff0c\u4e0d\u59a8\u8003\u616e\u628a\u90e8\u5206\u9592\u7f6e\u8cc7\u91d1\u914d\u7f6e\u65bc\u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fdd ST1\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment?discountCode3=BLOGST1\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"309\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-sokosan-4.12-TC-blog.jpg\" alt=\"3\u5e74\u671f\u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fdd \u6bcf\u5e744.12%\u4fdd\u8b49\u56de\u5831\" class=\"wp-image-15401\" srcset=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-sokosan-4.12-TC-blog.jpg 1200w, https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-sokosan-4.12-TC-blog-300x77.jpg 300w, https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-sokosan-4.12-TC-blog-1024x264.jpg 1024w, https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-sokosan-4.12-TC-blog-768x198.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u806f\u7d61Blue\u4e86\u89e3\u66f4\u591a\u4fdd\u96aa\u65b9\u6848<\/h2>\n\n\n\n<p>Blue\u63d0\u4f9b<a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\">\u5132\u84c4<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/term-life-protection\">\u4eba\u58fd<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-personal-accident-protection-plan-1\">\u610f\u5916<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/critical-illness-insurance\">\u5371\u75be<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/medical-cover\">\u9580\u8a3a\u91ab\u7642<\/a>\u53ca<a href=\"https:\/\/www.blue.com.hk\/hk\/weguard-pharmaeasy-protection-plan\">\u85e5\u5291<\/a>\u7b49\u591a\u7a2e\u4fdd\u96aa\u7522\u54c1\u3002\u5982\u6b32\u4e86\u89e3\u66f4\u591a\uff0c\u6b61\u8fce\u76f4\u63a5WhatsApp +852 9559 5665\u67e5\u8a62\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5e38\u898b\u554f\u984c<\/strong><\/h2>\n\n\n\n<p><strong>\u901a\u8ca8\u81a8\u8139\u5c0d\u6211\u7684\u5f37\u7a4d\u91d1\u6709\u4ec0\u9ebc\u5f71\u97ff\uff1f<\/strong><br>\u901a\u8139\u6703\u524a\u5f31\u5f37\u7a4d\u91d1\u7684\u5be6\u8cea\u8cfc\u8cb7\u529b\u3002\u5373\u4f7f\u4f60\u7684MPF\u5e33\u9762\u56de\u5831\u70ba\u6b63\uff0c\u53ea\u8981\u901a\u8139\u7387\u9ad8\u65bcMPF\u5e74\u5316\u56de\u5831\u7387\uff0c\u4f60\u65e5\u5f8c\u9000\u4f11\u53ef\u8cb7\u5230\u7684\u5546\u54c1\u8207\u670d\u52d9\u5be6\u969b\u4e0a\u6703\u8b8a\u5c11\u3002\u9069\u7576\u52a0\u5165\u5176\u4ed6\u6297\u901a\u8139\u5de5\u5177\uff0c\u6709\u52a9\u63d0\u5347\u9000\u4f11\u8cc7\u7522\u5c0d\u6297\u901a\u8139\u7684\u80fd\u529b\u3002<\/p>\n\n\n\n<p><strong>\u52a0\u606f\u662f\u5426\u4ee3\u8868\u901a\u8139\u4e00\u5b9a\u6703\u4e0b\u964d\uff1f<\/strong><br>\u4e0d\u4e00\u5b9a\u3002\u52a0\u606f\u662f\u4e2d\u592e\u9280\u884c\u5c0d\u6297\u901a\u8139\u7684\u5de5\u5177\uff0c\u539f\u7406\u662f\u63d0\u9ad8\u501f\u8cb8\u6210\u672c\u3001\u6291\u5236\u9700\u6c42\uff0c\u5f9e\u800c\u4ee4\u7269\u50f9\u58d3\u529b\u964d\u6eab\u3002\u7136\u800c\uff0c\u52a0\u606f\u7684\u6548\u679c\u5b58\u5728\u6642\u9593\u6eef\u5f8c\uff0c\u4e14\u82e5\u901a\u8139\u7531\u4f9b\u61c9\u7aef\u56e0\u7d20\uff08\u5982\u80fd\u6e90\u77ed\u7f3a\u3001\u539f\u6750\u6599\u6f32\u50f9\uff09\u9a45\u52d5\uff0c\u52a0\u606f\u7684\u4f5c\u7528\u4fbf\u76f8\u5