{"id":15217,"date":"2026-05-29T08:47:51","date_gmt":"2026-05-29T08:47:51","guid":{"rendered":"https:\/\/www.blue.com.hk\/blog\/?p=15217"},"modified":"2026-05-29T08:47:52","modified_gmt":"2026-05-29T08:47:52","slug":"low-risk-investment-tools-and-products","status":"publish","type":"post","link":"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/low-risk-investment-tools-and-products","title":{"rendered":"\u4f4e\u98a8\u96aa\u7406\u8ca1\u5de5\u5177\u5168\u653b\u7565\uff1a10\u842c-50\u842c\u9592\u7f6e\u8cc7\u91d1\u5982\u4f55\u5b89\u5168\u5730\u70ba\u8cc7\u7522\u589e\u503c\uff1f"},"content":{"rendered":"\n<p>\u624b\u982d\u4e0a\u7d2f\u7a4d\u4e86 10\u842c-50\u842c\u9592\u7f6e\u8cc7\u91d1\uff0c\u65e2\u64d4\u5fc3\u901a\u8139\u8836\u98df\u8cfc\u8cb7\u529b\uff0c\u53c8\u5bb3\u6015\u5e02\u5834\u7684\u5287\u70c8\u6ce2\u52d5\uff1f\u5728\u9019\u500b\u60c5\u6cc1\u4e0b\uff0c\u9078\u64c7\u5408\u9069\u7684\u4f4e\u98a8\u96aa\u7406\u8ca1\u5de5\u5177\u4fbf\u6210\u70ba\u8cc7\u7522\u4fdd\u503c\u8207\u589e\u503c\u7684\u6838\u5fc3\u7b56\u7565\u3002\u5e02\u5834\u4e0a\u7684\u9078\u64c7\u4e94\u82b1\u516b\u9580\uff0c\u4f46\u5728\u5c0b\u627e\u5404\u985e\u4f4e\u98a8\u96aa\u7406\u8ca1\u7522\u54c1\u6642\uff0c\u6211\u5011\u5fc5\u9808\u5148\u91d0\u6e05\u81ea\u8eab\u7684\u8ca1\u52d9\u76ee\u6a19\u8207\u8cc7\u91d1\u6d41\u52d5\u6027\u9700\u6c42\u3002\u76f2\u76ee\u8ddf\u98a8\u5f80\u5f80\u6703\u5c0e\u81f4\u8cc7\u91d1\u88ab\u9577\u671f\u9396\u6b7b\uff0c\u6216\u8005\u56de\u5831\u672a\u80fd\u8dd1\u8d0f\u901a\u8139\u3002<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/category\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\">Blue 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10\u842c-50\u842c\u9592\u7f6e\u8cc7\u91d1\u627e\u5c0b\u300c\u5b89\u5168\u5c4b\u300d<\/h2>\n\n\n\n<p>\u4f4e\u98a8\u96aa\u7406\u8ca1\u662f\u6307\u672c\u91d1\u640d\u5931\u6a5f\u6703\u6975\u4f4e\u3001\u56de\u5831\u76f8\u5c0d\u7a69\u5b9a\u7684\u8cc7\u7522\u914d\u7f6e\u65b9\u5f0f\u3002\u4f4e\u98a8\u96aa\u7406\u8ca1\u9069\u5408\u54ea\u4e9b\u4eba\uff1f\u7279\u5225\u9069\u5408\u5e7e\u985e\u4eba\u7fa4\uff1a\u9996\u5148\u662f\u525b\u8e0f\u5165\u8077\u5834\u3001\u8cc7\u91d1\u7a4d\u7d2f\u6709\u9650\u7684\u7406\u8ca1\u65b0\u624b\uff0c\u4ed6\u5011\u9700\u8981\u9069\u5408\u5c0f\u984d\u7406\u8ca1\u7684\u4f4e\u98a8\u96aa\u7522\u54c1\u5efa\u7acb\u5132\u84c4\u7fd2\u6163\uff1b\u5176\u6b21\u662f\u6e96\u5099\u5728\u77ed\u671f\u5167\u52d5\u7528\u5927\u7b46\u8cc7\u91d1\u7684\u4eba\uff0c\u4f8b\u5982\u8a08\u5283\u8cb7\u8eca\u3001\u652