{"id":10517,"date":"2023-06-09T16:32:00","date_gmt":"2023-06-09T16:32:00","guid":{"rendered":"https:\/\/www.blue.com.hk\/wp\/?p=10517"},"modified":"2025-12-18T03:55:12","modified_gmt":"2025-12-18T03:55:12","slug":"term-life-whole-life-insurance-comparison","status":"publish","type":"post","link":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/term-life-whole-life-insurance-comparison","title":{"rendered":"\u3010\u4eba\u58fd\u4fdd\u96aa\u6bd4\u8f03\u3011\u5b9a\u671f\u4eba\u58fd\u548c\u7d42\u8eab\u4eba\u58fd\u600e\u6a23\u5206\uff1f\u54ea\u4e00\u500b\u6bd4\u8f03\u597d\uff1f"},"content":{"rendered":"\n<p>\u9078\u64c7\u4e00\u6b3e\u9069\u5408\u81ea\u5df1\u7684\u4eba\u58fd\u4fdd\u96aa\uff0c\u4e0d\u50c5\u80fd\u70ba\u4f60\u548c\u5bb6\u4eba\u63d0\u4f9b\u4fdd\u969c\uff0c\u66f4\u80fd\u8b93\u4f60\u5728\u4eba\u751f\u7684\u9053\u8def\u4e0a\u7121\u6182\u524d\u884c\u3002Blue\u8cc7\u8a0a\u5718\u968a\u70ba\u5927\u5bb6\u6bd4\u8f03\u5b9a\u671f\u4eba\u58fd\u8207\u7d42\u8eab\u4eba\u58fd\uff0c\u4e86\u89e3\u4eba\u58fd\u4fdd\u96aa\u7684\u7a2e\u985e\u3001\u5728\u9078\u64c7\u4eba\u58fd\u4fdd\u96aa\u6642\u9700\u8003\u616e\u7684\u56e0\u7d20\uff0c\u4ee5\u53ca\u76f8\u95dc\u7684\u6ce8\u610f\u4e8b\u9805\u7b49\u3002&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u8a8d\u8b58\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa<\/strong>&nbsp;<\/h2>\n\n\n\n<p>\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa\u662f\u4eba\u58fd\u4fdd\u96aa\u7684\u4e00\u7a2e\uff0c\u4fdd\u969c\u7bc4\u570d\u76f8\u5c0d\u7c21\u55ae\uff0c\u5c6c\u7d14\u4fdd\u969c\u578b\uff0c\u5982\u679c\u53d7\u4fdd\u4eba\u5728\u4fdd\u969c\u671f\u5167\u53bb\u4e16\uff0c\u4fdd\u96aa\u516c\u53f8\u5c07\u652f\u4ed8\u8eab\u6545\u8ce0\u511f\u4e88\u53d7\u76ca\u4eba\uff1b\u4fdd\u969c\u671f\u901a\u5e38\u56fa\u5b9a\u70ba1\u5e74\u81f330\u5e74\uff0c\u53c8\u6216\u8005\u76f4\u81f3\u6307\u5b9a\u5e74\u9f61\u3002\u7531\u65bc\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa\u901a\u5e38\u6c92\u6709\u5132\u84c4\u6216\u6295\u8cc7\u6210\u5206\uff0c\u4fdd\u8cbb\u6703\u8f03\u4f4e\uff0c\u56e0\u6b64\u82e5\u4ee5\u76f8\u540c\u4fdd\u8cbb\u6295\u4fdd\uff0c\u5b9a\u671f\u4eba\u58fd\u53ef\u7372\u7684\u4fdd\u984d\u4e5f\u6703\u6bd4\u8f03\u5176\u4ed6\u58fd\u96aa\u7522\u54c1\u9ad8\uff1b\u800c\u4e14\u5b9a\u671f\u58fd\u96aa\u65e2\u53ef\u55ae\u7368\u8cfc\u8cb7\uff0c\u4e5f\u53ef\u56e0\u61c9\u9700\u8981\u9644\u52a0\u5728\u5176\u4ed6\u73fe\u6709\u4fdd\u96aa\u4e0a\uff0c\u8b93\u6295\u4fdd\u4eba\u66f4\u9748\u6d3b\u8abf\u7bc0\u4fdd\u969c\u984d\u3002&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-flexible-term-life-protection-plan-1?discountCode=BLOGTF1\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/2fa2c35a-3996-4327-a2b3-09443132d3b4-1024x264.jpeg\" alt=\"\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u8a8d\u8b58\u7d42\u8eab\u4eba\u58fd\u4fdd\u96aa<\/strong>&nbsp;<\/h2>\n\n\