c0d\u6709\u9650\u3002<\/p>\n\n\n\n<p><strong>\u7f8e\u570b\u901a\u8139\u70ba\u4ec0\u9ebc\u6703\u5f71\u97ff\u9999\u6e2f\u7269\u50f9\uff1f<\/strong><br>\u56e0\u70ba\u9999\u6e2f\u63a1\u7528\u806f\u7e6b\u532f\u7387\u5236\u5ea6\uff0c\u540c\u6642\u9ad8\u5ea6\u4f9d\u8cf4\u9032\u53e3\u3002\u6e2f\u5143\u8207\u7f8e\u5143\u639b\u920e\uff0c\u672c\u5730\u5229\u7387\u8d70\u52e2\u7dca\u96a8\u7f8e\u570b\uff0c\u7576\u7f8e\u570b\u56e0\u901a\u8139\u5347\u6eab\u800c\u52a0\u606f\uff0c\u672c\u5730\u501f\u8cb8\u6210\u672c\u53ca\u7d93\u6fdf\u6d3b\u52d5\u4ea6\u6703\u53d7\u5230\u727d\u9023\u3002\u540c\u6642\uff0c\u5916\u570d\u901a\u8139\u6703\u63a8\u9ad8\u9032\u53e3\u5546\u54c1\u53ca\u539f\u6750\u6599\u6210\u672c\uff0c\u6700\u7d42\u53cd\u6620\u5728\u9999\u6e2f\u7684\u7269\u50f9\u6c34\u5e73\u4e0a\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u53c3\u8003\u8cc7\u6599\uff1a<\/p>\n\n\n\n<p>1. \u653f\u5e9c\u7d71\u8a08\u8655 &#8211; <a href=\"https:\/\/www.censtatd.gov.hk\/tc\/scode270.html\">\u6d88\u8cbb\u7269\u50f9<\/a><br>2. \u653f\u5e9c\u7d71\u8a08\u8655 &#8211; <a href=\"https:\/\/www.censtatd.gov.hk\/tc\/chat20250324.html\">\u5341\u5e74\u56de\u9867\uff1a\u9999\u6e2f\u6d88\u8cbb\u7269\u50f9\u8b8a\u5316<\/a><br>3. \u963f\u601d\u9054\u514b\u8ca1\u7d93\u7db2 &#8211; <a href=\"http:\/\/www.aastocks.com\/tc\/stocks\/news\/zhitong-news\/ZT1396150\/1\">\u9999\u6e2f\u653f\u5e9c\u7d71\u8a08\u8655\uff1a2025\u5e7412\u6708\u4efd\u9999\u6e2f\u6574\u9ad4\u6d88\u8cbb\u7269\u50f9\u540c\u6bd4\u4e0a\u53471.4%<\/a><br>4. \u9999\u6e2f\u7d93\u6fdf\u65e5\u5831 &#8211;<a href=\"https:\/\/inews.hket.com\/article\/4129634\/%E3%80%90%E9%A6%99%E6%B8%AF%E7%B6%93%E6%BF%9F%E3%80%91%E6%94%BF%E5%BA%9C%E7%B6%AD%E6%8C%812026%E5%B9%B4%E5%AF%A6%E8%B3%AAGDP%E5%A2%9E%E9%95%B72.5-%E8%87%B33.5-%E9%A0%90%E6%B8%AC%E3%80%80%E5%9F%BA%E6%9C%AC%E9%80%9A%E8%84%B9%E7%8E%87%E9%A0%90%E6%9C%9F%E4%B8%8A%E8%AA%BF0.8%E5%80%8B%E7%99%BE%E5%88%86%E9%BB%9E%E8%87%B32.5-\">\u3010\u9999\u6e2f\u7d93\u6fdf\u3011\u653f\u5e9c\u7dad\u63012026\u5e74\u5be6\u8ceaGDP\u589e\u95772.5%\u81f33.5%\u9810\u6e2c\u3000\u57fa\u672c\u901a\u8139\u7387\u9810\u671f\u4e0a\u8abf0.8\u500b\u767e\u5206\u9ede\u81f32.5%<\/a><br>5. \u6295\u59d4\u6703 &#8211; <a href=\"https:\/\/www.ifec.org.hk\/web\/tc\/investment\/investment-products\/bonds\/ibonds.page\">\u901a\u8139\u639b\u920e\u50b5\u5238<\/a><br>6. \u9999\u6e2f\u4ea4\u6613\u6240 &#8211; <a href=\"https:\/\/www.hkex.com.hk\/Products\/Securities\/Debt-Securities\/iBond?sc_lang=zh-HK\">\u901a\u8139\u639b\u920e\u50b5\u5238 (iBond)<\/a><br>7. GovHK \u9999\u6e2f\u653f\u5e9c\u4e00\u7ad9\u901a &#8211; <a href=\"https:\/\/www.info.gov.hk\/gia\/general\/202508\/29\/P2025082900719.htm\">\u653f\u5e9c\u63a8\u51fa\u65b0\u4e00\u6279\u9280\u8272\u50b5\u5238<\/a><br>8. \u653f\u5e9c\u50b5\u5238\u8a08\u5283 &#8211; <a href=\"https:\/\/www.hkgb.gov.hk\/tc\/retail\/Silver_Rates.html\">\u96f6\u552e\u50b5\u5238\u767c\u884c\u8a08\u5283 &#8211; \u9280\u8272\u50b5\u5238\u7cfb\u5217 &#8211; \u606f\u7387<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u300cWeSave\u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fddST1\u300d\u70ba\u5132\u84c4\u4fdd\u96aa\u8a08\u5283\uff0c\u4e26\u975e\u9280\u884c\u5132\u84c4\u7522\u54c1\u3002<\/p>\n\n\n\n<p>\u514d\u8cac\u8072\u660e\ufe55 <br>\u4e0a\u8ff0\u7522\u54c1\u53ca\u8cc7\u8a0a\u7531Blue Insurance Limited\uff08\u300cBlue\u300d\uff09\u63d0\u4f9b\u3002 \u4e0a\u8ff0\u7522\u54c1\u53ea\u8a08\u5283\u65bc\u9999\u6e2f\u5883\u5167\u51fa\u552e\uff0c\u7522\u54c1\u53ca\u512a\u60e0\u5747\u53d7\u689d\u6b3e\u53ca\u7d30\u5247\u7d04\u675f\uff0c\u8a73\u60c5\u8acb\u53c3\u95b1\u76f8\u95dc\u7522\u54c1\u6982\u8981\u53ca\u4fdd\u55ae\u689d\u6b3e\u3002 \u4ee5\u4e0a\u8cc7\u6599\u50c5\u4f9b\u53c3\u8003\uff0c\u4e0d\u61c9\u88ab\u8996\u4f5c\u70ba\u4efb\u4f55\u5f62\u5f0f\u4e4b\u8981\u7d04\u6216\u63a8\u85a6\u8cfc\u8cb7\u4fdd\u96aa\u7522\u54c1\u3002 \u672c\u6587\u520a\u8f09\u7684\u8cc7\u6599\u53ea\u4f9b\u53c3\u8003\uff0cBlue\u4e0d\u4fdd\u8b49\u8cc7\u8a0a\u7684\u5b8c\u6574\u6027\u548c\u6e96\u78ba\u6027\u3002\u5c0d\u65bc\u4f60\u56e0\u672c\u6587\u520a\u8f09\u7684\u4efb\u4f55\u8cc7\u8a0a\u800c\u53ef\u80fd\u62db\u81f4\u7684\u640d\u5931\u3001\u640d\u5bb3\u8ce0\u511f\u3001\u8a1f\u8cbb\u6216\u5176\u4ed6\u958b\u652f\u53ca\u8cac\u4efb\uff0cBlue\u6982\u4e0d\u8ca0\u8cac\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u7576\u7269\u50f9\u6301\u7e8c\u4e0a\u5347\u3001\u751f\u6d3b\u6210\u672c\u4e0d\u65b7\u589e\u52a0\uff0c\u4f60\u7684\u8cfc\u8cb7\u529b\u5176\u5be6\u6b63\u88ab\u9010\u6b65\u8836\u98df\uff0c\u53ea\u662f\u9019\u7a2e\u8b8a\u5316\u5f80\u5f80\u4e0d\u6613\u5bdf\u89ba\u3002\u7b49\u5230\u771f\u6b63\u611f\u53d7\u5230\u58d3\u529b\u6642\uff0c\u8cc7\u7522\u7684\u5be6\u8cea\u50f9\u503c\u53ef\u80fd\u65e9\u5df2\u5927\u5e45\u7e2e\u6c34\u3002Blue\u7406\u8ca1\u9054\u4eba\u5c07\u70ba\u4f60\u62c6\u89e3\u6297\u901a\u8139\u7684\u610f\u601d\u548c\u539f\u7406\u3001\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\u7684\u8b8a\u5316\u8da8\u52e2\uff0c\u4ee5\u53ca\u5728\u9999\u6e2f\u53ef\u884c\u7684\u6297\u901a\u8139\u65b9\u6cd5\uff0c\u5e6b\u52a9\u4f60\u4e3b\u52d5\u898f\u5283\u8cc7\u7522\uff0c\u6e1b\u5c11\u901a\u8139\u5c0d\u8cfc\u8cb7\u529b\u7684\u4fb5\u8755\u3002 \u901a\u8139\u662f\u4ec0\u9ebc\uff1f\u6301\u6709\u73fe\u91d1\u5728\u9ad8\u901a\u8139\u4e0b\u7684\u98a8\u96aa \u901a\u8139\uff08\u901a\u8ca8\u81a8\u8139\uff09\u5c31\u662f\u7269\u50f9\u6574\u9ad4\u6301\u7e8c\u4e0a\u5347\u3001\u8ca8\u5e63\u8cfc\u8cb7\u529b\u9010\u6b65\u4e0b\u964d\u7684\u73fe\u8c61\u3002\u7576\u4e00\u6bb5\u6642\u9593\u4e4b\u5f8c\uff0c\u4f60\u7528\u540c\u6a23\u6578\u91cf\u7684\u91d1\u9322\uff0c\u53ea\u80fd\u8cb7\u5230\u6bd4\u4ee5\u524d\u66f4\u5c11\u7684\u5546\u54c1\u6216\u670d\u52d9\uff0c\u4ee3\u8868\u6b63\u5728\u9762\u5c0d\u901a\u8139\u3002 \u4e0d\u5c11\u4eba\u8a8d\u70ba\u628a\u9322\u5b58\u5165\u9280\u884c\u3001\u6301\u6709\u73fe\u91d1\u5c31\u662f\u6700\u5b89\u5168\u7684\u505a\u6cd5\uff0c\u4f46\u5728\u6301\u7e8c\u901a\u8139\u7684\u74b0\u5883\u4e0b\uff0c\u53ea\u6301\u6709\u73fe\u91d1\u5c31\u662f\u4e00\u7a2e\u98a8\u96aa\u3002\u8209\u4f8b\u4f86\u8aaa\uff0c\u82e5\u4eca\u5e74\u4e00\u7c43\u5b50\u65e5\u5e38\u7528\u54c1\u50f9\u683c\u70baHK$1,000\uff0c\u5728\u5e74\u901a\u8139\u7387\u70ba2%\u7684\u60c5\u6cc1\u4e0b\uff0c\u660e\u5e74\u540c\u6a23\u7684\u5546\u54c1\u4fbf\u9700\u8981HK$1,020\u624d\u80fd\u8cfc\u8cb7\u3002\u82e5\u4f60\u7684\u8cc7\u91d1\u53ea\u5b58\u653e\u65bc\u5e74\u5229\u7387\u4e0d\u8db31%\u7684\u5132\u84c4\u6236\u53e3\uff0c\u5373\u4f7f\u5e33\u9762\u91d1\u984d\u6c92\u6709\u6e1b\u5c11\uff0c\u5be6\u969b\u8cfc\u8cb7\u529b\u4ea6\u5df2\u51fa\u73fe\u4e0b\u8dcc\u3002 \u901a\u8ca8\u81a8\u8139\u7684\u6839\u672c\u539f\u56e0\u662f\u4ec0\u9ebc\uff1f \u901a\u8ca8\u81a8\u8139\u7531\u591a\u9805\u56e0\u7d20\u5171\u540c\u4f5c\u7528\u6240\u81f4\u7684\u7d50\u679c\u3002\u4e3b\u8981\u539f\u56e0\u5305\u62ec\uff1a \u7576\u8cc7\u91d1\u5728\u7d93\u6fdf\u9ad4\u7cfb\u5167\u4e0d\u65b7\u589e\u52a0\uff0c\u9700\u6c42\u6301\u7e8c\u5347\u6eab\uff0c\u52a0\u4e0a\u4f01\u696d\u7d93\u71df\u6210\u672c\u4e0a\u5347\uff0c\u5546\u54c1\u8207\u670d\u52d9\u50f9\u683c\u4fbf\u6703\u9010\u6b65\u88ab\u63a8\u9ad8\uff0c\u6700\u7d42\u53cd\u6620\u70ba\u6574\u9ad4\u7269\u50f9\u6c34\u5e73\u4e0a\u5347\uff0c\u8ca8\u5e63\u8cfc\u8cb7\u529b\u96a8\u4e4b\u4e0b\u964d\uff0c\u5373\u4f7f\u6536\u5165\u6216\u5e33\u9762\u5132\u84c4\u6c92\u6709\u8b8a\u5316\uff0c\u5be6\u969b\u80fd\u5920\u8cfc\u8cb7\u7684\u5546\u54c1\u8207\u670d\u52d9\u537b\u6703\u6e1b\u5c11\u3002 \u6297\u901a\u8139\u662f\u4ec0\u9ebc\u610f\u601d\uff1f \u6297\u901a\u8139\u610f\u601d\u662f\u6307\uff0c\u900f\u904e\u5408\u9069\u7684\u8cc7\u7522\u914d\u7f6e\u6216\u5132\u84c4\u5b89\u6392\uff0c\u8b93\u8ca1\u5bcc\u7684\u589e\u9577\u901f\u5ea6\u80fd\u5920\u8dd1\u8d0f\uff0c\u6216\u81f3\u5c11\u8ffd\u4e0a\u901a\u8139\u6c34\u5e73\uff0c\u5f9e\u800c\u7dad\u6301\u751a\u81f3\u63d0\u5347\u5be6\u8cea\u8cfc\u8cb7\u529b\u3002\u63db\u8a00\u4e4b\uff0c\u6297\u901a\u8139\u4e26\u975e\u55ae\u7d14\u8ffd\u6c42\u56de\u5831\uff0c\u800c\u662f\u907f\u514d\u8cc7\u7522\u88ab\u901a\u8139\u8836\u98df\u3002 \u5ef6\u4f38\u95b1\u8b80\uff1a\u3010\u901a\u8139\u3011\u6297\u901a\u8139\u65b9\u6cd5\uff1a5\u7a2e\u6297\u901a\u8139\u8cc7\u7522 \u50b5\u5238\u3001\u80a1\u7968\u9010\u6a23\u7747 \u4f60\u7684\u9322\u771f\u7684\u6709\u589e\u503c\u55ce\uff1f\u5be6\u8cea\u5229\u7387\u7684\u8a08\u7b97\u516c\u5f0f \u8981\u771f\u6b63\u505a\u5230\u6297\u901a\u8139\uff0c\u4e0d\u50c5\u8981\u9078\u64c7\u9644\u6709\u5229\u606f\u7684\u5132\u84c4\u6216\u7406\u8ca1\u5de5\u5177\uff0c\u4ea6\u61c9\u540c\u6642\u8003\u616e\u901a\u8139\u56e0\u7d20\u3002\u901a\u8139\u6703\u4fb5\u8755\u8cfc\u8cb7\u529b\uff0c\u53ea\u6709\u5728\u6263\u9664\u901a\u8139\u5f71\u97ff\u5f8c\u4ecd\u7136\u70ba\u6b63\u7684\u56de\u5831\uff0c\u624d\u4ee3\u8868\u8ca1\u5bcc\u51fa\u73fe\u5be6\u8cea\u589e\u9577\u3002\u900f\u904e\u8a08\u7b97\u5be6\u8cea\u5229\u7387\uff0c\u53ef\u4ee5\u5224\u65b7\u8cc7\u7522\u662f\u50c5\u5728\u5e33\u9762\u4e0a\u589e\u9577\uff0c\u9084\u662f\u771f\u6b63\u8dd1\u8d0f\u901a\u8139\u3002 \u5ef6\u4f38\u95b1\u8b80\uff1a\u85aa\u6c34\u5132\u84c4\u6bd4\u4f8b\u591a\u5c11\u624d\u5920\uff1f\u6bcf\u6708\u5132\u84c4\u6bd4\u4f8b\uff0b\u6295\u8cc7\u7406\u8ca1\u65b9\u6cd5\u5206\u4eab \u9999\u6e2f\u73fe\u5728\u6709\u901a\u8139\u55ce\uff1f\u9999\u6e2f\u8fd110\u5e74\u7684\u5e73\u5747\u901a\u8139\u7387 \u904e\u53bb10\u5e74\uff0c\u9999\u6e2f\u901a\u8139\u7387\uff08\u4ee5\u7d9c\u5408\u6d88\u8cbb\u7269\u50f9\u6307\u6578CPI\u7684\u6309\u5e74\u8b8a\u52d5\u7387\u8a08\u7b97\uff09\u5927\u81f4\u7dad\u6301\u5728\u7d042%\u5de6\u53f3\uff0c\u5c6c\u65bc\u6eab\u548c\u901a\u8139\u7684\u6c34\u5e73\u3002\u671f\u9593\u96d6\u7136\u66fe\u57282019\u5e74\u63a5\u8fd13%\uff0c\u4ea6\u57282020\u5e74\u56e0\u75ab\u60c5\u4e00\u5ea6\u56de\u843d\u81f3\u7d040.3%\u7684\u4f4e\u4f4d\uff0c\u4f46\u4ecd\u5448\u6301\u7e8c\u4e0a\u5347\u8da8\u52e2\u3002\u9999\u6e2f\u7684\u901a\u8139\u7387\u6bcf\u5e74\u7d042%\u770b\u4f3c\u4e0d\u9ad8\uff0c\u82e5\u5f9e\u9577\u7dda\u770b\uff0c\u5be6\u8cea\u8cfc\u8cb7\u529b\u88ab\u9010\u6b65\u4fb5\u8755\uff0c\u8db3\u4ee5\u5e36\u4f86\u76f8\u7576\u660e\u986f\u7684\u5f71\u97ff\u3002 \u4ee5\u4e0b\u662f\u9999\u6e2f\u8fd110\u5e74\u901a\u8139\u7387\u7684\u8d70\u52e2\uff1a \u8a3b1\uff1a\u7d9c\u5408\u6d88\u8cbb\u7269\u50f9\u6307\u6578\u7684\u8b8a\u52d5\uff08\u901a\u8139\u7387\uff09\u662f\u8861\u91cf\u672c\u5730\u901a\u8139\u7684\u4e3b\u8981\u6307\u6a19\uff0c\u7531\u653f\u5e9c\u7d71\u8a08\u8655\u6309\u7d0490%\u672c\u6e2f\u4f4f\u6236\u7684\u5e73\u5747\u958b\u652f\u6a21\u5f0f\u7de8\u88fd\uff0c\u6db5\u84cb\u4f4f\u623f\u3001\u98df\u54c1\u3001\u4ea4\u901a\u3001\u8010\u7528\u54c1\u7b49\u4e3b\u8981\u985e\u5225\uff0c\u5176\u4e2d\u4f4f\u623f\u4f54\u6bd4\u6700\u91cd\uff0c\u7d0440.3%\u3002 \u8a3b2\uff1a\u653f\u5e9c\u65bc2026\u5e745\u6708\u628a2026\u5e74\u5168\u5e74\u6574\u9ad4\u901a\u8139\u7387\u9810\u6e2c\uff0c\u7531\u539f\u51481.8%\u4e0a\u8abf\u81f32.6%\uff0c\u57fa\u672c\u901a\u8139\u7387\u4ea6\u75311.7%\u8abf\u5347\u81f32.5%\uff0c\u9019\u9805\u8abf\u6574\u4e3b\u8981\u53cd\u6620\u672c\u5730\u7d93\u6fdf\u6301\u7e8c\u64f4\u5f35\u3001\u6210\u672c\u58d3\u529b\u4e0a\u5347\uff0c\u4ee5\u53ca\u570b\u969b\u6cb9\u50f9\u7b49\u5916\u570d\u50f9\u683c\u56e0\u7d20\u5e36\u4f86\u7684\u901a\u8139\u58d3\u529b\u3002 \u901a\u8139\u671f\u9593\u4ec0\u9ebc\u8cc7\u7522\u6703\u4fdd\u503c\uff1f\u5e38\u898b\u6297\u901a\u8139\u65b9\u6cd5\u6bd4\u8f03 [&hellip;]<\/p>\n","protected":false},"author":19,"featured_media":15357,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[30],"tags":[210],"class_list":["post-15355","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-30","tag-210"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u6297\u901a\u8139\u65b9\u6cd5\u6709\u4ec0\u9ebc\uff1f\u6297\u901a\u8139\u610f\u601d\u3001\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\u8207\u7406\u8ca1\u5de5\u5177\u6bd4\u8f03<\/title>\n<meta name=\"description\" content=\"\u4e86\u89e3\u6297\u901a\u8139\u610f\u601d\u3001\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\u8d70\u52e2\uff0c\u6bd4\u8f03iBond\u3001\u5132\u84c4\u4fdd\u96aa\u7b49\u5e38\u898b\u6297\u901a\u8139\u65b9\u6cd5\uff0c\u5e6b\u4f60\u66f4\u7cbe\u6e96\u914d\u7f6e\u8cc7\u7522\u3001\u5b88\u4f4f\u5be6\u8cea\u8cfc\u8cb7\u529b\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.blue.com.hk\/blog\/hk\/\u7406\u8ca1\u8cbc\u58eb\/inflation-hedge-assets-and-savings-guide\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u6297\u901a\u8139\u65b9\u6cd5\u6709\u4ec0\u9ebc\uff1f\u6297\u901a\u8139\u610f\u601d\u3001\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\u8207\u7406\u8ca1\u5de5\u5177\u6bd4\u8f03\" \/>\n<meta