{"id":10600,"date":"2021-07-19T06:22:00","date_gmt":"2021-07-19T06:22:00","guid":{"rendered":"https:\/\/www.blue.com.hk\/wp\/?p=10600"},"modified":"2026-04-14T03:28:49","modified_gmt":"2026-04-14T03:28:49","slug":"investment-financial-tools-for-beginners","status":"publish","type":"post","link":"https:\/\/www.blue.com.hk\/blog\/hk\/%e7%90%86%e8%b2%a1%e8%b2%bc%e5%a3%ab\/investment-financial-tools-for-beginners","title":{"rendered":"\u3010\u65b0\u624b\u6295\u8cc7\u5165\u9580\u61f6\u4eba\u5305\u3011\u6295\u8cc7\u65b0\u624b\u5fc5\u8b80\uff1a7\u7a2e\u5165\u9580\u6295\u8cc7\u5de5\u5177\u7c21\u4ecb"},"content":{"rendered":"\n<p>\u6295\u8cc7\u65b0\u624b\u672a\u5fc5\u624b\u6301\u5927\u91cf\u672c\u91d1\uff0c\u5f80\u5f80\u5728\u8dcc\u8dcc\u649e\u649e\u4e2d\u81ea\u5b78\u4e0d\u540c\u6295\u8cc7\u5de5\u5177\u7684\u5165\u9580\u6280\u5de7\u3002\u8fd1\u5e74\u5e38\u807d\u5230\u4e0d\u5c11\u6295\u8cc7\u65b0\u624b\u5728\u80a1\u7968\u5e02\u5834\u5931\u5229\uff0c\u4f60\u6709\u591a\u4e86\u89e3\u5404\u7a2e\u6295\u8cc7\u5de5\u5177\u7684\u904b\u4f5c\u539f\u7406\u53ca\u98a8\u96aa\uff1f<\/p>\n\n\n\n<p><a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/\">Blue\u8cc7\u8a0a\u5718\u968a<\/a>\u70ba\u4f60\u9644\u4e0a\u65b0\u624b\u6295\u8cc7\u5165\u9580\u61f6\u4eba\u5305\uff0c\u7531\u98a8\u96aa\u4f4e\u81f3\u9ad8\uff0c\u70ba\u4f60\u7c21\u4ecb7\u7a2e\u5165\u9580\u6295\u8cc7\u5de5\u5177\uff0c\u8b93\u5404\u4f4d\u7406\u8ca1\u65b0\u624b\u5148\u4e86\u89e3\u5404\u6295\u8cc7\u5de5\u5177\u7684\u904b\u4f5c\u53ca\u98a8\u96aa\uff0c\u518d\u9078\u64c7\u5408\u4e4e\u81ea\u5df1\u9810\u671f\u56de\u5831\u7684\u6295\u8cc7\u5de5\u5177\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u9280\u884c\u5b58\u6b3e<\/strong><\/h2>\n\n\n\n<p>\u9280\u884c\u5b58\u6b3e\u5927\u81f4\u53ef\u5206\u70ba\u6d3b\u671f\u5b58\u6b3e\uff08\u6d3b\u5b58\uff09\u548c\u5b9a\u671f\u5b58\u6b3e\uff08\u5b9a\u5b58\uff09\uff0c\u5ba2\u6236\u53ef\u9078\u64c7\u4e0d\u540c\u7684\u8ca8\u5e63\u5b58\u6b3e\u5230\u9280\u884c\u6236\u53e3\uff0c\u5982\u6e2f\u5e63\u3001\u4eba\u6c11\u5e63\u3001\u7f8e\u91d1\u7b49\uff0c\u4ee5\u7372\u53d6\u56fa\u5b9a\u5229\u606f\u3002<\/p>\n\n\n\n<p>\u9280\u884c\u5b58\u6b3e\u52dd\u5728\u56de\u5831\u7a69\u5b9a\uff0c\u4f46\u73fe\u6642\u9280\u884c\u6d3b\u5b58\u7684\u5229\u7387\u8f03\u4f4e\uff0c\u800c\u9280\u884c\u5b9a\u5b58\u7684\u5229\u7387\u56de\u5831\u96d6\u7136\u7a0d\u52dd\u65bc\u6d3b\u5b58\uff0c\u4f46\u5c31\u9700\u8981\u5c07\u672c\u91d1\u9396\u4f4f\u4e00\u6bb5\u6642\u9593\uff0c\u5982\u5ba2\u6236\u4e2d\u9014\u8981\u632a\u7528\u8cc7\u91d1\uff0c\u5c31\u9700\u5148\u7533\u8acb\u89e3\u7d04\uff0c\u6216\u6703\u5c0e\u81f4\u984d\u5916\u9055\u7d04\u6536\u8cbb\u3002\u73fe\u6642\u74b0\u7403\u8655\u65bc\u4f4e\u606f\u74b0\u5883\uff0c\u4ee5\u9999\u6e2f\u67d0\u5927\u9280\u884c\u622a\u81f32021\u5e747\u6708\u7684\u5b9a\u671f\u5b58\u6b3e\u5229\u7387\u70ba\u4f8b\uff0c\u5b9a\u5b58HK$1\u842c1\u5e74\u7684\u5229\u7387\u50c5\u5f970.0500 %\uff0c\u76f8\u5c0d\u5176\u4ed6\u7406\u8ca1\u5de5\u5177\u56de\u5831\u8f03\u4f4e\u3002<\/p>\n\n\n\n<p>\u9280\u884c\u5b58\u6b3e\u98a8\u96aa\uff1a\u4f4e<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5132\u84c4\u4fdd\u96aa<\/strong><\/h2>\n\n\n\n<p>\u5132\u84c4\u4fdd\u96aa\u662f\u4ee5\u5132\u84c4\u70ba\u4e3b\u8981\u76ee\u6a19\u7684\u4fdd\u55ae\u5408\u7d04\uff0c\u4fdd\u55ae\u6301\u6709\u4eba\u53ef\u4ee5\u4ee5\u6708\u7e73\u3001\u5e74\u7e73\u6216\u4e00\u7b46\u904e\u65b9\u5f0f\u7e73\u4ed8\u4fdd\u8cbb\uff0c\u7576\u4fdd\u55ae\u671f\u6eff\u6642\uff0c\u8996\u4e4e<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/things-you-need-to-know-when-comparing-savings-insurance\/\">\u4e0d\u540c\u7a2e\u985e\u7684\u5132\u84c4\u4fdd\u96aa<\/a>\uff0c\u4fdd\u55ae\u6301\u6709\u4eba\u53ef\u4ee5\u53d6\u56de\u4fdd\u8b49\u56de\u5831\u91d1\u984d\u53ca\u672c\u91d1\u3002\u90e8\u5206\u5132\u84c4\u4fdd\u96aa\u4fdd\u55ae\u9644\u6709\u975e\u4fdd\u8b49\u56de\u5831\uff0c\u56e0\u61c9\u4e0d\u540c\u4fdd\u96aa\u516c\u53f8\u6216\u9280\u884c\u4fdd\u55ae\u7684\u6295\u8cc7\u7d44\u5408\u800c\u6d6e\u52d5\u3002\u5728\u7d50\u7b97\u8ca8\u5e63\u65b9\u9762\uff0c\u73fe\u6642\u9999\u6e2f\u5e02\u5834\u5927\u90e8\u4efd\u7684\u5132\u84c4\u4fdd\u96aa\u90fd\u4ee5\u7f8e\u5143\u3001\u4eba\u6c11\u5e63\u53ca\u6e2f\u5143\u7d50\u7b97\u3002\u5132\u84c4\u4fdd\u96aa\u56de\u5831\u8f03\u70ba\u7a69\u5b9a\uff0c\u6bd4\u9280\u884c\u5b58\u6b3e\u7684\u56de\u5831\u7a0d\u9ad8\u3002<\/p>\n\n\n\n<p>\u7136\u800c\u5132\u84c4\u4fdd\u96aa\u4ea6\u6709\u6f5b\u5728\u98a8\u96aa\uff0c\u90e8\u4efd\u5132\u84c4\u4fdd\u96aa\u4fdd\u55ae\u8a2d\u6709\u6307\u5b9a\u5e74\u671f\u9650\u5236\uff0c\u82e5\u4fdd\u55ae\u6301\u6709\u4eba\u5728\u4fdd\u55ae\u751f\u6548\u671f\u5167\u9000\u4fdd\u6216\u65b7\u4f9b\uff0c\u6216\u6703\u6d89\u53ca\u984d\u5916\u6536\u8cbb\uff0c\u56de\u5831\u6709\u6a5f\u6703\u9060\u4f4e\u65bc\u9810\u671f\uff0c\u80fd\u5920\u53d6\u56de\u7684\u91d1\u984d\u751a\u81f3\u4f4e\u65bc\u5df2\u4ed8\u7684\u4fdd\u8cbb\u91d1\u984d\u3002<\/p>\n\n\n\n<p>\u96d6\u7136\u5982\u6b64\uff0c\u4f46\u5e02\u5834\u4e0a\u4ea6\u6709\u5132\u84c4\u4fdd\u96aa\u4fdd\u8b49\u63d0\u65e9\u9000\u4fdd\u4e5f\u4e0d\u984d\u5916\u6536\u8cbb\u3002Blue\u63d0\u4f9b\u4e0d\u540c\u9748\u6d3b\u9ad8\u606f\u7684\u5132\u84c4\u4fdd\u96aa\u7522\u54c1\uff0c\u5982\u300c<a