f\u4ed8\u8cb7\u6a13\u9996\u671f\u6216\u6e96\u5099\u7d50\u5a5a\u7684\u6e96\u65b0\u4eba\uff0c\u9019\u7b46\u9322\u7d55\u5c0d\u4e0d\u80fd\u627f\u53d7\u8667\u640d\u98a8\u96aa\uff1b\u6700\u5f8c\u662f\u63a5\u8fd1\u9000\u4f11\u5e74\u9f61\u6216\u5df2\u9000\u4f11\u7684\u4eba\u58eb\uff0c\u4ed6\u5011\u66f4\u770b\u91cd\u8cc7\u7522\u7684\u5b89\u5168\u6027\u548c\u7a69\u5b9a\u7684\u73fe\u91d1\u6d41\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u9999\u6e2f\u71b1\u9580\u4f4e\u98a8\u96aa\u7406\u8ca1\u5de5\u5177\u6bd4\u8f03\uff1a\u5b9a\u671f\u5b58\u6b3e\u3001\u50b5\u5238\u3001\u5132\u84c4\u4fdd\u96aa<\/h2>\n\n\n\n<p>\u9999\u6e2f\u5e02\u5834\u4e0a\u7684\u4f4e\u98a8\u96aa\u7406\u8ca1\u5de5\u5177\u4e94\u82b1\u516b\u9580\uff0c\u4f46\u5be6\u8cea\u56de\u5831\u3001\u6d41\u52d5\u6027\u3001\u5165\u5834\u9580\u6abb\u5404\u6709\u5dee\u7570\u3002\u4f4e\u98a8\u96aa\u7406\u8ca1\u6709\u54ea\u4e9b\uff1f\u4ee5\u4e0b\u5217\u51fa 3 \u5927\u4e3b\u6d41\u9078\u64c7\uff1a<\/p>\n\n\n<style>.kb-table-container15217_a54a27-bc{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container15217_a54a27-bc .kb-table15217_a54a27-bc{border-collapse:separate !important;border-spacing:0 !important;border-radius:16px !important;}.kb-table-container15217_a54a27-bc .kb-table15217_a54a27-bc thead tr:first-child th:first-child{border-top-left-radius:16px 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1024px){.kb-table-container .kb-table15217_a54a27-bc td, .kb-table15217_a54a27-bc th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}@media all and (max-width: 767px){.kb-table-container .kb-table15217_a54a27-bc td, .kb-table15217_a54a27-bc th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container15217_a54a27-bc wp-block-kadence-table\"><table class=\"kb-table kb-table15217_a54a27-bc\">\n<tr class=\"kb-table-row kb-table-row15217_74ca6a-67\">\n<th class=\"kb-table-data kb-table-data15217_6c256f-3a\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-f1876fc82d172c7be7eded4d1a02007a\"><strong>\u7406\u8ca1\u5de5\u5177<\/strong><\/p>\n\n<\/15217_6c256f-3a>\n\n<th class=\"kb-table-data kb-table-data15217_e0f14d-5e\">\n\n<p><strong>\u904b\u4f5c\u539f\u7406\u8207\u56de\u5831\u7279\u6027<\/strong><\/p>\n\n<\/15217_e0f14d-5e>\n\n<th class=\"kb-table-data kb-table-data15217_2447a0-2c\">\n\n<p><strong>\u98a8\u96aa\u7a0b\u5ea6<\/strong><\/p>\n\n<\/15217_2447a0-2c>\n\n<th class=\"kb-table-data kb-table-data15217_fc34d7-75\">\n\n<p><strong>\u6d41\u52d5\u6027<\/strong><\/p>\n\n<\/15217_fc34d7-75>\n\n<th