property=\"og:description\" content=\"\u4e86\u89e3\u6297\u901a\u8139\u610f\u601d\u3001\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\u8d70\u52e2\uff0c\u6bd4\u8f03iBond\u3001\u5132\u84c4\u4fdd\u96aa\u7b49\u5e38\u898b\u6297\u901a\u8139\u65b9\u6cd5\uff0c\u5e6b\u4f60\u66f4\u7cbe\u6e96\u914d\u7f6e\u8cc7\u7522\u3001\u5b88\u4f4f\u5be6\u8cea\u8cfc\u8cb7\u529b\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.blue.com.hk\/blog\/hk\/\u7406\u8ca1\u8cbc\u58eb\/inflation-hedge-assets-and-savings-guide\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/blueinsurancehk\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-24T10:30:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-24T10:30:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/inflation-hedge-assets-and-savings-guide.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"945\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Blue\u7406\u8ca1\u9054\u4eba\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Blue\u7406\u8ca1\u9054\u4eba\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-hedge-assets-and-savings-guide\",\"url\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-hedge-assets-and-savings-guide\",\"name\":\"\u6297\u901a\u8139\u65b9\u6cd5\u6709\u4ec0\u9ebc\uff1f\u6297\u901a\u8139\u610f\u601d\u3001\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\u8207\u7406\u8ca1\u5de5\u5177\u6bd4\u8f03\",\"isPartOf\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-hedge-assets-and-savings-guide#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-hedge-assets-and-savings-guide#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/inflation-hedge-assets-and-savings-guide.png\",\"datePublished\":\"2026-07-24T10:30:24+00:00\",\"dateModified\":\"2026-07-24T10:30:25+00:00\",\"author\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/27b56560c34637a5b4a77a8644393d69\"},\"description\":\"\u4e86\u89e3\u6297\u901a\u8139\u610f\u601d\u3001\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\u8d70\u52e2\uff0c\u6bd4\u8f03iBond\u3001\u5132\u84c4\u4fdd\u96aa\u7b49\u5e38\u898b\u6297\u901a\u8139\u65b9\u6cd5\uff0c\u5e6b\u4f60\u66f4\u7cbe\u6e96\u914d\u7f6e\u8cc7\u7522\u3001\u5b88\u4f4f\u5be6\u8cea\u8cfc\u8cb7\u529b\u3002\",\"breadcrumb\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-hedge-assets-and-savings-guide#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-hedge-assets-and-savings-guide\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-hedge-assets-and-savings-guide#primaryimage\",\"url\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/inflation-hedge-assets-and-savings-guide.png\",\"contentUrl\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/inflation-hedge-assets-and-savings-guide.png\",\"width\":1800,\"height\":945},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-hedge-assets-and-savings-guide#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.blue.com.hk\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u5982\u4f55\u9078\u5c0d\u6297\u901a\u8139\u65b9\u6cd5\uff1f\u4e86\u89e3\u6297\u901a\u8139\u610f\u601d\u8207\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\uff0c\u7cbe\u6e96\u914d\u7f6e\u6297\u901a\u8139\u5de5\u5177\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#website\",\"url\":\"https:\/\/www.blue.com.hk\/blog\/\",\"name\":\"\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.blue.com.hk\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