{"id":10104,"date":"2024-06-24T06:57:00","date_gmt":"2024-06-24T06:57:00","guid":{"rendered":"https:\/\/www.blue.com.hk\/wp\/?p=10104"},"modified":"2025-09-19T15:11:25","modified_gmt":"2025-09-19T15:11:25","slug":"suicide-insurance-incontestability","status":"publish","type":"post","link":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/suicide-insurance-incontestability","title":{"rendered":"\u4fdd\u96aa\u8ce0\u511f\u5305\u62ec\u81ea\u6bba\u8eab\u6545\u55ce\uff1f\u8a8d\u8b58\u666e\u904d\u4fdd\u96aa\u7522\u54c1\u5c0d\u65bc\u81ea\u6bba\u7684\u689d\u6b3e"},"content":{"rendered":"\n<p>\u6295\u4fdd\u4eba\u8cfc\u8cb7\u4eba\u58fd\u4fdd\u96aa\u5f8c\uff0c\u4f5c\u70ba\u53d7\u4fdd\u4eba\u7684\u81ea\u5df1\u4e00\u65e6\u81ea\u6bba\u8eab\u6545\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u7406\u8ce0\u55ce\uff1f\u5c31\u8457\u81ea\u6bba\u4fdd\u96aa\u8ce0\u511f\u7684\u554f\u984c\uff0c\u4ee5\u4e0b\u5c07\u8aaa\u660e\u56e0\u81ea\u6bba\u8eab\u6545\u4fdd\u96aa\u8ce0\u511f\u8207\u4e0d\u8ce0\u511f\u7684\u5169\u7a2e\u60c5\u6cc1\uff0c\u4e26\u85c9\u6b64\u91cd\u7533\u4fdd\u96aa\u7522\u54c1\u7684\u610f\u7fa9\u8207\u89d2\u8272\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u81ea\u6bba\u800c\u4fdd\u96aa\u6703\u8ce0\u511f\u7684\u60c5\u6cc1\uff1a\u81ea\u6bba\u514d\u8cac\u671f\u5df2\u904e\u800c\u53d7\u4fdd\u4eba\u4e0d\u5e78\u81ea\u6bba\u8eab\u6545<\/h2>\n\n\n\n<p>\u4eba\u58fd\u4fdd\u55ae\u4e4b\u4e2d\u7684\u300c\u81ea\u6bba\u689d\u6b3e\u300d\uff0c\u662f\u6307\u4fdd\u96aa\u516c\u53f8\u5c0d\u65bc\u53d7\u4fdd\u4eba\u56e0\u81ea\u6bba\u6b7b\u4ea1\u7684\u7406\u8ce0\u898f\u5b9a\uff0c\u5982\u53d7\u4fdd\u4eba\u65bc\u4fdd\u55ae\u751f\u6548\u5f8c\u7684\u67d0\u500b\u671f\u9650\uff08\u4ea6\u7a31\u81ea\u6bba\u514d\u8cac\u671f\uff0c\u9999\u6e2f\u7684\u4fdd\u96aa\u7522\u54c1\u4e00\u822c\u70ba1\u81f32\u5e74\uff09\u5167\u81ea\u6bba\uff0c\u4fdd\u96aa\u516c\u53f8\u6709\u6b0a\u62d2\u7d55\u57f7\u884c\u7406\u8ce0\u3002<\/p>\n\n\n\n<p>\u9019\u770b\u4f3c\u5c0d\u65bc\u4fdd\u96aa\u516c\u53f8\uff0c\u4ee5\u81f3\u540c\u4e00\u4fdd\u55ae\u7684\u5176\u4ed6\u6295\u4fdd\u4eba\uff0f\u53d7\u76ca\u4eba\u4e0d\u516c\u5e73\uff0c\u56e0\u70ba\u81ea\u6bba\u4e26\u975e\u610f\u5916\uff0c\u5982\u4fdd\u96aa\u516c\u53f8\u70ba\u81ea\u6bba\u500b\u6848\u7406\u8ce0\uff0c\u5373\u6703\u5f71\u97ff\u5230\u4fdd\u55ae\u7684\u98a8\u96aa\u6c60\uff08\u4ee5\u4e0b\u5c07\u8a73\u8ff0\uff09\u3002\u7136\u800c\uff0c\u4eba\u58fd\u4fdd\u96aa\u7684\u539f\u610f\u662f\u70ba\u4e86\u4fdd\u969c\u4fdd\u55ae\u7684\u53d7\u76ca\u4eba\uff0c\u800c\u975e\u8b93\u5df2\u7d93\u8eab\u6545\u7684\u53d7\u4fdd\u4eba\u672c\u8eab\u5f97\u76ca\u3002\u4e0d\u8ad6\u53d7\u4fdd\u4eba\u96e2\u4e16\u7684\u539f\u56e0\uff0c\u5979\uff0f\u4ed6\u96e2\u4e16\u7684\u4e8b\u5be6\u90fd\u6703\u5c0d\u8eab\u908a\u4eba\uff08\u5982\u914d\u5076\u3001\u5b50\u5973\uff09\u6709\u4e0d\u540c\u5c64\u9762\u7684\u6253\u64ca\uff0c\u5176\u4e2d\u4e4b\u4e00\u5c31\u662f\u7d93\u6fdf\u72c0\u6cc1\u3002\u4eba\u58fd\u4fdd\u55ae\u70ba\u53d7\u4fdd\u4eba\u81ea\u6bba\u800c\u4fdd\u96aa\u8ce0\u511f\uff0c\u5be6\u969b\u4e0a\u662f\u5c65\u884c\u4fdd\u96aa\u672c\u4f86\u7684\u4fdd\u969c\u4f5c\u7528\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u81ea\u6bba\u800c\u4fdd\u96aa\u4e0d\u6703\u8ce0\u511f\u7684\u60c5\u6cc1\uff1a\u81ea\u6bba\u514d\u8cac\u671f\u672a\u904e\u3001\u5354\u540c\u81ea\u6bba\u6216\u81ea\u6bba\u5354\u8b70<\/h2>\n\n\n\n<p>\u627f\u4ee5\u4e0a\uff0c\u82e5\u53d7\u4fdd\u4eba\u65bc\u8a72\u81ea\u6bba\u689d\u6b3e\u671f\u9650\u5167\u56e0\u81ea\u6bba\u800c\u8eab\u6545\uff0c\u4fdd\u96aa\u516c\u53f8\u4e00\u822c\u5c07\u6839\u64da\u4fdd\u55ae\u689d\u6b3e\u62d2\u7d55\u7406\u8ce0\u3002\u4e0d\u904e\uff0c\u5373\u4f7f\u671f\u9650\u5df2\u904e\uff0c\u4fdd\u96aa\u516c\u53f8\u4ecd\u6709\u6b0a\u5229\u62d2\u7d55\u70ba\u53d7\u4fdd\u4eba\u81ea\u6bba\u7684\u4fdd\u55ae\u7406\u8ce0\uff0c\u9019\u5c31\u662f\u300c\u5354\u540c\u81ea\u6bba\u300d\u53ca\u300c\u81ea\u6bba\u5354\u5b9a\u300d\u7684\u60c5\u6cc1\u3002<\/p>\n\n\n\n<p>\u300c\u5354\u540c\u81ea\u6bba\u300d\u6307\u591a\u65bc\u4e00\u500b\u4eba\u5171\u540c\u6c7a\u5b9a\u81ea\u6bba\u7684\u884c\u70ba\uff0c\