href=\"https:\/\/www.blue.com.hk\/hk\/promotions\/savings-insurance-promo-code\">WeSave\u5b9a\u606f\u5132\u84c4\u4fddS3<\/a>\u300d\u53ca\u300c<a href=\"https:\/\/www.blue.com.hk\/hk\/easysave-insurance-plan\">EasySave\u667a\u6613\u5132\u84c4\u4fddES1<\/a>\u300d\uff08EasySave\uff09\uff0c\u5747\u53ef\u4ee5\u96a8\u6642\u9000\u4fdd\u53c8\u7121\u984d\u5916\u6536\u8cbb\uff0c\u5c0d\u65e5\u5e38\u7d93\u6fdf\u8ca0\u64d4\u76f8\u5c0d\u8f03\u5927\uff0c\u4f46\u4ecd\u5e0c\u671b\u4ee5\u5132\u84c4\u898f\u5283\u4eba\u751f\u7406\u8ca1\u7684\u4eba\u58eb\u5c24\u5176\u5408\u9069\u3002<\/p>\n\n\n<style>.kb-table-container13660_3974bc-07{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container13660_3974bc-07 .kb-table13660_3974bc-07{border-collapse:separate !important;border-spacing:0 !important;border-radius:16px !important;}.kb-table-container13660_3974bc-07 .kb-table13660_3974bc-07 thead tr:first-child 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solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container13660_3974bc-07 wp-block-kadence-table\"><table class=\"kb-table kb-table13660_3974bc-07\">\n<style>.kb-table-container .kb-table tr.kb-table-row13660_472d2b-7f{background-color:#d7e8ff;}<\/style><tr class=\"kb-table-row kb-table-row13660_472d2b-7f\">\n<th class=\"kb-table-data kb-table-data13660_bc0a4b-46\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-b5be9b0022782dfb977bba45c8b0337e\"><\/p>\n\n<\/13660_bc0a4b-46>\n\n<th class=\"kb-table-data kb-table-data13660_ccf10d-cf\">\n\n<p class=\"has-text-color has-link-color wp-elements-3b529515f47ad094b85dc4177d92a0f9\" style=\"color:#1e293b;margin-top:8px;margin-bottom:8px\"><strong>WeSave\u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fddST1<\/strong><\/p>\n\n<\/13660_ccf10d-cf>\n\n<th class=\"kb-table-data kb-table-data13660_6b1f18-1d\">\n\n<p class=\"has-text-color has-link-color wp-elements-0c53e36e585f708f91781bef726c7ca9\" style=\"color:#1e293b;margin-top:8px;margin-bottom:8px\"><strong>WeSave\u9ad8\u606f\u5132\u84c4\u4fddE1<\/strong><\/p>\n\n<\/13660_6b1f18-1d>\n\n<th class=\"kb-table-data kb-table-data13660_26b2a5-dc\">\n\n<p class=\"has-text-color has-link-color wp-elements-b4e3e5a516c2edb71d510fb9180b8798\" style=\"color:#1e293b;margin-top:8px;margin-bottom:8px\"><strong>WeSave\u5b9a\u606f\u5132\u84c4\u4fddS3<\/strong><\/p>\n\n<\/13660_26b2a5-dc>\n\n<th class=\"kb-table-data kb-table-data13660_36832b-18\">\n\n<p class=\"has-text-color has-link-color wp-elements-3f96bf87e8d220ca45e3e9361971bb49\" style=\"color:#1e293b;margin-top:8px;margin-bottom:8px\"><strong>EasySave\u667a\u6613\u5132\u84c4\u4fddES1<\/strong><\/p>\n\n<\/13660_36832b-18>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_2fa560-51\">\n<th class=\"kb-table-data kb-table-data13660_8e2fb3-9d\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-afecba782cb2565eee5559dabcc65ca8\" style=\"margin-top:8px;margin-bottom:8px\">\u8a08\u5283\u7279\u9ede<\/p>\n\n<\/13660_8e2fb3-9d>\n\n<td class=\"kb-table-data kb-table-data13660_08e9d5-08\">\n\n<p class=\"has-text-color has-link-color wp-elements-d89d599258479148dac991d745afb717\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u77ed\u671f\u9ad8\u606f\u56de\u5831<\/p>\n\n<\/13660_08e9d5-08>\n\n<td class=\"kb-table-data kb-table-data13660_d25a9a-cc\">\n\n<p class=\"has-text-color has-link-color wp-elements-ce98cfd6630c9aeeb1d7da03154e45c3\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u4e2d\u671f\u8cfa\u53d6\u53ef\u89c0\u56de\u5831<\/p>\n\n<\/13660_d25a9a-cc>\n\n<td class=\"kb-table-data kb-table-data13660_3904c1-71\">\n\n<p class=\"has-text-color has-link-color wp-elements-4c49d0064ab48c02dc1d0b113c120628\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u65e2\u9748\u6d3b\u53c8\u9ad8\u606f<\/p>\n\n<\/13660_3904c1-71>\n\n<td class=\"kb-table-data kb-table-data13660_aeda36-9d\">\n\n<p class=\"has-text-color has-link-color wp-elements-af72df89cc6a9f3ebfbf1a7240112c0c\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u96a8\u6642\u96a8\u5730 \u9748\u6d3b\u81ea\u4e3b<\/p>\n\n<\/13660_aeda36-9d>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_5e31d4-ef\">\n<th class=\"kb-table-data kb-table-data13660_1a801c-14\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-06b6e0e633c57aff15c7ffa309635a59\" style=\"margin-top:8px;margin-bottom:8px\">\u5165\u9580\u9580\u6abb<\/p>\n\n<\/13660_1a801c-14>\n\n<td