{"id":10335,"date":"2021-03-02T15:39:00","date_gmt":"2021-03-02T15:39:00","guid":{"rendered":"https:\/\/www.blue.com.hk\/wp\/?p=10335"},"modified":"2025-12-18T04:01:03","modified_gmt":"2025-12-18T04:01:03","slug":"life-insurance-types-of-policies","status":"publish","type":"post","link":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/life-insurance-types-of-policies","title":{"rendered":"\u3010\u4eba\u58fd\u4fdd\u96aa\u57fa\u790e\u7bc7\u3011\u6295\u4fdd\u524d\u8a8d\u6e05 3\u5927\u4eba\u58fd\u4fdd\u96aa\u7a2e\u985e"},"content":{"rendered":"\n<p>\u4eba\u58fd\u4fdd\u96aa\u53ef\u8aaa\u662f\u773e\u591a\u4fdd\u96aa\u7522\u54c1\u4e2d\u6700\u70ba\u4eba\u719f\u6089\u7684\uff0c\u4f46\u4f60\u53c8\u77e5\u4e0d\u77e5\u9053\u5176\u5be6\u4eba\u58fd\u4fdd\u96aa\u90fd\u5206\u70ba3\u7a2e\uff0c\u800c\u4e14\u7279\u9ede\u5404\u6709\u4e0d\u540c\uff1f<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/\">Blue\u8cc7\u8a0a\u5718\u968a<\/a>\u4eca\u5929\u5c31\u70ba\u5927\u5bb6\u7c21\u4ecb3\u500b\u6700\u5e38\u898b\u7684\u4eba\u58fd\u4fdd\u96aa\u7a2e\u985e\uff0c\u8b93\u5927\u5bb6\u5728\u6295\u4fdd\u4eba\u58fd\u4fdd\u96aa\u524d\u5148\u4e86\u89e3\u4e0d\u540c\u8a08\u5283\u6027\u8cea\u53ca\u7406\u8ce0\u65b9\u5f0f\uff0c\u4ee5\u4fbf\u5728\u6bd4\u8f03\u5f8c\u4f5c\u51fa\u6700\u597d\u9078\u64c7\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4eba\u58fd\u4fdd\u96aa\u5b9a\u7fa9\uff1a \u4eba\u58fd\u4fdd\u96aa\u662f\u4ec0\u9ebc?<\/h2>\n\n\n\n<p>\u4eba\u58fd\u4fdd\u96aa\u7c21\u7a31\u300c\u58fd\u96aa\u300d\u3002\u9867\u540d\u601d\u7fa9\uff0c\u4eba\u58fd\u4fdd\u96aa\uff0f\u58fd\u96aa\u80fd\u5728\u53d7\u4fdd\u4eba\u4e0d\u5e78\u8eab\u6545\u6642\uff0c\u70ba\u53d7\u76ca\u4eba\u63d0\u4f9b\u8ca1\u52d9\u4fdd\u969c\uff0c\u7576\u4e2d\u53c8\u53ef\u4ee5\u7d30\u5206\u70ba\u4e00\u6b21\u6027\u6216\u5b9a\u671f\u8ce0\u511f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4eba\u58fd\u4fdd\u96aa\u7a2e\u985e<\/h2>\n\n\n\n<p>\u96a8\u8457\u4fdd\u96aa\u5e02\u5834\u65e5\u76ca\u84ec\u52c3\uff0c\u4fdd\u96aa\u516c\u53f8\u4e5f\u958b\u767c\u51fa\u4e0d\u540c\u985e\u578b\u7684\u4eba\u58fd\u4fdd\u96aa\u7522\u54c1\uff0c\u4ee5\u5207\u5408\u4e0d\u540c\u5ba2\u6236\u7684\u9700\u8981\u3002\u4ee5\u4e0b\u6211\u5011\u6703\u6bd4\u8f033\u7a2e\u6700\u5e38\u898b\u7684\u4eba\u58fd\u4fdd\u96aa\uff1a<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.blue.com.hk\/hk\/category\/term-life-protection\">\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa<\/a>\u53c8\u7a31\u70ba<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/term-life-valuable-advantages\/\">\u7d14\u4eba\u58fd\u4fdd\u96aa<\/a>\uff0c\u662f\u6700\u5e38\u898b\u7684\u4eba\u58fd\u4fdd\u96aa\u7a2e\u985e\u3002\u82e5\u4f60\u5728\u4fdd\u55ae\u7684\u4fdd\u969c\u671f\u5167