{"id":10622,"date":"2023-01-10T07:07:00","date_gmt":"2023-01-10T07:07:00","guid":{"rendered":"https:\/\/www.blue.com.hk\/wp\/?p=10622"},"modified":"2026-08-11T08:21:53","modified_gmt":"2026-08-11T08:21:53","slug":"term-life-valuable-advantages-2","status":"publish","type":"post","link":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-valuable-advantages-2","title":{"rendered":"\u3010\u7d14\u4eba\u58fd\u4fdd\u96aa\u3011\u70ba\u4ec0\u9ebc\u4fdd\u8cbb\u9019\u9ebc\u5e73\uff1f\u62c6\u89e3\u7121\u5132\u84c4\u578b\u58fd\u96aa\u4fdd\u8cbb\u56e0\u7d20\u8207\u5dee\u7570"},"content":{"rendered":"\n<p>\u5728\u591a\u8b8a\u7684\u91d1\u878d\u74b0\u5883\u4e0b\uff0c\u8ca1\u5bcc\u4fdd\u969c\u8207\u98a8\u96aa\u898f\u907f\u5df2\u6210\u70ba\u9999\u6e2f\u5bb6\u5ead\u4e0d\u53ef\u6216\u7f3a\u7684\u8ab2\u984c\u3002\u5f88\u591a\u4eba\u5728\u898f\u5283\u4eba\u751f\u9632\u8b77\u7db2\u6642\uff0c\u90fd\u6703\u9677\u5165\u300c\u4fdd\u8cbb\u4e00\u5b9a\u8981\u6709\u5132\u84c4\u56de\u5831\u624d\u5212\u7b97\u300d\u7684\u76f2\u5340\uff0c\u537b\u5ffd\u7565\u4e86\u4fdd\u96aa\u6700\u6838\u5fc3\u7684\u672c\u8cea\u662f\u300c\u69d3\u687f\u98a8\u96aa\u300d\u3002\u5728\u773e\u591a\u4fdd\u969c\u5de5\u5177\u4e2d\uff0c\u7d14\u4eba\u58fd\u4fdd\u96aa\u7522\u54c1\u8fd1\u5e74\u56e0\u5176\u9ad8\u6027\u50f9\u6bd4\u3001\u7d50\u69cb\u7c21\u55ae\u76f4\u63a5\uff0c\u6210\u70ba\u4e0d\u5c11\u7cbe\u660e\u6d88\u8cbb\u8005\u7684\u9996\u9078\u3002<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/category\/%E7%90%86%E8%B2%A1%E8%B2%BC%E5%A3%AB\"><\/a><a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/category\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\">Blue\u4fdd\u96aa\u9054\u4eba<\/a>\u5c07\u5f9e\u7cbe\u7b97\u8207\u5bb6\u5ead\u8ca1\u52d9\u898f\u5283\u7684\u89d2\u5ea6\uff0c\u70ba\u4f60\u5168\u9762\u62c6\u89e3\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u7684\u56e0\u7d20\u53ca\u5dee\u7570\u3002<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u662f\u4ec0\u9ebc\uff1f<\/h2>\n\n\n\n<p>\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\uff08\u53c8\u7a31\u7d14\u4eba\u58fd\u4fdd\u96aa\u3001\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa\uff09\u662f\u4e00\u7a2e\u300c\u6c92\u6709\u73fe\u91d1\u50f9\u503c\u7684\u4eba\u58fd\u4fdd\u96aa\u300d\u3002\u6295\u4fdd\u4eba\u7e73\u4ed8\u7684\u6bcf\u4e00\u5206\u4fdd\u8cbb\uff0c\u90fd\u5168\u6578\u7528\u4f5c\u8cfc\u8cb7\u7d14\u7cb9\u7684\u8eab\u6545\u4fdd\u969c\u3002\u9019\u985e\u7522\u54c1\u7684\u672c\u8cea\u5728\u65bc\u5c07\u5927\u773e\u7684\u8cc7\u91d1\u532f\u96c6\uff0c\u7528\u4ee5\u5c0d\u6c96\u6975\u7aef\u98a8\u96aa\u3002\u7576\u53d7\u4fdd\u4eba\u5728\u4fdd\u55ae\u6709\u6548\u671f\u5167\u4e0d\u5e78\u96e2\u4e16\uff0c\u4fdd\u96aa\u516c\u53f8\u4fbf\u6703\u5411\u53d7\u76ca\u4eba\u767c\u653e\u4e00\u7b46\u904e\u7684\u8eab\u6545\u8ce0\u511f\u3002\u5b83\u6c92\u6709\u5132\u84c4\u529f\u80fd\uff0c\u4ea6\u4e0d\u542b\u4efb\u4f55\u80a1\u7968\u3001\u50b5\u5238\u7b49\u8cc7\u7522\u7684\u6295\u8cc7\u6210\u5206\uff0c\u56e0\u6b64\u80fd\u5728\u514d\u9664\u5e02\u5834\u6ce2\u52d5\u98a8\u96aa\u7684\u524d\u63d0\u4e0b\uff0c\u4ee5\u6975\u4f4e\u7684\u8cc7\u91d1\u6210\u672c\uff0c\u69d3\u687f\u51fa\u9ad8\u9054\u6578\u767e\u842c\u751a\u81f3\u5343\u842c\u6e2f\u5143\u7684\u4fdd\u969c\u984d\u3002\u5c0d\u65bc\u80a9\u8ca0\u91cd\u4efb\u7684\u5bb6\u5ead\u7d93\u6fdf\u652f\u67f1\u800c\u8a00\uff0c\u9019\u7a2e\u9ad8\u69d3\u687f\u7684\u672c\u8cea\u80fd\u78ba\u4fdd\u842c\u4e00\u81ea\u5df1\u4e0d\u5e78\u5012\u4e0b\uff0c\u5bb6\u5ead\u4e0d\u81f4\u77ac\u9593\u9677\u5165\u8ca1\u52d9\u7d55\u5883\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u91d0\u6e05\u975e\u5206\u7d05\u4fdd\u55ae\u7684\u671f\u6eff\u898f\u5247\u8207\u5206\u7d05\u8aa4\u5340<\/h3>\n\n\n\n<p>\u4e0d\u5c11\u4eba\u5728\u6295\u4fdd\u975e\u5206\u7d05\u4fdd\u55ae\u6642\uff0c\u90fd\u6703\u7591\u554f\uff1a\u300c\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u4fdd\u96aa\u6709\u6c92\u6709\u5206\u7d05\uff1f\u300d\uff0c\u7b54\u6848\u662f\u6c92\u6709\u7684\u3002\u9019\u985e\u7522\u54c1\u5728\u4fdd\u55ae\u5408\u7d04\u5b8c\u7d50\u6642\uff0c\u4e26\u4e0d\u6703\u767c\u9084\u4efb\u4f55\u73fe\u91d1\u50f9\u503c\uff0c\u4ea6\u4e0d\u6d89\u53ca\u4efb\u4f55\u5206\u7d05\u6216\u5132\u84c4\u6210\u5206\u3002\u4fdd\u96aa\u516c\u53f8\u7684\u7cbe\u7b97\u5e2b\u5728\u8a08\u7b97\u4fdd\u8cbb\u6642\uff0c\u5df2\u5c07\u300c\u7121\u671f\u6eff\u767c\u9084\u6b3e\u9805\u300d\u9019\u4e00\u689d\u4ef6\u7d0d\u5165\u8003\u91cf\uff0c\u9019\u6b63\u662f\u5176\u4fdd\u8cbb\u80fd\u6bd4\u7d42\u8eab\u578b\u5132\u84c4\u58fd\u96aa\u4fbf\u5b9c\u6578\u500d\u3001\u751a\u81f3\u66f4\u591a\u7684\u4e3b\u56e0\u3002\u6295\u4fdd\u4eba\u9808\u91d0\u6e05\uff0c\u7d14\u58fd\u96aa\u662f\u4e00\u4efd\u9ad8\u6548\u7387\u7684\u6d88\u8cbb\u578b\u5408\u7d04\uff0c\u5176\u50f9\u503c\u9ad4\u73fe\u5728\u4fdd\u969c\u671f\u5167\u5c0d\u98a8\u96aa\u7684\u6975\u81f4\u8986\u84cb\uff0c\u800c\u975e\u6eff\u671f\u5f8c\u7684\u8cc7\u91d1\u56de\u7c60\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u7d14\u4eba\u58fd\u4fdd\u96aa\u7684\u512a\u9ede\u548c\u7f3a\u9ede<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u9ad8\u69d3\u687f\u8207\u8d85\u9ad8\u6027\u50f9\u6bd4\uff1a<\/strong>\u76f8\u6bd4\u65bc\u7d42\u8eab\u58fd\u96aa\uff0c\u5176\u6700\u5927\u7684\u597d\u8655\u5728\u65bc\u4fdd\u8cbb\u4f4e\u5ec9\u3002\u6295\u4fdd\u4eba\u80fd\u7528\u76f8\u5b9c\u7684\u4fdd\u8cbb\u63db\u53d6\u6975\u9ad8\u4fdd\u984d\uff0c\u5c07\u8cc7\u91d1\u7559\u4f5c\u5176\u4ed6\u9ad8\u56de\u5831\u7684\u6295\u8cc7\u3002<\/li>\n\n\n\n<li><strong>\u689d\u6b3e\u76f4\u63a5\u4e14\u4e0d\u53d7\u7e41\u7463\u4e0d\u4fdd\u4e8b\u9805\u9650\u5236\uff1a<\/strong>\u7d14\u4eba\u58fd\u4fdd\u96aa\u7684\u7d50\u69cb\u7c21\u55ae\uff0c\u4fdd\u969c\u7bc4\u570d\u76f4\u63a5\u3002\u4ee5 Blue \u7684\u65d7\u8266\u7522\u54c1\u70ba\u4f8b\uff0c\u5169\u6b3e\u5b9a\u671f\u58fd\u96aa\u8a08\u5283\u7684\u4e0d\u4fdd\u4e8b\u9805\u901a\u5e38\u6975\u5c11\uff0c\u5728\u7d55\u5927\u90e8\u5206\u975e\u84c4\u610f\u8eab\u6545\u60c5\u6cc1\u4e0b\u5747\u80fd\u7372\u5f97\u5168\u984d\u8ce0\u511f\uff0c\u4e14\u4e00\u822c\u4e0d\u53d7\u79fb\u6c11\u6216\u65c5\u904a\u7684\u5730\u5340\u9650\u5236\u3002<\/li>\n\n\n\n<li><strong>\u8cc7\u91d1\u7121\u6cd5\u4fdd\u672c\uff1a<\/strong>\u7121\u73fe\u91d1\u50f9\u503c\u662f\u5176\u4e3b\u8981\u7f3a\u9ede\u3002\u82e5\u53d7\u4fdd\u4eba\u5728\u5408\u7d04\u671f\u6eff\u6642\u4f9d\u7136\u5e73\u5b89\u7121\u4e8b\uff0c\u4e4b\u524d\u7e73\u4ed8\u7684\u4fdd\u8cbb\u5c07\u4e0d\u6703\u7372\u5f97\u9000\u9084\uff0c\u9019\u5c0d\u62b1\u6301\u300c\u4fdd\u672c\u5165\u606f\u300d\u5fc3\u614b\u7684\u6295\u4fdd\u4eba\u4f86\u8aaa\u53ef\u80fd\u96e3\u4ee5\u63a5\u53d7\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u63ed\u958b\u7cbe\u7b97\u5b9a\u50f9\u79d8\u5bc6\uff1a\u54ea\u4e9b\u6838\u5fc3\u8b8a\u6578\u5de6\u53f3\u4e86\u4eba\u58fd\u4fdd\u96aa\u7684\u4fdd\u8cbb\u958b\u652f\uff1f<\/h2>\n\n\n\n<p>\u4fdd\u96aa\u516c\u53f8\u5728\u91d0\u5b9a\u4fdd\u55ae\u50f9\u683c\u6642\uff0c\u80cc\u5f8c\u6709\u4e00\u5957\u6975\u5176\u56b4\u5bc6\u7684\u7cbe\u7b97\u908f\u8f2f\u3002\u4e86\u89e3\u9019\u4e9b\u5f71\u97ff\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u7684\u56e0\u7d20\uff0c\u80fd\u5e6b\u52a9\u6295\u4fdd\u4eba\u5728\u914d\u7f6e\u4fdd\u969c\u6642\u505a\u51fa\u66f4\u7cbe\u6e96\u7684\u9810\u7b97\u3002\u4ee5\u4e0b\u8868\u683c\u70ba\u4f60\u8a73\u7d30\u62c6\u89e3\u6838\u5fc3\u8b8a\u6578\u5982\u4f55\u9020\u6210\u986f\u8457\u7684\u4fdd\u8cbb\u5dee\u7570\uff1a<\/p>\n\n\n<style>.kb-table-container15377_42b6f6-cb{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container15377_42b6f6-cb .kb-table15377_42b6f6-cb{border-collapse:separate !important;border-spacing:0 !important;border-radius:16px !important;}.kb-table-container15377_42b6f6-cb .kb-table15377_42b6f6-cb thead tr:first-child th:first-child{border-top-left-radius:16px !important;}.kb-table-container15377_42b6f6-cb .kb-table15377_42b6f6-cb thead tr:first-child th:last-child{border-top-right-radius:16px !important;}.kb-table-container15377_42b6f6-cb .kb-table15377_42b6f6-cb tbody tr:last-child td:first-child, .kb-table-container15377_42b6f6-cb .kb-table15377_42b6f6-cb tbody tr:last-child th:first-child{border-bottom-left-radius:16px !important;}.kb-table-container15377_42b6f6-cb .kb-table15377_42b6f6-cb tbody tr:last-child td:last-child, .kb-table-container15377_42b6f6-cb .kb-table15377_42b6f6-cb tbody tr:last-child th:last-child{border-bottom-right-radius:16px !important;}.kb-table-container15377_42b6f6-cb{overflow-x:auto;}.kb-table-container .kb-table15377_42b6f6-cb th{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:var(--ast-global-color-4);padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table15377_42b6f6-cb th ul, .kb-table-container .kb-table15377_42b6f6-cb th ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table15377_42b6f6-cb td{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table15377_42b6f6-cb td ul, .kb-table-container .kb-table15377_42b6f6-cb td ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table15377_42b6f6-cb td:nth-of-type(0){background-color:#63a7ff;}.kb-table-container .kb-table15377_42b6f6-cb th:nth-of-type(1){background-color:#63a7ff;}.kb-table-container .kb-table15377_42b6f6-cb td, .kb-table15377_42b6f6-cb th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}@media all and (max-width: 1024px){.kb-table-container .kb-table15377_42b6f6-cb td, .kb-table15377_42b6f6-cb th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}@media all and (max-width: 767px){.kb-table-container .kb-table15377_42b6f6-cb td, .kb-table15377_42b6f6-cb th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container15377_42b6f6-cb wp-block-kadence-table\"><table class=\"kb-table kb-table15377_42b6f6-cb\">\n<tr class=\"kb-table-row kb-table-row15377_38a75d-90\">\n<th class=\"kb-table-data kb-table-data15377_858ec9-e7\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-d911751c5c70cf16478d9379181a052c\"><strong>\u4fdd\u8cbb\u56e0\u7d20<\/strong><\/p>\n\n<\/15377_858ec9-e7>\n\n<th class=\"kb-table-data kb-table-data15377_2ad6cd-b2\">\n\n<p><strong>\u5982\u4f55\u5f71\u97ff\u4fdd\u8cbb<\/strong><\/p>\n\n<\/15377_2ad6cd-b2>\n\n<th class=\"kb-table-data kb-table-data15377_db8712-7e\">\n\n<p><strong>\u5c0d<\/strong><strong>\u7d14\u4eba\u58fd\u4fdd\u96aa<\/strong><strong>\u4fdd\u8cbb\u7684\u5be6\u969b\u5f71\u97ff<\/strong><\/p>\n\n<\/15377_db8712-7e>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15377_bbdc97-52\">\n<th class=\"kb-table-data kb-table-data15377_914f14-9e\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-186a91e91ac6bef8f9ab3b50791e0fdc\">\u4fdd\u984d<\/p>\n\n<\/15377_914f14-9e>\n\n<td class=\"kb-table-data kb-table-data15377_c62799-ee\">\n\n<p>\u4fdd\u984d\u6108\u9ad8\uff0c\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u627f\u64d4\u7684\u8eab\u6545\u8ce0\u511f\u8cac\u4efb\u6108\u5927\u3002<\/p>\n\n<\/15377_c62799-ee>\n\n<td class=\"kb-table-data kb-table-data15377_f4eddf-fc\">\n\n<p>\u4fdd\u984d\u901a\u5e38\u8207\u4fdd\u8cbb\u5448\u6b63\u6bd4\uff1b\u5728\u76f8\u540c\u5e74\u9f61\u8207\u689d\u4ef6\u4e0b\uff0c\u4fdd\u984d\u8f03\u9ad8\u8005\u4fdd\u8cbb\u4e00\u5b9a\u8f03\u9ad8\u3002<\/p>\n\n<\/15377_f4eddf-fc>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15377_7c8698-1f\">\n<th class=\"kb-table-data kb-table-data15377_a2dbfc-de\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-7e273597b2a93620c4bdb7523861bb4d\">\u4fdd\u96aa\u671f\u9650\u9577\u77ed<\/p>\n\n<\/15377_a2dbfc-de>\n\n<td class=\"kb-table-data kb-table-data15377_949cb8-25\">\n\n<p>\u4fdd\u969c\u671f\u6108\u9577\uff0c\u4fdd\u96aa\u516c\u53f8\u9762\u5c0d\u53d7\u4fdd\u4eba\u65bc\u4fdd\u969c\u671f\u5167\u51fa\u73fe\u7406\u8ce0\u7684\u6a5f\u6703\u6108\u9ad8\u3002<\/p>\n\n<\/15377_949cb8-25>\n\n<td class=\"kb-table-data kb-table-data15377_91b2ad-23\">\n\n<p>\u5b9a\u671f\u58fd\u96aa\u5e74\u671f\u8d8a\u9577\uff0c\u4fdd\u8cbb\u8d8a\u9ad8\uff1b\u77ed\u5e74\u671f\u7522\u54c1\u4e00\u822c\u4fdd\u8cbb\u8f03\u4f4e\u3002<\/p>\n\n<\/15377_91b2ad-23>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15377_b6d921-19\">\n<th class=\"kb-table-data kb-table-data15377_f2f904-73\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-43e240a9ba8712666af9744e361c3e42\">\u53d7\u4fdd\u4eba\u5e74\u9f61<\/p>\n\n<\/15377_f2f904-73>\n\n<td class=\"kb-table-data kb-table-data15377_1d89a8-54\">\n\n<p>\u5e74\u9f61\u6108\u5927\uff0c\u6b7b\u4ea1\u7387\u4e00\u822c\u6108\u9ad8\u3002<\/p>\n\n<\/15377_1d89a8-54>\n\n<td class=\"kb-table-data kb-table-data15377_835e97-2f\">\n\n<p>\u5f71\u97ff\u6700\u660e\u986f\u7684\u56e0\u7d20\u4e4b\u4e00\uff1b\u8d8a\u9072\u6295\u4fdd\uff0c\u4fdd\u8cbb\u901a\u5e38\u8d8a\u8cb4\u3002<\/p>\n\n<\/15377_835e97-2f>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15377_6206fc-11\">\n<th