{"id":14531,"date":"2025-12-17T06:55:40","date_gmt":"2025-12-17T06:55:40","guid":{"rendered":"https:\/\/www.blue.com.hk\/blog\/?p=14531"},"modified":"2025-12-17T06:55:41","modified_gmt":"2025-12-17T06:55:41","slug":"understanding-cancer-immunotherapy-principles-and-costs","status":"publish","type":"post","link":"https:\/\/www.blue.com.hk\/blog\/hk\/%e5%81%a5%e5%ba%b7%e8%b3%87%e8%a8%8a\/understanding-cancer-immunotherapy-principles-and-costs","title":{"rendered":"\u514d\u75ab\u6cbb\u7642\u6709\u526f\u4f5c\u7528\u55ce\uff1f\u4e00\u6587\u770b\u6e05\u764c\u75c7\u514d\u75ab\u6cbb\u7642\u539f\u7406\u3001\u53cd\u61c9\u53ca\u8cbb\u7528"},"content":{"rendered":"\n<p>\u764c\u75c7\u514d\u75ab\u6cbb\u7642\u8fd1\u5e74\u6210\u70ba\u91ab\u5b78\u754c\u7684\u4e00\u5927\u7a81\u7834\uff0c\u70ba\u8a31\u591a\u60a3\u8005\u5e36\u4f86\u65b0\u7684\u5e0c\u671b\uff0c\u4f46\u5927\u773e\u5c0d\u5176\u4ecd\u5b58\u5728\u4e0d\u5c11\u7591\u554f\uff0c\u4f8b\u5982\u514d\u75ab\u6cbb\u7642\u526f\u4f5c\u7528\u3001\u60a3\u8005\u7684\u514d\u75ab\u6cbb\u7642\u53cd\u61c9\u7b49\u3002<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/category\/health\/\">Blue\u5065\u5eb7\u9054\u4eba<\/a>\u5c07\u6df1\u5165\u6dfa\u51fa\u5730\u8b1b\u89e3\u514d\u75ab\u6cbb\u7642\u539f\u7406\uff0c\u4e26\u63d0\u4f9b\u514d\u75ab\u6cbb\u7642\u8cbb\u7528\u8cc7\u8a0a\uff0c\u52a9\u4f60\u4e86\u89e3\u9019\u9805\u65b0\u8208\u7684\u6297\u764c\u7642\u6cd5\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u514d\u75ab\u6cbb\u7642\u5982\u4f55\u505a\uff1f\u514d\u75ab\u6cbb\u7642\u539f\u7406\u7c21\u4ecb<\/h2>\n\n\n\n<p>\u514d\u75ab\u6cbb\u7642\u662f\u4e00\u7a2e\u5d84\u65b0\u7684\u764c\u75c7\u6cbb\u7642\u65b9\u6848\uff0c\u5176\u6838\u5fc3\u539f\u7406\u4e26\u975e\u76f4\u63a5\u6bba\u6b7b\u764c\u7d30\u80de\uff0c\u800c\u662f\u6fc0\u6d3b\u4eba\u9ad4\u81ea\u8eab\u7684\u514d\u75ab\u7cfb\u7d71\uff0c\u4f7f\u5176\u6062\u5fa9\u5206\u8fa8\u4e26\u653b\u64ca\u764c\u7d30\u80de\u7684\u80fd\u529b\u3002<\/p>\n\n\n\n<p>\u76f8\u6bd4\u50b3\u7d71\u5316\u7642\u6216\u653e\u7642\uff08\u6703\u540c\u6642\u653b\u64ca\u6b63\u5e38\u7d30\u80de\uff09\uff0c\u514d\u75ab\u6cbb\u7642\u66f4\u50cf\u662f\u5728\u300c\u559a\u9192\u300d\u8eab\u9ad4\u7684\u9632\u79a6\u6a5f\u5236\uff0c\u8a98\u5c0eT\u7d30\u80de\u53bb\u8b58\u5225\u816b\u7624\u3001\u963b\u65b7\u764c\u7d30\u80de\u7528\u4ee5\u300c\u96b1\u85cf\u300d\u7684\u6a5f\u5236\uff0c\u5f9e\u800c\u6709\u6548\u767c\u63ee\u6bba\u764c\u4f5c\u7528\u3002<\/p>\n\n\n\n<p>\u76ee\u524d\uff0c\u4e3b\u6d41\u7684\u514d\u75ab\u6cbb\u7642\u53ef\u5206\u70ba2\u5927\u985e\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u514d\u75ab\u6aa2\u67e5\u9ede\u6291\u5236\u5291\uff08Immune Checkpoint