{"id":14796,"date":"2026-01-21T10:25:58","date_gmt":"2026-01-21T10:25:58","guid":{"rendered":"https:\/\/www.blue.com.hk\/blog\/?p=14796"},"modified":"2026-01-21T10:25:58","modified_gmt":"2026-01-21T10:25:58","slug":"can-friends-or-non-relatives-be-beneficiaries-in-insurance","status":"publish","type":"post","link":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/can-friends-or-non-relatives-be-beneficiaries-in-insurance","title":{"rendered":"\u4fdd\u96aa\u53d7\u76ca\u4eba\u53ef\u4ee5\u662f\u670b\u53cb\uff0f\u975e\u89aa\u5c6c\u55ce\uff1f\u8a73\u89e3\u4fdd\u96aa\u53d7\u76ca\u4eba\u6b7b\u4ea1\u5206\u914d\u554f\u984c"},"content":{"rendered":"\n<p>\u4e0d\u5c11\u4eba\u5728\u6295\u4fdd<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/term-life-protection\">\u4eba\u58fd\u4fdd\u96aa<\/a>\u6642\uff0c\u6703\u8003\u616e\u5c07\u670b\u53cb\u6216\u975e\u89aa\u5c6c\u5217\u70ba\u4fdd\u96aa\u53d7\u76ca\u4eba\uff0c\u4f8b\u5982\u9577\u671f\u540c\u4f4f\u7684\u4f34\u4fb6\uff0c\u751a\u81f3\u662f\u4e26\u7121\u8840\u7de3\u95dc\u4fc2\uff0c\u4f46\u5728\u751f\u6d3b\u6216\u7d93\u6fdf\u4e0a\u95dc\u4fc2\u5bc6\u5207\u7684\u91cd\u8981\u4eba\u58eb\u3002\u4e0d\u904e\uff0c\u9019\u985e\u5b89\u6392\u5f80\u5f80\u884d\u751f\u4e0d\u5c11\u7591\u554f\uff0c\u7279\u5225\u662f\u4fdd\u96aa\u53d7\u76ca\u4eba\u6b7b\u4ea1\u6642\uff0c\u61c9\u8a72\u5982\u4f55\u8655\u7406\u4fdd\u55ae\uff1f\u672c\u6587\u7531<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/category\/insurance-knowledge\/\">Blue\u4fdd\u96aa\u9054\u4eba<\/a>\u70ba\u4f60\u8a73\u7d30\u4ecb\u7d39\u6709\u95dc\u975e\u89aa\u5c6c\u53d7\u76ca\u4eba\u7684\u689d\u4ef6\uff0c\u4ee5\u53ca\u53d7\u76ca\u4eba\u8eab\u6545\u6642\u7684\u4fdd\u55ae\u5206\u914d\u554f\u984c\uff0c\u5354\u52a9\u4f60\u78ba\u4fdd\u4fdd\u969c\u80fd\u771f\u6b63\u767c\u63ee\u4f5c\u7528\u3002<\/p>\n\n\n\n<h2 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href=\"https:\/\/www.blue.com.hk\/blog\/hk\/term-life-whole-life-insurance-comparison\/\">\u5b9a\u671f\u4eba\u58fd\u548c\u7d42\u8eab\u4eba\u58fd\u600e\u6a23\u5206\uff1f\u54ea\u4e00\u500b\u6bd4\u8f03\u597d\uff1f<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u975e\u89aa\u5c6c\u3001\u670b\u53cb\u4f5c\u70ba\u4fdd\u96aa\u53d7\u76ca\u4eba\u6709\u54ea\u4e9b\u689d\u4ef6\uff1f<\/h2>\n\n\n\n<p>\u73fe\u884c\u6cd5\u4f8b\u4e26\u672a\u7981\u6b62\u6307\u5b9a\u975e\u89aa\u5c6c\u4eba\u58eb\uff08\u5982\u670b\u53cb\u6216\u4f34\u4fb6\uff09\u70ba\u4eba\u58fd\u4fdd\u96aa\u53d7\u76ca\u4eba\uff0c\u4f46\u5be6\u969b\u4e0a\uff0c\u4fdd\u96aa\u516c\u53f8\u4e00\u822c\u6703\u5c31\u53d7\u76ca\u4eba\u8eab\u5206\u3001\u8cc7\u6599\u5b8c\u6574\u6027\u53ca\u5408\u7d04\u98a8\u96aa\u8a2d\u6709\u4e00\u5b9a\u8981\u6c42\u3002\u4ee5\u4e0b\u70ba\u5e7e\u9805\u5e38\u898b\u800c\u9700\u8981\u7279\u5225\u7559\u610f\u7684\u91cd\u9ede\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. 