class=\"kb-table-data kb-table-data15377_baca64-b0\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-7aafdb65fea3ffd84b61343aa5bfd77d\">\u6027\u5225<\/p>\n\n<\/15377_baca64-b0>\n\n<td class=\"kb-table-data kb-table-data15377_fac0cb-f3\">\n\n<p>\u6578\u64da\u53cd\u6620\u5973\u6027\u5e73\u5747\u58fd\u547d\u8f03\u9577\uff0c\u6b7b\u4ea1\u98a8\u96aa\u8f03\u4f4e\u3002<\/p>\n\n<\/15377_fac0cb-f3>\n\n<td class=\"kb-table-data kb-table-data15377_7f2dfe-6f\">\n\n<p>\u540c\u4fdd\u984d\u3001\u540c\u5e74\u9f61\u4e0b\uff0c\u5973\u6027\u4fdd\u8cbb\u4e00\u822c\u8f03\u7537\u6027\u4f4e\u3002<\/p>\n\n<\/15377_7f2dfe-6f>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15377_8222aa-e5\">\n<th class=\"kb-table-data kb-table-data15377_a80865-97\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-1ab98ce6fd559466c61906240f51b0b9\">\u5065\u5eb7\u72c0\u6cc1<\/p>\n\n<\/15377_a80865-97>\n\n<td class=\"kb-table-data kb-table-data15377_eb0ed7-d0\">\n\n<p>\u75c5\u53f2\u3001BMI\u3001\u8840\u58d3\u3001\u81bd\u56fa\u9187\u7b49\u90fd\u6703\u5f71\u97ff\u6838\u4fdd\u7d50\u679c\u3002<\/p>\n\n<\/15377_eb0ed7-d0>\n\n<td class=\"kb-table-data kb-table-data15377_b3c94e-68\">\n\n<p>\u5065\u5eb7\u72c0\u6cc1\u8f03\u5dee\u8005\uff0c\u4fdd\u8cbb\u901a\u5e38\u8f03\u9ad8\uff0c\u751a\u81f3\u8981\u52a0\u4fdd\u8cbb\u6216\u88ab\u62d2\u4fdd\u3002<\/p>\n\n<\/15377_b3c94e-68>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15377_6a5cab-61\">\n<th class=\"kb-table-data kb-table-data15377_4a1612-fe\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-90740acef02e9240dc93b6a83ac51c11\">\u5438\u7159\u7fd2\u6163<\/p>\n\n<\/15377_4a1612-fe>\n\n<td class=\"kb-table-data kb-table-data15377_199b6d-3d\">\n\n<p>\u5438\u7159\u8005\u7684\u5fc3\u8840\u7ba1\u75be\u75c5\u53ca\u764c\u75c7\u98a8\u96aa\u8f03\u9ad8\u3002<\/p>\n\n<\/15377_199b6d-3d>\n\n<td class=\"kb-table-data kb-table-data15377_3ca9cf-3f\">\n\n<p>\u5438\u7159\u4eba\u58eb\u4fdd\u8cbb\u4e00\u822c\u8f03\u975e\u5438\u7159\u4eba\u58eb\u9ad8\uff0c\u9577\u5e74\u671f\u4fdd\u55ae\u5dee\u7570\u66f4\u660e\u986f\u3002<\/p>\n\n<\/15377_3ca9cf-3f>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row15377_1bdc8b-36\">\n<th class=\"kb-table-data kb-table-data15377_321f35-83\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-08e01bb35418bdca9af9dbc6a6e2a56a\">\u8077\u696d\u98a8\u96aa<\/p>\n\n<\/15377_321f35-83>\n\n<td class=\"kb-table-data kb-table-data15377_c7fd19-11\">\n\n<p>\u5efa\u7bc9\u3001\u9ad8\u7a7a\u4f5c\u696d\u3001\u822a\u7a7a\u7b49\u9ad8\u98a8\u96aa\u5de5\u4f5c\uff0c\u610f\u5916\u53ca\u8eab\u6545\u98a8\u96aa\u8f03\u9ad8\u3002<\/p>\n\n<\/15377_c7fd19-11>\n\n<td class=\"kb-table-data kb-table-data15377_427f1c-56\">\n\n<p>\u9ad8\u98a8\u96aa\u8077\u696d\u53ef\u80fd\u8981\u652f\u4ed8\u984d\u5916\u6ea2\u50f9\uff0c\u751a\u81f3\u9700\u8981\u7279\u5225\u6838\u4fdd\u3002<\/p>\n\n<\/15377_427f1c-56>\n<\/tr>\n<\/table><\/div>\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6df1\u5ea6\u5256\u6790\u4fdd\u8cbb\u5dee\u7570\uff1a\u5065\u5eb7\u7fd2\u6163\u3001\u7cbe\u7b97\u5e74\u9f61\u8207\u8077\u696d\u5f62\u614b\u7684\u98a8\u96aa\u6ea2\u50f9<\/h2>\n\n\n\n<p>\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u7684\u5dee\u7570\u5f88\u5927\u7a0b\u5ea6\u4e0a\u662f\u6e90\u65bc\u500b\u4eba\u5316\u7684\u98a8\u96aa\u6ea2\u50f9\u8a55\u4f30\u3002\u4fdd\u96aa\u516c\u53f8\u4e00\u822c\u6703\u900f\u904e\u6838\u4fdd\u554f\u5377\u3001\u8eab\u9ad4\u72c0\u6cc1\u53ca\u8077\u696d\u8072\u660e\uff0c\u4f86\u91d0\u5b9a\u6bcf\u4f4d\u6295\u4fdd\u4eba\u7684\u5be6\u969b\u98a8\u96aa\u7d1a\u5225\uff0c\u518d\u5728\u6a19\u6e96\u4fdd\u8cbb\u57fa\u790e\u4e0a\u4f5c\u51fa\u52a0\u6e1b\u3002\u56e0\u6b64\uff0c\u5373\u4f7f\u5169\u4f4d\u5e74\u9f61\u76f8\u540c\u7684\u6295\u4fdd\u4eba\u7533\u8acb\u540c\u4e00\u6b3e\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u7522\u54c1\uff0c\u6700\u7d42\u7684\u4fdd\u8cbb\u4ea6\u53ef\u80fd\u6709\u660e\u986f\u843d\u5dee\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u905e\u589e\u5f0f\u8207\u6c34\u5e73\u5f0f\u4fdd\u8cbb\u7684\u6642\u9593\u8ef8\u6210\u672c\u843d\u5dee<\/h3>\n\n\n\n<p>\u7121\u5132\u84c4\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u6703\u96a8\u5e74\u9f61\u589e\u52a0\u55ce\uff1f\u9019\u53d6\u6c7a\u65bc\u7522\u54c1\u63a1\u7528\u7684\u4fdd\u8cbb\u7d50\u69cb\uff0c\u4e3b\u8981\u5206\u70ba\u300c\u905e\u589e\u5f0f\u300d\u8207\u300c\u6c34\u5e73\u5f0f\u300d\u5169\u7a2e\u5f62\u614b\uff1a<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u905e\u589e\u5f0f\u4fdd\u8cbb<\/h4>\n\n\n\n<p>\u96a8\u8457\u6295\u4fdd\u4eba\u5e74\u7d00\u589e\u9577\uff0c\u8eab\u6545\u98a8\u96aa\u4e5f\u6703\u63d0\u5347\uff0c\u56e0\u6b64\u4fdd\u8cbb\u662f\u6703\u96a8\u5e74\u9f61\u589e\u52a0\u3002\u5e74\u9f61\u5c0d\u4fdd\u96aa\u4fdd\u8cbb\u7684\u5f71\u97ff\u5c6c\u65bc\u905e\u589e\u5f0f\uff0c\u4e26\u975e\u7dda\u6027\u589e\u9577\u3002\u4ee5\u4e00\u822c\u7cbe\u7b97\u6a21\u578b\u4f86\u8aaa\uff0c\u96a8\u5e74\u9f61\u589e\u9577\uff0c\u8eab\u6545\u98a8\u96aa\u6a5f\u7387\u6703\u5448\u6307\u6578\u5f0f\u800c\u975e\u7b49\u5dee\u5f0f\u4e0a\u5347\uff0c\u6240\u4ee5\u56db\u5341\u6b72\u4eba\u58eb\u6295\u4fdd\u7684\u4fdd\u8cbb\uff0c\u986f\u8457\u9ad8\u65bc\u4e8c\u5341\u6b72\u4eba\u58eb\uff0c\u800c\u4e14\u8d8a\u9072\u6295\u4fdd\uff0c\u9577\u9060\u7e3d\u4fdd\u8cbb\u652f\u51fa\u5c31\u8d8a\u9ad8\uff0c\u53ca\u65e9\u898f\u5283\u4fdd\u969c\u53ef\u4ee5\u6709\u6548\u9396\u5b9a\u8f03\u4f4e\u6210\u672c\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u6c34\u5e73\u5f0f\u4fdd\u8cbb<\/h4>\n\n\n\n<p>\u8207\u905e\u589e\u5f0f\u4fdd\u8cbb\u76f8\u53cd\uff0c\u5e02\u9762\u4e0a\u90e8\u5206\u5b9a\u671f\u58fd\u96aa\u4ea6\u6703\u63a1\u7528\u300c\u6c34\u5e73\u5f0f\u4fdd\u8cbb\u300d\uff08\u5373\u5e73\u6e96\u4fdd\u8cbb\uff09\u6a5f\u5236\u3002\u7279\u9ede\u662f\u5728\u6307\u5b9a\u7684\u540c\u4e00\u500b\u4fdd\u8cbb\u671f\u6216\u4fdd\u969c\u671f\u5167\uff08\u5982\u56fa\u5b9a 10 \u5e74\u300120 \u5e74\u6216\u81f3 65 \u6b72\uff09\uff0c\u6bcf\u671f\u7e73\u4ed8\u7684\u4fdd\u8cbb\u5747\u7dad\u6301\u4e0d\u8b8a\u3002\u7cbe\u7b97\u5e2b\u5728\u5b9a\u50f9\u6642\uff0c\u5df2\u5c07\u6295\u4fdd\u4eba\u5728\u6574\u500b\u5e74\u671f\u5167\u7684\u5e73\u5747\u8eab\u6545\u98a8\u96aa\u9032\u884c\u5e73\u6524\u3002\u96d6\u7136\u5b83\u5728\u6295\u4fdd\u521d\u671f\u7684\u4fdd\u8cbb\u6703\u7565\u9ad8\u65bc\u905e\u589e\u5f0f\uff0c\u4f46\u597d\u8655\u5728\u65bc\u80fd\u8b93\u6295\u4fdd\u4eba\u6e05\u695a\u9810\u7b97\u672a\u4f86\u7684\u56fa\u5b9a\u958b\u652f\uff0c\u9396\u5b9a\u4f9b\u6b3e\u6210\u672c\uff0c\u907f\u514d\u4e2d\u5f8c\u671f\u56e0\u5e74\u9f61\u589e\u9577\u800c\u9762\u5c0d\u4fdd\u8cbb\u98c6\u5347\u7684\u8ca1\u52d9\u58d3\u529b\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u751f\u7406\u6027\u5225\u8207\u9810\u671f\u58fd\u547d\u7684\u5b9a\u50f9\u5dee\u5225<\/h3>\n\n\n\n<p>\u6839\u64da\u9999\u6e2f\u7279\u5340\u653f\u5e9c\u7d71\u8a08\u8655\u7684\u6700\u65b0\u4eba\u53e3\u751f\u547d\u8868\u6578\u64da\uff0c\u672c\u6e2f\u5973\u6027\u7684\u5e73\u5747\u9810\u671f\u58fd\u547d\u666e\u904d\u8f03\u7537\u6027\u9577\u7d04 5 \u6b72\u4ee5\u4e0a\uff0c\u9019\u4ee3\u8868\u5728\u76f8\u540c\u7684\u5e74\u9f61\u5c64\u4e2d\uff0c\u7537\u6027\u7684\u7a81\u767c\u8eab\u6545\u98a8\u96aa\u6a5f\u7387\u5728\u7d71\u8a08\u5b78\u4e0a\u76f8\u5c0d\u8f03\u9ad8\u3002\u56e0\u6b64\uff0c\u5728\u6295\u4fdd\u984d\u5ea6\u3001\u4fdd\u969c\u5e74\u671f\u53ca\u5065\u5eb7\u72c0\u6cc1\u7b49\u5176\u4ed6\u689d\u4ef6\u5b8c\u5168\u76f8\u540c\u7684\u60c5\u6cc1\u4e0b\uff0c\u4fdd\u96aa\u516c\u53f8\u7684\u7cbe\u7b97\u57fa\u790e\u6703\u5c0d\u5973\u6027\u6295\u4fdd\u4eba\u6709\u6240\u50be\u659c\uff0c\u5973\u6027\u7684\u4fdd\u8cbb\u4e00\u822c\u90fd\u6703\u6bd4\u7537\u6027\u4f4e\uff0c\u9019\u4e5f\u662f\u9020\u6210\u5169\u6027\u4e4b\u9593\u51fa\u73fe\u4fdd\u8cbb\u5dee\u7570\u7684\u95dc\u9375\u56e0\u7d20\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5438\u7159\u7fd2\u6163\u8207\u7279\u5b9a\u8077\u696d\u4eba\u58eb\u7684\u7279\u6b8a\u6838\u4fdd\u6ea2\u50f9\u908f\u8f2f<\/h3>\n\n\n\n<p>\u9664\u4e86\u5e74\u9f61\uff0c\u500b\u4eba\u7684\u751f\u6d3b\u7fd2\u6163\u8207\u8077\u696d\u5f62\u614b\u4ea6\u662f\u9020\u6210\u4fdd\u8cbb\u5dee\u7570\u7684\u95dc\u9375\u3002\u5438\u7159\u4eba\u58eb\u56e0\u61c9\u5fc3\u8840\u7ba1\u75be\u75c5\u3001\u764c\u75c7\u7b49\u9577\u671f\u5065\u5eb7\u98a8\u96aa\u7d71\u8a08\u4e0a\u8f03\u9ad8\uff0c\u56e0\u6b64\uff0c\u4fdd\u96aa\u516c\u53f8\u4e00\u822c\u6703\u5c07\u5438\u7159\u4eba\u58eb\u6b78\u985e\u70ba\u8f03\u9ad8\u98a8\u96aa\u7d44\u5225\uff0c\u4ee4\u4fdd\u8cbb\u660e\u986f\u9ad8\u65bc\u975e\u5438\u7159\u4eba\u58eb\uff0c\u6b64\u5dee\u7570\u5728\u9577\u5e74\u671f\u4fdd\u55ae\u4e0a\u5c24\u70ba\u660e\u986f\u3002<\/p>\n\n\n\n<p>\u53e6\u5916\u3001\u5f9e\u4e8b\u9ad8\u98a8\u96aa\u5de5\u4f5c\uff08\u4f8b\u5982\u5efa\u7bc9\u3001\u9ad8\u7a7a\u4f5c\u696d\u3001\u91cd\u578b\u6a5f\u68b0\u64cd\u4f5c\uff09\u4eba\u58eb\uff0c\u56e0\u70ba\u8077\u696d\u610f\u5916\u98a8\u96aa\u8f03\u9ad8\uff0c\u6838\u4fdd\u6642\u53ef\u80fd\u9700\u8981\u7e73\u4ed8\u984d\u5916\u6ea2\u50f9\uff0c\u751a\u81f3\u90e8\u5206\u8077\u696d\u9700\u8981\u7279\u5225\u6838\u4fdd\u5be9\u6279\u3002\u81f3\u65bc\u81ea\u50f1\u4eba\u58eb\uff0c\u7531\u65bc\u4ed6\u5011\u7684\u6536\u5165\u76f8\u5c0d\u4e0d\u7a69\u5b9a\uff0c\u9078\u64c7\u4fdd\u8cbb\u8f03\u76f8\u5b9c\u7684\u5b9a\u671f\u4eba\u58fd\uff0c\u53ef\u4ee5\u5728\u6709\u9650\u9810\u7b97\u4e0b\u7372\u5f97\u8db3\u5920\u7684\u4fdd\u969c\u69d3\u687f\uff0c\u540c\u6642\u4fdd\u7559\u66f4\u591a\u73fe\u91d1\u6d41\uff0c\u4ee5\u5f48\u6027\u61c9\u4ed8\u696d\u52d9\u9700\u8981\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-flexible-term-life-protection-plan-1?discountCode=BLOGTF1\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/2fa2c35a-3996-4327-a2b3-09443132d3b4-1024x264.jpeg\" alt=\"Article - WeCare \u9748\u6d3b\u5b9a\u671f\u4eba\u58fd\u4fdd\u969c\u8a08\u5283 TF1 - blog\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u5bb6\u5ead\u7d93\u6fdf\u652f\u67f1\u5982\u4f55\u8a08\u7b97\u6700\u5408\u7406\u7684\u4fdd\u969c\u984d\u5ea6\uff1f<\/h2>\n\n\n\n<p>\u5bb6\u5ead\u7d93\u6fdf\u652f\u67f1\u7684\u4eba\u58fd\u4fdd\u96aa\u898f\u5283\uff0c\u9996\u8981\u4efb\u52d9\u662f\u78ba\u4fdd\u4fdd\u984d\u8db3\u4ee5\u8986\u84cb\u6240\u6709\u6f5b\u5728\u7684\u8ca1\u52d9\u8ca0\u50b5\u3002\u8a08\u7b97\u5408\u7406\u4fdd\u984d\u4e3b\u8981\u53ef\u4ee5\u900f\u904e\u4ee5\u4e0b3\u500b\u6838\u5fc3\u6b65\u9a5f\u4f86\u5be6\u8e10\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u8ca0\u50b5\u8207\u8ca0\u64d4\u52a0\u7e3d\u6cd5<\/strong>\uff1a\u5c07\u5bb6\u5ead\u73fe\u6709\u7684\u672a\u511f\u9084\u50b5\u52d9\uff08\u5982\u7269\u696d\u6309\u63ed\u8cb8\u6b3e\u5269\u9918\u984d\u3001\u79c1\u4eba\u8cb8\u6b3e\u3001\u4fe1\u7528\u5361\u5361\u6578\uff09\u52a0\u4e0a\u9810\u671f\u672a\u4f86\u958b\u652f\uff08\u5982\u5b50\u5973\u5230\u6d77\u5916\u5347\u5b78\u7684\u6559\u80b2\u57fa\u91d1\u3001\u7236\u6bcd\u672a\u4f86\u7684\u91ab\u7642\u8207\u4f9b\u990a\u958b\u652f\uff09\u3002<\/li>\n\n\n\n<li><strong>\u66ff\u4ee3\u6536\u5165\u5e74\u5ea6\u8a08\u7b97\u6cd5<\/strong>\uff1a\u8a08\u7b97\u81ea\u5df1\u4f5c\u70ba\u7d93\u6fdf\u652f\u67f1\uff0c\u6bcf\u6708\u5e36\u56de\u5bb6\u7684\u6de8\u6536\u5165\u3002\u5408\u7406\u7684\u4fdd\u984d\u61c9\u81f3\u5c11\u80fd\u66ff\u4ee3\u5bb6\u5ead 5 \u81f3 10 \u5e74\u7684\u7e3d\u6536\u5165\uff0c\u78ba\u4fdd\u5bb6\u4eba\u5728\u5931\u53bb\u7d93\u6fdf\u4f86\u6e90\u5f8c\u80fd\u7dad\u6301\u539f\u6709\u7684\u751f\u6d3b\u6c34\u5e73\u3002<\/li>\n\n\n\n<li><strong>\u6263\u9664\u8b8a\u73fe\u8cc7\u7522<\/strong>\uff1a\u5c07\u4e0a\u8ff0\u5169\u9805\u7684\u7e3d\u548c\uff0c\u6263\u9664\u5bb6\u5ead\u73fe\u6709\u7684\u9ad8\u6d41\u52d5\u6027\u8cc7\u7522\uff08\u5982\u9280\u884c\u6d3b\u671f\u5b58\u6b3e\u3001\u80a1\u7968\u53ca\u5f37\u7a4d\u91d1\u73fe\u503c\uff09\uff0c\u5f97\u51fa\u7684\u6de8\u984d\u5373\u70ba\u4f60\u6240\u9700\u7684\u4eba\u58fd\u4fdd\u984d\u3002<\/li>\n<\/ol>\n\n\n\n<h1 class=\"wp-block-heading\"><strong>\u5584\u7528\u7d14\u4eba\u58fd\u5316\u89e3\u4eba\u751f\u7684\u672a\u77e5\u98a8\u96aa<\/strong><\/h1>\n\n\n\n<p>\u6191\u85c9\u76f8\u5c0d\u7c21\u55ae\u7684\u7522\u54c1\u7d50\u69cb\u53ca\u8f03\u4f4e\u7684\u4fdd\u8cbb\uff0c\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u6210\u70ba\u5bb6\u5ead\u7d93\u6fdf\u652f\u67f1\u898f\u5283\u57fa\u672c\u4fdd\u969c\u7684\u5be6\u7528\u9078\u64c7\u3002\u4e86\u89e3\u6e05\u695a\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u56e0\u7d20\u53ca\u5dee\u7570\u4f86\u6e90\uff0c\u6709\u52a9\u6d88\u8cbb\u8005\u66f4\u7cbe\u6e96\u5730\u6309\u7167\u81ea\u8eab\u9700\u8981\u53ca\u9810\u7b97\u4f5c\u51fa\u6c7a\u5b9a\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u6b63\u8003\u616e\u70ba\u81ea\u5df1\u6216\u5bb6\u4eba\u589e\u6dfb\u7d14\u4eba\u58fd\u4fdd\u969c\uff0cBlue \u7684\u300c<a