class=\"kb-table-data kb-table-data13660_26f255-13\">\n\n<p class=\"has-text-color has-link-color wp-elements-97dddbe9f6732a173274eab52b17f399\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">US$13,000\u8d77\uff08\u4ee5\u7f8e\u5143\u70ba\u4fdd\u55ae\u55ae\u4f4d\uff09<\/p>\n\n<\/13660_26f255-13>\n\n<td class=\"kb-table-data kb-table-data13660_4d86cc-3a\">\n\n<p class=\"has-text-color has-link-color wp-elements-921eb39e9b7cd41237ebe5f1d2c52010\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">US$4,000\u8d77\uff08\u4ee5\u7f8e\u5143\u70ba\u4fdd\u55ae\u55ae\u4f4d\uff09<\/p>\n\n<\/13660_4d86cc-3a>\n\n<td class=\"kb-table-data kb-table-data13660_c31065-a0\">\n\n<p class=\"has-text-color has-link-color wp-elements-921eb39e9b7cd41237ebe5f1d2c52010\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">US$4,000\u8d77\uff08\u4ee5\u7f8e\u5143\u70ba\u4fdd\u55ae\u55ae\u4f4d\uff09<\/p>\n\n<\/13660_c31065-a0>\n\n<td class=\"kb-table-data kb-table-data13660_c448e8-f6\">\n\n<p class=\"has-text-color has-link-color wp-elements-7455a82b16bd21ce32620b6b869ddd36\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u6bcf\u6708HK$500\u8d77\uff08\u4ee5\u6e2f\u5143\u70ba\u4fdd\u55ae\u55ae\u4f4d\uff09<\/p>\n\n<\/13660_c448e8-f6>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_01ba9b-8b\">\n<th class=\"kb-table-data kb-table-data13660_f400ef-ec\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-6f8cb91443d20f99aedc89715f2de2b1\" style=\"margin-top:8px;margin-bottom:8px\">\u7e73\u8cbb\u65b9\u5f0f<\/p>\n\n<\/13660_f400ef-ec>\n\n<td class=\"kb-table-data kb-table-data13660_07a464-9f\">\n\n<p class=\"has-text-color has-link-color wp-elements-db82e020760639903c834c930e3a7cd6\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u4e00\u7b46\u904e\u7e73\u4ed8<\/p>\n\n<\/13660_07a464-9f>\n\n<td class=\"kb-table-data kb-table-data13660_905904-b6\">\n\n<p class=\"has-text-color has-link-color wp-elements-db82e020760639903c834c930e3a7cd6\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u4e00\u7b46\u904e\u7e73\u4ed8<\/p>\n\n<\/13660_905904-b6>\n\n<td class=\"kb-table-data kb-table-data13660_28a483-aa\">\n\n<p class=\"has-text-color has-link-color wp-elements-db82e020760639903c834c930e3a7cd6\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u4e00\u7b46\u904e\u7e73\u4ed8<\/p>\n\n<\/13660_28a483-aa>\n\n<td class=\"kb-table-data kb-table-data13660_5708a5-84\">\n\n<p class=\"has-text-color has-link-color wp-elements-fac4fc9035a01e901585da2fa0a37ecd\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u6708\u7e73\u6216\u5e74\u7e73<\/p>\n\n<\/13660_5708a5-84>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_516af0-67\">\n<th class=\"kb-table-data kb-table-data13660_64735b-df\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-641f521ae59fac6c8f0800db5b320047\" style=\"margin-top:8px;margin-bottom:8px\">\u9748\u6d3b\u5ea6<\/p>\n\n<\/13660_64735b-df>\n\n<td class=\"kb-table-data kb-table-data13660_e5fe2b-df\">\n\n<p class=\"has-text-color has-link-color wp-elements-789e1ca2563c5caab9808117fc57be7e\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u63d0\u65e9\u9000\u4fdd\u9700\u7e73\u4ed8\u9000\u4fdd\u8cbb\u7528<\/p>\n\n<\/13660_e5fe2b-df>\n\n<td class=\"kb-table-data kb-table-data13660_29aa9a-0a\">\n\n<p class=\"has-text-color has-link-color wp-elements-18a0e24968bbb0915a776b4a7a42d989\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u63d0\u65e9\u9000\u4fdd\u8cbb\u7528\u9069\u7528\u65bc\u99963\u500b\u4fdd\u55ae\u5e74\u5ea6<\/p>\n\n<\/13660_29aa9a-0a>\n\n<td class=\"kb-table-data kb-table-data13660_efa421-7f\">\n\n<p class=\"has-text-color has-link-color wp-elements-d069671a8b2933c4d331349f9cff8ac3\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u96a8\u6642\u9000\u4fdd\u90fd\u53ef\u53d6\u56de\u672c\u91d1\u53ca\u4fdd\u8b49\u56de\u5831\uff0c\u7d55\u4e0d\u6536\u624b\u7e8c\u8cbb<\/p>\n\n<\/13660_efa421-7f>\n\n<td class=\"kb-table-data kb-table-data13660_5d74fb-94\">\n\n<p class=\"has-text-color has-link-color wp-elements-7a4cd186e788759f637383f3a3a06554\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u53ef\u96a8\u6642\u5132\u9322\u62ce\u9322(\u8a3b2)\uff0c\u751a\u81f3\u5168\u55ae\u9000\u4fdd\u90fd\u96f6\u624b\u7e8c\u8cbb<\/p>\n\n<\/13660_5d74fb-94>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_81f9e1-d7\">\n<th class=\"kb-table-data kb-table-data13660_75ad1c-bd\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-1bb317c3375a60ba5152e5be2befe5de\" style=\"margin-top:8px;margin-bottom:8px\">\u4fdd\u969c\u671f<\/p>\n\n<\/13660_75ad1c-bd>\n\n<td class=\"kb-table-data kb-table-data13660_08d527-a7\">\n\n<p class=\"has-text-color has-link-color