n\n<p>\u7d42\u8eab\u4eba\u58fd\u4fdd\u96aa\u540c\u6a23\u662f\u4eba\u58fd\u4fdd\u96aa\u7684\u4e00\u7a2e\uff0c\u9867\u540d\u601d\u7fa9\u7d42\u8eab\u4eba\u58fd\u63d0\u4f9b\u7d42\u8eab\u4fdd\u969c\uff0c\u591a\u6578\u5177\u5099\u5132\u84c4\u6210\u5206\uff0c\u9000\u4fdd\u6642\u80fd\u63d0\u53d6\u4fdd\u55ae\u7684\u73fe\u91d1\u50f9\u503c\uff0c\u5373\u4f7f\u53d7\u4fdd\u4eba\u8eab\u6545\u4e5f\u80fd\u70ba\u5176\u53d7\u76ca\u4eba\u5982\u5bb6\u4eba\u63d0\u4f9b\u7d93\u6fdf\u652f\u63f4\u3002\u8207\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa\u4e0d\u540c\uff0c\u6295\u4fdd\u4eba\u4e00\u822c\u53ef\u9078\u64c7\u5728\u7279\u5b9a\u5e74\u671f\u88e1\u5206\u671f\u6216\u4e00\u6b21\u904e\u7e73\u4ea4\u4fdd\u8cbb\uff0c\u5f9e\u800c\u7372\u5f97\u7d42\u8eab\u4fdd\u969c\u3002&nbsp;<\/p>\n\n\n\n<p>\u7d42\u8eab\u4eba\u58fd\u4fdd\u96aa\u7684\u512a\u9ede\u5728\u65bc\u5176\u7d42\u8eab\u4fdd\u969c\uff0c\u90e8\u5206\u53ef\u8abf\u6574\u4fdd\u984d\u53ca\u9644\u52a0\u4fdd\u969c\uff0c\u914d\u5408\u4e0d\u540c\u4eba\u58eb\u9700\u8981\uff0c\u70ba\u53d7\u4fdd\u4eba\u63d0\u4f9b\u9577\u671f\u548c\u5168\u9762\u7684\u4fdd\u969c\u3002\u540c\u6642\uff0c\u7d42\u8eab\u4eba\u58fd\u4fdd\u96aa\u9084\u53ef\u4ee5\u9078\u64c7\u5728\u4fdd\u969c\u671f\u5167\u63d0\u65e9\u9000\u4fdd\u4e26\u63d0\u53d6\u90e8\u5206\u73fe\u91d1\uff0c\u4ee5\u61c9\u5c0d\u7dca\u6025\u60c5\u6cc1\uff0c\u4e0d\u904e\u8981\u7559\u610f\u9000\u4fdd\u91d1\u984d\u4e00\u822c\u6703\u6bd4\u5df2\u7e73\u4fdd\u8cbb\u4f4e\u5f97\u591a\uff0c\u7576\u4e2d\u53ef\u80fd\u5f15\u81f4\u5de8\u5927\u640d\u5931\u3002&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5b9a\u671f\u4eba\u58fd\u548c\u7d42\u8eab\u4eba\u58fd\u7684\u6bd4\u8f03<\/strong>&nbsp;<\/h2>\n\n\n\n<p>\u4eba\u58fd\u4fdd\u96aa\u4e3b\u8981\u63d0\u4f9b\u8eab\u6545\u4fdd\u969c\uff0c\u90e8\u5206\u4fdd\u55ae\u53ef\u9644\u52a0\u610f\u5916\u3001\u75be\u75c5\u53ca\u91ab\u7642\u7b49\u591a\u5143\u4fdd\u969c\uff0c\u5728\u8cfc\u8cb7\u4eba\u58fd\u4fdd\u96aa\u6642\uff0c\u6700\u7dca\u8981\u4e86\u89e3\u6e05\u695a\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa\u548c\u7d42\u8eab\u4eba\u58fd\u4fdd\u96aa\u7684\u5206\u5225\uff1a&nbsp;<\/p>\n\n\n<style>.kb-table-container10517_9b553b-f2{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:#636972;border-radius:16px !important;overflow:hidden !important;}.kb-table-container10517_9b553b-f2 .kb-table10517_9b553b-f2{border-collapse:separate !important;border-spacing:0 !important;border-radius:16px !important;}.kb-table-container10517_9b553b-f2 .kb-table10517_9b553b-f2 thead tr:first-child th:first-child{border-top-left-radius:16px !important;}.kb-table-container10517_9b553b-f2 .kb-table10517_9b553b-f2 thead tr:first-child th:last-child{border-top-right-radius:16px !important;}.kb-table-container10517_9b553b-f2 .kb-table10517_9b553b-f2 tbody tr:last-child td:first-child, .kb-table-container10517_9b553b-f2 .kb-table10517_9b553b-f2 tbody tr:last-child th:first-child{border-bottom-left-radius:16px !important;}.kb-table-container10517_9b553b-f2 .kb-table10517_9b553b-f2 tbody tr:last-child td:last-child, .kb-table-container10517_9b553b-f2 .kb-table10517_9b553b-f2 tbody tr:last-child th:last-child{border-bottom-right-radius:16px !important;}.kb-table-container10517_9b553b-f2{overflow-x:auto;}.kb-table-container .kb-table10517_9b553b-f2 th{font-size:16px;font-family:'Noto Sans TC';font-weight:400;color:var(--ast-global-color-4);padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table10517_9b553b-f2 th ul, .kb-table-container .kb-table10517_9b553b-f2 th ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table10517_9b553b-f2 td{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table10517_9b553b-f2 td ul, .kb-table-container .kb-table10517_9b553b-f2 td ol{padding-left:1.2em;list-style-position:inside;}.kb-table-container .kb-table10517_9b553b-f2 td:nth-of-type(0){background-color:#63a7ff;}.kb-table-container .kb-table10517_9b553b-f2 th:nth-of-type(1){background-color:#63a7ff;}.kb-table-container .kb-table10517_9b553b-f2 td, .kb-table10517_9b553b-f2 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}@media all and (max-width: 1024px){.kb-table-container .kb-table10517_9b553b-f2 td, .kb-table10517_9b553b-f2 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}@media all and (max-width: 767px){.kb-table-container .kb-table10517_9b553b-f2 td, .kb-table10517_9b553b-f2 th{border-top:1px solid #eef2f8;border-right:1px solid #eef2f8;border-bottom:1px solid #eef2f8;border-left:1px solid #eef2f8;}}<\/style><div class=\"kb-table-container kb-table-container10517_9b553b-f2 wp-block-kadence-table\"><table class=\"kb-table kb-table10517_9b553b-f2\">\n<style>.kb-table-container .kb-table tr.kb-table-row10517_a48224-79{background-color:#d7e8ff;}<\/style><tr class=\"kb-table-row kb-table-row10517_a48224-79\">\n<th class=\"kb-table-data kb-table-data10517_59eb4d-78\">\n\n<p><\/p>\n\n<\/10517_59eb4d-78>\n\n<td class=\"kb-table-data kb-table-data10517_621e06-ef\">\n\n<p class=\"has-text-color has-link-color wp-elements-631c128ef4c51ac84306f876128e8c69\" style=\"color:#1e293b\"><strong>\u5b9a\u671f\u4eba\u58fd<\/strong><\/p>\n\n<\/10517_621e06-ef>\n\n<td class=\"kb-table-data kb-table-data10517_6d4de0-99\">\n\n<p class=\"has-text-color has-link-color wp-elements-483f4adcb7e4e2b390f0b39f998320eb\" style=\"color:#1e293b\"><strong>\u7d42\u8eab\u4eba\u58fd<\/strong><\/p>\n\n<\/10517_6d4de0-99>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row10517_667eda-fc\">\n<th class=\"kb-table-data kb-table-data10517_b701e8-05\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-ab0c711b2e5fec2e64a8a05b29a09284\"><strong>\u4fdd\u969c\u671f<\/strong><\/p>\n\n<\/10517_b701e8-05>\n\n<td class=\"kb-table-data