class=\"kb-table-data kb-table-data15217_14ea42-94\">\n\n<p><strong>\u9069\u5408\u5c0d\u8c61<\/strong><\/p>\n\n<\/15217_14ea42-94>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15217_69d9ef-06\">\n<th class=\"kb-table-data kb-table-data15217_87e855-fe\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-a5aab1e9fea2fe9d34249f4431ba771f\"><strong>\u5b9a\u671f\u5b58\u6b3e<\/strong><\/p>\n\n<\/15217_87e855-fe>\n\n<td class=\"kb-table-data kb-table-data15217_ad9d1a-e6\">\n\n<p>\u5c07\u8cc7\u91d1\u5b58\u5165\u9280\u884c\u4e00\u6bb5\u56fa\u5b9a\u6642\u9593\u4ee5\u7372\u53d6\u4fdd\u8b49\u5229\u606f\u3002\u53d7\u9999\u6e2f\u5b58\u6b3e\u4fdd\u969c\u8a08\u5283\u4fdd\u969c\uff08\u6700\u9ad8\u4e0a\u965080\u842c\u6e2f\u5143\uff09[1]\u3002<\/p>\n\n<\/15217_ad9d1a-e6>\n\n<td class=\"kb-table-data kb-table-data15217_0eb077-1e\">\n\n<p>\u6975\u4f4e<\/p>\n\n<\/15217_0eb077-1e>\n\n<td class=\"kb-table-data kb-table-data15217_5af138-78\">\n\n<p>\u4f4e\uff08\u63d0\u65e9\u63d0\u53d6\u6703\u88ab\u7f70\u606f\u6216\u640d\u5931\u5168\u6578\u5229\u606f\uff09<\/p>\n\n<\/15217_5af138-78>\n\n<td class=\"kb-table-data kb-table-data15217_97232a-cf\">\n\n<p>\u5c0b\u6c42\u77ed\u671f\uff083\u500b\u6708\u81f31\u5e74\uff09\u7d55\u5c0d\u4fdd\u672c\u3001\u6709\u4e00\u7b46\u77ed\u671f\u5167\u4e0d\u9700\u52d5\u7528\u7684\u8cc7\u91d1\u7684\u4eba\u58eb\u3002<\/p>\n\n<\/15217_97232a-cf>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15217_37ab6e-a0\">\n<th class=\"kb-table-data kb-table-data15217_cec616-b1\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-4e68e9732e30f149d5dd041f4b98cf4f\"><strong>\u50b5\u5238 (\u5982iBond\/\u7da0\u8272\u50b5\u5238)<\/strong><\/p>\n\n<\/15217_cec616-b1>\n\n<td class=\"kb-table-data kb-table-data15217_5dd769-a6\">\n\n<p>\u501f\u9322\u7d66\u653f\u5e9c\u6216\u4f01\u696d\uff0c\u5b9a\u671f\u6536\u53d6\u7968\u606f\uff0c\u5230\u671f\u53d6\u56de\u672c\u91d1\u3002\u9999\u6e2f\u653f\u5e9c\u767c\u884c\u7684iBond\u53ca\u7da0\u50b5\u5e7e\u4e4e\u7b49\u540c\u96f6\u9055\u7d04\u98a8\u96aa\u3002<\/p>\n\n<\/15217_5dd769-a6>\n\n<td class=\"kb-table-data kb-table-data15217_0cc4f8-a2\">\n\n<p>\u4f4e<\/p>\n\n<\/15217_0cc4f8-a2>\n\n<td class=\"kb-table-data kb-table-data15217_ab0195-d4\">\n\n<p>\u4e2d\u7b49\uff08\u53ef\u65bc\u4e8c\u624b\u5e02\u5834\u8ce3\u51fa\uff0c\u4f46\u50f9\u683c\u6703\u6709\u6ce2\u52d5\uff09<\/p>\n\n<\/15217_ab0195-d4>\n\n<td class=\"kb-table-data