{"id":10604,"date":"2021-07-19T06:32:00","date_gmt":"2021-07-19T06:32:00","guid":{"rendered":"https:\/\/www.blue.com.hk\/wp\/?p=10604"},"modified":"2025-12-18T03:52:52","modified_gmt":"2025-12-18T03:52:52","slug":"how-to-deal-with-insurance-policies-before-immigration","status":"publish","type":"post","link":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/how-to-deal-with-insurance-policies-before-immigration","title":{"rendered":"\u3010\u79fb\u6c11\u4fdd\u96aa\u3011\u79fb\u6c11\u8981Cut\u4fdd\u96aa\uff1f\u79fb\u6c11\u524d\u4fdd\u55ae\u6574\u5408\u5b89\u6392\u5c0f\u8cbc\u58eb"},"content":{"rendered":"\n<p>\u8fd1\u5e74\u6709\u4e0d\u5c11\u6e2f\u4eba\u60f3\u79fb\u5c45\u5916\u5730\uff0c\u5728\u79fb\u6c11\u524d\uff0c\u6211\u5011\u5148\u8981\u7ba1\u7406\u597d\u624b\u982d\u4e0a\u7684\u4fdd\u55ae\u3002\u5230\u5e95\u8981\u4fdd\u7559\u9084\u662f\u7d42\u6b62\u5957\u73fe\uff0c\u624d\u80fd\u66f4\u6709\u6548\u7387\u7684\u6574\u5408\u597d\u79fb\u6c11\u7528\u7684\u8cc7\u91d1\uff0c\u91cd\u65b0\u51fa\u767c\uff1f\u9999\u6e2f\u4fdd\u96aa\u79fb\u6c11\u5f8c\u9084\u6709\u6548\u55ce\uff1f\u79fb\u6c11\u4fdd\u96aa\u5b89\u6392\u5982\u4f55\u505a\u597d\uff1f\u79fb\u6c11\u4fdd\u96aa\u600e\u9ebc\u8655\u7406\uff1f\u79fb\u6c11\u524d\u8981cut\u9999\u6e2f\u4fdd\u96aa\u55ce\uff1f\u79fb\u6c11\u524d\u8cb7\u4fdd\u96aa\u6709\u4ec0\u9ebc\u6ce8\u610f\u4e8b\u9805\uff1f<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/\">Blue\u8cc7\u8a0a\u5718\u968a<\/a>\u4eca\u5929\u5c31\u70ba\u4f60\u9001\u4e0a5\u7a2e\u4e0d\u540c\u4fdd\u55ae\u7684\u6574\u5408\u5c0f\u8cbc\u58eb\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5132\u84c4\u4fdd\u96aa\uff1a\u63d0\u524d\u53d6\u6b3e\u9000\u4fdd\u53ef\u81f4\u984d\u5916\u8cbb\u7528<\/h2>\n\n\n\n<p>\u76f8\u4fe1\u4e0d\u5c11\u6e2f\u4eba\u79fb\u6c11\u524d\u90fd\u5e0c\u671bcut\u4fdd\u96aa\uff0c\u5957\u73fe\u624b\u982d\u4e0a<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/things-you-need-to-know-when-comparing-savings-insurance\/\">\u5132\u84c4\u4fdd\u96aa<\/a>\u4e4b\u73fe\u91d1\u50f9\u503c\u3002\u4e00\u822c\u4f86\u8aaa\uff0c\u5132\u84c4\u4fdd\u96aa\u7684\u56de\u5831\u7387\u6703\u96a8\u7740\u6642\u9593\u589e\u9577\uff0c\u4f9b\u6b3e\u671f\u9593\u505c\u6b62\u4f9b\u6b3e\u6216\u9000\u4fdd\u6709\u6a5f\u6703\u62db\u81f4\u640d\u5931\u3002\u96d6\u7136<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/savings-insurance-guaranteed-returns\/\">\u5132\u84c4\u4fdd<\/a>\u98a8\u96aa\u8f03\u4f4e\uff0c\u4f46\u7531\u65bc\u5927\u90e8\u4efd\u5747\u8a2d\u6307\u5b9a\u5b58\u5165\u91d1\u984d\u4e0b\u9650\u3001\u4f9b\u6b3e\u5e74\u671f\u6216\u63d0\u6b3e\u9650\u5236\uff0c\u800c\u4e14\u5982\u6295\u4fdd\u4eba\u4e2d\u9014\u9078\u64c7\u9000\u4fdd\u6216\u63d0\u65e9\u89e3\u7d04\u53d6\u6b3e\uff0c\u6709\u6a5f\u6703\u88ab\u4fdd\u96aa\u516c\u53f8\u300c\u7f70\u9322\u300d\uff0c\u4ee4\u5df2\u4f9b\u6b3e\u9805\u88ab\u6263\u6e1b\uff0c\u5f97\u4e0d\u5230\u9810\u671f\u56de\u5831\u4e4b\u9918\uff0c\u53ef\u5f9e\u4fdd\u55ae\u53d6\u56de\u7684\u91d1\u984d\u66f4\u6709\u53ef\u80fd\u6703\u9060\u4f4e\u65bc\u5df2\u4f9b\u91d1\u984d\uff0c\u5f97\u4e0d\u511f\u5931\u3002\u5982\u679c\u4f60\u