wp-elements-373df94aeff740ed4d70fb5a65c6016b\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">1\u5e74\u30012\u5e74\u62163\u5e74<\/p>\n\n<\/13660_08d527-a7>\n\n<td class=\"kb-table-data kb-table-data13660_459bab-cc\">\n\n<p class=\"has-text-color has-link-color wp-elements-603dc3cee64bfaeb1dd9d9a978f13912\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">5\u5e74<\/p>\n\n<\/13660_459bab-cc>\n\n<td class=\"kb-table-data kb-table-data13660_d092d7-c0\">\n\n<p class=\"has-text-color has-link-color wp-elements-603dc3cee64bfaeb1dd9d9a978f13912\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">5\u5e74<\/p>\n\n<\/13660_d092d7-c0>\n\n<td class=\"kb-table-data kb-table-data13660_3cfca6-04\">\n\n<p class=\"has-text-color has-link-color wp-elements-2b80c1c3894a7f2564e52806ef9aaac1\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">3\u5e74<\/p>\n\n<\/13660_3cfca6-04>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_6ceeeb-4f\">\n<th class=\"kb-table-data kb-table-data13660_e5ed7e-ac\">\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-3fae5e9de2eb002b35b1bf24e8856a8e\" style=\"margin-top:8px;margin-bottom:8px\">\u671f\u6eff\u6642\u4e4b\u6bcf\u5e74\u4fdd<br>\u8b49\u56de\u5831\uff0f\u6d3e\u606f\u7387<\/p>\n\n<\/13660_e5ed7e-ac>\n\n<td class=\"kb-table-data kb-table-data13660_015ef1-68\">\n\n<p class=\"has-text-color has-link-color wp-elements-3ecda5bf857b641e772beb37174837ea\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">3.81% (\u8a3b1)<\/p>\n\n<\/13660_015ef1-68>\n\n<td class=\"kb-table-data kb-table-data13660_751641-d3\">\n\n<p class=\"has-text-color has-link-color wp-elements-4723734a675b1c1d131febdfc3b1d5e7\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">3.31% (\u8a3b5)<\/p>\n\n<\/13660_751641-d3>\n\n<td class=\"kb-table-data kb-table-data13660_61e239-eb\">\n\n<p class=\"has-text-color has-link-color wp-elements-b2ad0ea08763e73e9dd0dc0e55c83a27\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u5e73\u57471.7% (\u8a3b4)<\/p>\n\n<\/13660_61e239-eb>\n\n<td class=\"kb-table-data kb-table-data13660_3dc8e3-b6\">\n\n<p class=\"has-text-color has-link-color wp-elements-47ae51b36415174c003e6e7fe424c19b\" style=\"color:#636972;margin-top:8px;margin-bottom:8px\">\u53ef\u90541.5% (\u8a3b3)<\/p>\n\n<\/13660_3dc8e3-b6>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13660_0ba6cb-34\">\n<th class=\"kb-table-data kb-table-data13660_2c1c90-2e\">\n\n<p><\/p>\n\n<\/13660_2c1c90-2e>\n\n<td class=\"kb-table-data kb-table-data13660_169807-4f\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\">\u4e86\u89e3\u66f4\u591a<\/a><\/p>\n\n<\/13660_169807-4f>\n\n<td class=\"kb-table-data kb-table-data13660_7c487a-01\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/promotions\/endowment-insurance-promotion\">\u4e86\u89e3\u66f4\u591a<\/a><\/p>\n\n<\/13660_7c487a-01>\n\n<td class=\"kb-table-data kb-table-data13660_dbe3bd-51\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/promotions\/savings-insurance-promo-code\">\u4e86\u89e3\u66f4\u591a<\/a><\/p>\n\n<\/13660_dbe3bd-51>\n\n<td class=\"kb-table-data kb-table-data13660_9ad75c-63\">\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/easysave-insurance-plan\">\u4e86\u89e3\u66f4\u591a<\/a><\/p>\n\n<\/13660_9ad75c-63>\n<\/tr>\n<\/table><\/div>\n\n\n<p>\u800c\u65b0\u63a8\u51fa\u7684\u300c<a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\">WeSave \u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fdd ST1<\/a>\u300d\u53ef\u9078\u64c71\u5e74\u62162\u5e74\u4fdd\u969c\u671f\uff0c\u53ea\u9808\u4e00\u7b46\u904e\u7e73\u4ea4\u4fdd\u8cbb\uff0c\u5373\u9396\u5b9a\u9ad8\u606f\uff0c\u5b89\u5fc3\u8cfa\u53d6\u7a69\u5b9a\u56de\u5831\uff0c\u52a9\u4f60\u5728\u77ed\u6642\u9593\u5167\u589e\u503c\u624b\u982d\u4e0a\u7684\u6d41\u52d5\u8cc7\u91d1\uff0c\u8f15\u9b06\u9054\u6210\u77ed\u671f\u5132\u84c4\u8a08\u5283\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\" target=\"_blank\" rel=\" noreferrer noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"970\" height=\"250\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-3yr.png\" alt=\"\" class=\"wp-image-14862\" srcset=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-3yr.png 970w, https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-3yr-300x77.png 300w, https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-3yr-768x198.png 768w\" sizes=\"(max-width: 970px) 100vw, 