kb-table-data10517_a5f08e-02\">\n\n<p>\u6709\u56fa\u5b9a\u671f\u9650\uff0c\u598210\u5e74\u3001<br>20\u5e74\u621630\u5e74\u7b49<\/p>\n\n<\/10517_a5f08e-02>\n\n<td class=\"kb-table-data kb-table-data10517_6c0fcf-f2\">\n\n<p>\u4fdd\u969c\u7d42\u8eab\uff0c\u76f4\u81f3\u88ab\u4fdd\u96aa\u4eba\u8eab\u6545<\/p>\n\n<\/10517_6c0fcf-f2>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row10517_da1f9c-7e\">\n<th class=\"kb-table-data kb-table-data10517_ce56ac-a7\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-cdab0e5b0a05e527e8b48366fdb7f3a5\"><strong>\u4fdd\u8cbb<\/strong><\/p>\n\n<\/10517_ce56ac-a7>\n\n<td class=\"kb-table-data kb-table-data10517_cc5938-eb\">\n\n<p>\u76f8\u5c0d\u8f03\u4f4e\uff0c\u56e0\u6c92\u6709\u6295\u8cc7\u6210\u5206\u53ca<br>\u53ea\u5728\u4fdd\u969c\u671f\u5167\u63d0\u4f9b\u4fdd\u969c<\/p>\n\n<\/10517_cc5938-eb>\n\n<td class=\"kb-table-data kb-table-data10517_be491e-b1\">\n\n<p>\u76f8\u5c0d\u8f03\u9ad8\uff0c\u6db5\u84cb\u7d42\u8eab\u4fdd\u969c<br>\u53ca\u6709\u5132\u84c4\u6210\u5206<\/p>\n\n<\/10517_be491e-b1>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row10517_424d2e-39\">\n<th class=\"kb-table-data kb-table-data10517_64ae73-82\">\n\n<p class=\"has-ast-global-color-4-color has-text-color has-link-color wp-elements-ca99aba1c7d838a308cb46a79c882c5c\"><strong>\u9069\u7528\u4eba\u58eb<\/strong><\/p>\n\n<\/10517_64ae73-82>\n\n<td class=\"kb-table-data kb-table-data10517_562b68-7b\">\n\n<p>\u9810\u7b97\u6709\u9650\uff0c\u9700\u7279\u5b9a\u5e74\u671f\u4fdd\u969c\u7684\u4eba\u58eb<\/p>\n\n<\/10517_562b68-7b>\n\n<td class=\"kb-table-data kb-table-data10517_685383-fb\">\n\n<p>\u9700\u8981\u9577\u671f\u5168\u9762\u4fdd\u969c\u53ca<br>\u8cc7\u91d1\u5145\u88d5\u7684\u4eba\u58eb<\/p>\n\n<\/10517_685383-fb>\n<\/tr>\n<\/table><\/div>\n\n\n<p>\u4fdd\u96aa\u9700\u6c42\u56e0\u500b\u4eba\u60c5\u6cc1\u800c\u7570\uff0c\u5efa\u8b70\u5728\u9078\u64c7\u4fdd\u96aa\u6642\uff0c\u5145\u5206\u4e86\u89e3\u5404\u7a2e\u4fdd\u96aa\u7522\u54c1\u7684\u8a73\u7d30\u689d\u6b3e\uff0c\u4e26\u6839\u64da\u81ea\u8eab\u9700\u6c42\u3001\u9810\u7b97\u53ca\u672a\u4f86\u898f\u5283\u4f5c\u51fa\u660e\u667a\u7684\u9078\u64c7\u3002&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-term-life-protection-plan-3?discountCode=BLOGTL3\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/06\/TL3-1.jpg\" alt=\"\"\/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u600e\u6a23\u9078\u64c7\u6700\u9069\u5408\u81ea\u5df1\u7684\u4eba\u58fd\u4fdd\u96aa\uff1f<\/strong>&nbsp;<\/h2>\n\n\n\n<p>\u4eba\u58fd\u4fdd\u96aa\u662f\u4fdd\u969c\u5bb6\u5ead\u548c\u8ca1\u5bcc\u7684\u91cd\u8981\u65b9\u5f0f\u4e4b\u4e00\uff0c\u4e0d\u904e\u5982\u4f55\u9078\u64c7\u6700\u9069\u5408\u81ea\u5df1\u7684\u4eba\u58fd\u4fdd\u96aa\u5462\uff1f\u9996\u5148\uff0c\u9700\u8981\u4e86\u89e3\u81ea\u8eab\u7684\u9700\u6c42\uff0c\u6839\u64da\u500b\u4eba\u5e74\u9f61\u3001\u5bb6