60f3\u900f\u904e\u5957\u73fe\u7372\u5f97\u8cc7\u91d1\uff0c\u6295\u4fdd\u524d\u5fc5\u9700\u8981\u6e05\u695a\u95b1\u8b80\u63d0\u524d\u53d6\u6b3e\u7684\u6709\u95dc\u689d\u6b3e\uff0c\u898f\u5283\u597d\u5132\u9322\u5927\u8a08\uff0c\u4ee5\u907f\u514d\u640d\u5931\u4fdd\u55ae\u7684\u73fe\u91d1\u50f9\u503c\u548c\u5c0e\u81f4\u984d\u5916\u8cbb\u7528\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/things-you-need-to-know-when-comparing-savings-insurance\/\">\u4e0d\u518d\u5132\u84c4\u8aa4\u589c\u9677\u9631\uff01\u5132\u84c4\u4fdd4\u5927\u5e38\u898b\u9677\u9631\u4f4d\u9010\u500b\u6349<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u610f\u5916\u4fdd\u96aa\uff1a\u8a2d\u74b0\u7403\u4fdd\u969c\uff0c\u53ef\u8003\u616e\u5728\u6e2f\u4fdd\u55ae\u5b8c\u6210\u5f8c\u518d\u5728\u5916\u5730\u8cfc\u8cb7<\/h2>\n\n\n\n<p>\u61c9\u8a72\u8981\u8d81\u79fb\u6c11cut\u4fdd\u96aa\u55ce\uff1f\u5176\u5be6\u6c7a\u5b9a\u61c9\u5426cut\u4fdd\u96aa\u524d\u53ef\u4ee5\u5148\u6aa2\u67e5\u4fdd\u96aa\u662f\u5426\u8a2d\u6709\u74b0\u7403\u4fdd\u969c\u3002\u5e02\u9762\u4e0a\u591a\u6578<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/personal-accident-protection\"><u>\u500b\u4eba\u610f\u5916\u4fdd\u96aa<\/u><\/a>\u5747\u70ba\u5168\u7403\u4fdd\u969c\u8a08\u5283\uff0c\u4e0d\u53d7\u5730\u57df\u9650\u5236\uff0c\u5982\u53d7\u4fdd\u4eba\u4e0d\u5e78\u56e0\u610f\u5916\u5c0e\u81f4\u4fdd\u969c\u7bc4\u570d\u5217\u660e\u7684\u50b7\u6b98\u3001\u71d2\u50b7\u3001\u6216\u67d3\u75c5\uff0c\u90fd\u53ef\u4ee5\u7372\u5f97\u4e00\u7b46\u904e\u7684\u73fe\u91d1\u8ce0\u511f\u3002\u610f\u5916\u4fdd\u96aa\u901a\u5e38\u662f\u6bcf\u5e74\u7e8c\u4fdd\u4e00\u6b21\uff0c\u5e74\u671f\u76f8\u5c0d\u8f03\u77ed\uff0c\u6295\u4fdd\u4eba\u53ef\u4ee5\u5148\u901a\u77e5\u4fdd\u96aa\u516c\u53f8\u81ea\u5df1\u5c45\u4f4f\u5730\u9ede\u53ca\u7a05\u52d9\u8eab\u4efd\u4e0a\u7684\u66f4\u65b0\uff0c\u5f85\u5728\u6e2f\u4fdd\u55ae\u4fdd\u969c\u671f\u5b8c\u7d50\u5f8c\u518d\u5728\u5916\u5730\u8cfc\u8cb7\u9069\u5408\u81ea\u5df1\u7684\u610f\u5916\u4fdd\u96aa\u8a08\u5283\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-personal-accident-protection-plan-1?discountCode=BLOGPA1\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/PA1.jpg\" alt=\"\" style=\"width:1159px;height:auto\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa\uff1a\u4fdd\u969c\u4e0d\u53d7\u5730\u5340\u9650\u5236<\/h2>\n\n\n\n<p>\u4e00\u822c<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/term-life-protection\"><u>\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa<\/u><\/a>\u4e0d\u6703\u53d7\u5730\u5340\u9650\u5236\uff0c\u4fdd\u969c\u5168\u7403\u901a\u7528\u3002\u5982\u53d7\u4fdd\u4eba\u65bc\u4fdd\u969c\u671f\u5167\u4e0d\u5e78\u8eab\u6545\uff0c\u53d7\u76ca\u4eba\u90fd\u6703\u5f97\u5230\u4fdd\u55ae\u4e0a\u4fdd\u969c\u984d\u8ce0\u511f\uff0c\u4e0d\u6703\u56e0\u70ba\u79fb\u6c11\u800c\u5f71\u97ff\u7406\u8ce0\u3002\u4f46\u5982\u679c\u4fdd\u55ae\u672a\u6709\u586b\u5beb\u53d7\u76ca\u4eba\uff0c\u8ce0\u511f\u53ef\u80fd\u6703\u8b8a\u6210\u907a\u7522\uff0c\u5728\u67d0\u4e9b\u570b\u5bb6\u8981\u7e73\u4ed8<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/inheriting-property-transfer\/\">\u907a\u7522<\/a>\u7a05\uff0c\u56e0\u6b64\u79fb\u6c11\u524d\u8981\u91cd\u65b0\u5be9\u8996\u597d\u81ea\u5df1\u7684\u4fdd\u55ae\uff0c\u59a5\u5584\u8655\u7406\u79fb\u6c11\u4fdd\u96aa\u3002\u8981\u7559\u610f\u7684\u662f\uff0c\u5982\u79fb\u6c11\u5f8c\u5165\u7c4d\u5176\u4ed6\u570b\u5bb6\uff0c\u53d7\u4fdd\u4eba\u4ecd\u7136\u9700\u8981\u901a\u4eba\u5728\u4fdd\u77e5\u4fdd\u96aa\u516c\u53f8\uff0c \u5426\u5247\u4fdd\u96aa\u516c\u53f8\u6709\u6b0a\u56e0\u8cc7\u6599\u8aa4\u5831\u800c\u62d2\u7d55\u8ce0\u511f\u3002\u5176\u5be6\u7531\u65bc\u4eba\u58fd\u4fdd\u96aa\u4fdd\u8cbb\u4e00\u822c\u4ee5\u53d7\u4fdd\u4eba\u6295\u4fdd\u7576\u6642\u5e74\u9f61\u4f5c\u70ba\u6a19\u6e96\uff0c\u6108\u5f8c\u751f\u8cb7\u7406\u61c9\u6108\u5e73\uff0c\u56e0\u6b64\u79fb\u6c11\u5f8c\u4ecd\u503c\u5f97\u4fdd\u7559\uff0c\u7121\u9808\u7279\u610f\u53d6\u6d88\u9000\u4fdd\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-term-life-protection-plan-3?discountCode=BLOGTL3\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/06\/TL3-1.jpg\" alt=\"\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u5371\u75be\u4fdd\u96aa\uff1a\u4e0d\u540c\u5730\u5340\u81f4\u75c5\u56e0\u7d20\u5f71\u97ff\u4fdd\u8cbb\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u62d2\u4fdd<\/h2>\n\n\n\n<p>\u6574\u7406\u597d\u4ee5\u524d\u8cb7\u7684\u4fdd\u96aa\u662f\u79fb\u6c11\u6642\u5fc5\u9808\u8981\u505a\u7684\u4e8b\u60c5\uff0c\u4f8b\u5982\u8655\u7406\u5371\u75be\u4fdd\u96aa\u3002<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/critical-illness-insurance\"><u>\u5371\u75be\u4fdd\u96aa<\/u><\/a>\u4e3b\u8981\u91dd\u5c0d<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/10-most-common-cancer-in-hong-kong\/\"><u>\u764c\u75c7<\/u><\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/cost-of-6-common-heart-diseases-treatment-2021\/\"><u>\u5fc3\u81df\u75c5\u767c<\/u><\/a>\u53ca<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/stroke-sign-and-symtoms\/\"><u>\u4e2d\u98a8<\/u><\/a>\u7b49\u5e38\u898b\u5371\u75be\uff0c\u5371\u75be\u4fdd\u96aa\u4e00\u822c\u6c92\u6709\u5730\u5340\u9650\u5236\uff0c\u4e0d\u904e\uff0c\u7531\u65bc\u4fdd\u8cbb\u8a08\u7b97\u65b9\u6cd5\u6d89\u53ca\u53d7\u4fdd\u4eba\u6240\u5728\u5730\u5340\u56e0\u7d20\uff0c\u4f8b\u5982\u7576\u5730\u6c23\u5019\u3001\u98f2\u98df\u7fd2\u6163\u3001\u885b\u751f\u74b0\u5883\u7b49\uff0c\u5b89\u6392\u79fb\u6c11\u4fdd\u96aa\u6642\u8981\u7d30\u95b1\u4fdd\u55ae\u7684\u689d\u6b3e\uff0c\u7559\u610f\u4fdd\u8cbb\u53ef\u80fd\u56e0\u53d7\u4fdd\u4eba\u79fb\u6c11\u800c\u6539\u8b8a\u3002\u5982\u5c45\u4f4f\u5730\u5340\u6709\u6240\u6539\u8b8a\uff0c\u53d7\u4fdd\u4eba\u5fc5\u9808\u6b63\u5f0f\u77e5\u6703\u4fdd\u96aa\u516c\u53f8\uff0c\u4ee5\u4f5c\u4e4b\u5f8c\u7684\u4fdd\u8cbb\u8abf\u6574\u6216\u4fdd\u55ae\u8655\u7406\u5b89\u6392\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-critical-illness-protection-plan-1?discountCode=BLOGCI1\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/06\/image-1.png\" alt=\"\" style=\"width:1100px;height:auto\"\/><\/a><\/figure>\n\n\n\n<h2 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