970px\" \/><\/a><\/figure>\n\n\n\n<p>\u5132\u84c4\u4fdd\u96aa\u98a8\u96aa\uff1a\u4f4e<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5e74\u91d1<\/strong><\/h2>\n\n\n\n<p><a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/qdap-retirement-plans-things-to-know\/\">\u5e74\u91d1<\/a>\u662f\u4e00\u7a2e\u5e74\u671f\u8f03\u9577\u7684\u4fdd\u96aa\u7522\u54c1\uff0c\u6295\u4fdd\u4eba\u5411\u4fdd\u96aa\u516c\u53f8\u7e73\u4ed8\u4fdd\u8cbb\u5f8c\uff0c\u53ef\u5728\u6307\u5b9a\u5e74\u671f\u5167\u5206\u671f\u7372\u5f97\u4fdd\u96aa\u516c\u53f8\u6d3e\u767c\u7684\u5e74\u91d1\u6536\u5165\uff0c\u76f4\u81f3\u4fdd\u96aa\u5408\u7d04\u8a02\u660e\u7684\u6642\u671f\uff08\u4f8b\u598210\u5e74\u5167\u6bcf\u6708\u7372\u6d3e\u56fa\u5b9a\u91d1\u984d\uff09\u3002<\/p>\n\n\n\n<p>\u5e74\u91d1\u512a\u52dd\u4e4b\u8655\u662f\u53ef\u4ee5\u9000\u7a05\uff0c\u4e26\u53ef\u4f5c\u70ba\u9000\u4f11\u6e96\u5099\u3002\u79c1\u71df\u5e02\u5834\u63d0\u4f9b\u7684\u5e74\u91d1\u4fdd\u55ae\u6d3e\u767c\u7684\u5e74\u91d1\u6536\u5165\u4e00\u822c\u6703\u5206\u70ba\u4fdd\u8b49\u56de\u5831\u53ca\u975e\u4fdd\u8b49\u56de\u5831\uff0c\u4fdd\u8b49\u56de\u5831\u90e8\u5206\u7684\u5167\u90e8\u56de\u5831\u7387\u9808\u7b26\u5408\u653f\u5e9c\u6307\u5b9a\u7684\u6700\u4f4e\u56de\u5831\u8981\u6c42\uff0c\u56e0\u6b64\u5e74\u91d1\u7684\u56de\u5831\u4e5f\u53ef\u4ee5\u8aaa\u662f\u6709\u4e00\u5b9a\u4fdd\u8b49\u3002<\/p>\n\n\n\n<p>\u4f46\u8207\u5132\u84c4\u4fdd\u96aa\u76f8\u4f3c\uff0c\u5e74\u91d1\u540c\u6a23\u6697\u85cf\u6f5b\u5728\u98a8\u96aa\uff0c\u5e74\u91d1\u8a08\u5283\u6703\u9396\u4f4f\u8cc7\u91d1\u4e00\u6bb5\u9817\u9577\u7684\u6642\u9593\uff0c\u800c\u4e14\u5e74\u91d1\u4e26\u975e\u5132\u84c4\u4fdd\u96aa\uff0c\u5df2\u6295\u5165\u7684\u8cc7\u91d1\u5728\u4f9b\u6b3e\u671f\u6eff\u5f8c\u662f\u7121\u6cd5\u7acb\u5373\u5168\u6578\u53d6\u56de\u7684\u3002\u842c\u4e00\u56e0\u5468\u8f49\u4e0d\u9748\u800c\u9700\u4e2d\u9014\u9000\u4fdd\u53d6\u6b3e\uff0c\u66f4\u6703\u5c0e\u81f4\u8ca1\u52d9\u640d\u5931\u3002\u60f3\u4e86\u89e3\u66f4\u591a\u6709\u95dc\u5e74\u91d1\u7684\u5229\u5f0a\u8655\u53ca\u662f\u5426\u503c\u5f97\u8cb7\uff0c\u53ef\u53c3\u95b1\u300a<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/qdap-retirement-plans-things-to-know\/\">\u5e74\u91d1\u8a08\u5283\u6bd4\u8f03\u61f6\u4eba\u5305<\/a>\u300b\u53ca\u300a<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/public-annuity-plan-and-private-immediate-annuity-product\/\">\u3010\u653f\u5e9c\u5e74\u91d1\u503c\u5f97\u8cb7\u55ce\uff1f\u3011\u9999\u6e2f\u5e74\u91d1\u61f6\u4eba\u53052\uff1a\u7d42\u8eab\u5e74\u91d1\u6bd4\u8f03\u8cbc\u58eb \u4e00\u6587\u7747\u6e05\u516c\u5171\u5e74\u91d1\u8a08\u5283\u5229\u5f0a<\/a>\u300b\u6587\u7ae0\u3002 \u5e74\u91d1\u98a8\u96aa\uff1a\u4f4e<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5916\u532f\u6295\u8cc7<\/strong><\/h2>\n\n\n\n<p>\u5916\u532f\u6295\u8cc7\u662f\u900f\u904e\u8cb7\u8ce3\u4e0d\u540c\u5916\u570b\u8ca8\u5e63\u4f86\u8cfa\u53d6\u532f\u7387\u5dee\u50f9\uff0c\u6216\u662f\u900f\u904e\u9280\u884c\u5916\u5e63\u5b58\u6b3e\u4f86\u8cfa\u53d6\u5229\u606f\u3002\u5e38\u898b\u7684\u5916\u532f\u6295\u8cc7\u8ca8\u5e63\u5305\u62ec\u7f8e\u5143(USD)\u3001\u6b50\u5143(EUR) \u3001\u6fb3\u5143(AUD) \u3001\u65e5\u5143(JPY) \u7b49\u3002<\/p>\n\n\n\n<p>\u8cb7\u8ce3\u5916\u5e63\u6295\u8cc7\u7684\u4e3b\u8981\u7b56\u7565\u5728\u65bc\u8d81\u5916\u5e63\u532f\u7387\u8cb6\u503c\u6642\u8d81\u4f4e\u5438\u7d0d\uff0c\u5728\u532f\u7387\u56de\u5347\u6642\u8ce3\u51fa\uff0c\u4ee5\u8cfa\u53d6\u532f\u7387\u5dee\u50f9\u3002\u5916\u532f\u6295\u8cc7\u52dd\u5728 24 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class=\"wp-block-heading\"><strong>\u50b5\u5238\u6295\u8cc7<\/strong><\/h2>\n\n\n\n<p>\u50b5\u5238\u662f\u7531\u767c\u50b5\u6a5f\u69cb\uff08\u5982\u4f01\u696d\u6216\u653f\u5e9c\uff09\u767c\u884c\u7684\u50b5\u52d9\u5de5\u5177\uff0c\u76ee\u7684\u662f\u7c4c\u96c6\u8cc7\u91d1\u3002\u767c\u50b5\u6a5f\u69cb\u6703\u5728\u6307\u5b9a\u5230\u671f\u65e5\u511f\u9084\u672c\u91d1\uff0c\u517c\u767c\u653e\u5229\u606f\u3002\u63db\u53e5\u8a71\u8aaa\uff0c\u5982\u679c\u9078\u64c7\u8a8d\u8cfc\u50b5\u5238\uff0c\u6295\u8cc7\u8005\u67d0\u7a0b\u5ea6\u4e0a\u662f\u5728\u501f\u9322\u7d66\u767c\u50b5\u6a5f\u69cb\u3002\u800c\u5ee3\u70ba\u6e2f\u4eba\u719f\u8b58\u7684\u50b5\u5238\u6295\u8cc7\u4f8b\u5b50\uff0c\u5c31\u662f\u7531\u9999\u6e2f\u653f\u5e9c\u767c\u884c\u7684\u901a\u8139\u639b\u9264\u50b5\u5238\u2500\u2500 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class=\"wp-block-heading\"><strong>\u80a1\u7968<\/strong><\/h2>\n\n\n\n<p>\u80a1\u7968\u662f\u516c\u53f8\u70ba\u4e86\u7c4c\u52df\u8cc7\u91d1\u767c\u884c\u7d66\u80a1\u6771\u7684\u6709\u50f9\u8b49\u5238\uff0c\u6295\u8cc7\u8005\u53ef\u9078\u64c7\u6295\u8cc7\u5728\u4e0d\u540c\u7684\u80a1\u7968\u5e02\u5834\uff08\u4f8b\u5982\u6e2f\u80a1\u3001\u7f8e\u80a1\u7b49\uff09\u3002\u80a1\u7968\u6295\u8cc7\u4e3b\u8981\u6709\u5169\u7a2e\u7372\u5229\u6a21\u5f0f\uff0c\u5206\u5225\u662f\u8cb7\u8ce3\u80a1\u7968\u8cfa\u53d6\u5dee\u50f9\uff0c\u6216\u5b58\u80a1\u9818\u53d6\u80a1\u606f\u3002<\/p>\n\n\n\n<p>\u80a1\u7968\u512a\u52dd\u4e4b\u8655\u5728\u65bc\u6295\u8cc7\u91d1\u984d\u548c\u6295\u8cc7\u6642\u671f\u8f03\u5177\u5f48\u6027\uff0c\u81ea