Inhibitors\uff09<\/h3>\n\n\n\n<p>\u9019\u662f\u76ee\u524d\u6700\u5ee3\u6cdb\u61c9\u7528\u7684\u985e\u578b\u3002\u4ee5PD-1\/PD-L1\u6291\u5236\u5291\u70ba\u4f8b\uff0c\u90e8\u5206\u764c\u7d30\u80de\u6703\u900f\u904e\u5176\u8868\u9762\u7684PD-L1\u86cb\u767d\uff0c\u8207T\u7d30\u80de\u4e0a\u7684PD-1\u53d7\u9ad4\u7d50\u5408\uff0c\u767c\u51fa\u5047\u8a0a\u865f\u4f86\u300c\u96b1\u85cf\u300d\u81ea\u5df1\u3001\u6291\u5236T\u7d30\u80de\u6d3b\u6027\uff0c\u4f7f\u514d\u75ab\u7cfb\u7d71\u96e3\u4ee5\u5075\u6e2c\u4e26\u5bb9\u5fcd\u9019\u4e9b\u816b\u7624\u7d30\u80de\u3002\u800c\u514d\u75ab\u6cbb\u7642\u85e5\u7269\u7684\u4f5c\u7528\uff0c\u5c31\u662f\u963b\u65b7\u9019\u500b\u7d50\u5408\uff0c\u8b93T\u7d30\u80de\u80fd\u91cd\u65b0\u8fa8\u8b58\u4e26\u653b\u64ca\u764c\u7d30\u80de\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u514d\u75ab\u7d30\u80de\u6cbb\u7642\uff08Cellular Immunotherapy\uff09<\/h3>\n\n\n\n<p>\u53e6\u4e00\u5927\u985e\u5247\u662f\u7d30\u80de\u6cbb\u7642\uff0c\u4f8b\u5982\u77e5\u540d\u7684\u5d4c\u5408\u6297\u539f\u53d7\u9ad4T\u7d30\u80de\uff08CAR-T\uff09\u7642\u6cd5\u3002\u9019\u7a2e\u7642\u6cd5\u662f\u5c07\u75c5\u4eba\u81ea\u8eab\u6216\u4f9b\u8005\u7684T\u7d30\u80de\u62bd\u51fa\uff0c\u5728\u9ad4\u5916\u7d93\u57fa\u56e0\u5de5\u7a0b\u5347\u7d1a\uff0c\u4f7f\u5176\u80fd\u7cbe\u6e96\u8fa8\u8a8d\u816b\u7624\u8868\u9762\u7684\u7279\u5b9a\u6297\u539f\uff0c\u518d\u7d93\u5927\u91cf\u57f9\u690d\u64f4\u589e\u5f8c\u56de\u8f38\u9ad4\u5167\u3002\u9019\u4e9b\u7d93\u6539\u9020\u7684T\u7d30\u80de\u6703\u4e3b\u52d5\u8ffd\u8e64\u3001\u7d50\u5408\u4e26\u91cb\u653e\u53ef\u5c0e\u81f4\u816b\u7624\u7d30\u80de\u51cb\u4ea1\u7684\u5206\u5b50\uff0c\u5fb9\u5e95\u6e05\u9664\u764c\u7d30\u80de\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u514d\u75ab\u6cbb\u7642\u9069\u5408\u4ec0\u9ebc\u764c\u75c7\uff1f<\/h2>\n\n\n\n<p>\u514d\u75ab\u6cbb\u7642\u4e3b\u8981\u61c9\u7528\u65bc\u665a\u671f\u60e1\u6027\u9ed1\u8272\u7d20\u7624\uff0c\u4f46\u96a8\u8457\u91ab\u5b78\u767c\u5c55\uff0c\u5176\u9069\u7528\u7bc4\u570d\u5df2\u5927\u5e45\u64f4\u5c55\u3002\u76ee\u524d\u591a\u7a2e\u764c\u75c7\u5df2\u8b49\u5be6\u5c0d\u514d\u75ab\u6cbb\u7642\u6709\u53cd\u61c9\uff0c\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u80ba\u764c<\/li>\n\n\n\n<li><a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/understanding-kidney-cancer-causes-symptoms-surgery\/\">\u814e\u764c<\/a><\/li>\n\n\n\n<li>\u9ed1\u8272\u7d20\u7624<\/li>\n\n\n\n<li>\u982d\u9838\u764c<\/li>\n\n\n\n<li>\u809d\u764c<\/li>\n\n\n\n<li>\u8180\u80f1\u764c<\/li>\n\n\n\n<li>\u98df\u9053\u764c<\/li>\n\n\n\n<li><a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/stomach-cancer-causes-treatment-cost\/\">\u80c3\u764c<\/a><\/li>\n\n\n\n<li>\u5b