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class=\"wp-block-heading\">\u53d7\u76ca\u4eba\u65bc\u53d7\u4fdd\u4eba\u8eab\u6545\u524d\u5df2\u6b7b\u4ea1<\/h3>\n\n\n\n<p>\u7576\u53d7\u76ca\u4eba\u65e9\u65bc\u53d7\u4fdd\u4eba\u6b7b\u4ea1\u6642\uff0c\u56e0\u4fdd\u96aa\u4e8b\u6545\u5c1a\u672a\u767c\u751f\uff08\u53d7\u4fdd\u4eba\u4ecd\u7136\u5728\u751f\uff09\uff0c\u4fdd\u55ae\u6301\u6709\u4eba\u53ef\u6839\u64da\u4fdd\u96aa\u516c\u53f8\u7a0b\u5e8f\u63d0\u4ea4\u901a\u77e5\uff0c\u91cd\u65b0\u6307\u5b9a\u6216\u66f4\u6539\u53d7\u76ca\u4eba\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4fdd\u96aa\u53d7\u76ca\u4eba\u8207\u53d7\u4fdd\u4eba\u540c\u6642\u6b7b\u4ea1\u6216\u6b7b\u4ea1\u5148\u5f8c\u7121\u6cd5\u78ba\u5b9a<\/h3>\n\n\n\n<p>\u82e5\u53d7\u76ca\u4eba\u8207\u53d7\u4fdd\u4eba\u65bc\u540c\u4e00\u4e8b\u6545\u4e2d\u6b7b\u4ea1\uff0c\u6216\u6b7b\u4ea1\u5148\u5f8c\u7121\u6cd5\u78ba\u5b9a\uff0c\u7406\u8ce0\u8655\u7406\u6703\u8f03\u70ba\u8b39\u614e\u3002\u9664\u975e\u4fdd\u55ae\u53e6\u6709\u660e\u78ba\u7d04\u5b9a\uff08\u5982\u8a2d\u6709\u5c1a\u5b58\u8005\u689d\u6b3e<strong>*<\/strong>\uff09\uff0c\u5426\u5247\u4fdd\u96aa\u516c\u53f8\u4e00\u822c\u6703\u6839\u64da\u300c\u5728\u751f\u53d7\u76ca\u4eba\u300d\u539f\u5247\u5224\u65b7\u53d7\u76ca\u4eba\u662f\u5426\u5177\u5099\u9818\u53d6\u8cc7\u683c\u3002<\/p>\n\n\n\n<p>\u82e5\u4e3b\u8981\u53d7\u76ca\u4eba\u672a\u80fd\u7b26\u5408\u8cc7\u683c\uff0c\u901a\u5e38\u6703\u6309\u4fdd\u55ae\u4e2d\u662f\u5426\u5df2\u6307\u5b9a\u6b21\u8981\u6216\u591a\u540d\u53d7\u76ca\u4eba\u4f5c\u51fa\u5206\u914d\u5b89\u6392\uff1b\u82e5\u672a\u6709\u6709\u6548\u53d7\u76ca\u4eba\u53ef\u63a5\u6536\u8ce0\u511f\uff0c\u8a72\u7b46\u8eab\u6545\u8ce0\u511f\u5247\u53ef\u80fd\u4f9d\u4fdd\u55ae\u689d\u6b3e\u7d0d\u5165\u53d7\u4fdd\u4eba\u7684<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/inheriting-property-transfer\/\">\u907a\u7522<\/a>\uff0c\u4e26\u6309\u300a\u9999\u6e2f\u6cd5\u4f8b\u7b2c10\u7ae0\u3008\u907a\u56d1\u8a8d\u8b49\u53ca\u907a\u7522\u7ba1\u7406\u689d\u4f8b\u3009\u300b\u9032\u884c\u8655\u7406 [2]\u3002<\/p>\n\n\n\n<p><strong>*\u5099\u8a3b\uff1a<\/strong>\u5c1a\u5b58\u8005\u689d\u6b3e\u6307\u4fdd\u96aa\u53d7\u76ca\u4eba\u5fc5\u9808\u5728\u53d7\u4fdd\u4eba\u8eab\u6545\u5f8c\u4ecd\u7136\u5b58\u6d3b\u4e00\u6bb5\u6307\u5b9a\u6642\u9593\uff08\u5e38\u898b\u59827\u5929\u300114\u5929\u621630\u5929\uff0c\u5be6\u969b\u5247\u6309\u4fdd\u55ae\u5167\u5bb9\u57f7\u884c\uff09\uff0c\u624d\u53ef\u7372\u767c\u8eab\u6545\u8ce0\u511f\u91d1\uff0c\u5be6\u969b\u671f\u9650\u5247\u4ee5\u4fdd\u55ae\u689d\u6b3e\u70ba\u6e96 [3]\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u53d7\u76ca\u4eba\u5728\u53d7\u4fdd\u4eba\u8eab\u6545\u5f8c\u624d\u6b7b\u4ea1<\/h3>\n\n\n\n<p>\u82e5\u53d7\u76ca\u4eba\u5728\u53d7\u4fdd\u4eba\u8eab\u6545\u6642\u4ecd\u5728\u751f\uff0c\u4e26\u4f9d\u6cd5\u53d6\u5f97\u4fdd\u96aa\u91d1\u9818\u53d6\u6b0a\u5229\uff0c\u5176\u5f8c\u5373\u4f7f\u53d7\u76ca\u4eba\u6b7b\u4ea1\uff0c\u8a72\u8eab\u6545\u8ce0\u511f\u4ecd\u5c6c\u65bc\u53d7\u76ca\u4eba\u500b\u4eba\u8cc7\u7522\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/about-certificate-of-registration-of-death\/\">\u89aa\u4eba\u904e\u4e16\u5f8c\u5982\u4f55\u7533\u8acb\u6b7b\u4ea1\u8b49\u660e\u66f8\uff1f\u6b7b\