u666e\u904d\u5b58\u5728\u65bc\u5bb6\u5ead\u3001\u60c5\u4fb6\u6216\u670b\u53cb\u4e4b\u9593\u3002\u5c0d\u65bc\u9019\u6a23\u7684\u60c5\u6cc1\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u8a8d\u5b9a\u53d7\u4fdd\u4eba\u7684\u81ea\u6bba\u5c6c\u65bc\u4e8b\u5148\u6709\u8a08\u5283\u7684\u72af\u7f6a\u884c\u70ba\uff0c\u4e26\u56e0\u6b64\u6709\u6b0a\u4e0d\u4f5c\u7406\u8ce0\u3002<\/p>\n\n\n\n<p>\u800c\u300c\u81ea\u6bba\u5354\u5b9a\u300d\u5247\u662f\u6307\u6295\u4fdd\u4eba\u4f5c\u70ba\u53d7\u4fdd\u4eba\uff0c\u65bc\u6295\u4fdd\u524d\uff0c\u4e8b\u5148\u8207\u53d7\u76ca\u4eba\u9054\u6210\u5354\u8b70\uff0c\u5c07\u6703\u5728\u67d0\u6642\u9593\u81ea\u6bba\uff08\u901a\u5e38\u70ba\u4fdd\u55ae\u7684\u81ea\u6bba\u689d\u6b3e\u671f\u9650\u4e4b\u5f8c\uff09\uff0c\u4f7f\u53d7\u76ca\u4eba\u5f9e\u53d7\u4fdd\u4eba\u8eab\u6545\u4e4b\u5f8c\u7372\u5f97\u8ce0\u511f\u91d1\uff0c\u9019\u540c\u6a23\u5c6c\u65bc\u4e8b\u5148\u8a08\u5283\u7684\u72af\u7f6a\u884c\u70ba\uff0c\u4fdd\u96aa\u516c\u53f8\u4e00\u65e6\u767c\u73fe\u5373\u6709\u6b0a\u4e0d\u70ba\u4fdd\u55ae\u7406\u8ce0\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4fdd\u55ae\u8a2d\u81ea\u6bba\u514d\u8cac\u671f\u7684\u91cd\u8981\u7406\u7531<\/h2>\n\n\n\n<p>\u5f9e\u4ee5\u4e0a\u60c5\u6cc1\u5f97\u77e5\uff0c\u4fdd\u96aa\u516c\u53f8\u8981\u8a2d\u7acb\u81ea\u6bba\u514d\u8cac\u671f\u80cc\u5f8c\u4e0d\u7121\u91cd\u8981\u7406\u7531\u3002\u9996\u5148\u662f\u9632\u6b62\u6f5b\u5728\u7684\u4fdd\u96aa\u6feb\u7528\uff08\u5305\u62ec\u4fdd\u96aa\u6b3a\u8a50\uff09\u884c\u70ba\uff0c\u4f8b\u5982\u6295\u4fdd\u4eba\u84c4\u610f\u65bc\u8cfc\u8cb7\u4fdd\u96aa\u5f8c\u96a8\u5373\u81ea\u6bba\u4ee5\u7372\u5f97\u8ce0\u511f\uff08\u7531\u4fdd\u55ae\u53d7\u76ca\u4eba\u63a5\u53d7\uff09\uff0c\u9019\u6709\u9055\u4fdd\u96aa\u5951\u7d04\u7684\u8aa0\u4fe1\u539f\u5247\uff0c\u5c0d\u65bc\u5176\u4ed6\u6295\u4fdd\u4eba\u4ea6\u4e0d\u516c\u5e73\u3002\u6b64\u5916\uff0c\u7531\u65bc\u4fdd\u96aa\u662f\u7531\u4e00\u773e\u6295\u4fdd\u4eba\u6240\u7e73\u4ed8\u7684\u4fdd\u8cbb\u96c6\u5408\u6210\u98a8\u96aa\u6c60\u4f86\u904b\u4f5c\uff0c\u904e\u91cf\u7684\u8ce0\u511f\u5c07\u6703\u640d\u5bb3\u98a8\u96aa\u6c60\uff0c\u6700\u7d42\u4fdd\u96aa\u516c\u53f8\u6709\u53ef\u80fd\u9700\u8981\u589e\u52a0\u4fdd\u8cbb\u4ee5\u7dad\u6301\u98a8\u96aa\u6c60\u6c34\u5e73\uff0c\u9019\u4e5f\u662f\u8a2d\u7acb\u81ea\u6bba\u514d\u8cac\u671f\u7684\u53e6\u4e00\u91cd\u8981\u7406\u7531\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/www.blue.com.hk\/blog\/hk\/how-much-life-insurance-coverage-do-i-need\/\">\u3010\u4eba\u58fd\u4fdd\u984d\u8cb7\u5e7e\u5927\uff1f\u3011\u4e00\u6587\u4e86\u89e3\u8eab\u6545\u98a8\u96aa\u4fdd\u969c\u7f3a\u53e3\uff0b\u8a08\u7b97\u5408\u9069\u4eba\u58fd\u4fdd\u984d<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u81ea\u6bba\u672c\u5c6c\u4e0d\u5e78\u4e8b\u4ef6 \u6295\u4fdd\u6642\u4e0d\u61c9\u4ee5\u6b64\u70ba\u91cd\u8981\u8003\u616e\u56e0\u7d20<\/h2>\n\n\n\n<p>\u4fdd\u96aa\u7684\u76ee\u7684\u662f\u7576\u53d7\u4fdd\u4eba\u9762\u5c0d\u7a81\u5982\u5176\u4f86\u7684\u610f\u5916\u6642\uff0c\u53ef\u4ee5\u5728\u7d93\u6fdf\u4e0a\u4fdd\u969c\u53d7\u76ca\u4eba\uff08\u53ef\u4ee5\u662f\u6295\u4fdd\u4eba\u81ea\u5df1\u6216\u5bb6\u5ead\u6210\u54e1\u7b49\u53d7\u76ca\u4eba\uff09\u3002\u4e00\u822c\u4f86\u8aaa\uff0c\u4fdd\u96aa\u689d\u6b3e\u6108\u5bec\u9b06\uff0c\u5c0d\u65bc\u4f5c\u70ba\u6d88\u8cbb\u8005\u7684\u6295\u4fdd\u4eba\u4f86\u8aaa\u6108\u6709\u5229\uff0c\u800c\u9019\u4ea6\u662f\u6295\u4fdd\u4eba\u6bd4\u8f03\u4e0d\u540c\u4fdd\u96aa\u7522\u54c1\u6642\u7684\u91cd\u8981\u8003\u616e\u56e0\u7d20\u3002\u5176\u5be6\u5373\u4f7f\u6487\u9664 \u81ea\u6bba\u514d\u8cac\u671f\u7684\u8003\u91cf\uff0c\u4eba\u58fd\u4fdd\u96aa\u672c\u8eab\u5df2\u7d93\u80fd\u5920\u4fdd\u969c\u610f\u5916\u96e2\u4e16\u7684\u53d7\u4fdd\u4eba\u7684\u5bb6\u5ead\uff0c\u8db3\u4ee5\u4fdd\u969c\u7d55\u5927\u591a\u6578\u7684\u53d7\u4fdd\u4eba\u8eab\u6545\u72c0\u6cc1\u3002<\/p>\n\n\n\n<p>\u53cd\u89c0\u81ea\u6bba\u61c9\u88ab\u8996\u70ba\u4e00\u7a2e\u4e0d\u5e78\u4e8b\u4ef6\uff08\u4f8b\u5982\u56e0\u60a3\u4e0a\u6291\u9b31\u75c7\u800c\u81ea\u6bba\u8f15\u751f\uff09\uff0c\u800c\u975e\u6295\u4fdd\u524d\u7684\u91cd\u8981\u8003\u616e\u56e0\u7d20\u3002\u56e0\u6b64\u65bc\u6bd4\u8f03\u4fdd\u96aa\u7522\u54c1\u6642\uff0c\u4e0d\u61c9\u8a72\u5c07\u8f03\u77ed\u7684\u81ea\u6bba\u4fdd\u96aa\u8ce0\u511f\u671f\u9650\uff08\u4f8b\u59821\u5e74\uff09\u7576\u4f5c\u662f\u300c\u8ce3\u9ede\u300d\uff0c\u800c\u61c9\u8a72\u4f9d\u64da\u81ea\u5df1\u7684\u5be6\u969b\u9700\u8981\u53ca\u4fdd\u96aa\u7522\u54c1\u7684\u4fdd\u969c\u689d\u6b3e\u9078\u64c7\u3002\u540c\u6642\uff0c\u751f\u547d\u8aa0\u7136\u53ef\u8cb4\uff0c\u5373\u4f7f\u81ea\u6bba\u76f8\u95dc\u689d\u6b3e\u7684\u9650\u5236\u5df2\u904e\uff0c\u4ea6\u4e0d\u53ef\u80fd\u9f13\u52f5\u53d7\u4fdd\u4eba\u4ee5\u81ea\u6bba\u7684\u65b9\u5f0f\u63db\u53d6\u7406\u8ce0\u91d1\u4e88\u53d7\u76ca\u4eba\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u61c9\u611b\u60dc\u751f\u547d \u5982\u6709\u56f0\u64fe\u61c9\u8a72\u7a4d\u6975\u5c0b\u6c42\u5354\u52a9<\/h2>\n\n\n\n<p>\u4e86\u89e3\u4ee5\u4e0a\u6709\u95dc\u65bc\u4fdd\u96aa\u81ea\u6bba\u7684\u554f\u984c\u5f8c\uff0c\u5927\u5bb6\u8981\u660e\u767d\u7cbe\u795e\u5065\u5eb7\u8207\u8eab\u9ad4\u5065\u5eb7\u540c\u6a23\u5bf6\u8cb4\uff0c\u9762\u5c0d\u5fc3\u7406\u5065\u5eb7\u554f\u984c\u751a\u81f3\u6709\u7cbe\u795e\u56f0\u64fe\u6642\uff0c\u61c9\u7acb\u5373\u5c0b\u6c42\u5fc3\u7406\u8aee\u8a62\u670d\u52d9\u6216\u7cbe\u795e\u79d1\u5c08\u79d1\u7b49\u7684\u5c08\u696d\u63f4\u52a9\uff0c\u4ee5\u7372\u5f97\u652f\u63f4\u8207\u6cbb\u7642\u3002\u5982\u6709\u5373\u6642\u9700\u8981\uff0c\u53ef\u4ee5\u81f4\u96fb\u4ee5\u4e0b\u6a5f\u69cb\u63d0\u4f9b\u768424\u5c0f\u6642\u9632\u6b62\u81ea\u6bba\u6c42\u52a9\u71b1\u7dda\uff1a<\/p>\n\n\n\n<p>\u660e\u611b\u5411\u6674\u8ed2\uff1a18288 \u9999\u6e2f\u6492\u746a\u5229\u4e9e\u9632\u6b62\u81ea\u6bba\u6703\uff1a2389 2222 \u6492\u746a\u5229\u4e9e\u6703\u71b1\u7dda\uff08\u8a2d\u591a\u7a2e\u8a9e\u8a00\uff09\uff1a2896 0000 \u751f\u547d\u71b1\u7dda\uff1a2382 0000 \u793e\u6703\u798f\u5229\u7f72\uff1a2343 2255 \u6771\u83ef\u4e09\u9662\u82b7\u82e5\u5712\uff1a18281 \u91ab\u7ba1\u5c40\u7cbe\u795e\u5065\u5eb7\u5c08\u7dda\uff1a2466 7350 \u300c\u60c5\u7dd2\u901a\u300d\uff1a18111 \u8cfd\u99ac\u6703\u9752\u5c11\u5e74\u60c5\u7dd2\u5065\u5eb7\u7db2\u4e0a\u652f\u63f4\u5e73\u53f0\u300cOpen\u564f\u300d\uff1a <a href=\"http:\/\/www.openup.hk\/\">http:\/\/www.openup.hk<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u53c3\u8003\u8cc7\u6599\uff1a <br>\u9577\u8005\u793e\u5340\u6cd5\u7db2 &#8211; <a href=\"https:\/\/seniorclic.hk\/zh\/topics\/farewell-to-life\/life-insurance\/suicide-and-incontestability\/\">\u81ea\u6bba\u53ca\u4e0d\u53ef\u722d\u8b70\u689d\u6b3e<\/a> <br>\u4fdd\u5354\u4fdd\u5bf6 &#8211; <a href=\"https:\/\/www.luabobo.com\/2709\/%E9%BB%9E%E8%A7%A3%E8%87%AA%E6%AE%BA%E9%83%BD%E6%9C%89%E5%BE%97%E8%B3%A0%EF%BC%9F\">\u9ede\u89e3\u81ea\u6bba\u90fd\u6709\u5f97\u8ce0\uff1f<\/a> <br>Wave Chow &#8211; <a href=\"https:\/\/www.wavechow.com\/index.php\/column\/6674\/\">\u5169\u7a2e\u81ea\u6bba \u4eba\u58fd\u4fdd\u96aa\u4e0d\u8ce0<\/a> <br>\u65b0\u57ce\u7406\u8ca1+ &#8211;\u00a0<a href=\"https:\/\/metrofinanceplus.com.hk\/40122\/%e8%87%aa%e6%ae%ba-%e4%bf%9d%e9%9a%aa%e8%b3%a0%e5%84%9f\/\">\u81ea\u6bba\u6709\u5f97\u8ce0\uff1f \u95dc\u9375\u5728\u65bc\u81ea\u6bba\u9664\u5916\u8cac\u4efb\u689d\u6b3e<\/a>\u00a0 <br>LifeInsuranceHK &#8211; <a href=\"https:\/\/lifeinsurancehk.com\/%E4%BA%BA%E5%A3%BD%E4%BF%9D%E9%9A%AA-%E8%87%AA%E6%AE%BA\/\">\u4eba\u58fd\u4fdd\u96aa\u662f\u5426\u4fdd\u969c\u81ea\u6bba\u500b\u6848\uff1f\u62d2\u8ce0\u600e\u9ebc\u8fa6\uff1f<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6295\u4fdd\u4eba\u8cfc\u8cb7\u4eba\u58fd\u4fdd\u96aa\u5f8c\uff0c\u4f5c\u70ba\u53d7\u4fdd\u4eba\u7684\u81ea\u5df1\u4e00\u65e6\u81ea\u6bba\u8eab\u6545\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u7406\u8ce0\u55ce\uff1f\u5c31\u8457\u81ea\u6bba\u4fdd\u96aa\u8ce0\u511f\u7684\u554f\u984c\uff0c\u4ee5\u4e0b\u5c07\u8aaa\u660e\u56e0\u81ea\u6bba\u8eab\u6545\u4fdd\u96aa\u8ce0\u511f\u8207\u4e0d\u8ce0\u511f\u7684\u5169\u7a2e\u60c5\u6cc1\uff0c\u4e26\u85c9\u6b64\u91cd\u7533\u4fdd\u96aa\u7522\u54c1\u7684\u610f\u7fa9\u8207\u89d2\u8272\u3002 \u81ea\u6bba\u800c\u4fdd\u96aa\u6703\u8ce0\u511f\u7684\u60c5\u6cc1\uff1a\u81ea\u6bba\u514d\u8cac\u671f\u5df2\u904e\u800c\u53d7\u4fdd\u4eba\u4e0d\u5e78\u81ea\u6bba\u8eab\u6545 \u4eba\u58fd\u4fdd\u55ae\u4e4b\u4e2d\u7684\u300c\u81ea\u6bba\u689d\u6b3e\u300d\uff0c\u662f\u6307\u4fdd\u96aa\u516c\u53f8\u5c0d\u65bc\u53d7\u4fdd\u4eba\u56e0\u81ea\u6bba\u6b7b\u4ea1\u7684\u7406\u8ce0\u898f\u5b9a\uff0c\u5982\u53d7\u4fdd\u4eba\u65bc\u4fdd\u55ae\u751f\u6548\u5f8c\u7684\u67d0\u500b\u671f\u9650\uff08\u4ea6\u7a31\u81ea\u6bba\u514d\u8cac\u671f\uff0c\u9999\u6e2f\u7684\u4fdd\u96aa\u7522\u54c1\u4e00\u822c\u70ba1\u81f32\u5e74\uff09\u5167\u81ea\u6bba\uff0c\u4fdd\u96aa\u516c\u53f8\u6709\u6b0a\u62d2\u7d55\u57f7\u884c\u7406\u8ce0\u3002 \u9019\u770b\u4f3c\u5c0d\u65bc\u4fdd\u96aa\u516c\u53f8\uff0c\u4ee5\u81f3\u540c\u4e00\u4fdd\u55ae\u7684\u5176\u4ed6\u6295\u4fdd\u4eba\uff0f\u53d7\u76ca\u4eba\u4e0d\u516c\u5e73\uff0c\u56e0\u70ba\u81ea\u6bba\u4e26\u975e\u610f\u5916\uff0c\u5982\u4fdd\u96aa\u516c\u53f8\u70ba\u81ea\u6bba\u500b\u6848\u7406\u8ce0\uff0c\u5373\u6703\u5f71\u97ff\u5230\u4fdd\u55ae\u7684\u98a8\u96aa\u6c60\uff08\u4ee5\u4e0b\u5c07\u8a73\u8ff0\uff09\u3002\u7136\u800c\uff0c\u4eba\u58fd\u4fdd\u96aa\u7684\u539f\u610f\u662f\u70ba\u4e86\u4fdd\u969c\u4fdd\u55ae\u7684\u53d7\u76ca\u4eba\uff0c\u800c\u975e\u8b93\u5df2\u7d93\u8eab\u6545\u7684\u53d7\u4fdd\u4eba\u672c\u8eab\u5f97\u76ca\u3002\u4e0d\u8ad6\u53d7\u4fdd\u4eba\u96e2\u4e16\u7684\u539f\u56e0\uff0c\u5979\uff0f\u4ed6\u96e2\u4e16\u7684\u4e8b\u5be6\u90fd\u6703\u5c0d\u8eab\u908a\u4eba\uff08\u5982\u914d\u5076\u3001\u5b50\u5973\uff09\u6709\u4e0d\u540c\u5c64\u9762\u7684\u6253\u64ca\uff0c\u5176\u4e2d\u4e4b\u4e00\u5c31\u662f\u7d93\u6fdf\u72c0\u6cc1\u3002\u4eba\u58fd\u4fdd\u55ae\u70ba\u53d7\u4fdd\u4eba\u81ea\u6bba\u800c\u4fdd\u96aa\u8ce0\u511f\uff0c\u5be6\u969b\u4e0a\u662f\u5c65\u884c\u4fdd\u96aa\u672c\u4f86\u7684\u4fdd\u969c\u4f5c\u7528\u3002 \u81ea\u6bba\u800c\u4fdd\u96aa\u4e0d\u6703\u8ce0\u511f\u7684\u60c5\u6cc1\uff1a\u81ea\u6bba\u514d\u8cac\u671f\u672a\u904e\u3001\u5354\u540c\u81ea\u6bba\u6216\u81ea\u6bba\u5354\u8b70 \u627f\u4ee5\u4e0a\uff0c\u82e5\u53d7\u4fdd\u4eba\u65bc\u8a72\u81ea\u6bba\u689d\u6b3e\u671f\u9650\u5167\u56e0\u81ea\u6bba\u800c\u8eab\u6545\uff0c\u4fdd\u96aa\u516c\u53f8\u4e00\u822c\u5c07\u6839\u64da\u4fdd\u55ae\u689d\u6b3e\u62d2\u7d55\u7406\u8ce0\u3002\u4e0d\u904e\uff0c\u5373\u4f7f\u671f\u9650\u5df2\u904e\uff0c\u4fdd\u96aa\u516c\u53f8\u4ecd\u6709\u6b0a\u5229\u62d2\u7d55\u70ba\u53d7\u4fdd\u4eba\u81ea\u6bba\u7684\u4fdd\u55ae\u7406\u8ce0\uff0c\u9019\u5c31\u662f\u300c\u5354\u540c\u81ea\u6bba\u300d\u53ca\u300c\u81ea\u6bba\u5354\u5b9a\u300d\u7684\u60c5\u6cc1\u3002 \u300c\u5354\u540c\u81ea\u6bba\u300d\u6307\u591a\u65bc\u4e00\u500b\u4eba\u5171\u540c\u6c7a\u5b9a\u81ea\u6bba\u7684\u884c\u70ba\uff0c\u666e\u904d\u5b58\u5728\u65bc\u5bb6\u5ead\u3001\u60c5\u4fb6\u6216\u670b\u53cb\u4e4b\u9593\u3002\u5c0d\u65bc\u9019\u6a23\u7684\u60c5\u6cc1\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u8a8d\u5b9a\u53d7\u4fdd\u4eba\u7684\u81ea\u6bba\u5c6c\u65bc\u4e8b\u5148\u6709\u8a08\u5283\u7684\u72af\u7f6a\u884c\u70ba\uff0c\u4e26\u56e0\u6b64\u6709\u6b0a\u4e0d\u4f5c\u7406\u8ce0\u3002 \u800c\u300c\u81ea\u6bba\u5354\u5b9a\u300d\u5247\u662f\u6307\u6295\u4fdd\u4eba\u4f5c\u70ba\u53d7\u4fdd\u4eba\uff0c\u65bc\u6295\u4fdd\u524d\uff0c\u4e8b\u5148\u8207\u53d7\u76ca\u4eba\u9054\u6210\u5354\u8b70\uff0c\u5c07\u6703\u5728\u67d0\u6642\u9593\u81ea\u6bba\uff08\u901a\u5e38\u70ba\u4fdd\u55ae\u7684\u81ea\u6bba\u689d\u6b3e\u671f\u9650\u4e4b\u5f8c\uff09\uff0c\u4f7f\u53d7\u76ca\u4eba\u5f9e\u53d7\u4fdd\u4eba\u8eab\u6545\u4e4b\u5f8c\u7372\u5f97\u8ce0\u511f\u91d1\uff0c\u9019\u540c\u6a23\u5c6c\u65bc\u4e8b\u5148\u8a08\u5283\u7684\u72af\u7f6a\u884c\u70ba\uff0c\u4fdd\u96aa\u516c\u53f8\u4e00\u65e6\u767c\u73fe\u5373\u6709\u6b0a\u4e0d\u70ba\u4fdd\u55ae\u7406\u8ce0\u3002 \u4fdd\u55ae\u8a2d\u81ea\u6bba\u514d\u8cac\u671f\u7684\u91cd\u8981\u7406\u7531 \u5f9e\u4ee5\u4e0a\u60c5\u6cc1\u5f97\u77e5\uff0c\u4fdd\u96aa\u516c\u53f8\u8981\u8a2d\u7acb\u81ea\u6bba\u514d\u8cac\u671f\u80cc\u5f8c\u4e0d\u7121\u91cd\u8981\u7406\u7531\u3002\u9996\u5148\u662f\u9632\u6b62\u6f5b\u5728\u7684\u4fdd\u96aa\u6feb\u7528\uff08\u5305\u62ec\u4fdd\u96aa\u6b3a\u8a50\uff09\u884c\u70ba\uff0c\u4f8b\u5982\u6295\u4fdd\u4eba\u84c4\u610f\u65bc\u8cfc\u8cb7\u4fdd\u96aa\u5f8c\u96a8\u5373\u81ea\u6bba\u4ee5\u7372\u5f97\u8ce0\u511f\uff08\u7531\u4fdd\u55ae\u53d7\u76ca\u4eba\u63a5\u53d7\uff09\uff0c\u9019\u6709\u9055\u4fdd\u96aa\u5951\u7d04\u7684\u8aa0\u4fe1\u539f\u5247\uff0c\u5c0d\u65bc\u5176\u4ed6\u6295\u4fdd\u4eba\u4ea6\u4e0d\u516c\u5e73\u3002\u6b64\u5916\uff0c\u7531\u65bc\u4fdd\u96aa\u662f\u7531\u4e00\u773e\u6295\u4fdd\u4eba\u6240\u7e73\u4ed8\u7684\u4fdd\u8cbb\u96c6\u5408\u6210\u98a8\u96aa\u6c60\u4f86\u904b\u4f5c\uff0c\u904e\u91cf\u7684\u8ce0\u511f\u5c07\u6703\u640d\u5bb3\u98a8\u96aa\u6c60\uff0c\u6700\u7d42\u4fdd\u96aa\u516c\u53f8\u6709\u53ef\u80fd\u9700\u8981\u589e\u52a0\u4fdd\u8cbb\u4ee5\u7dad\u6301\u98a8\u96aa\u6c60\u6c34\u5e73\uff0c\u9019\u4e5f\u662f\u8a2d\u7acb\u81ea\u6bba\u514d\u8cac\u671f\u7684\u53e6\u4e00\u91cd\u8981\u7406\u7531\u3002 \u5ef6\u4f38\u95b1\u8b80\uff1a\u3010\u4eba\u58fd\u4fdd\u984d\u8cb7\u5e7e\u5927\uff1f\u3011\u4e00\u6587\u4e86\u89e3\u8eab\u6545\u98a8\u96aa\u4fdd\u969c\u7f3a\u53e3\uff0b\u8a08\u7b97\u5408\u9069\u4eba\u58fd\u4fdd\u984d \u81ea\u6bba\u672c\u5c6c\u4e0d\u5e78\u4e8b\u4ef6 \u6295\u4fdd\u6642\u4e0d\u61c9\u4ee5\u6b64\u70ba\u91cd\u8981\u8003\u616e\u56e0\u7d20 \u4fdd\u96aa\u7684\u76ee\u7684\u662f\u7576\u53d7\u4fdd\u4eba\u9762\u5c0d\u7a81\u5982\u5176\u4f86\u7684\u610f\u5916\u6642\uff0c\u53ef\u4ee5\u5728\u7d93\u6fdf\u4e0a\u4fdd\u969c\u53d7\u76ca\u4eba\uff08\u53ef\u4ee5\u662f\u6295\u4fdd\u4eba\u81ea\u5df1\u6216\u5bb6\u5ead\u6210\u54e1\u7b49\u53d7\u76ca\u4eba\uff09\u3002\u4e00\u822c\u4f86\u8aaa\uff0c\u4fdd\u96aa\u689d\u6b3e\u6108\u5bec\u9b06\uff0c\u5c0d\u65bc\u4f5c\u70ba\u6d88\u8cbb\u8005\u7684\u6295\u4fdd\u4eba\u4f86\u8aaa\u6108\u6709\u5229\uff0c\u800c\u9019\u4ea6\u662f\u6295\u4fdd\u4eba\u6bd4\u8f03\u4e0d\u540c\u4fdd\u96aa\u7522\u54c1\u6642\u7684\u91cd\u8981\u8003\u616e\u56e0\u7d20\u3002\u5176\u5be6\u5373\u4f7f\u6487\u9664 \u81ea\u6bba\u514d\u8cac\u671f\u7684\u8003\u91cf\uff0c\u4eba\u58fd\u4fdd\u96aa\u672c\u8eab\u5df2\u7d93\u80fd\u5920\u4fdd\u969c\u610f\u5916\u96e2\u4e16\u7684\u53d7\u4fdd\u4eba\u7684\u5bb6\u5ead\uff0c\u8db3\u4ee5\u4fdd\u969c\u7d55\u5927\u591a\u6578\u7684\u53d7\u4fdd\u4eba\u8eab\u6545\u72c0\u6cc1\u3002 \u53cd\u89c0\u81ea\u6bba\u61c9\u88ab\u8996\u70ba\u4e00\u7a2e\u4e0d\u5e78\u4e8b\u4ef6\uff08\u4f8b\u5982\u56e0\u60a3\u4e0a\u6291\u9b31\u75c7\u800c\u81ea\u6bba\u8f15\u751f\uff09\uff0c\u800c\u975e\u6295\u4fdd\u524d\u7684\u91cd\u8981\u8003\u616e\u56e0\u7d20\u3002\u56e0\u6b64\u65bc\u6bd4\u8f03\u4fdd\u96aa\u7522\u54c1\u6642\uff0c\u4e0d\u61c9\u8a72\u5c07\u8f03\u77ed\u7684\u81ea\u6bba\u4fdd\u96aa\u8ce0\u511f\u671f\u9650\uff08\u4f8b\u59821\u5e74\uff09\u7576\u4f5c\u662f\u300c\u8ce3\u9ede\u300d\uff0c\u800c\u61c9\u8a72\u4f9d\u64da\u81ea\u5df1\u7684\u5be6\u969b\u9700\u8981\u53ca\u4fdd\u96aa\u7522\u54c1\u7684\u4fdd\u969c\u689d\u6b3e\u9078\u64c7\u3002\u540c\u6642\uff0c\u751f\u547d\u8aa0\u7136\u53ef\u8cb4\uff0c\u5373\u4f7f\u81ea\u6bba\u76f8\u95dc\u689d\u6b3e\u7684\u9650\u5236\u5df2\u904e\uff0c\u4ea6\u4e0d\u53ef\u80fd\u9f13\u52f5\u53d7\u4fdd\u4eba\u4ee5\u81ea\u6bba\u7684\u65b9\u5f0f\u63db\u53d6\u7406\u8ce0\u91d1\u4e88\u53d7\u76ca\u4eba\u3002 \u61c9\u611b\u60dc\u751f\u547d \u5982\u6709\u56f0\u64fe\u61c9\u8a72\u7a4d\u6975\u5c0b\u6c42\u5354\u52a9 \u4e86\u89e3\u4ee5\u4e0a\u6709\u95dc\u65bc\u4fdd\u96aa\u81ea\u6bba\u7684\u554f\u984c\u5f8c\uff0c\u5927\u5bb6\u8981\u660e\u767d\u7cbe\u795e\u5065\u5eb7\u8207\u8eab\u9ad4\u5065\u5eb7\u540c\u6a23\u5bf6\u8cb4\uff0c\u9762\u5c0d\u5fc3\u7406\u5065\u5eb7\u554f\u984c\u751a\u81f3\u6709\u7cbe\u795e\u56f0\u64fe\u6642\uff0c\u61c9\u7acb\u5373\u5c0b\u6c42\u5fc3\u7406\u8aee\u8a62\u670d\u52d9\u6216\u7cbe\u795e\u79d1\u5c08\u79d1\u7b49\u7684\u5c08\u696d\u63f4\u52a9\uff0c\u4ee5\u7372\u5f97\u652f\u63f4\u8207\u6cbb\u7642\u3002\u5982\u6709\u5373\u6642\u9700\u8981\uff0c\u53ef\u4ee5\u81f4\u96fb\u4ee5\u4e0b\u6a5f\u69cb\u63d0\u4f9b\u768424\u5c0f\u6642\u9632\u6b62\u81ea\u6bba\u6c42\u52a9\u71b1\u7dda\uff1a \u660e\u611b\u5411\u6674\u8ed2\uff1a18288 [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":10106,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[62],"tags":[256],"class_list":["post-10104","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-62","tag-256"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u81ea\u6bba\u4fdd\u96aa\u6703\u8ce0\u511f\u55ce\uff1f\u81ea\u6bba\u514d\u8cac\u671f\u662f\u95dc\u9375\u56e0\u7d20 - Blue<\/title>\n<meta name=\"description\" content=\"\u8a73\u89e3\u53d7\u4fdd\u4eba\u81ea\u6bba\u5f8c\u4fdd\u96aa\u8ce0\u511f\u7684\u60c5\u6cc1\uff0c\u5f9e\u81ea\u6bba\u689d\u6b3e\u5230\u81ea\u6bba\u514d\u8cac\u671f\uff0cBlue\u70ba\u4f60\u4e00\u4e00\u8aaa\u660e\u56e0\u81ea\u6bba\u8eab\u6545\u4fdd\u96aa\u8ce0\u511f\u8207\u4e0d\u8ce0\u511f\u7684\u5169\u7a2e\u60c5\u6cc1\uff0c\u91cd\u7533\u4fdd\u96aa\u7522\u54c1\u7684\u610f\u7fa9\u8207\u89d2\u8272\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.blue.com.hk\/blog\/hk\/\u4fdd\u96aa\u77e5\u8b58\/suicide-insurance-incontestability\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u81ea\u6bba\u4fdd\u96aa\u6703\u8ce0\u511f\u55ce\uff1f\u81ea\u6bba\u514d\u8cac\u671f\u662f\u95dc\u9375\u56e0\u7d20\" \/>\n<meta property=\"og:description\" content=\"\u8a73\u89e3\u53d7\u4fdd\u4eba\u81ea\u6bba\u5f8c\u4fdd\u96aa\u8ce0\u511f\u7684\u60c5\u6cc1\uff0c\u5f9e\u81ea\u6bba\u689d\u6b3e\u5230\u81ea\u6bba\u514d\u8cac\u671f\uff0cBlue\u70ba\u4f60\u4e00\u4e00\u8aaa\u660e\u56e0\u81ea\u6bba\u8eab\u6545\u4fdd\u96aa\u8ce0\u511f\u8207\u4e0d\u8ce0\u511f\u7684\u5169\u7a2e\u60c5\u6cc1\uff0c\u91cd\u7533\u4fdd\u96aa\u7522\u54c1\u7684\u610f\u7fa9\u8207\u89d2\u8272\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.blue.com.hk\/blog\/hk\/\u4fdd\u96aa\u77e5\u8b58\/suicide-insurance-incontestability\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/blueinsurancehk\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-24T06:57:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-19T15:11:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/\u4fdd\u96aa\u8ce0\u511f\u5305\u62ec\u81ea\u6bba\u8eab\u6545\u55ce\uff1f\u8a8d\u8b58\u666e\u904d\u4fdd\u96aa\u7522\u54c1\u5c0d\u65bc\u81ea\u6bba\u7684\u689d\u6b3e.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"840\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Blue\u4fdd\u96aa\u9054\u4eba\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Blue\u4fdd\u96aa\u9054\u4eba\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/suicide-insurance-incontestability\",\"url\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/suicide-insurance-incontestability\",\"name\":\"\u81ea\u6bba\u4fdd\u96aa\u6703\u8ce0\u511f\u55ce\uff1f\u81ea\u6bba\u514d\u8cac\u671f\u662f\u95dc\u9375\u56e0\u7d20 - Blue\",\"isPartOf\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/suicide-insurance-incontestability#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/suicide-insurance-incontestability#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/\u4fdd\u96aa\u8ce0\u511f\u5305\u62ec\u81ea\u6bba\u8eab\u6545\u55ce\uff1f\u8a8d\u8b58\u666e\u904d\u4fdd\u96aa\u7522\u54c1\u5c0d\u65bc\u81ea\u6bba\u7684\u689d\u6b3e.jpeg\",\"datePublished\":\"2024-06-24T06:57:00+00:00\",\"dateModified\":\"2025-09-19T15:11:25+00:00\",\"author\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/b4536bde808b8d9be3214751456df766\"},\"description\":\"\u8a73\u89e3\u53d7\u4fdd\u4eba\u81ea\u6bba\u5f8c\u4fdd\u96aa\u8ce0\u511f\u7684\u60c5\u6cc1\uff0c\u5f9e\u81ea\u6bba\u689d\u6b3e\u5230\u81ea\u6bba\u514d\u8cac\u671f\uff0cBlue\u70ba\u4f60\u4e00\u4e00\u8aaa\u660e\u56e0\u81ea\u6bba\u8eab\u6545\u4fdd\u96aa\u8ce0\u511f\u8207\u4e0d\u8ce0\u511f\u7684\u5169\u7a2e\u60c5\u6cc1\uff0c\u91cd\u7533\u4fdd\u96aa\u7522\u54c1\u7684\u610f\u7fa9\u8207\u89d2\u8272\u3002\",\"breadcrumb\":{\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/suicide-insurance-incontestability#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/suicide-insurance-incontestability\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