\u7531\u5ea6\u5927\uff0c\u6295\u8cc7\u8005\u53ef\u6839\u64da\u500b\u4eba\u80fd\u529b\u8cb7\u5165\u81ea\u5df1\u8a8d\u70ba\u5177\u6709\u5347\u503c\u80fd\u529b\u7684\u80a1\u7968\u3002\u4f46\u98a8\u96aa\u5728\u65bc\u80a1\u7968\u50f9\u503c\u6ce2\u52d5\u5e45\u5ea6\u8f03\u5927\uff0c\u800c\u4e14\u53d7\u7d93\u6fdf\u3001\u653f\u6cbb\u3001\u6216\u662f\u80a1\u7968\u767c\u884c\u516c\u53f8\u672c\u8eab\u7684\u696d\u7e3e\u5f71\u97ff\uff0c\u6295\u8cc7\u8005\u9700\u8981\u82b1\u8cbb\u5927\u91cf\u6642\u9593\u947d\u7814\uff0c\u800c\u4e14\u4e5f\u9808\u627f\u64d4\u6574\u9ad4\u80a1\u5e02\u4e0a\u843d\u7684\u98a8\u96aa\u3002<\/p>\n\n\n\n<p>\u98a8\u96aa\uff1a\u4e2d\u81f3\u9ad8<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u6295\u8cc7\u65b0\u624b\u6ce8\u610f\u4e8b\u9805<\/strong><\/h2>\n\n\n\n<p>\u4e0d\u8ad6\u9078\u64c7\u90a3\u4e00\u7a2e\u6295\u8cc7\u5de5\u5177\uff0c\u6295\u8cc7\u65b0\u624b\u52d9\u5fc5\u91cf\u529b\u800c\u70ba\uff0c\u9078\u64c7\u9069\u5408\u81ea\u5df1\u80fd\u529b\u53ca\u9810\u671f\u56de\u5831\u7684\u6295\u8cc7\u5de5\u5177\uff0c\u5584\u7528\u6280\u8853\u5206\u6790\u5de5\u5177\uff0c\u5bc6\u5207\u7559\u610f\u5e02\u5834\u6d88\u606f\u53ca\u8d70\u5411\uff0c\u591a\u53c3\u95b1\u65b0\u624b\u6295\u8cc7\u5165\u9580\u66f8\u7c4d\uff0c\u4e86\u89e3\u4e0d\u540c\u7406\u8ad6\u53ca\u77e5\u8b58\u3002\u6700\u5f8c\u8b39\u8a18\u4fdd\u6301\u7368\u7acb\u601d\u8003\uff0c\u907f\u514d\u53ea\u8ddf\u5f9e\u7531\u5c11\u6578\u4eba\u58eb\u63d0\u4f9b\u7684\u300c\u8cbc\u58eb\u300d\uff0c\u63d0\u9632\u6295\u8cc7\u9a19\u6848\u3002<a href=\"https:\/\/www.blue.com.hk\/hk\/promotions\/endowment-insurance-promotion\" rel=\"noreferrer noopener\" target=\"_blank\"><\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.blue.com.hk\/hk\/promotions\/endowment-insurance-promotion\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/06\/E1-3.6pa-banner-TC-970x250-1.jpg\" alt=\"\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u806f\u7d61Blue\u4e86\u89e3\u66f4\u591a\u4fdd\u96aa\u65b9\u6848<\/h2>\n\n\n\n<p>Blue\u63d0\u4f9b<a href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\">\u5132\u84c4<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/term-life-protection\">\u4eba\u58fd<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-personal-accident-protection-plan-1\">\u610f\u5916<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/critical-illness-insurance\">\u5371\u75be<\/a>\u3001<a href=\"https:\/\/www.blue.com.hk\/hk\/category\/medical-cover\">\u9580\u8a3a\u91ab\u7642<\/a>\u53ca<a href=\"https:\/\/www.blue.com.hk\/hk\/weguard-pharmaeasy-protection-plan\">\u85e5\u5291<\/a>\u7b49\u591a\u7a2e\u4fdd\u96aa\u7522\u54c1\u3002\u5982\u6b32\u4e86\u89e3\u66f4\u591a\uff0c\u6b61\u8fce\u76f4\u63a5WhatsApp +852 9559 5665\u67e5\u8a62\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<style>.kb-table-container13716_d5b273-40{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40{border-collapse:separate !important;border-spacing:0 !important;border-radius:16px !important;}.kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 thead tr:first-child th:first-child{border-top-left-radius:16px !important;}.kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 thead tr:first-child th:last-child{border-top-right-radius:16px !important;}.kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 tbody tr:last-child td:first-child, .kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 tbody tr:last-child th:first-child{border-bottom-left-radius:16px !important;}.kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 tbody tr:last-child td:last-child, .kb-table-container13716_d5b273-40 .kb-table13716_d5b273-40 tbody tr:last-child th:last-child{border-bottom-right-radius:16px !important;}.kb-table-container13716_d5b273-40{overflow-x:auto;}.kb-table13716_d5b273-40 td:nth-of-type(1), .kb-table13716_d5b273-40 th:nth-of-type(1){width:100%;}.kb-table13716_d5b273-40 td:nth-of-type(2), .kb-table13716_d5b273-40 th:nth-of-type(2){width:30%;}.kb-table13716_d5b273-40 td:nth-of-type(3), .kb-table13716_d5b273-40 th:nth-of-type(3){width:30%;}.kb-table13716_d5b273-40 td:nth-of-type(4), .kb-table13716_d5b273-40 th:nth-of-type(4){width:30%;}.kb-table13716_d5b273-40 td:nth-of-type(5), .kb-table13716_d5b273-40 th:nth-of-type(5){width:30%;}.kb-table13716_d5b273-40{table-layout:fixed;width:100%;}.kb-table-container .kb-table13716_d5b273-40 th{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:var(--ast-global-color-4);padding-top:0px;padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:0px;padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table13716_d5b273-40 th ul, .kb-table-container .kb-table13716_d5b273-40 th ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table13716_d5b273-40 