u4ea1\u8b49\u660e\u66f8\u7528\u9014\u3001\u7533\u8acb\u53ca\u88dc\u767c\u65b9\u6cd5<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4fdd\u96aa\u53d7\u76ca\u4eba\u6b7b\u4ea1\u6642\u7684\u5f8c\u7e8c\u8655\u7406\u4e00\u89bd<\/h2>\n\n\n\n<p>\u4ee5\u4e0b\u4ee5Blue\u7684\u300c<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/term-life-protection\">WeCare\u4eba\u58fd\u4fdd\u969c\u7cfb\u5217\u300d<\/a>\u70ba\u4f8b\uff0c\u6982\u8ff0\u7576\u53d7\u76ca\u4eba\u4e0d\u5e78\u8eab\u6545\u5f8c\u7684\u4fdd\u55ae\u8655\u7406\u53ca\u5206\u914d\u65b9\u5f0f\uff1a<\/p>\n\n\n<style>.kb-table-container14796_3f5086-f5{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container14796_3f5086-f5 .kb-table14796_3f5086-f5{border-collapse:separate !important;border-spacing:0 !important;border-radius:16px !important;}.kb-table-container14796_3f5086-f5 .kb-table14796_3f5086-f5 thead tr:first-child th:first-child{border-top-left-radius:16px !important;}.kb-table-container14796_3f5086-f5 .kb-table14796_3f5086-f5 thead tr:first-child th:last-child{border-top-right-radius:16px !important;}.kb-table-container14796_3f5086-f5 .kb-table14796_3f5086-f5 tbody tr:last-child td:first-child, .kb-table-container14796_3f5086-f5 .kb-table14796_3f5086-f5 tbody tr:last-child th:first-child{border-bottom-left-radius:16px !important;}.kb-table-container14796_3f5086-f5 .kb-table14796_3f5086-f5 tbody tr:last-child td:last-child, .kb-table-container14796_3f5086-f5 .kb-table14796_3f5086-f5 tbody tr:last-child th:last-child{border-bottom-right-radius:16px !important;}.kb-table-container14796_3f5086-f5{overflow-x:auto;}.kb-table-container .kb-table14796_3f5086-f5 th{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:var(--ast-global-color-4);padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table14796_3f5086-f5 th ul, .kb-table-container .kb-table14796_3f5086-f5 th ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table14796_3f5086-f5 td{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table14796_3f5086-f5 td ul, .kb-table-container .kb-table14796_3f5086-f5 td ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table14796_3f5086-f5 tr{background-color:var(--ast-global-color-4);}.kb-table-container .kb-table14796_3f5086-f5 td:nth-of-type(1){background-color:rgba(255,255,255,0);}.kb-table-container .kb-table14796_3f5086-f5 th:nth-of-type(1){background-color:rgba(255,255,255,0);}.kb-table-container .kb-table14796_3f5086-f5 td, .kb-table14796_3f5086-f5 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}@media all and (max-width: 1024px){.kb-table-container .kb-table14796_3f5086-f5 td, .kb-table14796_3f5086-f5 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}@media all and (max-width: 767px){.kb-table-container .kb-table14796_3f5086-f5 td, .kb-table14796_3f5086-f5 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container14796_3f5086-f5 wp-block-kadence-table\"><table class=\"kb-table kb-table14796_3f5086-f5\">\n<style>.kb-table-container .kb-table tr.kb-table-row14796_1e6352-e9{background-color:#63a7ff;}<\/style><tr