/suicide-insurance-incontestability#primaryimage\",\"url\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/\u4fdd\u96aa\u8ce0\u511f\u5305\u62ec\u81ea\u6bba\u8eab\u6545\u55ce\uff1f\u8a8d\u8b58\u666e\u904d\u4fdd\u96aa\u7522\u54c1\u5c0d\u65bc\u81ea\u6bba\u7684\u689d\u6b3e.jpeg\",\"contentUrl\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/\u4fdd\u96aa\u8ce0\u511f\u5305\u62ec\u81ea\u6bba\u8eab\u6545\u55ce\uff1f\u8a8d\u8b58\u666e\u904d\u4fdd\u96aa\u7522\u54c1\u5c0d\u65bc\u81ea\u6bba\u7684\u689d\u6b3e.jpeg\",\"width\":1600,\"height\":840},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/suicide-insurance-incontestability#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.blue.com.hk\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u4fdd\u96aa\u8ce0\u511f\u5305\u62ec\u81ea\u6bba\u8eab\u6545\u55ce\uff1f\u8a8d\u8b58\u666e\u904d\u4fdd\u96aa\u7522\u54c1\u5c0d\u65bc\u81ea\u6bba\u7684\u689d\u6b3e\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#website\",\"url\":\"https:\/\/www.blue.com.hk\/blog\/\",\"name\":\"\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.blue.com.hk\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/b4536bde808b8d9be3214751456df766\",\"name\":\"Blue\u4fdd\u96aa\u9054\u4eba\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/Blue_insurance_knowledge-2.png\",\"contentUrl\":\"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/Blue_insurance_knowledge-2.png\",\"caption\":\"Blue\u4fdd\u96aa\u9054\u4eba\"},\"sameAs\":[\"https:\/\/www.blue.com.hk\",\"https:\/\/www.facebook.com\/blueinsurancehk\",\"https:\/\/www.instagram.com\/blueinsurancehk\",\"https:\/\/www.youtube.com\/@BlueHKinsurance\"],\"url\":\"https:\/\/www.blue.com.hk\/blog\/hk\/author\/blue-insurance-knowledge\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u81ea\u6bba\u4fdd\u96aa\u6703\u8ce0\u511f\u55ce\uff1f\u81ea\u6bba\u514d\u8cac\u671f\u662f\u95dc\u9375\u56e0\u7d20 - Blue","description":"\u8a73\u89e3\u53d7\u4fdd\u4eba\u81ea\u6bba\u5f8c\u4fdd\u96aa\u8ce0\u511f\u7684\u60c5\u6cc1\uff0c\u5f9e\u81ea\u6bba\u689d\u6b3e\u5230\u81ea\u6bba\u514d\u8cac\u671f\uff0cBlue\u70ba\u4f60\u4e00\u4e00\u8aaa\u660e\u56e0\u81ea\u6bba\u8eab\u6545\u4fdd\u96aa\u8ce0\u511f\u8207\u4e0d\u8ce0\u511f\u7684\u5169\u7a2e\u60c5\u6cc1\uff0c\u91cd\u7533\u4fdd\u96aa\u7522\u54c1\u7684\u610f\u7fa9\u8207\u89d2\u8272\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.blue.com.hk\/blog\/hk\/\u4fdd\u96aa\u77e5\u8b58\/suicide-insurance-incontestability","og_locale":"en_US","og_type":"article","og_title":"\u81ea\u6bba\u4fdd\u96aa\u6703\u8ce0\u511f\u55ce\uff1f\u81ea\u6bba\u514d\u8cac\u671f\u662f\u95dc\u9375\u56e0\u7d20","og_description":"\u8a73\u89e3\u53d7\u4fdd\u4eba\u81ea\u6bba\u5f8c\u4fdd\u96aa\u8ce0\u511f\u7684\u60c5\u6cc1\uff0c\u5f9e\u81ea\u6bba\u689d\u6b3e\u5230\u81ea\u6bba\u514d\u8cac\u671f\uff0cBlue\u70ba\u4f60\u4e00\u4e00\u8aaa\u660e\u56e0\u81ea\u6bba\u8eab\u6545\u4fdd\u96aa\u8ce0\u511f\u8207\u4e0d\u8ce0\u511f\u7684\u5169\u7a2e\u60c5\u6cc1\uff0c\u91cd\u7533\u4fdd\u96aa\u7522\u54c1\u7684\u610f\u7fa9\u8207\u89d2\u8272\u3002","og_url":"https:\/\/www.blue.com.hk\/blog\/hk\/\u4fdd\u96aa\u77e5\u8b58\/suicide-insurance-incontestability","article_author":"https:\/\/www.facebook.com\/blueinsurancehk","article_published_time":"2024-06-24T06:57:00+00:00","article_modified_time":"2025-09-19T15:11:25+00:00","og_image":[{"width":1600,"height":840,"url":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/\u4fdd\u96aa\u8ce0\u511f\u5305\u62ec\u81ea\u6bba\u8eab\u6545\u55ce\uff1f\u8a8d\u8b58\u666e\u904d\u4fdd\u96aa\u7522\u54c1\u5c0d\u65bc\u81ea\u6bba\u7684\u689d\u6b3e.jpeg","type":"image\/jpeg"}],"author":"Blue\u4fdd\u96aa\u9054\u4eba","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Blue\u4fdd\u96aa\u9054\u4eba","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/suicide-insurance-incontestability","url":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/suicide-insurance-incontestability","name":"\u81ea\u6bba\u4fdd\u96aa\u6703\u8ce0\u511f\u55ce\uff1f\u81ea\u6bba\u514d\u8cac\u671f\u662f\u95dc\u9375\u56e0\u7d20 - Blue","isPartOf":{"@id":"https:\/\/www.blue.com.hk\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/suicide-insurance-incontestability#primaryimage"},"image":{"@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/suicide-insurance-incontestability#primaryimage"},"thumbnailUrl":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/\u4fdd\u96aa\u8ce0\u511f\u5305\u62ec\u81ea\u6bba\u8eab\u6545\u55ce\uff1f\u8a8d\u8b58\u666e\u904d\u4fdd\u96aa\u7522\u54c1\u5c0d\u65bc\u81ea\u6bba\u7684\u689d\u6b3e.jpeg","datePublished":"2024-06-24T06:57:00+00:00","dateModified":"2025-09-19T15:11:25+00:00","author":{"@id":"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/b4536bde808b8d9be3214751456df766"},"description":"\u8a73\u89e3\u53d7\u4fdd\u4eba\u81ea\u6bba\u5f8c\u4fdd\u96aa\u8ce0\u511f\u7684\u60c5\u6cc1\uff0c\u5f9e\u81ea\u6bba\u689d\u6b3e\u5230\u81ea\u6bba\u514d\u8cac\u671f\uff0cBlue\u70ba\u4f60\u4e00\u4e00\u8aaa\u660e\u56e0\u81ea\u6bba\u8eab\u6545\u4fdd\u96aa\u8ce0\u511f\u8207\u4e0d\u8ce0\u511f\u7684\u5169\u7a2e\u60c5\u6cc1\uff0c\u91cd\u7533\u4fdd\u96aa\u7522\u54c1\u7684\u610f\u7fa9\u8207\u89d2\u8272\u3002","breadcrumb":{"@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/suicide-insurance-incontestability#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/suicide-insurance-incontestability"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/suicide-insurance-incontestability#primaryimage","url":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/\u4fdd\u96aa\u8ce0\u511f\u5305\u62ec\u81ea\u6bba\u8eab\u6545\u55ce\uff1f\u8a8d\u8b58\u666e\u904d\u4fdd\u96aa\u7522\u54c1\u5c0d\u65bc\u81ea\u6bba\u7684\u689d\u6b3e.jpeg","contentUrl":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/\u4fdd\u96aa\u8ce0\u511f\u5305\u62ec\u81ea\u6bba\u8eab\u6545\u55ce\uff1f\u8a8d\u8b58\u666e\u904d\u4fdd\u96aa\u7522\u54c1\u5c0d\u65bc\u81ea\u6bba\u7684\u689d\u6b3e.jpeg","width":1600,"height":840},{"@type":"BreadcrumbList","@id":"https:\/\/www.blue.com.hk\/blog\/hk\/%e4%bf%9d%e9%9a%aa%e7%9f%a5%e8%ad%98\/suicide-insurance-incontestability#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.blue.com.hk\/blog\/"},{"@type":"ListItem","position":2,"name":"\u4fdd\u96aa\u8ce0\u511f\u5305\u62ec\u81ea\u6bba\u8eab\u6545\u55ce\uff1f\u8a8d\u8b58\u666e\u904d\u4fdd\u96aa\u7522\u54c1\u5c0d\u65bc\u81ea\u6bba\u7684\u689d\u6b3e"}]},{"@type":"WebSite","@id":"https:\/\/www.blue.com.hk\/blog\/#website","url":"https:\/\/www.blue.com.hk\/blog\/","name":"","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.blue.com.hk\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/b4536bde808b8d9be3214751456df766","name":"Blue\u4fdd\u96aa\u9054\u4eba","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.blue.com.hk\/blog\/#\/schema\/person\/image\/","url":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/Blue_insurance_knowledge-2.png","contentUrl":"https:\/\/www.blue.com.hk\/blog\/\/app\/uploads\/2025\/07\/Blue_insurance_knowledge-2.png","caption":"Blue\u4fdd\u96aa\u9054\u4eba"},"sameAs":["https:\/\/www.blue.com.hk","https:\/\/www.facebook.com\/blueinsurancehk","https:\/\/www.instagram.com\/blueinsurancehk","https:\/\/www.youtube.com\/@BlueHKinsurance"],"url":"https:\/\/www.blue.com.hk\/blog\/hk\/author\/blue-insurance-knowledge"}]}},"_links":{"self":[{"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/posts\/10104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/comments?post=10104"}],"version-history":[{"count":2,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/posts\/10104\/revisions"}],"predecessor-version":[{"id":10108,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/posts\/10104\/revisions\/10108"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/media\/10106"}],"wp:attachment":[{"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/media?parent=10104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/categories?post=10104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.blue.com.hk\/blog\/wp-json\/wp\/v2\/tags?post=10104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}