td{padding-top:0px;padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:0px;padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table13716_d5b273-40 td ul, .kb-table-container .kb-table13716_d5b273-40 td ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table13716_d5b273-40 td, .kb-table13716_d5b273-40 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}@media all and (max-width: 1024px){.kb-table-container .kb-table13716_d5b273-40 td, .kb-table13716_d5b273-40 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}@media all and (max-width: 767px){.kb-table13716_d5b273-40 td:nth-of-type(1), .kb-table13716_d5b273-40 th:nth-of-type(1){width:29%;}.kb-table-container .kb-table13716_d5b273-40 td, .kb-table13716_d5b273-40 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container13716_d5b273-40 wp-block-kadence-table\"><table class=\"kb-table kb-table13716_d5b273-40\">\n<style>.kb-table-container .kb-table tr.kb-table-row13716_dd0bcc-c0{background-color:#d7e8ff;}<\/style><tr class=\"kb-table-row kb-table-row13716_dd0bcc-c0\">\n<th class=\"kb-table-data kb-table-data13716_a136b6-ff\">\n\n<p class=\"has-text-color has-link-color wp-elements-54b45e244de90fcdf392b1841c6e8cbc\" style=\"color:#1e293b\"><strong>\u8a3b\u91cb<\/strong><\/p>\n\n<\/13716_a136b6-ff>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13716_e72c86-89\">\n<th class=\"kb-table-data kb-table-data13716_8eae41-7d\">\n\n<p>\u8a3b1\uff1a\u6b64\u56de\u5831\u7387\u662f\u6307\u5728\u4fdd\u55ae\u65bc3\u5e74\u671f\u6eff\u6642\u7684\u6bcf\u5e74\u4fdd\u8b49\u56de\u5831\u7387\u3002\u63d0\u65e9\u9000\u4fdd\u9700\u7e73\u4ed8\u9000\u4fdd\u8cbb\u7528\u3002<\/p>\n\n<\/13716_8eae41-7d>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13716_f759d2-86\">\n<th class=\"kb-table-data kb-table-data13716_ce02aa-74\">\n\n<p>\u8a3b2\uff1a\u65bc\u4fdd\u55ae\u6709\u6548\u671f\u9593\uff0c\u4f60\u53ef\u4ee5\u96a8\u6642\u7e73\u4ea4\u984d\u5916\u4fdd\u8cbb\uff0c\u60df\u9808\u53d7\u5236\u65bc\u984d\u5916\u4fdd\u8cbb\u7684\u6700\u4f4e\u8981\u6c42\uff08HK$100\uff09\u53ca\u6700\u9ad8\u984d\u5916\u4fdd\u8cbb\uff083\u5e74\u5b9a\u671f\u4fdd\u8cbb\u7e3d\u984d\u6e1b\u53bb\u5df2\u7e73\u4fdd\u8cbb\u7e3d\u984d\uff0c\u52a0\u4e0a\u63d0\u6b3e\u7e3d\u984d\uff08\u5982\u9069\u7528\uff09\u3002\u65bc\u4fdd\u55ae\u6709\u6548\u671f\u9593\uff0c\u4f60\u53ef\u4ee5\u96a8\u6642\u900f\u904eBlueHK\u624b\u6a5fAPP\u5411Blue\u767c\u9001\u901a\u77e5\u63d0\u53d6\u90e8\u5206\u6236\u53e3\u50f9\u503c\uff0c\u60df\u9808\u53d7\u5236\u65bc\u6700\u4f4e\u63d0\u53d6\u91d1\u984d\u898f\u5b9a\uff08HK$100\uff09\u53ca\u6700\u4f4e\u6236\u53e3\u9918\u984d\uff08HK$500\uff09\u3002&nbsp;<\/p>\n\n<\/13716_ce02aa-74>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13716_56bd1b-0c\">\n<th class=\"kb-table-data kb-table-data13716_798667-1b\">\n\n<p>\u8a3b3\uff1a\u6b64\u6d3e\u606f\u7387\u662f\u6307\u5728\u4fdd\u55ae\u65bc3\u5e74\u671f\u6eff\u6642\u7684\u6bcf\u5e74\u4fdd\u8b49\u6d3e\u606f\u7387\uff0c\u4e26\u50c5\u9069\u7528\u65bc\u7b26\u5408\u8cbc\u5fc3\u734e\u8cde\u53ca\u7d42\u6975\u734e\u8cde\u8cc7\u683c\u7684\u4fdd\u55ae\u3002<\/p>\n\n<\/13716_798667-1b>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13716_ce6595-10\">\n<th class=\"kb-table-data kb-table-data13716_4f038b-b0\">\n\n<p>\u8a3b4\uff1a \u6b64\u6d3e\u606f\u7387\u662f\u6307\u5728\u4fdd\u55ae\u65bc5\u5e74\u671f\u6eff\u6642\u7684\u6bcf\u5e74\u4fdd\u8b49\u5e73\u5747\u6d3e\u606f\u7387\u3002<\/p>\n\n<\/13716_4f038b-b0>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row13716_a73b6b-74\">\n<th class=\"kb-table-data kb-table-data13716_78093f-8c\">\n\n<p>\u8a3b5\uff1a\u6b64\u56de\u5831\u7387\u662f\u6307\u5728\u4fdd\u55ae\u65bc5\u5e74\u671f\u6eff\u6642\u7684\u6bcf\u5e74\u4fdd\u8b49\u56de\u5831\u7387\u3002\u63d0\u65e9\u9000\u4fdd\u8cbb\u7528\u9069\u7528\u65bc\u99963\u500b\u4fdd\u55ae\u5e74\u5ea6\u3002<\/p>\n\n<\/13716_78093f-8c>\n<\/tr>\n<\/table><\/div>\n\n\n<p>\u300cWeSave\u77ed\u671f\u9ad8\u606f\u5132\u84c4\u4fddST1\u300d\u3001\u300cEasySave\u667a\u6613\u5132\u84c4\u4fddES1\u300d\u3001\u300cWeSave\u5b9a\u606f\u5132\u84c4\u4fddS3\u300d\u53ca\u300cWeSave\u9ad8\u606f\u5132\u84c4\u4fddE1\u300d\u5747\u70ba\u5132\u84c4\u4fdd\u96aa\u8a08\u5283\uff0c\u4e26\u975e\u9280\u884c\u5132\u84c4\u7522\u54c1\u3002 \u4ee5\u4e0a\u7522\u54c1\u53ca\u512a\u60e0\u5747\u53d7\u689d\u6b3e\u53ca\u7d30\u5247\u7d04\u675f\u3002\u4ee5\u4e0a\u8cc7\u6599\u53ea\u4f9b\u53c3\u8003\uff0c\u8a73\u60c5\u8acb\u53c3\u95b1<a href=\"https:\/\/www.blue.com.hk\/hk\">Blue\u7db2\u7ad9<\/a>\u3002<\/p>\n\n\n\n<p>\u514d\u8cac\u8072\u660e\uff1a <br>\u672c\u6587\u7531Blue\u8cc7\u8a0a\u5718\u968a\u64b0\u5beb\uff0c\u8cc7\u6599\u50c5\u4f9b\u53c3\u8003\u4e4b\u7528\uff0c\u4e0d\u80fd\u8a6e\u91cb\u70ba\u5728\u9999\u6e2f\u4ee5\u5916\u63d0\u4f9b\u6216\u51fa\u552e\u6216\u904a\u8aaa\u8cfc\u8cb7\u4efb\u4f55\u4fdd\u96aa\u7522\u54c1\u3002BlueHK\u4e26\u4e0d\u5c31\u8cc7\u6599\u7684\u6e96\u78ba\u6027\u3001\u5b8c\u6574\u6027\u6216\u662f\u9069\u5408\u4efb\u4f55\u7279\u5b9a\u7528\u9014\uff0c\u4f5c\u51fa\u4efb\u4f55\u660e\u793a\u6216\u9ed8\u793a\u7684\u8aaa\u660e\u3001\u9673\u8ff0\u6216\u4fdd\u8b49\u3002\u4e0d\u540c\u4fdd\u96aa\u516c\u53f8\u7684\u7522\u54c1\u53ef\u80fd\u5b58\u5728\u5dee\u7570\uff0c\u6295\u4fdd\u524d\u9808\u4e86\u89e3\u6e05\u695a\u3001\u5206\u6790\u548c\u6bd4\u8f03\u5f9e\u800c\u627e\u51fa\u5408\u9069\u7684\u4fdd\u96aa\u7522\u54c1\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u53c3\u8003\u8cc7\u6599\uff1a<\/p>\n\n\n\n<p><a href=\"https:\/\/www.dps.org.hk\/tc\/coverage.html\">\u9999\u6e2f\u5b58\u6b3e\u4fdd\u969c\u59d4\u54e1\u6703 \u2013 \u4fdd\u969c\u7bc4\u570d<\/a> <br><a href=\"https:\/\/www.hsbc.com.hk\/zh-hk\/investments\/market-information\/hk\/deposit-rate\/\">\u532f\u8c50\u5b58\u6b3e\u5229\u7387<\/a> <br><a href=\"https:\/\/www.hkex.com.hk\/Products\/Securities\/Debt-Securities\/iBond?sc_lang=zh-HK\">\u9999\u6e2f\u4ea4\u6613\u6240 &#8211; \u901a\u8139\u639b\u920e\u50b5\u5238(iBond)<\/a> <br><a href=\"https:\/\/www.mpfa.org.hk\/mpf-investment\/principles-of-fund-investment\/fees-and-charges\">\u7a4d\u91d1\u5c40 &#8211; \u57fa\u91d1\u6536\u8cbb<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6295\u8cc7\u65b0\u624b\u672a\u5fc5\u624b\u6301\u5927\u91cf\u672c\u91d1\uff0c\u5f80\u5f80\u5728\u8dcc\u8dcc\u649e\u649e\u4e2d\u81ea\u5b78\u4e0d\u540c\u6295\u8cc7\u5de5\u5177\u7684\u5165\u9580\u6280\u5de7\u3002\u8fd1\u5e74\u5e38\u807d\u5230\u4e0d\u5c11\u6295\u8cc7\u65b0\u624b\u5728\u80a1\u7968\u5e02\u5834\u5931\u5229\uff0c\u4f60\u6709\u591a\u4e86\u89e3\u5404\u7a2e\u6295\u8cc7\u5de5\u5177\u7684\u904b\u4f5c\u539f\u7406\u53ca\u98a8\u96aa\uff1f Blue\u8cc7\u8a0a\u5718\u968a\u70ba\u4f60\u9644\u4e0a\u65b0\u624b\u6295\u8cc7\u5165\u9580\u61f6\u4eba\u5305\uff0c\u7531\u98a8\u96aa\u4f4e\u81f3\u9ad8\uff0c\u70ba\u4f60\u7c21\u4ecb7\u7a2e\u5165\u9580\u6295\u8cc7\u5de5\u5177\uff0c\u8b93\u5404\u4f4d\u7406\u8ca1\u65b0\u624b\u5148\u4e86\u89e3\u5404\u6295\u8cc7\u5de5\u5177\u7684\u904b\u4f5c\u53ca\u98a8\u96aa\uff0c\u518d\u9078\u64c7\u5408\u4e4e\u81ea\u5df1\u9810\u671f\u56de\u5831\u7684\u6295\u8cc7\u5de5\u5177\u3002 \u9280\u884c\u5b58\u6b3e \u9280\u884c\u5b58\u6b3e\u5927\u81f4\u53ef\u5206\u70ba\u6d3b\u671f\u5b58\u6b3e\uff08\u6d3b\u5b58\uff09\u548c\u5b9a\u671f\u5b58\u6b3e\uff08\u5b9a\u5b58\uff09\uff0c\u5ba2\u6236\u53ef\u9078\u64c7\u4e0d\u540c\u7684\u8ca8\u5e63\u5b58\u6b3e\u5230\u9280\u884c\u6236\u53e3\uff0c\u5982\u6e2f\u5e63\u3001\u4eba\u6c11\u5e63\u3001\u7f8e\u91d1\u7b49\uff0c\u4ee5\u7372\u53d6\u56fa\u5b9a\u5229\u606f\u3002 \u9280\u884c\u5b58\u6b3e\u52dd\u5728\u56de\u5831\u7a69\u5b9a\uff0c\u4f46\u73fe\u6642\u9280\u884c\u6d3b\u5b58\u7684\u5229\u7387\u8f03\u4f4e\uff0c\u800c\u9280\u884c\u5b9a\u5b58\u7684\u5229\u7387\u56de\u5831\u96d6\u7136\u7a0d\u52dd\u65bc\u6d3b\u5b58\uff0c\u4f46\u5c31\u9700\u8981\u5c07\u672c\u91d1\u9396\u4f4f\u4e00\u6bb5\u6642\u9593\uff0c\u5982\u5ba2\u6236\u4e2d\u9014\u8981\u632a\u7528\u8cc7\u91d1\uff0c\u5c31\u9700\u5148\u7533\u8acb\u89e3\u7d04\uff0c\u6216\u6703\u5c0e\u81f4\u984d\u5916\u9055\u7d04\u6536\u8cbb\u3002\u73fe\u6642\u74b0\u7403\u8655\u65bc\u4f4e\u606f\u74b0\u5883\uff0c\u4ee5\u9999\u6e2f\u67d0\u5927\u9280\u884c\u622a\u81f32021\u5e747\u6708\u7684\u5b9a\u671f\u5b58\u6b3e\u5229\u7387\u70ba\u4f8b\uff0c\u5b9a\u5b58HK$1\u842c1\u5e74\u7684\u5229\u7387\u50c5\u5f970.0500 %\uff0c\u76f8\u5c0d\u5176\u4ed6\u7406\u8ca1\u5de5\u5177\u56de\u5831\u8f03\u4f4e\u3002 \u9280\u884c\u5b58\u6b3e\u98a8\u96aa\uff1a\u4f4e \u5132\u84c4\u4fdd\u96aa \u5132\u84c4\u4fdd\u96aa\u662f\u4ee5\u5132\u84c4\u70ba\u4e3b\u8981\u76ee\u6a19\u7684\u4fdd\u55ae\u5408\u7d04\uff0c\u4fdd\u55ae\u6301\u6709\u4eba\u53ef\u4ee5\u4ee5\u6708\u7e73\u3001\u5e74\u7e73\u6216\u4e00\u7b46\u904e\u65b9\u5f0f\u7e73\u4ed8\u4fdd\u8cbb\uff0c\u7576\u4fdd\u55ae\u671f\u6eff\u6642\uff0c\u8996\u4e4e\u4e0d\u540c\u7a2e\u985e\u7684\u5132\u84c4\u4fdd\u96aa\uff0c\u4fdd\u55ae\u6301\u6709\u4eba\u53ef\u4ee5\u53d6\u56de\u4fdd\u8b49\u56de\u5831\u91d1\u984d\u53ca\u672c\u91d1\u3002\u90e8\u5206\u5132\u84c4\u4fdd\u96aa\u4fdd\u55ae\u9644\u6709\u975e\u4fdd\u8b49\u56de\u5831\uff0c\u56e0\u61c9\u4e0d\u540c\u4fdd\u96aa\u516c\u53f8\u6216\u9280\u884c\u4fdd\u55ae\u7684\u6295\u8cc7\u7d44\u5408\u800c\u6d6e\u52d5\u3002\u5728\u7d50\u7b97\u8ca8\u5e63\u65b9\u9762\uff0c\u73fe\u6642\u9999\u6e2f\u5e02\u5834\u5927\u90e8\u4efd\u7684\u5132\u84c4\u4fdd\u96aa\u90fd\u4ee5\u7f8e\u5143\u3001\u4eba\u6c11\u5e63\u53ca\u6e2f\u5143\u7d50\u7b97\u3002\u5132\u84c4\u4fdd\u96aa\u56de\u5831\u8f03\u70ba\u7a69\u5b9a\uff0c\u6bd4\u9280\u884c\u5b58\u6b3e\u7684\u56de\u5831\u7a0d\u9ad8\u3002 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