kb-table-data15217_afe83f-d3\">\n\n<p>\u5e0c\u671b\u56de\u5831\u80fd\u8207\u901a\u8139\u639b\u920e\uff0c\u4e26\u53ef\u627f\u53d7\u8f15\u5fae\u50f9\u683c\u6ce2\u52d5\u7684\u7a69\u5065\u578b\u7406\u8ca1\u4eba\u58eb\u3002<\/p>\n\n<\/15217_afe83f-d3>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15217_98f4bd-26\">\n<th class=\"kb-table-data kb-table-data15217_bfbbfb-e2\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-2f4545c32fff5ac65d51ed4935ed6e7f\"><strong>\u5132\u84c4\u4fdd\u96aa<\/strong><\/p>\n\n<\/15217_bfbbfb-e2>\n\n<td class=\"kb-table-data kb-table-data15217_0b460f-00\">\n\n<p>\u7d50\u5408\u5132\u84c4\u8207\u4eba\u58fd\u4fdd\u969c\uff0c\u90e8\u5206\u7522\u54c1\u63d0\u4f9b\u4fdd\u8b49\u73fe\u91d1\u50f9\u503c\u3002\u4e00\u822c\u5206\u70ba\u77ed\u671f\u53ca\u4e2d\u9577\u671f\u3002<\/p>\n\n<\/15217_0b460f-00>\n\n<td class=\"kb-table-data kb-table-data15217_76bd08-19\">\n\n<p>\u4f4e<\/p>\n\n<\/15217_76bd08-19>\n\n<td class=\"kb-table-data kb-table-data15217_54f193-f3\">\n\n<p>\u6975\u4f4e\uff08\u65e9\u671f\u9000\u4fdd\u901a\u5e38\u6703\u5c0e\u81f4\u672c\u91d1\u640d\u5931\uff09<\/p>\n\n<\/15217_54f193-f3>\n\n<td class=\"kb-table-data kb-table-data15217_fb442c-d7\">\n\n<p>\u5c0b\u6c42\u4e2d\u9577\u671f\u7a69\u5b9a\u589e\u503c\u3001\u6709\u660e\u78ba\u5132\u84c4\u76ee\u6a19\uff08\u5982\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u6216\u9000\u4f11\u898f\u5283\uff09\u7684\u4eba\u58eb\u3002<\/p>\n\n<\/15217_fb442c-d7>\n<\/tr>\n<\/table><\/div>\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5132\u84c4\u578b\u4fdd\u96aa\u8207\u5b9a\u671f\u5b58\u6b3e\u4e4b\u9593\u61c9\u5982\u4f55\u9078\u64c7<\/h2>\n\n\n\n<p>\u5c0d\u65bc\u8ffd\u6c42\u77ed\u671f\u76ee\u6a19\uff081-3\u5e74\uff09\u4f4e\u98a8\u96aa\u7406\u8ca1\u9078\u9805\u7684\u4eba\uff0c\u5b9a\u671f\u5b58\u6b3e\u540c\u77ed\u671f\u5132\u84c4\u4fdd\u96aa\u4fc2\u6700\u5e38\u88ab\u6bd4\u8f03\u76842\u5927\u9078\u9805\u3002\u5b9a\u5b58\u512a\u52e2\u5728\u65bc\u7d50\u69cb\u7c21\u55ae\u900f\u660e\uff0c\u5229\u7387\u8d70\u52e2\u900f\u660e\u3002\u4f46\u7f3a\u9ede\u4ea6\u5341\u5206\u660e\u986f\uff1a\u5229\u7387\u6703\u96a8\u5e02\u5834\u74b0\u5883\u8abf\u6574\uff0c\u82e5\u5e02\u5834\u6574\u9ad4\u5229\u7387\u4e0b\u8dcc\uff0c\u7e8c\u505a\u5b9a\u5b58\u7684\u5229\u606f\u56de\u5831\u4fbf\u6703\u5927\u6253\u6298\u6263\u3002\u76f8\u5c0d\u800c\u8a00\uff0c\u5132\u84c4\u578b\u4fdd\u96aa\u80fd\u5728\u8f03\u9577\u6642\u671f\u5167\u9396\u5b9a\u56de\u5831\u7387\uff0c\u4e0d\u53d7\u77ed\u671f\u5e02\u5834\u5229\u7387\u6ce2\u52d5\u5f71\u97ff\uff0c\u800c\u4e14\u5177\u5099\u8ca1\u5bcc\u50b3\u627f\u7684\u512a\u52e2\u3002\u4