\uff08\u4f8b\u598210\u5e74\u30015\u5e74\u5167\uff09\u4e0d\u5e78\u8eab\u6545\uff0c\u4fdd\u96aa\u516c\u53f8\u5c31\u6703\u5411\u53d7\u76ca\u4eba\u652f\u4ed8\u4e00\u6b21\u6027\u8ce0\u511f\uff0c\u800c\u9019\u985e\u578b\u4fdd\u96aa\u901a\u5e38\u4e0d\u5e36\u5132\u84c4\u6210\u4efd\u3002<\/p>\n\n\n\n<p>\u60f3\u4e86\u89e3\u66f4\u591a\uff0c\u53ef\u4ee5\u53c3\u95b1\u300c<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/4-things-you-should-know-about-term-life-insurance\/\">\u3010\u5b9a\u671f\u4eba\u58fd\u4fdd\u96aa\u3011\u9069\u5408\u54ea\u985e\u4eba\uff1f\u8cb7\u7d14\u4eba\u58fd\u4fdd\u96aa4\u5927\u6ce8\u610f\u4e8b\u9805<\/a>\u300d\u53ca\u300c<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/term-life-valuable-advantages\/\">\u3010\u7d14\u4eba\u58fd\u4fdd\u96aa\u3011\u70ba\u4ec0\u9ebc\u4fdd\u8cbb\u9019\u9ebc\u5e73\uff1f\u62c6\u89e3\u7d14\u4eba\u58fd\u4fdd3\u5927\u597d\u8655<\/a>\u300d\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-term-life-protection-plan-3?discountCode=BLOGTL3\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/06\/TL3-1.jpg\" alt=\"\"\/><\/a><\/figure>\n\n\n\n<h2 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href=\"https:\/\/www.blue.com.hk\/blog\/hk\/term-life-whole-life-insurance-comparison\/\">\u3010\u4eba\u58fd\u4fdd\u96aa\u6bd4\u8f03\u3011\u5b9a\u671f\u4eba\u58fd\u548c\u7d42\u8eab\u4eba\u58fd\u600e\u6a23\u5206\uff1f\u54ea\u4e00\u500b\u6bd4\u8f03\u597d\uff1f<\/a>\u300d\u4e00\u6587\u4e86\u89e3\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.blue.com.hk\/hk\/wecare-flexible-term-life-protection-plan-1?discountCode=BLOGTF1\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/2fa2c35a-3996-4327-a2b3-09443132d3b4-1024x264.jpeg\" alt=\"\"\/><\/a><\/figure>\n\n\n\n<h2 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href=\"https:\/\/www.blue.com.hk\/hk\/short-term-endowment\" target=\"_blank\" rel=\" noreferrer noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"970\" height=\"250\" src=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-3yr.png\" alt=\"\" class=\"wp-image-14862\" srcset=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-3yr.png 970w, https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-3yr-300x77.png 300w, https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/ST1-3yr-768x198.png 768w\" sizes=\"(max-width: 970px) 100vw, 970px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u4eba\u58fd\u4fdd\u96aa\u5916\u7684\u5176\u4ed6\u4fdd\u969c<\/h2>\n\n\n\n<p>\u9664\u4e86\u8eab\u6545\u8ce0\u511f\u4e4b\u5916\uff0c\u90e8\u4efd\u4eba\u58fd\u4fdd\u55ae\u53ef\u80fd\u5305\u62ec\u5176\u4ed6\u4fdd\u969c\uff0c\u4f8b\u5982\uff1a<\/p>\n\n\n\n<p><a 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