/27b56560c34637a5b4a77a8644393d69\",\"name\":\"Blue\u7406\u8ca1\u9054\u4eba\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/Blue_financial_tips-1.png\",\"contentUrl\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/Blue_financial_tips-1.png\",\"caption\":\"Blue\u7406\u8ca1\u9054\u4eba\"},\"sameAs\":[\"https:\/\/www.blue.com.hk\/\",\"https:\/\/www.facebook.com\/blueinsurancehk\/\",\"https:\/\/www.instagram.com\/blueinsurancehk\/\",\"https:\/\/www.youtube.com\/@BlueHKinsurance\"],\"url\":\"https:\/\/www.blue.com.hk\/blog\/hk\/author\/blue-financial-tips\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u6297\u901a\u8139\u65b9\u6cd5\u6709\u4ec0\u9ebc\uff1f\u6297\u901a\u8139\u610f\u601d\u3001\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\u8207\u7406\u8ca1\u5de5\u5177\u6bd4\u8f03","description":"\u4e86\u89e3\u6297\u901a\u8139\u610f\u601d\u3001\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\u8d70\u52e2\uff0c\u6bd4\u8f03iBond\u3001\u5132\u84c4\u4fdd\u96aa\u7b49\u5e38\u898b\u6297\u901a\u8139\u65b9\u6cd5\uff0c\u5e6b\u4f60\u66f4\u7cbe\u6e96\u914d\u7f6e\u8cc7\u7522\u3001\u5b88\u4f4f\u5be6\u8cea\u8cfc\u8cb7\u529b\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.blue.com.hk\/blog\/hk\/\u7406\u8ca1\u8cbc\u58eb\/inflation-hedge-assets-and-savings-guide","og_locale":"en_US","og_type":"article","og_title":"\u6297\u901a\u8139\u65b9\u6cd5\u6709\u4ec0\u9ebc\uff1f\u6297\u901a\u8139\u610f\u601d\u3001\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\u8207\u7406\u8ca1\u5de5\u5177\u6bd4\u8f03","og_description":"\u4e86\u89e3\u6297\u901a\u8139\u610f\u601d\u3001\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\u8d70\u52e2\uff0c\u6bd4\u8f03iBond\u3001\u5132\u84c4\u4fdd\u96aa\u7b49\u5e38\u898b\u6297\u901a\u8139\u65b9\u6cd5\uff0c\u5e6b\u4f60\u66f4\u7cbe\u6e96\u914d\u7f6e\u8cc7\u7522\u3001\u5b88\u4f4f\u5be6\u8cea\u8cfc\u8cb7\u529b\u3002","og_url":"https:\/\/www.blue.com.hk\/blog\/hk\/\u7406\u8ca1\u8cbc\u58eb\/inflation-hedge-assets-and-savings-guide","article_author":"https:\/\/www.facebook.com\/blueinsurancehk\/","article_published_time":"2026-07-24T10:30:24+00:00","article_modified_time":"2026-07-24T10:30:25+00:00","og_image":[{"width":1800,"height":945,"url":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/inflation-hedge-assets-and-savings-guide.png","type":"image\/png"}],"author":"Blue\u7406\u8ca1\u9054\u4eba","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Blue\u7406\u8ca1\u9054\u4eba","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-hedge-assets-and-savings-guide","url":"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-hedge-assets-and-savings-guide","name":"\u6297\u901a\u8139\u65b9\u6cd5\u6709\u4ec0\u9ebc\uff1f\u6297\u901a\u8139\u610f\u601d\u3001\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\u8207\u7406\u8ca1\u5de5\u5177\u6bd4\u8f03","isPartOf":{"@id":"https:\/\/www.blue.com.hk\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-hedge-assets-and-savings-guide#primaryimage"},"image":{"@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-hedge-assets-and-savings-guide#primaryimage"},"thumbnailUrl":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/inflation