50\u5bae\u9838\u764c<\/li>\n\n\n\n<li>\u4e09\u9670\u6027\u4e73\u764c<\/li>\n\n\n\n<li>\u4f55\u5091\u91d1\u6dcb\u5df4\u7624<\/li>\n<\/ul>\n\n\n\n<p>\u8acb\u6ce8\u610f\uff0c\u4e26\u975e\u6240\u6709\u764c\u75c7\u548c\u60a3\u8005\u5747\u9069\u5408\u514d\u75ab\u6cbb\u7642\u3002\u70ba\u9054\u6700\u4f73\u6cbb\u7642\u6548\u679c\uff0c\u9808\u8aee\u8a62\u816b\u7624\u5c08\u79d1\u91ab\u751f\u4f5c\u500b\u5225\u8a55\u4f30\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u514d\u75ab\u6cbb\u7642\u6703\u5f15\u8d77\u56b4\u91cd\u53cd\u61c9\u55ce\uff1f\u514d\u75ab\u6cbb\u7642\u53cd\u61c9\u53ca\u526f\u4f5c\u7528\u4e00\u89bd<\/h2>\n\n\n\n<p>\u514d\u75ab\u6cbb\u7642\u65e8\u5728\u6fc0\u6d3b\u514d\u75ab\u7cfb\u7d71\uff0c\u4f46\u4e5f\u53ef\u80fd\u56e0\u514d\u75ab\u7cfb\u7d71\u88ab\u6fc0\u6d3b\u5f97\u904e\u5ea6\u6d3b\u8e8d\uff0c\u5f9e\u800c\u53cd\u5e38\u5730\u653b\u64ca\u8eab\u9ad4\u7684\u6b63\u5e38\u7d30\u80de\uff0c\u5f15\u81f4\u7531\u8f15\u81f3\u91cd\u4e0d\u7b49\u7684\u514d\u75ab\u6cbb\u7642\u526f\u4f5c\u7528\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8f15\u5fae\u53cd\u61c9<\/h3>\n\n\n\n<p>\u5927\u591a\u6578\u60a3\u8005\u6703\u611f\u53d7\u5230\u8f15\u5fae\u514d\u75ab\u6cbb\u7642\u53cd\u61c9\uff0c\u5e38\u898b\u75c7\u72c0\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5168\u8eab\u6027\u75b2\u5026<\/li>\n\n\n\n<li>\u76ae\u819a\u75c7\u72c0\uff1a\u76ae\u75b9\u3001\u76ae\u819a\u75d5\u7662<\/li>\n\n\n\n<li>\u6ce8\u5c04\u90e8\u4f4d\u8f15\u5fae\u4e0d\u9069<\/li>\n\n\n\n<li>\u985e\u4f3c\u6d41\u611f\u7684\u75c7\u72c0<\/li>\n\n\n\n<li>\u8f15\u5fae\u8179\u7009<\/li>\n\n\n\n<li>\u8840\u58d3\u8b8a\u5316<\/li>\n\n\n\n<li>\u808c\u8089\u75bc\u75db<\/li>\n\n\n\n<li>\u5167\u5206\u6ccc\u5931\u8abf<\/li>\n\n\n\n<li>\u982d\u75db<\/li>\n<\/ul>\n\n\n\n<p>\u9019\u4e9b\u8f15\u5fae\u53cd\u61c9\u5927\u591a\u662f\u8eab\u9ad4\u514d\u75ab\u7cfb\u7d71\u88ab\u6fc0\u6d3b\u7684\u6b63\u5e38\u73fe\u8c61\uff0c\u901a\u5e38\u8f03\u70ba\u77ed\u66ab\u4e14\u5bb9\u6613\u7ba1\u7406\u3002\u60a3\u8005\u6bcb\u9808\u904e\u5206\u6182\u616e\uff0c\u4f46\u4ecd\u61c9\u4e3b\u52d5\u5411\u91ab\u751f\u6240\u6709\u4e0d\u9069\uff0c\u4ee5\u4fbf\u53ca\u6642\u7372\u5f97\u75c7\u72c0\u7de9\u89e3\u7684\u652f\u63f4\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u4e2d\u5ea6\u81f3\u56b4\u91cd\u514d\u75ab\u5931\u8abf<\/strong><\/h3>\n\n\n\n<p>\u5c0f\u90e8\u5206\u60a3\u8005\u53ef\u80fd\u6703\u9047\u5230\u514d\u75ab\u5931\u8abf\u76f8\u95dc\u7684\u554f\u984c\uff0c\u4f8b\u5982\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7532\u72c0\u817a\u529f\u80fd\u7570\u5e38<\/li>\n\n\n\n<li>\u80ba\u708e<\/li>\n\n\n\n<li>\u809d\u708e<\/li>\n\n\n\n<li>\u8178\u80c3\u708e<\/li>\n<\/ul>\n\n\n\n<p>\u9019\u4e9b\u60