class=\"kb-table-row kb-table-row14796_1e6352-e9\">\n<th class=\"kb-table-data kb-table-data14796_f737a5-eb\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-d40d55415e0ee83d19881d5e8e7aacc5\"><strong>\u60c5\u6cc1<\/strong><\/p>\n\n<\/14796_f737a5-eb>\n\n<th class=\"kb-table-data kb-table-data14796_f4e8b6-9f\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-46d1e592c782ff8863639c2f4b1dff77\"><strong>\u5f8c\u7e8c\u8655\u7406\u53ca\u5206\u914d\u65b9\u5f0f<\/strong><\/p>\n\n<\/14796_f4e8b6-9f>\n<\/tr>\n\n<style>.kb-table-container .kb-table tr.kb-table-row14796_bd92f3-0b{background-color:var(--ast-global-color-4);}<\/style><tr class=\"kb-table-row kb-table-row14796_bd92f3-0b\">\n<td class=\"kb-table-data kb-table-data14796_73b881-70\">\n\n<p>\u53d7\u76ca\u4eba\u5148\u65bc\u53d7\u4fdd\u4eba\u6b7b\u4ea1\uff08\u53d7\u4fdd\u4eba\u4ecd\u5728\u751f\uff09<\/p>\n\n<\/14796_73b881-70>\n\n<td class=\"kb-table-data kb-table-data14796_6431dc-06\">\n\n<p>\u4fdd\u55ae\u6301\u6709\u4eba\u53ef\u6309\u4fdd\u96aa\u516c\u53f8\u7a0b\u5e8f\u91cd\u65b0\u6307\u5b9a\u6216\u66f4\u6539\u4fdd\u96aa\u53d7\u76ca\u4eba\uff0c\u65e5\u5f8c\u7406\u8ce0\u6642\u5c07\u4ee5\u7576\u6642\u6709\u6548\u53d7\u76ca\u4eba\u70ba\u6e96\u3002<\/p>\n\n<\/14796_6431dc-06>\n<\/tr>\n\n<style>.kb-table-container .kb-table tr.kb-table-row14796_4ec108-e8{background-color:var(--ast-global-color-4);}<\/style><tr class=\"kb-table-row kb-table-row14796_4ec108-e8\">\n<td class=\"kb-table-data kb-table-data14796_776544-94\">\n\n<p>\u540c\u6642\u6b7b\u4ea1\u6216\u6b7b\u4ea1\u5148\u5f8c\u7121\u6cd5\u78ba\u5b9a<\/p>\n\n<\/14796_776544-94>\n\n<td class=\"kb-table-data kb-table-data14796_e74b09-8e\">\n\n<p>\u5148\u78ba\u8a8d\u662f\u5426\u4ecd\u6709\u5728\u751f\u4e14\u6709\u6548\u7684\u53d7\u76ca\u4eba\uff1b\u82e5\u6c92\u6709\uff0c\u8ce0\u511f\u5c07\u6309\u4fdd\u55ae\u689d\u6b3e\u8fa6\u7406\uff0c\u4e26\u53ef\u80fd\u7d0d\u5165\u907a\u7522\u8655\u7406\u3002<\/p>\n\n<\/14796_e74b09-8e>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row14796_881b21-07\">\n<td class=\"kb-table-data kb-table-data14796_061233-b3\">\n\n<p>\u53d7\u76ca\u4eba\u5728\u53d7\u4fdd\u4eba\u8eab\u6545\u5f8c\u6b7b\u4ea1<\/p>\n\n<\/14796_061233-b3>\n\n<td class=\"kb-table-data kb-table-data14796_4f1260-9a\">\n\n<p>\u82e5\u53d7\u76ca\u4eba\u5728\u53d7\u4fdd\u4eba\u6b7b\u4ea1\u6642\u4ecd\u5728\u751f\uff0c\u5247\u8a72\u7b46\u8eab\u6545\u8ce0\u511f\u5c6c\u53d7\u76ca\u4eba\u8ca1\u7522\uff0c\u5176\u5f8c\u6309\u8a72\u53d7\u76ca\u4eba\u7684\u907a\u7522\u7a0b\u5e8f\u8655\u7406<\/p>\n\n<\/14796_4f1260-9a>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row14796_23fe7d-c3\">\n<td class=\"kb-table-data kb-table-data14796_dec0fa-f2\">\n\n<p>\u8eab\u6545\u6642\u672a\u6307\u5b9a\u53d7\u76ca\u4eba\uff0c\u6216\u6240\u6709\u53d7\u76ca\u4eba\u5747\u5df2\u53bb\u4e16<\/p>\n\n<\/14796_dec0fa-f2>\n\n<td class=\"kb-table-data