f46\u5132\u84c4\u96aa\u7f3a\u9ede\u540c\u6a23\u660e\u986f\uff0c\u8cc7\u91d1\u6703\u88ab\u9396\u5b9a\u4e00\u6bb5\u8f03\u9577\u6642\u9593\uff0c\u63d0\u65e9\u9000\u4fdd\u9700\u8981\u627f\u53d7\u672c\u91d1\u640d\u5931\u3002\u81f3\u65bc\u6c7a\u5b9a\u9078\u64c7\u54ea\u7a2e\u7522\u54c1\uff0c\u5728\u65bc\u4f60\u5c0d\u672a\u4f86\u606f\u53e3\u8d70\u52e2\u7684\u7747\u6cd5\uff0c\u4ee5\u53ca\u9019\u7b46\u9322\u672a\u4f861-3\u5e74\u662f\u5426\u6703\u7528\u5230\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/things-you-need-to-know-when-comparing-savings-insurance\">\u4e0d\u518d\u5132\u84c4\u8aa4\u589c\u9677\u9631\uff01\u5132\u84c4\u4fdd4\u5927\u5e38\u898b\u9677\u9631\u4f4d\u9010\u500b\u6349<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5982\u4f55\u7cbe\u6e96\u8a08\u7b97\u5be6\u8cea\u56de\u5831\u7387\uff1f<\/h3>\n\n\n\n<p>\u5728\u8a55\u4f30\u4efb\u4f55\u7406\u8ca1\u7522\u54c1\u6642\uff0c\u5fc5\u9808\u61c2\u5f97\u8a08\u7b97\u5be6\u8cea\u56de\u5831\u7387\u3002\u5c0d\u65bc\u5132\u84c4\u4fdd\u96aa\uff0c\u6700\u6e96\u78ba\u7684\u6307\u6a19\u662f\u5167\u90e8\u56de\u5831\u7387\uff08IRR\uff09\uff0c\u5b83\u8003\u616e\u4e86\u8cc7\u91d1\u5b58\u653e\u7684\u6642\u9593\u50f9\u503c\u3002\u5404\u5927\u4fdd\u96aa\u516c\u53f8\u901a\u5e38\u6703\u5728\u5efa\u8b70\u66f8\u4e0a\u5217\u660e\u4fdd\u8b49IRR\u53ca\u9810\u671fIRR\uff0c\u5ba2\u6236\u61c9\u91cd\u9ede\u95dc\u6ce8\u4fdd\u8b49IRR\u7684\u90e8\u5206\u3002\u6b64\u5916\uff0c\u901a\u8139\u662f\u4efb\u4f55\u7a69\u5065\u578b\u7406\u8ca1\u90fd\u4e0d\u80fd\u5ffd\u8996\u7684\u96b1\u5f62\u6210\u672c\u3002\u5047\u8a2d\u73fe\u6642\u9999\u6e2f\u7684\u901a\u8ca8\u81a8\u8139\u7387\u70ba2.5%\uff0c\u82e5\u4f60\u7684\u7406\u8ca1\u7522\u54c1\u5e74\u5316\u56de\u5831\u7387\u53ea\u67092%\uff0c\u5f9e\u8cfc\u8cb7\u529b\u89d2\u5ea6\u4f86\u770b\uff0c\u4f60\u7684\u8ca1\u5bcc\u5176\u5be6\u6b63\u5728\u7e2e\u6c34\u3002\u56e0\u6b64\uff0c\u4e00\u500b\u5408\u683c\u7684\u7406\u8ca1\u7d44\u5408\uff0c\u5176\u6574\u9ad4\u5e74\u5316\u5831\u916c\u7387\u5927\u7d04\u9700\u8981\u9054\u52303%\u81f35%\u7684\u6c34\u5e73\uff0c\u624d\u80fd\u771f\u6b63\u767c\u63ee\u6297\u901a\u8139\u4e26\u5be6\u73fe\u8cc7\u7522\u589e\u503c\u7684\u4f5c\u7528\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u61f6\u4eba\u7406\u8ca1\u9996\u9078\uff1aBlue WeSave \u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fdd (ST1)<\/h2>\n\n\n\n<p>\u5982\u679c\u4f60\u5de5\u4f5c\u7e41\u5fd9\u3001\u7121\u6687\u6642\u523b\u7dca\u76ef\u5e02\u5834\u7684\u7406\u8ca1\u65b0\u624b\u4f86\u8aaa\uff0cBlue <a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment#key-benefits\">WeSave \u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fdd (ST1)<\/a> \u662f\u503c\u5f97\u8003\u616e\u7684\u4f4e\u98a8\u96aa\u7406\u8ca1\u7522\u54c1\u3002\u4e3b\u8981\u7279\u9ede\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4fdd\u8b49\u56de\u5831\u900f\u660e\uff1a1\u5e74\u30012\u5e74\u62163\u5e74\u671f\u53ef\u9078\uff0c3\u5e74\u671f\u4fdd\u55ae\u65bc\u671f\u6eff\u4eab\u6bcf\u5e743.81% p.a.\u4fdd\u8b49\u56de\u5831\u7387[2]\uff0c\u7121\u9808\u4f30\u8a08\u5206\u7d05\u5be6\u73fe\u7387<\/li>\n\n\n\n<li>\u4e00\u7b46\u904e\u7e73\u8cbb\uff1a\u6295\u4fdd\u6642\u7e73\u6e05\u4fdd\u8cbb\u5f8c\u5373\u53ef\u5750\u7b49\u671f\u6eff\uff0c\u7121\u9808\u6bcf\u6708\u4f9b\u6b3e\uff0c\u6173\u537b\u7e8c\u505a\u5b9a\u5b58\u7169\u60f1<\/li>\n\n\n\n<li>\u7db2\u4e0a\u6295\u4fdd\u624b\u7e8c\u7c21\u4fbf\uff1a\u5168\u7a0b\u65bcBlue\u5b98\u7db2\u6216BlueHK\u624b\u6a5f\u61c9\u7528\u7a0b\u5f0f\u5b8c\u6210\uff0c\u4fdd\u8b49\u6279\u6838\uff0c\u7531\u5831\u50f9\u5230\u51fa\u55ae\u53ef\u4ee5\u55ba\u5e7e\u5206\u9418\u5167\u641e\u6382<\/li>\n\n\n\n<li>\u517c\u5099\u4eba\u58fd\u4fdd\u969c\uff1a \u5728\u8ca1\u5bcc\u589e\u503c\u7684\u540c\u6642\uff0c\u63d0\u4f9b\u984d\u5916\u7684\u4eba\u8eab\u4fdd\u969c\uff0c\u767c\u63ee\u4fdd\u96aa\u7684\u672c\u8cea\u529f\u80fd\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u64c1\u670910\u842c-50\u842c\u8cc7\u7522\u5982\u4f55\u958b\u59cb\u4f4e\u98a8\u96aa\u7406\u8ca1\uff1f<\/h2>\n\n\n\n<p>\u64c1\u6709 10\u842c-50\u842c\u9592\u7f6e\u8cc7\u91d1\u7684\u8b80\u8005\uff0c\u5514\u9700\u8981\u5c07\u6240\u6709\u96de\u86cb\u653e\u5728\u540c\u4e00\u500b\u7c43\u5b50\u88e1\uff0c\u53ef\u4ee5\u5c07\u8cc7\u91d1\u5206\u62c6\uff0c\u5efa\u7acb\u591a\u5143\u5316\u8cc7\u7522\u914d\u7f6e\u7d44\u5408\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u7dca\u6025\u9810\u5099\u91d1\uff0820%-30%\uff09\uff1a\u9019\u90e8\u5206\u8cc7\u91d1\u53ef\u4ee5\u653e\u5728\u6d3b\u671f\u5b58\u6b3e\u4e2d\uff0c\u78ba\u4fdd\u96a8\u6642\u6709\u8cc7\u91d1\u5468\u8f49\u3002<\/li>\n\n\n\n<li>\u77ed\u4e2d\u671f\u76ee\u6a19\u8cc7\u91d1\uff0840%-50%\uff09\uff1a\u5206\u914d\u5230\u5e74\u671f\u70ba 1-3 \u5e74\u7684\u5b9a\u671f\u5b58\u6b3e\u6216\u77ed\u671f\u5132\u84c4\u4fdd\u96aa\u8a08\u5283\u4e2d\uff0c\u9396\u5b9a\u8f03\u9ad8\u7684\u4fdd\u8b49\u56de\u5831<\/li>\n\n\n\n<li>\u9577\u7dda\u589e\u503c\uff0820%-30%\uff09\uff1a\u53ef\u8003\u616e\u9280\u8272\u50b5\u5238\u3001iBond\u6216\u8f03\u9577\u5e74\u671f\u5132\u84c4\u4fdd\u96aa\uff0c\u5c08\u8cac\u5c0d\u6297\u9577\u671f\u901a\u8139<\/li>\n<\/ol>\n\n\n\n<p>\u6574\u9ad4\u914d\u7f6e\u908f\u8f2f\u662f\u9054\u5230\u300c\u6d41\u52d5\u6027\u3001\u4fdd\u8b49\u56de\u5831\u3001\u6297\u901a\u8139\u300d\u4e09\u8005\u5e73\u8861\uff0c\u800c\u975e\u55ae\u4e00\u8ffd\u6c42\u6700\u9ad8\u606f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8a8d\u8b58\u4f4e\u98a8\u96aa\u7406\u8ca1\u7b56\u7565 \u6253\u9020\u591a\u5143\u8cc7\u7522\u914d\u7f6e<\/h2>\n\n\n\n<p>\u8981\u5728\u73fe\u4eca\u8907\u96dc\u591a\u8b8a\u7684\u7d93\u6fdf\u74b0\u5883\u4e0b\u5b88\u4f4f\u8ca1\u5bcc\uff0c\u59a5\u5584\u904b\u7528\u5404\u7a2e\u4f4e\u98a8\u96aa\u7406\u8ca1\u5de5\u5177\u662f\u6bcf\u500b\u4eba\u5fc5\u5b78\u7684\u8ab2\u984c\uff0c\u5f9e\u5b9a\u671f\u5b58\u6b3e\u5230\u5132\u84c4\u4fdd\u96aa\uff0c\u6bcf\u7a2e\u4f4e\u98a8\u96aa\u7406\u8ca1\u7522\u54c1\u90fd\u6709\u5176\u7279\u9ede\u3002\u9762\u5c0d\u624b\u4e0a\u768410\u842c\u81f350\u842c\u8cc7\u91d1\uff0c\u61c9\u5148\u9810\u7559\u7dca\u6025\u5099\u7528\u91d1\uff0c\u7136\u5f8c\u6839\u64da\u8cc7\u91d1\u7684\u9592\u7f6e\u5e74\u671f\u53ca\u500b\u4eba\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u9032\u884c\u914d\u7f6e\u3002\u5982\u679c\u4f60\u6b63\u5c0b\u627e\u4e00\u500b\u7701\u6642\u7701\u529b\u3001\u56de\u5831\u4fdd\u8b49\u7684\u8d77\u9ede\uff0c<a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment#key-benefits\">WeSave \u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fdd (ST1)<\/a> \u7d55\u5c0d\u662f\u4f60\u7406\u8ca1\u8def\u4e0a\u7684\u597d\u5e6b\u624b\u3002\u7acb\u5373\u5be9\u8996\u4f60\u7684\u8ca1\u52d9\u72c0\u6cc1\uff0c\u70ba\u81ea\u5df1\u5236\u5b9a\u5408\u9069\u7684\u4f4e\u98a8\u96aa\u7406\u8ca1\u65b9\u6848\uff0c\u5efa\u7acb\u7a69\u5065\u7684\u8cc7\u7522\u914d\u7f6e\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\" target=\"_blank\" rel=\" noreferrer noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"309\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-sokosan-banner-TC-blog-1.jpg\" alt=\"Sokosan - WeSave ST1 3.81 pa - blog\" class=\"wp-image-15025\" srcset=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-sokosan-banner-TC-blog-1.jpg 1200w, https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-sokosan-banner-TC-blog-1-300x77.jpg 300w, https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-sokosan-banner-TC-blog-1-1024x264.jpg 1024w, https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-sokosan-banner-TC-blog-1-768x198.