-hedge-assets-and-savings-guide.png","datePublished":"2026-07-24T10:30:24+00:00","dateModified":"2026-07-24T10:30:25+00:00","author":{"@id":"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/27b56560c34637a5b4a77a8644393d69"},"description":"\u4e86\u89e3\u6297\u901a\u8139\u610f\u601d\u3001\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\u8d70\u52e2\uff0c\u6bd4\u8f03iBond\u3001\u5132\u84c4\u4fdd\u96aa\u7b49\u5e38\u898b\u6297\u901a\u8139\u65b9\u6cd5\uff0c\u5e6b\u4f60\u66f4\u7cbe\u6e96\u914d\u7f6e\u8cc7\u7522\u3001\u5b88\u4f4f\u5be6\u8cea\u8cfc\u8cb7\u529b\u3002","breadcrumb":{"@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-hedge-assets-and-savings-guide#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-hedge-assets-and-savings-guide"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-hedge-assets-and-savings-guide#primaryimage","url":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/inflation-hedge-assets-and-savings-guide.png","contentUrl":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/inflation-hedge-assets-and-savings-guide.png","width":1800,"height":945},{"@type":"BreadcrumbList","@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/inflation-hedge-assets-and-savings-guide#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.blue.com.hk\/blog\/"},{"@type":"ListItem","position":2,"name":"\u5982\u4f55\u9078\u5c0d\u6297\u901a\u8139\u65b9\u6cd5\uff1f\u4e86\u89e3\u6297\u901a\u8139\u610f\u601d\u8207\u9999\u6e2f\u5e73\u5747\u901a\u8139\u7387\uff0c\u7cbe\u6e96\u914d\u7f6e\u6297\u901a\u8139\u5de5\u5177"}]},{"@type":"WebSite","@id":"https:\/\/www.blue.com.hk\/blog\/#website","url":"https:\/\/www.blue.com.hk\/blog\/","name":"","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.blue.com.hk\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/27b56560c34637a5b4a77a8644393d69","name":"Blue\u7406\u8ca1\u9054\u4eba","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/image\/","url":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/Blue_financial_tips-1.png","contentUrl":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/Blue_financial_tips-1.png","caption":"Blue\u7406\u8ca1\u9054\u4eba"},"sameAs":["https:\/\/www.blue.com.hk\/","https:\/\/www.facebook.com\/blueinsurancehk\/","https:\/\/www.instagram.com\/blueinsurancehk\/","https:\/\/www.youtube.com\/@BlueHKinsurance"],"url":"https:\/\/www.blue.com.hk\/blog\/hk\/author\/blue-financial-tips"}]}},"_links":{"self":[{"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/posts\/15355","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/comments?post=15355"}],"version-history":[{"count":3,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/posts\/15355\/revisions"}],"predecessor-version":[{"id":15373,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/posts\/15355\/revisions\/15373"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/media\/15357"}],"wp:attachment":[{"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/media?parent=15355"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/categories?post=15355"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/tags?post=15355"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}