kb-table-data14796_5f7217-0f\">\n\n<p>\u8ce0\u511f\u5c07\u4f9d\u4fdd\u55ae\u689d\u6b3e\u767c\u653e\u4e88\u4fdd\u55ae\u64c1\u6709\u4eba\u6216\u7d0d\u5165\u53d7\u4fdd\u4eba\u7684\u907a\u7522\uff08\u8996\u5177\u9ad4\u60c5\u6cc1\u800c\u5b9a\uff09\u3002<\/p>\n\n<\/14796_5f7217-0f>\n<\/tr>\n<\/table><\/div>\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/life-insurance-claim-information\/\">\u4eba\u58fd\u4fdd\u96aa\u6703\u62d2\u8ce0\u55ce\uff1f\u4e86\u89e3\u4eba\u58fd\u4fdd\u96aa\u6b7b\u4ea1\u8ce0\u511f\u91d1\u984d\u53ca\u6642\u9593<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Blue\u4eba\u58fd\u4fdd\u96aa \u70ba\u6240\u611b\u4e4b\u4eba\u63d0\u4f9b\u4fdd\u969c<\/h2>\n\n\n\n<p>\u751f\u547d\u7121\u5e38\uff0c\u8ab0\u4e5f\u7121\u6cd5\u9810\u6599\u610f\u5916\u4f55\u6642\u767c\u751f\u3002\u6295\u4fdd\u4eba\u58fd\u4fdd\u96aa\u80fd\u8b93\u6211\u5011\u5728\u4e0d\u5e78\u6b7b\u4ea1\u6642\uff0c\u4fdd\u96aa\u53d7\u76ca\u4eba\u4ecd\u53ef\u85c9\u8eab\u6545\u8ce0\u511f\u7de9\u89e3\u7d93\u6fdf\u58d3\u529b\uff0c\u907f\u514d\u5bb6\u5ead\u56e0\u5931\u53bb\u4e3b\u8981\u6536\u5165\u4f86\u6e90\u800c\u9677\u5165\u56f0\u5883\u3002\u900f\u904e\u8a8d\u8b58\u4fdd\u96aa\u53d7\u76ca\u4eba\u975e\u89aa\u5c6c\uff0f\u670b\u53cb\u7684\u6307\u5b9a\u689d\u4ef6\u53ca\u53d7\u76ca\u4eba\u8eab\u6545\u5f8c\u7684\u8655\u7406\u5b89\u6392\uff0c\u53ef\u66f4\u6e05\u6670\u638c\u63e1\u76f8\u95dc\u7684\u4fdd\u969c\u6b0a\u76ca\u3002Blue <a href=\"https:\/\/www.blue.com.hk\/hk\/category\/term-life-protection\">WeCare \u4eba\u58fd\u4fdd\u96aa<\/a>\uff0c\u70ba\u4f60\u81ea\u5df1\u8207\u646f\u611b\u4e4b\u4eba\u5efa\u7acb\u5468\u5168\u4fdd\u969c\uff0c\u8a73\u60c5\u5982\u4e0b\uff1a<\/p>\n\n\n<style>.kb-table-container14584_10176f-d5{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container14584_10176f-d5 .kb-table14584_10176f-d5{border-collapse:separate !important;border-spacing:0 !important;border-radius:16px !important;}.kb-table-container14584_10176f-d5 .kb-table14584_10176f-d5 thead tr:first-child th:first-child{border-top-left-radius:16px !important;}.kb-table-container14584_10176f-d5 .kb-table14584_10176f-d5 thead tr:first-child th:last-child{border-top-right-radius:16px !important;}.kb-table-container14584_10176f-d5 .kb-table14584_10176f-d5 tbody tr:last-child td:first-child, .kb-table-container14584_10176f-d5 .kb-table14584_10176f-d5 tbody tr:last-child th:first-child{border-bottom-left-radius:16px !important;}.kb-table-container14584_10176f-d5 .kb-table14584_10176f-d5 tbody tr:last-child td:last-child, .kb-table-container14584_10176f-d5 .kb-table14584_10176f-d5 tbody tr:last-child th:last-child{border-bottom-right-radius:16px !important;}.kb-table-container14584_10176f-d5{overflow-x:auto;}.kb-table-container .kb-table14584_10176f-d5 th{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:var(--ast-global-color-4);padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table14584_10176f-d5 th ul, .kb-table-container .kb-table14584_10176f-d5 th ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table14584_10176f-d5 td{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table14584_10176f-d5 td ul, .kb-table-container .kb-table14584_10176f-d5 td ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table14584_10176f-d5 td:nth-of-type(1){background-color:rgba(215,232,255,0);}.kb-table-container .kb-table14584_10176f-d5 th:nth-of-type(1){background-color:rgba(215,232,255,0);}.kb-table-container .kb-table14584_10176f-d5 td, .kb-table14584_10176f-d5 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}@media all and (max-width: 1024px){.kb-table-container .kb-table14584_10176f-d5 td, .kb-table14584_10176f-d5 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}@media all and (max-width: 767px){.kb-table-container .kb-table14584_10176f-d5 td, .kb-table14584_10176f-d5 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container14584_10176f-d5 wp-block-kadence-table\"><table class=\"kb-table kb-table14584_10176f-d5\">\n<style>.kb-table-container .kb-table tr.kb-table-row14584_6f0935-87{background-color:#d7e8ff;}<\/style><tr class=\"kb-table-row kb-table-row14584_6f0935-87\">\n<th class=\"kb-table-data kb-table-data14584_51f507-fe\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-flexible-term-life-protection-plan-1\"><strong>WeCare \u9748\u6d3b\u5b9a\u671f\u4eba\u58fd\u4fdd\u969c\u8a08\u5283 TF1 ><\/strong><\/a><\/p>\n\n<\/14584_51f507-fe>\n\n<th class=\"kb-table-data kb-table-data14584_9bd504-64\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-term-life-protection-plan-3\"><strong>WeCare \u5b9a\u671f\u4eba\u58fd\u4fdd\u969c\u8a08\u5283 TL3 ><\/strong><\/a><\/p>\n\n<\/14584_9bd504-64>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row14584_11e30c-4b\">\n<td class=\"kb-table-data kb-table-data14584_da8502-f6\">\n\n<ul class=\"wp-block-list\">\n<li>\u53ef\u9748\u6d3b\u66f4\u6539\u4fdd\u55ae\u5e74\u671f\u53ca\u4fdd\u969c\u984d\uff0c\u96a8\u6642\u8abf\u6574\u8a08\u5283\uff0c\u7121\u9700\u624b\u7e8c\u8cbb#<\/li>\n\n\n\n<li>\u9069\u7528\u60c5\u6cc1\u4e0b\u53ef\u7372\u9000\u9084\u591a\u4ed8\u4fdd\u8cbb^<\/li>\n<\/ul>\n\n<\/14584_da8502-f6>\n\n<td class=\"kb-table-data kb-table-data14584_fca9e3-9a\">\n\n<ul class=\"wp-block-list\">\n<li>\u7279\u8a2d\u300c\u6700\u4f4e\u50f9\u4fdd\u8b49*\u300d\uff0c\u4e14\u4fdd\u8b49\u65bc\u4fdd\u8cbb\u7e73\u4ed8\u671f\u5167\uff0c\u4fdd\u8cbb\u5c07\u7dad\u6301\u4e0d\u8b8a<\/li>\n\n\n\n<li>\u4fdd\u8b49\u81ea\u52d5\u7e8c\u4fdd\u76f4\u81f3 96 \u6b72\uff0c\u7121\u9700\u5065\u5eb7\u8b49\u660e<\/li>\n<\/ul>\n\n<\/14584_fca9e3-9a>\n<\/tr>\n<\/table><\/div>\n\n\n<p># \u5f9e\u4fdd\u55ae\u751f\u6548\u65e5 \/ \u4e0a\u4e00\u500b\u4fdd\u55ae\u5468\u5e74\u65e5\u8d77\u8a08 12 \u500b\u6708\u5167\uff0c\u6700\u591a\u53ef\u9032\u884c2\u6b21\u8a08\u5283\u66f4\u6539\u3002 <br>^ \u591a\u4ed8\u4fdd\u8cbb\u76f8\u7576\u65bc\u73fe\u6642\u4fdd\u55ae\u4fdd\u969c\u671f\u5167\u5df2\u652f\u4ed8\u7684\u7e3d\u4fdd\u8cbb\u6e1b\u53bb\u76f4\u81f3\u8a08\u5283\u66f4\u6539 \/ \u4fdd\u55ae\u7d42\u6b62\u65e5\u4e4b\u4fdd\u96aa\u8cbb\u7528\u3002<br>*\u300c\u6700\u4f4e\u50f9\u4fdd\u8b49\u300d\u4ee5\u5169\u8005\u4fdd\u55ae\u4e4b\u6a19\u6e96\u4fdd\u8cbb\u4f5c\u6bd4\u8f03\uff0c\u82e5\u8981\u7b26\u5408\u300c\u6700\u4f4e\u50f9\u4fdd\u8b49\u300d\u8cc7\u683c\uff0c\u5169\u8005\u4fdd\u55ae\u4e4b\u4fdd\u969c\u984d\u3001\u4fdd\u8cbb\u7e73\u4ed8\u671f\u3001\u4fdd\u55ae\u4fdd\u969c\u671f\u3001\u6295\u4fdd\u5e74\u9f61\u3001\u6027\u5225\u548c\u5438\u7159\u72c0\u6cc1\u5fc5\u9808\u76f8\u540c\uff0c\u4e14\u53ea\u9069\u7528\u65bc\u9999\u6e2f\u5883\u5167\u53ca\u7db2\u4e0a\u92b7\u552e\u7684\u4eba\u58fd\u4fdd\u96aa\u7522\u54c1\u3002\u300c\u6700\u4f4e\u50f9\u4fdd\u8b49\u300d\u4e0d\u9069\u7528\u65bc\u5df2\u905e\u4ea4\u4e4b\u7533\u8acb\u53ca\u751f\u6548\u4e2d\u7684\u4fdd\u55ae\u3002\u512a\u60e0\u50f9\u683c\u4e0d\u9069\u7528\u65bc\u5176\u5f8c\u7e8c\u4fdd\u4e4b\u4fdd\u8cbb\u3002 <br>\u4e0a\u8ff0\u7522\u54c1\u53ea\u8a08\u5283\u65bc\u9999\u6e2f\u5883\u5167\u51fa\u552e\uff0c\u8a08\u5283\u53ca\u512a\u60e0\u53d7\u689d\u6b3e\u53ca\u7d30\u5247\u7d04\u675f\uff0c\u8a73\u60c5\u8acb\u53c3\u95b1\u76f8\u95dc\u7522\u54c1\u6982\u8981\u53ca\u4fdd\u55ae\u689d\u6b3e\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-term-life-protection-plan-3?discountCode=BLOGTL3\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/06\/TL3-1.jpg\" alt=\"\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u806f\u7d61Blue\u4e86\u89e3\u66f4\u591a\u4fdd\u96aa\u65b9\u6848<\/h2>\n\n\n\n<p>Blue\u63d0\u4f9b<a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\">\u5132\u84c4<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/term-life-protection\">\u4eba\u58fd<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-personal-accident-protection-plan-1\">\u610f\u5916<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/critical-illness-insurance\">\u5371\u75be<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/medical-cover\">\u9580\u8a3a\u91ab\u7642<\/a>\u53ca<a href=\"https:\/\/www.blue.com.hk\/hk\/weguard-pharmaeasy-protection-plan\">\u85e5\u5291<\/a>\u7b49\u591a\u7a2e\u4fdd\u96aa\u7522\u54c1\u3002\u5982\u6b32\u4e86\u89e3\u66f4\u591a\uff0c\u6b61\u8fce\u76f4\u63a5WhatsApp +852 9559 5665\u67e5\u8a62\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u53c3\u8003\u8cc7\u6599\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Community Legal Information Centre (CLIC) \u2013<a href=\"https:\/\/www.clic.org.hk\/zh\/topics\/insurance\/common_types_of_insurance\/life_insurance\/q8\">\u300c\u53ef\u64a4\u63db\u53d7\u76ca\u4eba\u300d\u548c\u300c\u4e0d\u53ef\u64a4\u63db\u53d7\u76ca\u4eba\u300d\u6709\u751a\u9ebc\u5206\u5225\uff1f<\/a><\/li>\n\n\n\n<li>Hong Kong e-Legislation \u2013<a href=\"https:\/\/www.elegislation.gov.hk\/hk\/cap10!zh-Hant-HK\"> \u907a\u56d1\u8a8d\u8b49\u53ca\u907a\u7522\u7ba1\u7406\u689d\u4f8b\uff08\u7b2c10\u7ae0\uff09<\/a><\/li>\n\n\n\n<li>Community Legal Information Centre (CLIC) \u2013<a href=\"https:\/\/www.clic.org.hk\/zh\/topics\/probate\/all\"> \u907a\u56d1\u8a8d\u8b49\u53ca\u907a\u7522\u627f\u8fa6<\/a><\/li>\n\n\n\n<li>Insurance Authority (IA) \u2013<a href=\"https:\/\/education.ia.org.hk\/tc\/product\/life-insurance.html\"> \u4eba\u58fd\u4fdd\u96aa<\/a><\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u514d\u8cac\u8072\u660e\ufe55 \u7522\u54c1\u53ca\u512a\u60e0\u53d7\u689d\u6b3e\u53ca\u7d30\u5247\u7d04\u675f\u3002 \u4e0a\u8ff0\u7522\u54c1\u53ca\u8cc7\u8a0a\u7531Blue Insurance Limited\uff08\u300cBlue\u300d\uff09\u63d0\u4f9b\u3002 \u4e0a\u8ff0\u7522\u54c1\u53ea\u8a08\u5283\u65bc\u9999\u6e2f\u5883\u5167\u51fa\u552e\uff0c\u8a73\u60c5\u8acb\u53c3\u95b1\u76f8\u95dc\u7522\u54c1\u6982\u8981\u53ca\u4fdd\u55ae\u689d\u6b3e\u3002<\/p>\n\n\n\n<p>\u672c\u6587\u520a\u8f09\u7684\u8cc7\u6599\u53ca\u5065\u5eb7\u8cc7\u8a0a\u53ea\u4f9b\u53c3\u8003\uff0c\u4e26\u4e0d\u5c6c\u53ca\u4e0d\u61c9\u88ab\u8996\u4f5c\u70ba\u91ab\u7642\u5efa\u8b70\u3002Blue\u4e0d\u4fdd\u8b49\u8cc7\u8a0a\u7684\u5b8c\u6574\u6027\u548c\u6e96\u78ba\u6027\u3002\u82e5\u4f60\u6709\u4efb\u4f55\u91ab\u7642\u76f8\u95dc\u7591\u554f\uff0c\u61c9\u8aee\u8a62\u91ab\u751f\u6216\u5176\u4ed6\u91ab\u8b77\u5c08\u696d\u4eba\u54e1\u3002\u5c0d\u65bc\u4f60\u56e0\u672c\u6587\u520a\u8f09\u7684\u4efb\u4f55\u8cc7\u8a0a\u800c\u53ef\u80fd\u62db\u81f4\u7684\u640d\u5931\u3001\u640d\u5bb3\u8ce0\u511f\u3001\u8a1f\u8cbb\u6216\u5176\u4ed6\u958b\u652f\u53ca\u8cac\u4efb\uff0cBlue\u6982\u4e0d\u8ca0\u8cac\u3002<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4e0d\u5c11\u4eba\u5728\u6295\u4fdd\u4eba\u58fd\u4fdd\u96aa\u6642\uff0c\u6703\u8003\u616e\u5c07\u670b\u53cb\u6216\u975e\u89aa\u5c6c\u5217\u70ba\u4fdd\u96aa\u53d7\u76ca\u4eba\uff0c\u4f8b\u5982\u9577\u671f\u540c\u4f4f\u7684\u4f34\u4fb6\uff0c\u751a\u81f3\u662f\u4e26\u7121\u8840\u7de3\u95dc\u4fc2\uff0c\u4f46\u5728\u751f\u6d3b\u6216\u7d93\u6fdf\u4e0a\u95dc\u4fc2\u5bc6\u5207\u7684\u91cd\u8981\u4eba\u58eb\u3002\u4e0d\u904e\uff0c\u9019\u985e\u5b89\u6392\u5f80\u5f80\u884d\u751f\u4e0d\u5c11\u7591\u554f\uff0c\u7279\u5225\u662f\u4fdd\u96aa\u53d7\u76ca\u4eba\u6b7b\u4ea1\u6642\uff0c\u61c9\u8a72\u5982\u4f55\u8655\u7406\u4fdd\u55ae\uff1f\u672c\u6587\u7531Blue\u4fdd\u96aa\u9054\u4eba\u70ba\u4f60\u8a73\u7d30\u4ecb\u7d39\u6709\u95dc\u975e\u89aa\u5c6c\u53d7\u76ca\u4eba\u7684\u689d\u4ef6\uff0c\u4ee5\u53ca\u53d7\u76ca\u4eba\u8eab\u6545\u6642\u7684\u4fdd\u55ae\u5206\u914d\u554f\u984c\uff0c\u5354\u52a9\u4f60\u78ba\u4fdd\u4fdd\u969c\u80fd\u771f\u6b63\u767c\u63ee\u4f5c\u7528\u3002 \u4ec0\u9ebc\u662f\u4fdd\u96aa\u53d7\u76ca\u4eba\uff1f \u4eba\u58fd\u4fdd\u96aa\u4e2d\u7684\u4fdd\u96aa\u53d7\u76ca\u4eba\uff0c\u662f\u6307\u5728\u53d7\u4fdd\u4eba\u8eab\u6545\u5f8c\uff0c\u4f9d\u4fdd\u96aa\u5408\u7d04\u7d04\u5b9a\u800c\u6709\u6b0a\u9818\u53d6\u8eab\u6545\u8ce0\u511f\u7684\u4eba\u6216\u6a5f\u69cb\u3002\u53d7\u76ca\u4eba\u901a\u5e38\u7531\u4fdd\u55ae\u6301\u6709\u4eba\u65bc\u6295\u4fdd\u6642\u6216\u4fdd\u55ae\u751f\u6548\u5f8c\u6309\u4fdd\u96aa\u516c\u53f8\u6307\u5f15\u4f5c\u51fa\u6307\u5b9a\uff0c\u4e26\u53ef\u540c\u6642\u6307\u5b9a\u4e00\u540d\u6216\u591a\u540d\u53d7\u76ca\u4eba\uff08\u5982\u6307\u5b9a\u591a\u540d\uff0c\u901a\u5e38\u6703\u5217\u660e\u5404\u4eba\u7684\u5206\u914d\u6bd4\u4f8b\u6216\u4efd\u984d\uff09\u3002 \u4fdd\u96aa\u7684\u53d7\u76ca\u4eba\u53ef\u4ee5\u5beb\u670b\u53cb\u3001\u975e\u89aa\u5c6c\u55ce\uff1f 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