c5\u6cc1\u610f\u5473\u8457\u514d\u75ab\u7cfb\u7d71\u5df2\u53cd\u61c9\u904e\u5ea6\uff0c\u958b\u59cb\u653b\u64ca\u6b63\u5e38\u7d30\u80de\u3002\u91ab\u751f\u9700\u8981\u5373\u6642\u4ecb\u5165\uff0c\u800c\u6a19\u6e96\u7684\u7ba1\u7406\u65b9\u5f0f\u901a\u5e38\u5305\u62ec\u4f7f\u7528\u85e5\u7269\uff08\u4f8b\u5982\u985e\u56fa\u9187\uff09\u4f86\u6291\u5236\u904e\u5ea6\u7684\u514d\u75ab\u53cd\u61c9\u3002\u5728\u60c5\u6cc1\u53d7\u63a7\u4e4b\u524d\uff0c\u91ab\u751f\u4ea6\u53ef\u80fd\u6703\u6c7a\u5b9a\u66ab\u505c\u514d\u75ab\u6cbb\u7642\uff0c\u4ee5\u7b56\u842c\u5168\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6975\u7f55\u898b\u7684\u56b4\u91cd\u526f\u4f5c\u7528<\/h3>\n\n\n\n<p>\u96d6\u7136\u6a5f\u7387\u6975\u4f4e\uff0c\u4f46\u5076\u723e\u6703\u51fa\u73fe\u975e\u5e38\u56b4\u91cd\u7684\u514d\u75ab\u6cbb\u7642\u526f\u4f5c\u7528\uff0c\u4f8b\u5982\u56b4\u91cd\u80ba\u708e\u6216\u795e\u7d93\u7cfb\u7d71\u708e\u75c7\u3002\u9019\u985e\u514d\u75ab\u6cbb\u7642\u53cd\u61c9\u53ef\u80fd\u5371\u53ca\u751f\u547d\uff0c\u56e0\u6b64\u91ab\u751f\u6703\u900f\u904e\u8fc5\u901f\u8655\u65b9\u9ad8\u5291\u91cf\u985e\u56fa\u9187\u7b49\u514d\u75ab\u6291\u5236\u5291\uff0c\u5feb\u901f\u6291\u5236\u904e\u5ea6\u7684\u514d\u75ab\u53cd\u61c9\uff0c\u4ee5\u4fdd\u969c\u60a3\u8005\u5b89\u5168\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u514d\u75ab\u6cbb\u7642\u5e7e\u591a\u9322\uff1f\u514d\u75ab\u6cbb\u7642\u8cbb\u7528\u4f30\u7b97<\/h2>\n\n\n\n<p>\u9999\u6e2f\u7684\u514d\u75ab\u6cbb\u7642\u8cbb\u7528\u5dee\u7570\u8f03\u5927\uff0c\u4e3b\u8981\u53d6\u6c7a\u65bc\u6cbb\u7642\u7684\u5730\u9ede\u548c\u5177\u9ad4\u7684\u6cbb\u7642\u65b9\u6848\u3002\u4ee5\u4e0b\u662f\u6cbb\u7642\u8cbb\u7528\u7684\u4f30\u7b97\uff0c\u50c5\u4f9b\u53c3\u8003\uff1a<\/p>\n\n\n\n<p><strong>\u85e5\u7269\u514d\u75ab\u6cbb\u7642\uff08\u4f8b\u5982\u514d\u75ab\u6aa2\u67e5\u9ede\u6291\u5236\u5291\uff09<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u516c\u7acb\u91ab\u9662\uff1a \u4e00\u6b21\u7642\u7a0b\uff08\u6bcf2\u81f33\u661f\u671f\uff09\u7d04\u9700 HK$20,000\u81f3HK$30,000\u3002\u4e00\u5e74\u85e5\u8cbb\u4f30\u8a08\u7d04 HK$50\u842c \u5de6\u53f3\u3002\u90e8\u5206\u7b26\u5408\u7279\u5b9a\u689d\u4ef6\uff08\u4f8b\u5982PD-L1\u9ad8\u8868\u9054\u80ba\u764c\u60a3\u8005\uff09\u7684\u75c5\u4eba\u53ef\u80fd\u6709\u6a5f\u6703\u7372\u5f97\u653f\u5e9c\u8cc7\u52a9\u3002<\/li>\n\n\n\n<li>\u79c1\u5bb6\u91ab\u9662\uff1a \u4e00\u6b21\u7642\u7a0b\uff08\u6bcf2\u81f33\u661f\u671f\uff09\u7d04\u9700 HK$60,000\u81f3HK$70,000\u3002\u4e00\u5e74\u85e5\u8cbb\u53ef\u80fd\u903e HK$100\u842c\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u514d\u75ab\u7d30\u80de\u6cbb\u7642\uff08\u5982\u6a39\u7a81\u72c0\u7d30\u80de\u75ab\u82d7\u7642\u6cd5\uff09\uff1a<\/strong> \u4e00\u500b\u7642\u7a0b\u7684\u5e73\u5747\u82b1\u8cbb\u5927\u7d04\u5728 