\u5ead\u72c0\u6cc1\u3001\u8077\u696d\u7b49\u56e0\u7d20\uff0c\u8a55\u4f30\u81ea\u5df1\u9700\u8981\u54ea\u7a2e\u985e\u578b\u7684\u4fdd\u969c\u3001\u4fdd\u969c\u671f\u53ca\u4fdd\u969c\u91d1\u984d\u3002\u540c\u6642\uff0c\u4f60\u4e5f\u53ef\u4ee5\u6bd4\u8f03\u4e0d\u540c\u7684\u4eba\u58fd\u4fdd\u96aa\u7522\u54c1\uff0c\u4ed4\u7d30\u7814\u7a76\u4fdd\u96aa\u689d\u6b3e\u3001\u4fdd\u969c\u7bc4\u570d\u548c\u4fdd\u8cbb\uff0c\u9078\u64c7\u6700\u9069\u5408\u81ea\u5df1\u7684\u4fdd\u96aa\u7522\u54c1\u3002&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u54ea\u4e9b\u4eba\u9069\u5408\u9078\u64c7\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa\u5462\uff1f<\/strong><\/h2>\n\n\n\n<p>\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa\u4e3b\u8981\u65bc\u4fdd\u969c\u671f\u5167\u63d0\u4f9b\u8eab\u6545\u8ce0\u511f\u4fdd\u969c\uff0c\u9069\u5408\u5bb6\u5ead\u7d93\u6fdf\u652f\u67f1\u3001\u8ca0\u64d4\u8f03\u91cd\u7684\u5e74\u8f15\u5bb6\u5ead\u53ca\u9ad8\u98a8\u96aa\u8077\u696d\u4eba\u58eb\u7b49\u3002\u800c\u7531\u65bc\u5b9a\u671f\u4eba\u58fd\u7684\u4fdd\u8cbb\u76f8\u5c0d\u8f03\u4f4e\uff0c\u80fd\u70ba\u5728\u67d0\u4e9b\u5e74\u671f\u5167\u9700\u8981\u7279\u5b9a\u4fdd\u969c\u3001\u9810\u7b97\u6709\u9650\u7684\u4eba\u58eb\u63d0\u4f9b\u4fdd\u969c\uff0c\u4ee5\u6e1b\u8f15\u5728\u610f\u5916\u8eab\u6545\u6642\u5c0d\u5bb6\u4eba\u6240\u7522\u751f\u7684\u7d93\u6fdf\u58d3\u529b\u3002&nbsp;\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa\u5177\u5099\u7c21\u55ae\u3001\u9748\u6d3b\u53ca\u4f4e\u4fdd\u8cbb\uff13\u5927\u7279\u6027\uff0c\u4e0d\u904e\u5728\u9078\u64c7\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa\u6642\uff0c\u90fd\u9700\u8981\u6839\u64da\u4ee5\u4e0b\u5be6\u969b\u60c5\u6cc1\u548c\u81ea\u5df1\u7684\u9700\u6c42\u9032\u884c\u7d9c\u5408\u8003\u616e\uff0c\u4ee5\u9078\u64c7\u6700\u9069\u5408\u81ea\u5df1\u7684\u4fdd\u96aa\u7522\u54c1\uff1a&nbsp;<\/p>\n\n\n\n<ul 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href=\"https:\/\/www.blue.com.hk\/hk\/weguard-pharmaeasy-protection-plan\">\u85e5\u5291<\/a>\u7b49\u591a\u7a2e\u4fdd\u96aa\u7522\u54c1\u3002\u5982\u6b32\u4e86\u89e3\u66f4\u591a\uff0c\u6b61\u8fce\u76f4\u63a5WhatsApp +852 9559 5665\u67e5\u8a62\u3002<\/p>\n\n\n\n<p>\u66f4\u591a\u76f8\u95dc\u4e3b\u984c\uff1a&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/4-things-you-should-know-about-term-life-insurance\/\"><u>\u3010\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa\u3011\u9069\u5408\u54ea\u985e\u4eba\uff1f\u8cb7\u7d14\u4eba\u58fd\u4fdd\u96aa4\u5927\u6ce8\u610f\u4e8b\u9805<\/u><\/a>&nbsp; <br><a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/life-insurance-types-of-policies\/\"><u>\u3010\u4eba\u58fd\u4fdd\u96aa\u57fa\u790e\u7bc7\u3011\u6295\u4fdd\u524d\u8a8d\u6e05 3\u5927\u4eba\u58fd\u4fdd\u96aa\u7a2e\u985e<\/u><\/a>&nbsp; <br><a 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