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u806f\u7d61Blue\u4e86\u89e3\u66f4\u591a\u4fdd\u96aa\u65b9\u6848<\/h2>\n\n\n\n<p>Blue\u63d0\u4f9b<a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\">\u5132\u84c4<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/term-life-protection\">\u4eba\u58fd<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-personal-accident-protection-plan-1\">\u610f\u5916<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/critical-illness-insurance\">\u5371\u75be<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/medical-cover\">\u9580\u8a3a\u91ab\u7642<\/a>\u53ca<a href=\"https:\/\/www.blue.com.hk\/hk\/weguard-pharmaeasy-protection-plan\">\u85e5\u5291<\/a>\u7b49\u591a\u7a2e\u4fdd\u96aa\u7522\u54c1\u3002\u5982\u6b32\u4e86\u89e3\u66f4\u591a\uff0c\u6b61\u8fce\u76f4\u63a5WhatsApp +852 9559 5665\u67e5\u8a62\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5e38\u898b\u554f\u984c<\/h2>\n\n\n\n<p><strong>\u4fdd\u672c\u7406\u8ca1\u7522\u54c1\u662f\u5426\u771f\u7684\u300c\u7d55\u5c0d\u300d\u4fdd\u672c\uff1f\u771f\u7684\u5b8c\u5168\u6c92\u6709\u98a8\u96aa\u55ce\uff1f<\/strong><br>\u4e26\u975e\u6240\u6709\u7522\u54c1\u90fd\u7121\u689d\u4ef6\u4fdd\u672c\u3002\u9280\u884c\u5b9a\u5b58\u53d7\u9999\u6e2f\u5b58\u6b3e\u4fdd\u969c\u8a08\u5283\u4fdd\u969c\uff0c\u4e0a\u9650\u70ba 80 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class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u53c3\u8003\u8cc7\u6599\uff1a<\/p>\n\n\n\n<p>1. \u9999\u6e2f\u5b58\u6b3e\u4fdd\u969c\u59d4\u54e1\u6703 &#8211; <a href=\"https:\/\/www.dps.org.hk\/\">\u4ee4\u4f60\u5b58\u5f97\u5b89\u5fc3<\/a><br>2. Blue &#8211; <a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment#key-benefits\">WeSave \u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fdd ST1<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u300cWeSave\u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fddST1\u300d\u70ba\u5132\u84c4\u4fdd\u96aa\u8a08\u5283\uff0c\u4e26\u975e\u9280\u884c\u5132\u84c4\u7522\u54c1\u3002<\/p>\n\n\n\n<p>\u514d\u8cac\u8072\u660e\ufe55 <br>\u4e0a\u8ff0\u7522\u54c1\u53ca\u8cc7\u8a0a\u7531Blue Insurance Limited\uff08\u300cBlue\u300d\uff09\u63d0\u4f9b\u3002 \u4e0a\u8ff0\u7522\u54c1\u53ea\u8a08\u5283\u65bc\u9999\u6e2f\u5883\u5167\u51fa\u552e\uff0c\u7522\u54c1\u53ca\u512a\u60e0\u5747\u53d7\u689d\u6b3e\u53ca\u7d30\u5247\u7d04\u675f\uff0c\u8a73\u60c5\u8acb\u53c3\u95b1\u76f8\u95dc\u7522\u54c1\u6982\u8981\u53ca\u4fdd\u55ae\u689d\u6b3e\u3002 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