href=\"https:\/\/www.google.com\/search?q=https:\/\/www.blue.com.hk\/hk\/life-protection-tf1\">WeCare \u9748\u6d3b\u5b9a\u671f\u4eba\u58fd\u4fdd\u969c\u8a08\u5283 TF1<\/a> \u300d\uff08\u4fdd\u984d\u4e0a\u9650\u70baHK$800\u842c\uff09\u63d0\u4f9b\u9748\u6d3b\u5f48\u6027\u7684\u4fdd\u969c\u984d\u53ca\u4fdd\u969c\u671f\u9078\u64c7\uff0c\u9069\u5408\u4eba\u751f\u968e\u6bb5\u6709\u8b8a\u52d5\u9700\u8981\u4eba\u58eb\uff1b\u300c<a href=\"https:\/\/www.google.com\/search?q=https:\/\/www.blue.com.hk\/hk\/life-protection-tl3\">WeCare \u5b9a\u671f\u4eba\u58fd\u4fdd\u969c\u8a08\u5283 TL3<\/a> \u300d\uff08\u4fdd\u984d\u4e0a\u9650\u70baHK$550\u842c\uff09\u5247\u4ee5\u76f8\u5b9c\u4fdd\u8cbb\u63d0\u4f9b\u7d14\u4eba\u58fd\u4fdd\u969c\uff0c\u66f4\u7279\u8a2d\u300c\u6700\u4f4e\u50f9\u4fdd\u8b49\u300d\uff0c\u4fdd\u8b49\u9996\u500b\u4fdd\u969c\u671f\u5167\u4fdd\u8cbb\u5168\u57ce\u81f3\u62b5\uff0c\u5207\u5408\u4e0d\u540c\u5bb6\u5ead\u7d93\u6fdf\u652f\u67f1\u7684\u4fdd\u969c\u9700\u8981\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-term-life-protection-plan-3?discountCode=BLOGTL3\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/06\/TL3-1.jpg\" alt=\"Article - WeCare \u5b9a\u671f\u4eba\u58fd\u4fdd\u969c\u8a08\u5283 TL3 - blog\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u806f\u7d61Blue\u4e86\u89e3\u66f4\u591a\u4fdd\u96aa\u65b9\u6848<\/h2>\n\n\n\n<p>Blue\u63d0\u4f9b<a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\">\u5132\u84c4<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/term-life-protection\">\u4eba\u58fd<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-personal-accident-protection-plan-1\">\u610f\u5916<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/critical-illness-insurance\">\u5371\u75be<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/medical-cover\">\u9580\u8a3a\u91ab\u7642<\/a>\u53ca<a href=\"https:\/\/www.blue.com.hk\/hk\/weguard-pharmaeasy-protection-plan\">\u85e5\u5291<\/a>\u7b49\u591a\u7a2e\u4fdd\u96aa\u7522\u54c1\u3002\u5982\u6b32\u4e86\u89e3\u66f4\u591a\uff0c\u6b61\u8fce\u76f4\u63a5WhatsApp +852 9559 5665\u67e5\u8a62\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5e38\u898b\u554f\u984c (FAQ)<\/h2>\n\n\n\n<p><strong>\u7d14\u4fdd\u969c\u578b\u4eba\u58fd\u4fdd\u96aa\u6eff\u671f\u5f8c\uff0c\u5982\u679c\u6211\u5e73\u5b89\u7121\u4e8b\uff0c\u4fdd\u8cbb\u662f\u4e0d\u662f\u5c31\u7b49\u540c\u300c\u767d\u4ea4\u300d\uff1f<\/strong><br>\u4e0d\u662f\u7684\u3002\u9019\u7a2e\u89c0\u5ff5\u5ffd\u7565\u4e86\u300c\u98a8\u96aa\u8f49\u79fb\u300d\u7684\u5be6\u8cea\u50f9\u503c\u3002\u7121\u5132\u84c4\u6210\u4efd\u58fd\u96aa\u7684\u4fdd\u8cbb\u8f03\u4f4e\uff0c\u662f\u56e0\u70ba\u7cbe\u7b97\u5e2b\u5df2\u5254\u9664\u5132\u84c4\u548c\u5206\u7d05\u6210\u672c\u3002\u4f60\u5728\u4fdd\u969c\u671f\u5167\uff0c\u662f\u7528\u76f8\u5b9c\u7684\u4fdd\u8cbb\u63db\u53d6\u300c\u5bb6\u5ead\u514d\u65bc\u8ca1\u52d9\u5d29\u6f70\u7684\u5b89\u5fc3\u4fdd\u969c\u300d\u3002\u9019\u8207\u6c7d\u8eca\u96aa\u6216\u5bb6\u5c45\u96aa\u985e\u4f3c\uff0c\u671f\u6eff\u5e73\u5b89\u662f\u798f\uff0c\u7d55\u975e\u300c\u767d\u4ea4\u300d\u3002<\/p>\n\n\n\n<p><strong>\u5728\u6301\u6709\u7121\u5132\u84c4\u6210\u4efd\u7684\u4eba\u58fd\u4fdd\u55ae\u671f\u9593\uff0c\u6211\u53ef\u4ee5\u6839\u64da\u5bb6\u5ead\u8ca1\u52d9\u72c0\u6cc1\u81ea\u7531\u66f4\u63db\u4fdd\u984d\u55ce\uff1f<\/strong><br>\u9019\u53d6\u6c7a\u65bc\u4f60\u9078\u64c7\u7684\u7522\u54c1\u7d50\u69cb\u3002\u5e02\u9762\u50b3\u7d71\u7684\u5b9a\u671f\u58fd\u96aa\u5927\u591a\u7f3a\u4e4f\u5f48\u6027\uff0c\u66f4\u6539\u4fdd\u984d\u5f80\u5f80\u9700\u8981\u91cd\u65b0\u6838\u4fdd\u6216\u652f\u4ed8\u624b\u7e8c\u8cbb\u3002\u4f46\u82e5\u4f60\u6295\u4fdd Blue \u7684\u300cWeCare \u9748\u6d3b\u5b9a\u671f\u4eba\u58fd\u4fdd\u969c\u8a08\u5283 TF1\u300d\uff0c\u4fbf\u80fd\u9ad8\u5ea6\u81ea\u4e3b\u5730\u56e0\u61c9\u7d50\u5a5a\u3001\u7f6e\u696d\u3001\u5b50\u5973\u51fa\u751f\u7b49\u4eba\u751f\u8f49\u8b8a\uff0c\u96a8\u6642\u8abf\u6574\u4fdd\u969c\u984d\u8207\u4fdd\u969c\u671f\uff0c\u7121\u9808\u652f\u4ed8\u984d\u5916\u624b\u7e8c\u8cbb\u3002<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u53c3\u8003\u8cc7\u6599\uff1a<\/p>\n\n\n\n<p>1. \u885e\u751f\u9632\u8b77\u4e2d\u5fc3 &#8211; <a href=\"https:\/\/www.chp.gov.hk\/tc\/statistics\/data\/10\/27\/111.html\">\u4e00\u4e5d\u4e03\u4e00\u5e74\u81f3\u4e8c\u96f6\u4e8c\u56db\u5e74\u51fa\u751f\u6642\u5e73\u5747\u9810\u671f\u58fd\u547d<\/a><br>2. &nbsp;\u653f\u5e9c\u7d71\u8a08\u8655 &#8211; <a href=\"https:\/\/www.censtatd.gov.hk\/tc\/web_table.html?id=115-01021\">\u8868115-01021\uff1a\u9999\u6e2f\u4eba\u53e3\u751f\u547d\u8868<\/a><br>3. \u9999\u6e2f\u5438\u7159\u8207\u5065\u5eb7\u59d4\u54e1\u6703 &#8211; <a href=\"https:\/\/www.smokefree.hk\/page.php?id=72&amp;preview=&amp;lang=tc\">\u4e00\u624b\u7159<\/a><br>4. HK01 &#8211; <a href=\"https:\/\/www.hk01.com\/%E5%A5%BD%E7%94%9F%E6%B4%BB\/868381\/blue-wecare%E5%AE%9A%E6%9C%9F%E4%BA%BA%E5%A3%BD%E4%BF%9D%E9%9A%9C%E8%A8%88%E5%8A%83tl3-%E4%BF%9D%E8%AD%89%E6%9C%80%E4%BD%8E%E5%83%B9-%E9%9D%88%E6%B4%BB%E8%87%AA%E9%81%B8%E4%BF%9D%E9%9A%9C%E5%B9%B4%E6%9C%9F\">Blue\u300cWeCare\u5b9a\u671f\u4eba\u58fd\u4fdd\u969c\u8a08\u5283TL3\u300d\u4fdd\u8b49\u6700\u4f4e\u50f9 \u9748\u6d3b\u81ea\u9078\u4fdd\u969c\u5e74\u671f<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u300cWeCare \u9748\u6d3b\u5b9a\u671f\u4eba\u58fd\u4fdd\u969c\u8a08\u5283 TF1\u300d\u53ca\u300cWeCare \u5b9a\u671f\u4eba\u58fd\u4fdd\u969c\u8a08\u5283 TL3\u300d\u70ba\u7d14\u4eba\u58fd\u4fdd\u96aa\u8a08\u5283\uff0c\u4e26\u975e\u9280\u884c\u5132\u84c4\u7522\u54c1\u3002<\/p>\n\n\n\n<p>\u514d\u8cac\u8072\u660e\ufe55 <br>\u4e0a\u8ff0\u7522\u54c1\u53ca\u8cc7\u8a0a\u7531Blue Insurance Limited\uff08\u300cBlue\u300d\uff09\u63d0\u4f9b\u3002 \u4e0a\u8ff0\u7522\u54c1\u53ea\u8a08\u5283\u65bc\u9999\u6e2f\u5883\u5167\u51fa\u552e\uff0c\u7522\u54c1\u53ca\u512a\u60e0\u5747\u53d7\u689d\u6b3e\u53ca\u7d30\u5247\u7d04\u675f\uff0c\u8a73\u60c5\u8acb\u53c3\u95b1\u76f8\u95dc\u7522\u54c1\u6982\u8981\u53ca\u4fdd\u55ae\u689d\u6b3e\u3002 \u4ee5\u4e0a\u8cc7\u6599\u50c5\u4f9b\u53c3\u8003\uff0c\u4e0d\u61c9\u88ab\u8996\u4f5c\u70ba\u4efb\u4f55\u5f62\u5f0f\u4e4b\u8981\u7d04\u6216\u63a8\u85a6\u8cfc\u8cb7\u4fdd\u96aa\u7522\u54c1\u3002 \u672c\u6587\u520a\u8f09\u7684\u8cc7\u6599\u53ea\u4f9b\u53c3\u8003\uff0cBlue\u4e0d\u4fdd\u8b49\u8cc7\u8a0a\u7684\u5b8c\u6574\u6027\u548c\u6e96\u78ba\u6027\u3002\u5c0d\u65bc\u4f60\u56e0\u672c\u6587\u520a\u8f09\u7684\u4efb\u4f55\u8cc7\u8a0a\u800c\u53ef\u80fd\u62db\u81f4\u7684\u640d\u5931\u3001\u640d\u5bb3\u8ce0\u511f\u3001\u8a1f\u8cbb\u6216\u5176\u4ed6\u958b\u652f\u53ca\u8cac\u4efb\uff0cBlue\u6982\u4e0d\u8ca0\u8cac\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5728\u591a\u8b8a\u7684\u91d1\u878d\u74b0\u5883\u4e0b\uff0c\u8ca1\u5bcc\u4fdd\u969c\u8207\u98a8\u96aa\u898f\u907f\u5df2\u6210\u70ba\u9999\u6e2f\u5bb6\u5ead\u4e0d\u53ef\u6216\u7f3a\u7684\u8ab2\u984c\u3002\u5f88\u591a\u4eba\u5728\u898f\u5283\u4eba\u751f\u9632\u8b77\u7db2\u6642\uff0c\u90fd\u6703\u9677\u5165\u300c\u4fdd\u8cbb\u4e00\u5b9a\u8981\u6709\u5132\u84c4\u56de\u5831\u624d\u5212\u7b97\u300d\u7684\u76f2\u5340\uff0c\u537b\u5ffd\u7565\u4e86\u4fdd\u96aa\u6700\u6838\u5fc3\u7684\u672c\u8cea\u662f\u300c\u69d3\u687f\u98a8\u96aa\u300d\u3002\u5728\u773e\u591a\u4fdd\u969c\u5de5\u5177\u4e2d\uff0c\u7d14\u4eba\u58fd\u4fdd\u96aa\u7522\u54c1\u8fd1\u5e74\u56e0\u5176\u9ad8\u6027\u50f9\u6bd4\u3001\u7d50\u69cb\u7c21\u55ae\u76f4\u63a5\uff0c\u6210\u70ba\u4e0d\u5c11\u7cbe\u660e\u6d88\u8cbb\u8005\u7684\u9996\u9078\u3002Blue\u4fdd\u96aa\u9054\u4eba\u5c07\u5f9e\u7cbe\u7b97\u8207\u5bb6\u5ead\u8ca1\u52d9\u898f\u5283\u7684\u89d2\u5ea6\uff0c\u70ba\u4f60\u5168\u9762\u62c6\u89e3\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u7684\u56e0\u7d20\u53ca\u5dee\u7570\u3002 \u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u662f\u4ec0\u9ebc\uff1f \u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\uff08\u53c8\u7a31\u7d14\u4eba\u58fd\u4fdd\u96aa\u3001\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa\uff09\u662f\u4e00\u7a2e\u300c\u6c92\u6709\u73fe\u91d1\u50f9\u503c\u7684\u4eba\u58fd\u4fdd\u96aa\u300d\u3002\u6295\u4fdd\u4eba\u7e73\u4ed8\u7684\u6bcf\u4e00\u5206\u4fdd\u8cbb\uff0c\u90fd\u5168\u6578\u7528\u4f5c\u8cfc\u8cb7\u7d14\u7cb9\u7684\u8eab\u6545\u4fdd\u969c\u3002\u9019\u985e\u7522\u54c1\u7684\u672c\u8cea\u5728\u65bc\u5c07\u5927\u773e\u7684\u8cc7\u91d1\u532f\u96c6\uff0c\u7528\u4ee5\u5c0d\u6c96\u6975\u7aef\u98a8\u96aa\u3002\u7576\u53d7\u4fdd\u4eba\u5728\u4fdd\u55ae\u6709\u6548\u671f\u5167\u4e0d\u5e78\u96e2\u4e16\uff0c\u4fdd\u96aa\u516c\u53f8\u4fbf\u6703\u5411\u53d7\u76ca\u4eba\u767c\u653e\u4e00\u7b46\u904e\u7684\u8eab\u6545\u8ce0\u511f\u3002\u5b83\u6c92\u6709\u5132\u84c4\u529f\u80fd\uff0c\u4ea6\u4e0d\u542b\u4efb\u4f55\u80a1\u7968\u3001\u50b5\u5238\u7b49\u8cc7\u7522\u7684\u6295\u8cc7\u6210\u5206\uff0c\u56e0\u6b64\u80fd\u5728\u514d\u9664\u5e02\u5834\u6ce2\u52d5\u98a8\u96aa\u7684\u524d\u63d0\u4e0b\uff0c\u4ee5\u6975\u4f4e\u7684\u8cc7\u91d1\u6210\u672c\uff0c\u69d3\u687f\u51fa\u9ad8\u9054\u6578\u767e\u842c\u751a\u81f3\u5343\u842c\u6e2f\u5143\u7684\u4fdd\u969c\u984d\u3002\u5c0d\u65bc\u80a9\u8ca0\u91cd\u4efb\u7684\u5bb6\u5ead\u7d93\u6fdf\u652f\u67f1\u800c\u8a00\uff0c\u9019\u7a2e\u9ad8\u69d3\u687f\u7684\u672c\u8cea\u80fd\u78ba\u4fdd\u842c\u4e00\u81ea\u5df1\u4e0d\u5e78\u5012\u4e0b\uff0c\u5bb6\u5ead\u4e0d\u81f4\u77ac\u9593\u9677\u5165\u8ca1\u52d9\u7d55\u5883\u3002 \u91d0\u6e05\u975e\u5206\u7d05\u4fdd\u55ae\u7684\u671f\u6eff\u898f\u5247\u8207\u5206\u7d05\u8aa4\u5340 \u4e0d\u5c11\u4eba\u5728\u6295\u4fdd\u975e\u5206\u7d05\u4fdd\u55ae\u6642\uff0c\u90fd\u6703\u7591\u554f\uff1a\u300c\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u4fdd\u96aa\u6709\u6c92\u6709\u5206\u7d05\uff1f\u300d\uff0c\u7b54\u6848\u662f\u6c92\u6709\u7684\u3002\u9019\u985e\u7522\u54c1\u5728\u4fdd\u55ae\u5408\u7d04\u5b8c\u7d50\u6642\uff0c\u4e26\u4e0d\u6703\u767c\u9084\u4efb\u4f55\u73fe\u91d1\u50f9\u503c\uff0c\u4ea6\u4e0d\u6d89\u53ca\u4efb\u4f55\u5206\u7d05\u6216\u5132\u84c4\u6210\u5206\u3002\u4fdd\u96aa\u516c\u53f8\u7684\u7cbe\u7b97\u5e2b\u5728\u8a08\u7b97\u4fdd\u8cbb\u6642\uff0c\u5df2\u5c07\u300c\u7121\u671f\u6eff\u767c\u9084\u6b3e\u9805\u300d\u9019\u4e00\u689d\u4ef6\u7d0d\u5165\u8003\u91cf\uff0c\u9019\u6b63\u662f\u5176\u4fdd\u8cbb\u80fd\u6bd4\u7d42\u8eab\u578b\u5132\u84c4\u58fd\u96aa\u4fbf\u5b9c\u6578\u500d\u3001\u751a\u81f3\u66f4\u591a\u7684\u4e3b\u56e0\u3002\u6295\u4fdd\u4eba\u9808\u91d0\u6e05\uff0c\u7d14\u58fd\u96aa\u662f\u4e00\u4efd\u9ad8\u6548\u7387\u7684\u6d88\u8cbb\u578b\u5408\u7d04\uff0c\u5176\u50f9\u503c\u9ad4\u73fe\u5728\u4fdd\u969c\u671f\u5167\u5c0d\u98a8\u96aa\u7684\u6975\u81f4\u8986\u84cb\uff0c\u800c\u975e\u6eff\u671f\u5f8c\u7684\u8cc7\u91d1\u56de\u7c60\u3002 \u7d14\u4eba\u58fd\u4fdd\u96aa\u7684\u512a\u9ede\u548c\u7f3a\u9ede \u63ed\u958b\u7cbe\u7b97\u5b9a\u50f9\u79d8\u5bc6\uff1a\u54ea\u4e9b\u6838\u5fc3\u8b8a\u6578\u5de6\u53f3\u4e86\u4eba\u58fd\u4fdd\u96aa\u7684\u4fdd\u8cbb\u958b\u652f\uff1f \u4fdd\u96aa\u516c\u53f8\u5728\u91d0\u5b9a\u4fdd\u55ae\u50f9\u683c\u6642\uff0c\u80cc\u5f8c\u6709\u4e00\u5957\u6975\u5176\u56b4\u5bc6\u7684\u7cbe\u7b97\u908f\u8f2f\u3002\u4e86\u89e3\u9019\u4e9b\u5f71\u97ff\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u7684\u56e0\u7d20\uff0c\u80fd\u5e6b\u52a9\u6295\u4fdd\u4eba\u5728\u914d\u7f6e\u4fdd\u969c\u6642\u505a\u51fa\u66f4\u7cbe\u6e96\u7684\u9810\u7b97\u3002\u4ee5\u4e0b\u8868\u683c\u70ba\u4f60\u8a73\u7d30\u62c6\u89e3\u6838\u5fc3\u8b8a\u6578\u5982\u4f55\u9020\u6210\u986f\u8457\u7684\u4fdd\u8cbb\u5dee\u7570\uff1a \u6df1\u5ea6\u5256\u6790\u4fdd\u8cbb\u5dee\u7570\uff1a\u5065\u5eb7\u7fd2\u6163\u3001\u7cbe\u7b97\u5e74\u9f61\u8207\u8077\u696d\u5f62\u614b\u7684\u98a8\u96aa\u6ea2\u50f9 \u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u7684\u5dee\u7570\u5f88\u5927\u7a0b\u5ea6\u4e0a\u662f\u6e90\u65bc\u500b\u4eba\u5316\u7684\u98a8\u96aa\u6ea2\u50f9\u8a55\u4f30\u3002\u4fdd\u96aa\u516c\u53f8\u4e00\u822c\u6703\u900f\u904e\u6838\u4fdd\u554f\u5377\u3001\u8eab\u9ad4\u72c0\u6cc1\u53ca\u8077\u696d\u8072\u660e\uff0c\u4f86\u91d0\u5b9a\u6bcf\u4f4d\u6295\u4fdd\u4eba\u7684\u5be6\u969b\u98a8\u96aa\u7d1a\u5225\uff0c\u518d\u5728\u6a19\u6e96\u4fdd\u8cbb\u57fa\u790e\u4e0a\u4f5c\u51fa\u52a0\u6e1b\u3002\u56e0\u6b64\uff0c\u5373\u4f7f\u5169\u4f4d\u5e74\u9f61\u76f8\u540c\u7684\u6295\u4fdd\u4eba\u7533\u8acb\u540c\u4e00\u6b3e\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u7522\u54c1\uff0c\u6700\u7d42\u7684\u4fdd\u8cbb\u4ea6\u53ef\u80fd\u6709\u660e\u986f\u843d\u5dee\u3002 \u905e\u589e\u5f0f\u8207\u6c34\u5e73\u5f0f\u4fdd\u8cbb\u7684\u6642\u9593\u8ef8\u6210\u672c\u843d\u5dee \u7121\u5132\u84c4\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u6703\u96a8\u5e74\u9f61\u589e\u52a0\u55ce\uff1f\u9019\u53d6\u6c7a\u65bc\u7522\u54c1\u63a1\u7528\u7684\u4fdd\u8cbb\u7d50\u69cb\uff0c\u4e3b\u8981\u5206\u70ba\u300c\u905e\u589e\u5f0f\u300d\u8207\u300c\u6c34\u5e73\u5f0f\u300d\u5169\u7a2e\u5f62\u614b\uff1a \u905e\u589e\u5f0f\u4fdd\u8cbb \u96a8\u8457\u6295\u4fdd\u4eba\u5e74\u7d00\u589e\u9577\uff0c\u8eab\u6545\u98a8\u96aa\u4e5f\u6703\u63d0\u5347\uff0c\u56e0\u6b64\u4fdd\u8cbb\u662f\u6703\u96a8\u5e74\u9f61\u589e\u52a0\u3002\u5e74\u9f61\u5c0d\u4fdd\u96aa\u4fdd\u8cbb\u7684\u5f71\u97ff\u5c6c\u65bc\u905e\u589e\u5f0f\uff0c\u4e26\u975e\u7dda\u6027\u589e\u9577\u3002\u4ee5\u4e00\u822c\u7cbe\u7b97\u6a21\u578b\u4f86\u8aaa\uff0c\u96a8\u5e74\u9f61\u589e\u9577\uff0c\u8eab\u6545\u98a8\u96aa\u6a5f\u7387\u6703\u5448\u6307\u6578\u5f0f\u800c\u975e\u7b49\u5dee\u5f0f\u4e0a\u5347\uff0c\u6240\u4ee5\u56db\u5341\u6b72\u4eba\u58eb\u6295\u4fdd\u7684\u4fdd\u8cbb\uff0c\u986f\u8457\u9ad8\u65bc\u4e8c\u5341\u6b72\u4eba\u58eb\uff0c\u800c\u4e14\u8d8a\u9072\u6295\u4fdd\uff0c\u9577\u9060\u7e3d\u4fdd\u8cbb\u652f\u51fa\u5c31\u8d8a\u9ad8\uff0c\u53ca\u65e9\u898f\u5283\u4fdd\u969c\u53ef\u4ee5\u6709\u6548\u9396\u5b9a\u8f03\u4f4e\u6210\u672c\u3002 \u6c34\u5e73\u5f0f\u4fdd\u8cbb \u8207\u905e\u589e\u5f0f\u4fdd\u8cbb\u76f8\u53cd\uff0c\u5e02\u9762\u4e0a\u90e8\u5206\u5b9a\u671f\u58fd\u96aa\u4ea6\u6703\u63a1\u7528\u300c\u6c34\u5e73\u5f0f\u4fdd\u8cbb\u300d\uff08\u5373\u5e73\u6e96\u4fdd\u8cbb\uff09\u6a5f\u5236\u3002\u7279\u9ede\u662f\u5728\u6307\u5b9a\u7684\u540c\u4e00\u500b\u4fdd\u8cbb\u671f\u6216\u4fdd\u969c\u671f\u5167\uff08\u5982\u56fa\u5b9a 10 \u5e74\u300120 \u5e74\u6216\u81f3 65 [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":15379,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[62],"tags":[266],"class_list":["post-10622","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-62","tag-266"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u4fdd\u8cbb\u9ede\u8a08\uff1f\u62c6\u89e3\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u56e0\u7d20\u8207\u5dee\u7570<\/title>\n<meta name=\"description\" content=\"\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u4fdd\u8cbb\u6709\u9ad8\u4f4e\u4e4b\u5206\uff0c\u4e3b\u8981\u53d7\u4fdd\u984d\u3001\u5e74\u9f61\u3001\u8077\u696d\u985e\u5225\u5f71\u97ff\u3002\u672c\u6587\u62c6\u89e3\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u56e0\u7d20\u8207\u5dee\u7570\uff0c\u52a9\u4f60\u7cbe\u7b97\u5bb6\u5ead\u7d93\u6fdf\u652f\u67f1\u6700\u5408\u7406\u4fdd\u969c\u984d\u5ea6\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.blue.com.hk\/blog\/hk\/\u4fdd\u96aa\u77e5\u8b58\/term-life-valuable-advantages-2\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u4fdd\u8cbb\u9ede\u8a08\uff1f\u62c6\u89e3\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u56e0\u7d20\u8207\u5dee\u7570\" \/>\n<meta property=\"og:description\" content=\"\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u4fdd\u8cbb\u6709\u9ad8\u4f4e\u4e4b\u5206\uff0c\u4e3b\u8981\u53d7\u4fdd\u984d\u3001\u5e74\u9f61\u3001\u8077\u696d\u985e\u5225\u5f71\u97ff\u3002\u672c\u6587\u62c6\u89e3\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u56e0\u7d20\u8207\u5dee\u7570\uff0c\u52a9\u4f60\u7cbe\u7b97\u5bb6\u5ead\u7d93\u6fdf\u652f\u67f1\u6700\u5408\u7406\u4fdd\u969c\u984d\u5ea6\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.blue.com.hk\/blog\/hk\/\u4fdd\u96aa\u77e5\u8b58\/term-life-valuable-advantages-2\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/blueinsurancehk\" \/>\n<meta property=\"article:published_time\" content=\"2023-01-10T07:07:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-11T08:21:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/short-term-long-term-savings-insurance-comparison-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"945\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Blue\u4fdd\u96aa\u9054\u4eba\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Blue\u4fdd\u96aa\u9054\u4eba\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-valuable-advantages-2\",\"url\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-valuable-advantages-2\",\"name\":\"\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u4fdd\u8cbb\u9ede\u8a08\uff1f\u62c6\u89e3\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u56e0\u7d20\u8207\u5dee\u7570\",\"isPartOf\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-valuable-advantages-2#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-valuable-advantages-2#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/short-term-long-term-savings-insurance-comparison-1.png\",\"datePublished\":\"2023-01-10T07:07:00+00:00\",\"dateModified\":\"2026-08-11T08:21:53+00:00\",\"author\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/b4536bde808b8d9be3214751456df766\"},\"description\":\"\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u4fdd\u8cbb\u6709\u9ad8\u4f4e\u4e4b\u5206\uff0c\u4e3b\u8981\u53d7\u4fdd\u984d\u3001\u5e74\u9f61\u3001\u8077\u696d\u985e\u5225\u5f71\u97ff\u3002\u672c\u6587\u62c6\u89e3\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u56e0\u7d20\u8207\u5dee\u7570\uff0c\u52a9\u4f60\u7cbe\u7b97\u5bb6\u5ead\u7d93\u6fdf\u652f\u67f1\u6700\u5408\u7406\u4fdd\u969c\u984d\u5ea6\u3002\",\"breadcrumb\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-valuable-advantages-2#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-valuable-advantages-2\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-valuable-advantages-2#primaryimage\",\"url\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/short-term-long-term-savings-insurance-comparison-1.png\",\"contentUrl\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/short-term-long-term-savings-insurance-comparison-1.png\",\"width\":1800,\"height\":945},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-valuable-advantages-2#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.blue.com.hk\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u3010\u7d14\u4eba\u58fd\u4fdd\u96aa\u3011\u70ba\u4ec0\u9ebc\u4fdd\u8cbb\u9019\u9ebc\u5e73\uff1f\u62c6\u89e3\u7121\u5132\u84c4\u578b\u58fd\u96aa\u4fdd\u8cbb\u56e0\u7d20\u8207\u5dee\u7570\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#website\",\"url\":\"https:\/\/www.blue.com.hk\/blog\/\",\"name\":\"\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.blue.com.hk\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/b4536bde808b8d9be3214751456df766\",\"name\":\"Blue\u4fdd\u96aa\u9054\u4eba\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/Blue_insurance_knowledge-2.png\",\"contentUrl\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/Blue_insurance_knowledge-2.png\",\"caption\":\"Blue\u4fdd\u96aa\u9054\u4eba\"},\"sameAs\":[\"https:\/\/www.blue.com.hk\",\"https:\/\/www.facebook.com\/blueinsurancehk\",\"https:\/\/www.instagram.com\/blueinsurancehk\",\"https:\/\/www.youtube.com\/@BlueHKinsurance\"],\"url\":\"https:\/\/www.blue.com.hk\/blog\/hk\/author\/blue-insurance-knowledge\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u4fdd\u8cbb\u9ede\u8a08\uff1f\u62c6\u89e3\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u56e0\u7d20\u8207\u5dee\u7570","description":"\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u4fdd\u8cbb\u6709\u9ad8\u4f4e\u4e4b\u5206\uff0c\u4e3b\u8981\u53d7\u4fdd\u984d\u3001\u5e74\u9f61\u3001\u8077\u696d\u985e\u5225\u5f71\u97ff\u3002\u672c\u6587\u62c6\u89e3\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u56e0\u7d20\u8207\u5dee\u7570\uff0c\u52a9\u4f60\u7cbe\u7b97\u5bb6\u5ead\u7d93\u6fdf\u652f\u67f1\u6700\u5408\u7406\u4fdd\u969c\u984d\u5ea6\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.blue.com.hk\/blog\/hk\/\u4fdd\u96aa\u77e5\u8b58\/term-life-valuable-advantages-2","og_locale":"en_US","og_type":"article","og_title":"\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u4fdd\u8cbb\u9ede\u8a08\uff1f\u62c6\u89e3\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u56e0\u7d20\u8207\u5dee\u7570","og_description":"\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u4fdd\u8cbb\u6709\u9ad8\u4f4e\u4e4b\u5206\uff0c\u4e3b\u8981\u53d7\u4fdd\u984d\u3001\u5e74\u9f61\u3001\u8077\u696d\u985e\u5225\u5f71\u97ff\u3002\u672c\u6587\u62c6\u89e3\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u56e0\u7d20\u8207\u5dee\u7570\uff0c\u52a9\u4f60\u7cbe\u7b97\u5bb6\u5ead\u7d93\u6fdf\u652f\u67f1\u6700\u5408\u7406\u4fdd\u969c\u984d\u5ea6\u3002","og_url":"https:\/\/www.blue.com.hk\/blog\/hk\/\u4fdd\u96aa\u77e5\u8b58\/term-life-valuable-advantages-2","article_author":"https:\/\/www.facebook.com\/blueinsurancehk","article_published_time":"2023-01-10T07:07:00+00:00","article_modified_time":"2026-08-11T08:21:53+00:00","og_image":[{"width":1800,"height":945,"url":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/short-term-long-term-savings-insurance-comparison-1.png","type":"image\/png"}],"author":"Blue\u4fdd\u96aa\u9054\u4eba","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Blue\u4fdd\u96aa\u9054\u4eba","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-valuable-advantages-2","url":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-valuable-advantages-2","name":"\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u4fdd\u8cbb\u9ede\u8a08\uff1f\u62c6\u89e3\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u56e0\u7d20\u8207\u5dee\u7570","isPartOf":{"@id":"https:\/\/www.blue.com.hk\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-valuable-advantages-2#primaryimage"},"image":{"@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-valuable-advantages-2#primaryimage"},"thumbnailUrl":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/short-term-long-term-savings-insurance-comparison-1.png","datePublished":"2023-01-10T07:07:00+00:00","dateModified":"2026-08-11T08:21:53+00:00","author":{"@id":"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/b4536bde808b8d9be3214751456df766"},"description":"\u7121\u5132\u84c4\u6210\u4efd\u4eba\u58fd\u4fdd\u8cbb\u6709\u9ad8\u4f4e\u4e4b\u5206\uff0c\u4e3b\u8981\u53d7\u4fdd\u984d\u3001\u5e74\u9f61\u3001\u8077\u696d\u985e\u5225\u5f71\u97ff\u3002\u672c\u6587\u62c6\u89e3\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u56e0\u7d20\u8207\u5dee\u7570\uff0c\u52a9\u4f60\u7cbe\u7b97\u5bb6\u5ead\u7d93\u6fdf\u652f\u67f1\u6700\u5408\u7406\u4fdd\u969c\u984d\u5ea6\u3002","breadcrumb":{"@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-valuable-advantages-2#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-valuable-advantages-2"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-valuable-advantages-2#primaryimage","url":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/short-term-long-term-savings-insurance-comparison-1.png","contentUrl":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/short-term-long-term-savings-insurance-comparison-1.png","width":1800,"height":945},{"@type":"BreadcrumbList","@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-valuable-advantages-2#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.blue.com.hk\/blog\/"},{"@type":"ListItem","position":2,"name":"\u3010\u7d14\u4eba\u58fd\u4fdd\u96aa\u3011\u70ba\u4ec0\u9ebc\u4fdd\u8cbb\u9019\u9ebc\u5e73\uff1f\u62c6\u89e3\u7121\u5132\u84c4\u578b\u58fd\u96aa\u4fdd\u8cbb\u56e0\u7d20\u8207\u5dee\u7570"}]},{"@type":"WebSite","@id":"https:\/\/www.blue.com.hk\/blog\/#website","url":"https:\/\/www.blue.com.hk\/blog\/","name":"","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.blue.com.hk\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/b4536bde808b8d9be3214751456df766","name":"Blue\u4fdd\u96aa\u9054\u4eba","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/image\/","url":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/Blue_insurance_knowledge-2.png","contentUrl":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/Blue_insurance_knowledge-2.png","caption":"Blue\u4fdd\u96aa\u9054\u4eba"},"sameAs":["https:\/\/www.blue.com.hk","https:\/\/www.facebook.com\/blueinsurancehk","https:\/\/www.instagram.com\/blueinsurancehk","https:\/\/www.youtube.com\/@BlueHKinsurance"],"url":"https:\/\/www.blue.com.hk\/blog\/hk\/author\/blue-insurance-knowledge"}]}},"_links":{"self":[{"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/posts\/10622","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/comments?post=10622"}],"version-history":[{"count":2,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/posts\/10622\/revisions"}],"predecessor-version":[{"id":15503,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/posts\/10622\/revisions\/15503"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/media\/15379"}],"wp:attachment":[{"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/media?parent=10622"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/categories?post=10622"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/tags?post=10622"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}