HK$35\u842c\u81f3HK$40\u842c\u5de6\u53f3\u3002<\/p>\n\n\n\n<p><strong>CAR-T 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href=\"https:\/\/www.blue.com.hk\/hk\/category\/critical-illness-insurance\">Blue\u5371\u75be\u4fdd\u969c\u8a08\u5283<\/a>\u6db5\u84cb\u591a\u7a2e\u764c\u75c7\uff0c\u7121\u8ad6\u662f\u6602\u8cb4\u7684\u514d\u75ab\u6cbb\u7642\u8cbb\u7528\u3001\u50b3\u7d71\u624b\u8853\u8207\u5316\u7642\uff0c\u6291\u6216\u9577\u671f\u5eb7\u5fa9\u958b\u652f\uff0c\u7686\u80fd\u63d0\u4f9b\u5168\u9762\u652f\u63f4\u3002\u9019\u4efd\u4fdd\u969c\u78ba\u4fdd\u60a3\u8005\u80fd\u5920\u5b89\u5fc3\u63a5\u53d7\u7642\u7a0b\uff0c\u7121\u5f8c\u9867\u4e4b\u6182\u5730\u5c0d\u6297\u75be\u75c5\u3002\u5982\u9700\u4e86\u89e3\u66f4\u591a\u514d\u75ab\u6cbb\u7642\u539f\u7406\u7b49\u6700\u65b0\u8cc7\u8a0a\uff0c\u6216\u5e0c\u671b\u70ba\u81ea\u5df1\u53ca\u5bb6\u4eba\u9810\u5099\u9577\u9060\u91ab\u7642\u4fdd\u969c\uff0c\u6b61\u8fce\u67e5\u95b1<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/category\/health\/\">Blue\u5065\u5eb7\u9054\u4eba<\/a>\u5c08\u696d\u5167\u5bb9\uff0c\u4e86\u89e3\u6700\u5408\u9069\u7684\u4fdd\u969c\u65b9\u6848\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-critical-illness-protection-plan-1?discountCode=BLOGCI1\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/06\/image-1.png\" alt=\"\" style=\"width:1100px;height:auto\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u806f\u7d61Blue\u4e86\u89e3\u66f4\u591a\u4fdd\u96aa\u65b9\u6848<\/h2>\n\n\n\n<p>Blue\u63d0\u4f9b<a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\">\u5132\u84c4<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/term-life-protection\">\u4eba\u58fd<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-personal-accident-protection-plan-1\">\u610f\u5916<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/critical-illness-insurance\">\u5371\u75be<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/medical-cover\">\u9580\u8a3a\u91ab\u7642<\/a>\u53ca<a href=\"https:\/\/www.blue.com.hk\/hk\/weguard-pharmaeasy-protection-plan\">\u85e5\u5291<\/a>\u7b49\u591a\u7a2e\u4fdd\u96aa\u7522\u54c1\u3002\u5982\u6b32\u4e86\u89e3\u66f4\u591a\uff0c\u6b61\u8fce\u76f4\u63a5WhatsApp+852 9559 5665\u67e5\u8a62\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u514d\u8cac\u8072\u660e\ufe55 \u7522\u54c1\u53ca\u512a\u60e0\u53d7\u689d\u6b3e\u53ca\u7d30\u5247\u7d04\u675f\u3002 \u4e0a\u8ff0\u7522\u54c1\u53ca\u8cc7\u8a0a\u7531Blue Insurance Limited\uff08\u300cBlue\u300d\uff09\u63d0\u4f9b\u3002 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